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{"sheet":"Template G","index":0,"n_rows":49,"n_cols":17,"rows_kept":49,"cut":false,"hidden":true,"merged":[[1,1,1,16],[3,1,3,16],[42,1,42,16],[48,1,48,16]]}
[]
[null,"APPENDIX 1: SUMMARY OF PROFIT & LOSS ACCOUNTS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2014"]
[null,"Company","Profit Transferred from Revenue ","Investment Income","Other Income","Total Income","Loss Transferred From Revenue","Management Expenses","Total Outgo","Profit / (Loss) Before Taxation","Provision for Taxation","Profit/(Loss) After Taxation","Unappropriated Profit/(Loss) BF","Transfer To Reserves","Other Appropriations","Dividend","Unappropriated Profit /(Loss) CF"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",130234,0,0,130234,0,0,0,130234,46204,84030,44501,634323,0,0,-505792]
[null,"AFRICAN MERCHANT ASSURANCE ",142654,0,0,142654,0,0,0,142654,39308,103346,318291,0,0,0,421637]
[null,"AIG INSURANCE COMPANY",170766,670630,0,841396,0,0,0,841396,146702,694694,954171,0,0,400000,1248865]
[null,"ALLIANZ INSURANCE COMPANY"]
[null,"APA INSURANCE COMPANY",38749,1034052,0,1072800,0,-2138,234936,837864,61671,776193,2283021,0,0,80000,2979214]
[null,"BRITISH AMERICAN INSURANCE ",339613,251553,0,591166,0,0,0,591166,78039,513127,825170,0,0,0,1338298]
[null,"CANNON ASSURANCE COMPANY ",74763,0,46931,191885,0,0,70189,121695,1928,119767,1084652,0,0,781269,423150]
[null,"CIC GENERAL INSURANCE COMPANY",125132,719643,0,844775,0,0,0,844775,241425,603350,1877149,0,0,405000,2075499]
[null,"CORPORATE INSURANCE COMPANY",205038,0,0,205038,0,0,0,205038,46383,158655,385905,0,0,39000,505560]
[null,"DIRECTLINE ASSURANCE COMPANY",0,638364,0,638365,79947,24146,187546,450818,70096,380723,0,0,0,0,380723]
[null,"FIDELITY SHIELD INSURANCE  ",101808,179215,7034,288058,0,29416,86512,201545,51745,149800,537207,149548,0,45000,492459]
[null,"FIRST ASSURANCE COMPANY",67728,447203,0,514930,0,0,0,514930,98026,416904,827541,0,8093,80251,1156101]
[null,"GA INSURANCE COMPANY",603861,0,0,603861,0,0,0,603861,158971,444890,677157,6241,0,225000,890806]
[null,"GATEWAY INSURANCE COMPANY",25450,0,0,25450,0,0,0,25450,5318,20132,279570,0,0,0,299702]
[null,"GEMINIA INSURANCE COMPANY ",345161,0,291,345452,0,633,6435,339017,103330,235686,409368,0,2886,90000,552169]
[null,"HERITAGE INSURANCE COMPANY",714803,0,1654,716456,0,4023,14466,701990,187852,514138,1285450,0,0,230000,1569588]
[null,"ICEA LION GENERAL INSURANCE",300512,742458,0,1042969,0,174555,216797,826173,242956,583217,1850557,0,0,200000,2233774]
[null,"INTRA-AFRICA ASSURANCE ",0,25075,35589,60664,11756,6540,44468,16196,1648,14548,137625,28100,-21036,7500,137608]
[null,"INVESCO ASSURANCE COMPANY ",0,31010,1443,32453,28200,0,101914,-69461,26760,-96221,-1210798,0,0,0,-1307019]
[null,"JUBILEE INSURANCE COMPANY",1732918,0,139646,1872564,0,0,0,1872564,412337,1460227,3374754,-48,1200000,1000000,2635029]
[null,"KENINDIA ASSURANCE COMPANY ",0,0,7636,7636,273201,14741,368270,-360634,-107940,-252694,1172502,0,-3585,28069,895324]
[null,"KENYA ORIENT INSURANCE",237761,0,2666,240427,0,98497,98497,141930,52814,89116,-17547,0,0,0,71569]
[null,"MADISON INSURANCE COMPANY",12753,0,21396,34149,0,0,0,34149,0,34149,381408,0,0,0,415557]
[null,"MAYFAIR INSURANCE COMPANY",188190,192898,1359,382447,0,1286,22336,360110,102410,257701,275513,0,0,20000,513214]
[null,"OCCIDENTAL INSURANCE COMPANY ",311911,0,34062,345973,0,32976,34373,311600,67905,243695,323724,0,0,79695,487724]
[null,"PACIS INSURANCE COMPANY ",119902,0,70627,190529,0,19908,19908,170621,50513,120108,352876,0,0,0,472984]
[null,"PHOENIX OF EAST AFRICA ",0,113772,943479,1057251,179641,77166,256807,800444,21357,779087,647918,0,0,305000,1122005]
[null,"REAL INSURANCE COMPANY ",-58634,102770,58505,102640,0,5420,77089,25552,10450,15101,37508,0,-8204,25898,34916]
[null,"RESOLUTION HEALTH INSURANCE ",0,0,0,0,138004,0,138004,-138004,-37685,-100319,45411,0,0,0,-54908]
[null,"SAHAM ASSURANCE",21354,0,0,21354,0,0,0,21354,2544,18810,139368,8988,0,9000,140190]
[null,"TAKAFUL INSURANCE OF AFRICA",0,0,0,0,20487,-22351,-1864,1864,4966,-3102,-139324,0,0,0,-142426]
[null,"TAUSI ASSURANCE COMPANY",35509,170757,0,206265,0,5631,19943,186323,53012,133310,176183,0,-2999,50224,262268]
[null,"THE KENYAN ALLIANCE INSURANCE ",175734,0,0,175734,0,0,0,175734,73633,102102,955596,0,0,10526,1047171]
[null,"THE MONARCH INSURANCE ",99555,9578,46957,156091,0,3702,27420,128672,36001,92671,10403,0,0,50000,53074]
[null,"TRIDENT INSURANCE COMPANY ",47022,155654,21399,224074,0,30356,38052,186022,43613,142409,1246161,-4181,0,0,1392751]
