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The Insurance Regulatory Authority was established in 2007, formerly Department of Insurance, is a state corporation with a mandate to regulate, supervise and develop the insurance industry in Kenya. 

Our Core Functions

    1. Ensure the effective administration, supervision, regulation and control of insurance and reinsurance business in Kenya;
    2. Formulate and enforce standards for the conduct of insurance and reinsurance business in Kenya.
    3. Issue licenses to all persons involved in or connected with insurance business, including insurance and reinsurance companies, insurance and reinsurance intermediaries, loss adjusters and motor assessors, risk surveyors and valuers;
    4. Protect the interests of insurance policy holders and insurance beneficiaries in any insurance contract;
    5. Promote the development of the insurance sector;
    6. Advise the Government on the national policy to be followed in order to ensure adequate insurance protection and security for national assets and national properties;
    7. Issue supervisory guidelines and prudential standards from time to time, for better administration of the insurance business of persons licensed under the Act;
    8. Share information with other regulatory authorities and to carry out any other related activities in furtherance of its supervisory role; and
    9. Undertake such other functions as may be conferred on it by the Insurance Act CAP 487 of the Laws of Kenya, or by any other written law. Mandate & Objectives

Our Strategic Issues

Strategic issues are the key performance areas in which the Authority must excel in so as to realize the mission and vision and deliver value to stakeholders. They are therefore the pillars of excellence which the Authority will seek to focus on for the entire plan period and are as follows:

a.Stability of the industry;
      i.Regulatory framework
      ii.Supervisory framework
b.Reputation of the insurance industry;
c.Penetration and accessibility;
d.Consumer protection and education; and
e.Institutional capacity.


Ag. Commissioner of Insurance & Chief Executive Officer
Godfrey Kiptum, MBS