[null,"UAP INSURANCE COMPANY",303159,1138224,6032,1447415,0,310003,343343,1104072,249503,854569,3178379,-1916845,-50810,1000000,5000603]
[null,"XPLICO INSURANCE COMPANY",-54329,34591,0,-19739,0,0,0,-19739,-3519,-16220,71835,0,0,0,55615]
[null,"TOTAL",{"$f":"SUM(C5:C41)","v":6559077},{"$f":"SUM(D5:D41)","v":6657447},{"$f":"SUM(E5:E41)","v":1446706},14733416,731236,814510,2405441,12327975,2640276,9687699,24799205,-1093874,1124345,5161432,29295002]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",147757,52992,1081,201830,0,51501,71033,130797,39763,91034,53655,0,0,53215,91474]
[null,"EAST AFRICA REINSURANCE ",151629,322940,35273,509842,0,24718,63308,446534,125724,320810,880517,0,0,60000,1141326]
[null,"KENYA REINSURANCE CORPORATION",2245528,144921,906884,3297333,0,0,0,3297333,569810,2727523,11098665,-35689,0,419959,13441918]
[null,"TOTAL",{"$f":"SUM(C44:C46)","v":2544914},{"$f":"SUM(D44:D46)","v":520853},{"$f":"SUM(E44:E46)","v":943238},4009005,0,76219,134341,3874664,735297,3139367,12032837,-35689,0,533174,14674718]
[null,"GRAND TOTAL",{"$f":"C42+C47","v":9103991},{"$f":"D42+D47","v":7178300},2389944,18742421,731236,890729,2539782,16202639,3375573,12827066,36832042,-1129563,1124345,5694606,43969720]
[null,"Amounts in Thousand Shillings"]

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[]
[]
[]
[]
[]
[]
[null,null,null,null,"INSURANCE REGULATORY AUTHORITY",null,null,null,null,null,null,"Quarterly",2010]
[null,null,null,null,null,null,null,null,null,null,null,"Annual",2011]
[null,null,null,null,null,null,null,null,null,null,null,null,2012]
[null,null,null,null,null,null,null,null,null,null,null,null,2013]
[null,null,null,null,null,null,null,null,null,null,null,null,2015]
[null,null,null,null,"TYPE OF INDUSTRY STATISTICS","ANNUAL AUDITED",null,null,null,null,null,null,2016]
[null,null,null,null,null,null,null,null,null,null,null,null,2017]
[null,null,null,null,null,null,null,null,null,null,null,null,2018]
[null,null,null,null,null,null,null,null,null,null,null,null,2019]
[null,null,null,null,"FOR THE YEAR",2022,null,null,null,null,null,null,2020]
[null,null,null,null,null,null,null,null,null,null,null,null,2021]
[]
[null,null,null,null,"PERIOD ENDED","31st DECEMBER 2022",null,null,null,null,null,null,2022]
[null,null,null,null,null,null,null,null,null,null,null,null,2023]
[]
[null,null,null,null,"PREPARED BY","INSURANCE REGULATORY AUTHORITY"]
[null,null,null,null,null,"September, 2023"]
[null,null,null,null,null,null,null,null,null,null,null,null,2024]
[null,null,null,null,null,null,null,null,null,null,null,null,2025]
[null,null,null,null,null,null,null,null,null,null,null,null,2026]
[null,null,null,null,null,null,null,null,null,null,null,null,2027]
[null,null,null,null,null,null,null,null,null,null,null,null,2028]
[null,null,null,null,null,null,null,null,null,null,null,null,2029]
[null,null,null,null,null,null,null,null,null,null,null,null,2030]
[null,null,null,null,null,null,null,null,null,null,null,null,2031]
[null,null,null,null,null,null,null,null,null,null,null,null,2032]
[null,null,null,null,null,null,null,null,null,null,null,null,2033]
[null,null,null,null,null,null,null,null,null,null,null,null,2034]
[null,null,null,null,null,null,null,null,null,null,null,null,2035]
[null,null,null,null,null,null,null,null,null,null,null,null,2036]
[null,null,null,null,null,null,null,null,null,null,null,null,2037]
[null,null,null,null,null,null,null,null,null,null,null,null,2038]
[null,null,null,null,null,null,null,null,null,null,null,null,2039]
[null,null,null,null,null,null,null,null,null,null,null,null,2040]
[null,null,null,null,null,null,null,null,null,null,null,null,2041]
[null,null,null,null,null,null,null,null,null,null,null,null,2042]
[null,null,null,null,null,null,null,null,null,null,null,null,2043]
[null,null,null,null,null,null,null,null,null,null,null,null,2044]
[null,null,null,null,null,null,null,null,null,null,null,null,2045]
[null,null,null,null,null,null,null,null,null,null,null,null,2046]
[null,null,null,null,null,null,null,null,null,null,null,null,2047]
[null,null,null,null,null,null,null,null,null,null,null,null,2048]
[null,null,null,null,null,null,null,null,null,null,null,null,2049]
[null,null,null,null,null,null,null,null,null,null,null,null,2050]
[null,null,null,null,null,null,null,null,null,null,null,null,2051]
[null,null,null,null,null,null,null,null,null,null,null,null,2052]

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[]
[]
[null,"RELIANCE AND LIMITATIONS"]
[null,"The insurance information contained in this workbook has been extracted from the annual audited returns submitted to the Authority in line with Section 54 of the Insurance Act. No adjustments have been made to the returns’ data except where necessary in consultation with the affected insurer(s) or reinsurer(s).\n\nThe publication of any summary of the returns in this report does not necessarily mean that the returns so summarized have satisfied all the requirements of the Insurance Act, or that the Commissioner of Insurance approves the accuracy or the contents of the returns\n\nWhere necessary, figures have been adjusted to eliminate errors in totals due to rounding off, and are given in thousands Kenya shillings (‘000’ KES) except where otherwise stated. In addition, the report incorporated data from all the regulated general insurance companies except for Healthier (K) Micro Insurance, Star Discover General, The Monarch Insurance Company and all of the regulated long term insurance companies except for Star Discover Life who did not submit their returns by the date of this report. The report incorporated quarter 4 2022 unaudited data for Trident Insurance Company Limited, Xplico Insurance Company and The Monarch Insurance Company Limited – Life which had not met the annual submission requirements but the Q4 2022 submission requirements were met."]
[]
[null,null,null,null,null,null,null,null," "]

{"sheet":"Contents","index":3,"n_rows":71,"n_cols":3,"rows_kept":71,"cut":false,"hidden":false,"merged":[[1,1,2,2],[3,1,3,2],[4,1,4,2]]}
[]
[null,"INSURANCE REGULATORY AUTHORITY"]
[]
[null,"2022 DATA "]
[null,"TABLE of CONTENTS"]
[null,"Link","Description"]
[]
[null,"Trends 1","Economy and Insurance Industry Trends"]
[null,"Trends 2","Trends in Long-Term Insurance Business"]
[null,"Trends 3","Trends in General Insurance Business"]
[null,"Trends 4","Trends in Re-Insurance Business"]
[null,"APPENDIX 1","Summary of Profit & Loss Accounts under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 2","Summary of Profit & Loss Accounts Long-Term  Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 3","Summary of Net Commissions And Management Expenses for the Year Ended 31.12.2022"]
[null,"APPENDIX 4 I","Summary of Long Term Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 4 II","Summary of Long Term Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 4 III","Summary of Long Term Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 5 I","Summary of General Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 5 II","Summary of General Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 5 III","Summary of General Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 5 IV","Summary of General Insurance Business Balance Sheets as at 31.12.2022"]
[null,"APPENDIX 6","Summary of Long Term Business Gross  Direct Premiums  for the Year Ended 31.12.2022"]
[null,"APPENDIX 7","Summary of Long Term Business Inward Reinsurance Premiums for the Year Ended 31.12.2022"]
[null,"APPENDIX 8","Summary of Long Term Business Outward Reinsurance Premiums for the Year Ended 31.12.2022"]
[null,"APPENDIX 9","Summary of Life assurances Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 10","Summary of Annuities Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 11","Summary of Group Life Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 12","Summary of Personal Pensions Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 13","Summary of Deposit Administration Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 14","Summary of Group Credit Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 15","Summary of Permanent Health Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 16","Summary of Investments Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 17","Summary of Long Term Business Combined Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 18","Summary of Long Term Insurance Business Actuarial Valuations as at 31.12.2022"]
[null,"APPENDIX 19","Summary of Gross Direct Premiums under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 20","Summary of Inward Reinsurance Premiums under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 21","Summary of Gross Premium Incomes under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 22","Summary of Outward Reinsurance Premiums under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 23","Summary of Aviation Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 24","Summary of Engineering Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 25","Summary of Fire Domestic Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 26","Summary of Fire Industrial Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 27","Summary of Liability Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 28","Summary of Marine Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 29","Summary of Motor Private Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 30"," Summary of Motor Commercial Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 31","Summary of Motor Psv Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 32","Summary of Personal Accident Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 33","Summary of Theft Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 34","Summary of Workmen'S Compensation Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 35","Summary of Medical Insurance Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 36","Summary of Miscellaneous Business Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 37","Summary of General Business Combined Revenue Accounts for the Year Ended 31.12.2022"]
[null,"APPENDIX 38","Summary of Net Earned Premiums under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 39","Summary of Net Paid Claims under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 40","Summary of Net Incurred Claims under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 41","Summary of Incurred Claims Ratios under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 42","Summary of Underwriting Profits under General Insurance Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 43","Summary of Business in Force For General Insurers as at 31.12.2022"]
[null,"APPENDIX 44","Summary of Business in Force for Long term Insurers as at 31.12.2022"]
[null,"APPENDIX 45","Summary of Claim Numbers under Motor Classes Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 46","Summary of Claim Amounts Under Motor Classes Business for the Year Ended 31.12.2022"]
[null,"APPENDIX 47I","Directory of Regulated Insurance and Reinsurance Companies in Kenya"]
[null,"APPENDIX 47II","Directory of Regulated Insurance and Reinsurance Companies in Kenya"]
[null,"APPENDIX 47III","Directory of Regulated Insurance and Reinsurance Companies in Kenya"]
[null,"APPENDIX 47IV","Directory of Regulated Insurance and Reinsurance Companies in Kenya"]
[null,"APPENDIX 47V","Directory of Regulated Insurance and Reinsurance Companies in Kenya"]
[null,"APPENDIX 47VI","Directory of Regulated Insurance and Reinsurance Companies in Kenya"]
[null,"APPENDIX 48I","Directory of Insurance Groups in Kenya"]
[null,"APPENDIX 48II","Directory of Insurance Groups in Kenya"]
[null,"APPENDIX 49","Directory of Other Insurance Industry Players in Kenya"]

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[]
[]
[null,null,"Table 1: Economy and Insurance Industry Trends"]
[]
[]
[null,null,"a) Economy and Insurance Indicators"]
[null,null,null,"Years"]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Gross Direct Premium (KES Billion)",129.19,155.80000000000001,172.540122,195.229647,207.6,214.9,227.9,233.1,270.46828399999998,{"$f":"('APPENDIX 6'!K31+'APPENDIX 19'!Q43)/1000000","v":306.69306899999998}]
[null,null,"Gross Direct Premium Growth Rate (%)",null,null,10.744622593068032,13.150289183173292,{"$f":"(H9/G9-1)*100","v":6.336308644762334},3.5163776493256416,6.0493252675663189,2.2817025010969605,16.031009867009871,{"$f":"(M9/L9-1)*100","v":13.393357795696303}]
[null,null,"GDP (Market Prices) KES Billion*",4745.1433999999999,5402.41,6284.2,7022.96,8483.4,9340.2999999999993,10237.73,10715.07,12027.6615,13368.34]
[null,null,"GDP (%) growth rate (at market prices)",11.352532166885299,13.851353786273348,16.322159924922396,11.8,{"$f":"(H11/G11-1)*100","v":20.795220249011813},10.100902939859013,9.6081496311681605,4.6625570316857434,12.249957303125413,{"$f":"(M11/L11-1)*100","v":11.146626466000885}]
[null,null,"Insurance Penetration ratio (%) (at current prices)",2.7225731471044687,2.8838981121388421,2.7456179306833013,2.78,2.5499999999999998,2.4300000000000002,2.34,2.1754407577365336,2.2487187887687061,{"$f":"(M9/M11)*100","v":2.2941746619251151}]
[null,null,"Population (Million)*",41.8,43,44.2,45.4,45.3,46.4,47.6,48.8,49.7,50.6]
[null,null,"Insurance Density (KES)",3090.6698564593303,3623.2558139534885,3903.6226696832578,4300.2124889867846,4455,4525,4788,4776.6393442622957,5442.017786720322,{"$f":"(M9/M14)*1000","v":6061.1278458498018}]
[null,null,"Lives Covered (Million)",2.0586190000000002,2.4706619999999999,4.3908430000000003,3.82463,4.26,4.3,11.65,13.44,13.478244999999999,{"$f":"'APPENDIX 44'!G31/1000000","v":17.498367999999999}]
[null,null,"Policies (Million)",2.7724299999999999,3.815534,2.7022719999999998,3.3903349999999999,3.14,3.43,3.96,null,4.0775899999999998,{"$f":"('APPENDIX 43'!F43+'APPENDIX 44'!F31)/1000000","v":4.0316720000000004}]
[null,null,"Insurance cover (Lives/population) %",4.9249258373205747,5.7457255813953489,9.9340339366515842,8.4242951541850228,9.1,9,24.5,27.540983606557379,27.119205231388328,{"$f":"(M16/M14)*100","v":34.581754940711463}]
[null,null,"Insurance Cover (policies/population) %",6.632607655502393,8.8733348837209309,6.1137375565610856,7.4676982378854637,6.7,7.1,8.3000000000000007,null,8.2044064386317892,{"$f":"(M17/M14)*100","v":7.9677312252964425}]
[null,null,"Rate of Inflation (%)*",5.7,6.9,6.6,6.3,8,4.7,5.2,5.4,5.62,7.66]
[null,null,"Real Gross Direct Premium growth (%)",9.2156852965118432,12.813441975043327,3.8880136895572459,6.4442983849231306,{"$f":"(((100+H10)/(100+H20))-1)*100","v":-1.5404549585533833},{"$f":"(((100+I10)/(100+I20))-1)*100","v":-1.1304893511693948},{"$f":"(((100+J10)/(100+J20))-1)*100","v":0.80734341023414036},-2.9585365264734764,{"$f":"(((100+L10)/(100+L20))-1)*100","v":9.8570439945179658},{"$f":"(((100+M10)/(100+M20))-1)*100","v":5.3254298678212075}]
[null,null,"Sources: KNBS, CBK and IRA Statistics  Population in 2022 is based on 2019 projections done by KNBS\n*information has been updated to reflect the most updated information available\n"]
[null,null,null,{"$f":"D20/100","v":5.7000000000000002E-2},{"$f":"E20/100","v":6.9000000000000006E-2},null,{"$f":"G20/100","v":6.3E-2},null,null,null,null,null,{"$f":"M20/100","v":7.6600000000000001E-2},{"$f":"H11*N20","v":0}]
[null,"GDP 2011",90.2,0.2407,{"$f":"(E9-D9)/D9","v":0.2059756947132132},{"$f":"(F9-E9)/E9","v":0.10744622593068026},{"$f":"(G9-F9)/F9","v":0.13150289183173294},{"$f":"(H9-G9)/G9","v":6.3363086447623368E-2},null,null,null,null,{"$f":"(M9-H9)/H9","v":0.47732692196531784}]
[null,null,{"$f":"((1+D24)/(1+D23)-1)*100","v":17.379375591296121},null,{"$f":"((1+E24)/(1+E23)-1)*100","v":12.813441975043327},{"$f":"((1+F24)/(1+F23)-1)*100","v":10.744622593068032},{"$f":"((1+G24)/(1+G23)-1)*100","v":6.4442983849231306},null,null,null,null,null,{"$f":"((1+M24)/(1+M23)-1)*100","v":37.221523496685663}]
[]
[]
[null,null,"b) Trend in some key insurance indicators "]
[null,null,"Item","Years",null,null,null,null,null,null,null,null,null,"Annual Change 2022/2021 %"]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Gross Premium Income",135384923,157732058,174039164,196635836,209001296,216261729,229499718,234775753,273710831,{"$f":"'APPENDIX 6'!$K$31+'APPENDIX 37'!$D$43+'APPENDIX 37'!$E$43","v":310273121},{"$f":"(M31/L31-1)*100","v":13.357998975203135}]
[null,null,"Net Premium Written",105013409,126333481,139377049,158362431,165852034,172322202,182658282,187853004,221133803,{"$f":"'APPENDIX 17'!$E$31+'APPENDIX 37'!$G$43","v":249190282},{"$f":"(M32/L32-1)*100","v":12.687557767909418}]
[null,null,"Claims Incurred (general business)",34170145,42677696,48811202,54857495,56151966,56927996,58961582,58311459,69835740,{"$f":"SUM('APPENDIX 40'!C43:P43)","v":77095546},10.395545318199527]
[null,null,"Net commissions",7204448,14332657,10833473,12578735,12495182,11487628,10957562,11157093,13521938,{"$f":"'APPENDIX 17'!$L$31+'APPENDIX 37'!$N$43","v":15341053},13.453064198341981]
[null,null,"Expenses of Management",24808273,49249464,35991670,39982771,41197258,44072857,45702207,44173611,46513554,{"$f":"'APPENDIX 17'!$M$31+'APPENDIX 37'!$O$43","v":50280745},8.0991252571239727]
[null,null,"Underwriting Results (general business)",3402770,1604507,-274188,-2125731,-1027851,-2588861,-3165405,-1847726,-6333631,{"$f":"'APPENDIX 37'!$P$43","v":-3270383},-48.364800538585214]
[null,null,"Investment Income(P&L)",9429214,11095059,6294523,5338509,6596592,6967045,9132215,4879906,7283075,{"$f":"'APPENDIX 1'!$D$50+'APPENDIX 2'!$D$37","v":7041440},-3.3177606986060093]
[null,null,"Operating profit/loss after taxation",20235881,17232015,13564434,12835309,13642972,7269268,15119928,6388955,8645622,{"$f":"'APPENDIX 1'!$L$50+'APPENDIX 2'!$L$37","v":14715312},70.205359429315777]
[null,null,"Investments",296336802,355009404,390225346,425304138,483799656,524237249,596011648,656460833,733461323,{"$f":"SUM('APPENDIX 4 III'!$I$19,'APPENDIX 4 III'!$I$21:$I$33,'APPENDIX5 IV'!$K$19,'APPENDIX5 IV'!$K$21:$K$33)","v":833722972},13.669657261532242]
[null,null,"Assets",366252339,430536097,478752455,528748193,590953330,635035110,711247445,765932477,850506382,{"$f":"'APPENDIX 4 III'!$I$39+'APPENDIX5 IV'!$K$39","v":956871079},12.506043370289488]
[null,null,"Shareholder’s Funds",100958028,114141212,125830028,134455222,147255002,149134602,161835044,166069303,167914107,{"$f":"'APPENDIX 4 III'!$I$12+'APPENDIX5 IV'!$K$12","v":184166513},9.6789997519386439]
[null,null,"Amounts in Thousands"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]

{"sheet":"T2","index":5,"n_rows":60,"n_cols":14,"rows_kept":60,"cut":false,"hidden":false,"merged":[[3,2,3,12],[6,2,7,2],[5,2,5,7],[59,2,59,13],[16,2,16,7],[17,2,18,2],[6,3,6,12],[6,13,7,13],[17,13,18,13],[17,7,17,12],[19,2,19,13],[29,2,29,13],[39,2,39,13],[49,2,49,13]]}
[]
[]
[]
[null,null,"Table 2: Trends in Long-Term Insurance Business"]
[]
[null,null,"a) Summary of long term insurance business performance"]
[null,null,"Indicators","Years",null,null,null,null,null,null,null,null,null,"Annual Change 2022/2021 %"]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Gross Direct Premium",44424411,56581380,62064805,73519181,82807826,87408352,97395510,102078013,123687148,{"$f":"'APPENDIX 17'!$D$31","v":140953582},{"$f":"(M9/L9-1)*100","v":13.959764033042465}]
[null,null,"Outward Reinsurance",2731261,3856486,4983380,5666993,5860038,7048742,7529611,6751093,9081590,{"$f":"M9-M11","v":12025131},{"$f":"(M10/L10-1)*100","v":32.412176722358097}]
[null,null,"Net Premiums",41693150,52718917,57081418,67852188,76947788,80359610,89865899,95326920,114605558,{"$f":"'APPENDIX 17'!$E$31","v":128928451},{"$f":"(M11/L11-1)*100","v":12.497555310537379}]
[null,null,"Management expenses",7637766,28460004,11279207,12364010,12072033,13928440,15362328,14381760,15689550,{"$f":"'APPENDIX 17'!$M$31","v":17456624},11.262744948070536]
[null,null,"Net Commissions",3432164,9618165,5152743,5474094,5448401,4887507,5277712,5793085,6493140,{"$f":"'APPENDIX 17'!$L$31","v":7254217},11.721247347200281]
[null,null,"Life Fund C/F",137229500,193293550.34259263,231885634,255648171,301571353,333263364,387780599,426165838,494301595,{"$f":"'APPENDIX 17'!$Q$31","v":574251284},{"$f":"(M14/L14-1)*100","v":16.174272915303867}]
[]
[]
[null,null,"b) Summary of long term insurance business performance per class"]
[null,null,"Indicators",null,"Years",null,null,"Years",null,null,null,null,null,{"$f":"N7","v":"Annual Change 2022/2021 %"}]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Gross Direct Premium"]
[null,null,"Life Assurances",13310197,14363846,16783137,18880725,21374928,24331504,28187025,29549666,34107231,{"$f":"'APPENDIX 9'!$D$31","v":35547858},{"$f":"(M21/L21-1)*100","v":4.2238169378217671}]
[null,null,"Annuities",1331213,6358440,4137425,4698479,9834902,6880785,7451904,8208247,9290658,{"$f":"'APPENDIX 10'!$D$31","v":10036388},{"$f":"(M22/L22-1)*100","v":8.0266650650578253}]
[null,null,"Personal Pensions",16089228,14099531,22002402,28118598,4497901,4138741,5486479,5825247,6804397,{"$f":"'APPENDIX 12'!D31","v":8111970},19.216588920370171]
[null,null,"Deposit Administration",null,null,null,null,24588257,29775545,32237072,34857836,42355599,{"$f":"'APPENDIX 13'!D31","v":50954518},20.301729176348093]
[null,null,"Group Life",3038834,9331736,9858591,10600535,12765171,11031270,10957689,9665028,14334101,{"$f":"'APPENDIX 11'!$D$31","v":16785151},17.099433023389476]
[null,null,"Group Credit",1943,4265352,4816710,6306075,5208397,7740166,9516603,10010766,12978038,{"$f":"'APPENDIX 14'!$D$31","v":15445861},19.015378133428172]
[null,null,"Permanent Health ",6426533,0,0,0,"                          -  ","                          -  ","                          -  ","                          -  ",0,{"$f":"'APPENDIX 15'!$D$31","v":15757},0]
[null,null,"Investments",4226463,8163684,4422409,4914770,4538271,3510341,3558738,3961223,3817124,{"$f":"'APPENDIX 16'!$D$31","v":4056079},{"$f":"(M28/L28-1)*100","v":6.260079578237443}]
[null,null,"Total",44424411,56582589,62020674,73519182,82807826,87408352,97395510,102078013,123687148,{"$f":"SUM(M21:M28)","v":140953582},13.959764033042465]
[null,null,"Net Premiums"]
[null,null,"Life Assurances",13114458,14163998,16562968,18669399,21122113,24106317,27970560,29313231,33862799,{"$f":"'APPENDIX 9'!$E$31","v":35267956},{"$f":"(M31/L31-1)*100","v":4.1495595210543579}]
[null,null,"Annuities",1331213,6358440,4137425,4698479,9834897,6880785,7451904,8208247,9272486,{"$f":"'APPENDIX 10'!$E$31","v":10018249},8.0427514261008248]
[null,null,"Personal Pensions",16089228,14099531,22002402,28118598,4497901,4138741,5486479,5825247,6804397,{"$f":"'APPENDIX 12'!E31","v":8111970},19.216588920370171]
[null,null,"Deposit Administration",null,null,null,null,24588257,29775545,32237072,34857836,42355599,{"$f":"'APPENDIX 13'!E31","v":50954518},20.301729176348093]
[null,null,"Group Life",3020236,6020998,5805185,6412173,8666923,5633076,5561462,5450274,8154809,{"$f":"'APPENDIX 11'!$E$31","v":9020611},10.617072699066288]
[null,null,"Group Credit",1943,3913711,4106976,5038769,3699427,6314805,7599816,7711080,10339239,{"$f":"'APPENDIX 14'!$E$31","v":11485915},{"$f":"(M36/L36-1)*100","v":11.090526101582521}]
[null,null,"Permanent Health ",4127806,0,0,0,"                          -  ","                          -  ","                          -  ","                          -  ",0,{"$f":"'APPENDIX 15'!$E$31","v":13185},0]
[null,null,"Investments",4008265,8163451,4422331,4914770,4538271,3510341,3558606,3961005,3816229,{"$f":"'APPENDIX 16'!$E$31","v":4056047},{"$f":"(M38/L38-1)*100","v":6.2841616684952584}]
[null,null,"Total",41693149,52720129,57037287,67852188,76947788,80359610,89865899,95326920,114605558,{"$f":"SUM(M31:M38)","v":128928451},{"$f":"(M39/L39-1)*100","v":12.497555310537379}]
[null,null,"Net Commissions"]
[null,null,"Life Assurances",2930874,3184836,3760565,4314129,4089626,3841617,4178191,4406912,4344451,{"$f":"'APPENDIX 9'!$L$31","v":4709382},{"$f":"(M41/L41-1)*100","v":8.3999336164684468}]
[null,null,"Annuities",18430,137180,103094,71677,174395,111012,156043,164128,174330,{"$f":"'APPENDIX 10'!$L$31","v":194641},{"$f":"(M42/L42-1)*100","v":11.650891986462453}]
[null,null,"Personal Pensions",134547,161911,191723,350075,55033,39355,61199,68987,86775,{"$f":"'APPENDIX 12'!L31","v":97312},12.142898300201676]
[null,null,"Deposit Administration",null,null,null,null,265098,283451,332644,333964,445466,{"$f":"'APPENDIX 13'!L31","v":628537},{"$f":"(M44/L44-1)*100","v":41.096514661051572}]
[null,null,"Group Life",128988,92494,222082,89220,351110,-56828,-338650,-64499,598376,{"$f":"'APPENDIX 11'!$L$31","v":308784},{"$f":"(M45/L45-1)*100","v":-48.396326055857855}]
[null,null,"Group Credit",13,189041,441028,427617,319000,479268,511910,757675,735799,{"$f":"'APPENDIX 14'!$L$31","v":1246815},{"$f":"(M46/L46-1)*100","v":69.450488516564988}]
[null,null,"Permanent Health ",-26090,0,0,0,"                          -  ","                          -  ","                          -  ","                          -  ",0,{"$f":"'APPENDIX 15'!$L$31","v":514},0]
[null,null,"Investments",245399,448182,434248,221377,194139,189631,376375,125918,107943,{"$f":"'APPENDIX 16'!$L$31","v":68232},{"$f":"(M48/L48-1)*100","v":-36.788860787637923}]
[null,null,"Total",3432161,4213644,5152740,5474095,5448401,4887507,5277712,5793085,6493140,{"$f":"SUM(M41:M48)","v":7254217},{"$f":"(M49/L49-1)*100","v":11.721247347200281}]
[null,null,"Management Expenses"]
[null,null,"Life Assurances",4061029,5216983,5978723,6864778,6046834,6968920,7995319,7633138,7364010,{"$f":"'APPENDIX 9'!$M$31","v":7747091},{"$f":"(M51/L51-1)*100","v":5.2020706109850545}]
[null,null,"Annuities",73522,190496,269555,216835,230153,221561,249092,224184,235090,{"$f":"'APPENDIX 10'!$M$31","v":216492},-7.9110128036071314]
[null,null,"Personal Pensions",955924,1059753,1283823,1239403,159799,220130,255376,234889,284364,{"$f":"'APPENDIX 12'!M31","v":320309},12.640488950781403]
[null,null,"Deposit Administration",null,null,null,null,1302405,1728708,1693233,1813835,1964306,{"$f":"'APPENDIX 13'!M31","v":2302079},{"$f":"(M54/L54-1)*100","v":17.195538780617682}]
[null,null,"Group Life",678354,1486792,1578524,1573914,1830361,2114840,1827250,1749964,2591938,{"$f":"'APPENDIX 11'!$M$31","v":3398806},31.129911286458235]
[null,null,"Group Credit",0,937610,1290586,1586621,1609944,1709742,2519063,1877442,2635282,{"$f":"'APPENDIX 14'!$M$31","v":3029677},{"$f":"(M56/L56-1)*100","v":14.96595051307601}]
[null,null,"Permanent Health ",1037683,0,0,0,"                          -  ","                          -  ","                          -  ","                          -  ",0,{"$f":"'APPENDIX 15'!$M$31","v":2786},0]
[null,null,"Investments",831259,740921,877989,882462,892539,964539,822995,848308,614560,{"$f":"'APPENDIX 16'!$M$31","v":439384},{"$f":"(M58/L58-1)*100","v":-28.504295756313457}]
[null,null,"Total",7637771,9632555,11279200,12364013,12072033,13928440,15362328,14381760,15689550,{"$f":"SUM(M51:M58)","v":17456624},{"$f":"(M59/L59-1)*100","v":11.262744948070536}]
[null,null,"Amounts in '000' KES"]

{"sheet":"T3","index":6,"n_rows":64,"n_cols":14,"rows_kept":64,"cut":false,"hidden":false,"merged":[[3,2,3,7],[7,2,8,2],[7,3,7,12],[63,2,63,12],[23,2,23,14],[27,2,28,2],[27,3,27,12],[43,2,43,12],[47,2,48,2],[47,3,47,12],[7,13,8,13],[27,13,28,13],[47,13,48,13]]}
[]
[]
[]
[null,null,"Table 3: Trends in General Insurance Business"]
[]
[]
[null,null,"a) Classwise GDP under general insurance business"]
[null,null,"Class of business","Years",null,null,null,null,null,null,null,null,null,"Annual Change 2022/2021 %"]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Aviation",1127429,1200632,1484892,1476801,1726496,2134254,2109320,2963413,3094410,{"$f":"'APPENDIX 19'!C$43","v":3564550},{"$f":"100*IF(AND(M10>L10,L10<0),ABS(M10/L10-1),IF(M10>L10,M10/L10-1,ABS(M10/L10-1)*-1))","v":15.193203227755859}]
[null,null,"Engineering",2776577,3547973,3794202,3473125,4190323,3691508,3502268,3249381,4283167,{"$f":"'APPENDIX 19'!D$43","v":5064942},18.252265204695494]
[null,null,"Fire Domestic",1272835,1347967,1388204,1482865,1570425,1595804,1672639,1795320,1770893,{"$f":"'APPENDIX 19'!E$43","v":1815381},2.512178883760896]
[null,null,"Fire industrial",7637802,8757929,9547284,10062935,11130626,10824386,10870577,10776438,12949770,{"$f":"'APPENDIX 19'!F$43","v":16828541},29.952431587588045]
[null,null,"Liability",1560128,1891331,2191880,2520106,2817584,2728902,3124267,3124468,3358022,{"$f":"'APPENDIX 19'!G$43","v":3723336},10.878844748485861]
[null,null,"Marine",2775148,2726463,2852402,2604270,3555639,3370608,3188714,3063641,3637910,{"$f":"'APPENDIX 19'!H$43","v":4054753},11.458309853734704]
[null,null,"Motor Private",13909445,16382944,18430997,20460256,21484964,22495605,23431002,23449022,24626670,{"$f":"'APPENDIX 19'!I$43","v":27855160},13.109730223371653]
[null,null,"Motor Commercial",19536285,22553021,24091465,24025770,23226291,23593081,23049684,21279353,24279823,{"$f":"'APPENDIX 19'!J$43+'APPENDIX 19'!K$43","v":26132363},7.6299567752203146]
[null,null,"Personal Accident",3250304,3604559,3882018,3997282,3516204,3157233,3283857,2362292,2400674,{"$f":"'APPENDIX 19'!L$43","v":2331266},-2.8911880580203775]
[null,null,"Theft",3289650,3553715,3786845,3774820,3784701,3863654,3835945,3851366,3992205,{"$f":"'APPENDIX 19'!M$43","v":4119725},3.1942247454727291]
[null,null,"Workmen's Compensation",4666576,5174648,5346077,5601571,5675906,6225354,6358473,6233992,10659325,{"$f":"'APPENDIX 19'!N$43","v":11712076},9.8763383234867099]
[null,null,"Medical",20507131,25315035,29516467,38520439,38337371,40195984,42348102,45061539,47586164,{"$f":"'APPENDIX 19'!O$43","v":54839172},15.241842145544648]
[null,null,"Miscellaneous",2456310,3120075,3487951,3710221,3763080,3635343,3741207,3847235,4142108,{"$f":"'APPENDIX 19'!P$43","v":3698214},-10.716620619259565]
[null,null,"Total ",84765620,99176292,109800684,121710461,124779610,127511716,130516055,131057460,146781141,{"$f":"SUM(M10:M22)","v":165739479},12.916058473751747]
[null,null,"Amounts in '000' KES"]
[]
[]
[null,null,"b) Incurred claims under general insurance business"]
[null,null,"Class of business","Years",null,null,null,null,null,null,null,null,null,{"$f":"N8","v":"Annual Change 2022/2021 %"}]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Aviation",15144,5915,12888,69815,-48571,28336,9285,43775,-3515,{"$f":"'APPENDIX 40'!C$43","v":5880},{"$f":"100*IF(AND(M30>L30,L30<0),ABS(M30/L30-1),IF(M30>L30,M30/L30-1,ABS(M30/L30-1)*-1))","v":267.28307254623047}]
[null,null,"Engineering",301706,366679,468625,448796,431756,411244,597785,697881,592670,{"$f":"'APPENDIX 40'!D$43","v":708591},19.559113840754549]
[null,null,"Fire Domestic",337000,289864,483004,523792,309981,477500,414559,394133,421323,{"$f":"'APPENDIX 40'!E$43","v":205136},-51.311464126098031]
[null,null,"Fire industrial",803448,801192,1177669,988870,1100373,1141362,825219,1149283,979632,{"$f":"'APPENDIX 40'!F$43","v":1486378},51.728199977134267]
[null,null,"Liability",253807,316224,430841,661618,340822,597548,399152,462135,636608,{"$f":"'APPENDIX 40'!G$43","v":513688},-19.308585503166785]
[null,null,"Marine",560436,566269,631426,503037,725376,669398,669464,598869,1043536,{"$f":"'APPENDIX 40'!H$43","v":748793},-28.244641296514928]
[null,null,"Motor Private",8784204,10957919,12723572,14968463,14181895,14301162,16635527,15418425,18015197,{"$f":"'APPENDIX 40'!I$43","v":19585676},8.7175233221152162]
[null,null,"Motor Commercial",9271908,10746378,12858229,12750248,12646816,13618583,15304543,14705102,17884591,{"$f":"'APPENDIX 40'!J$43+'APPENDIX 40'!K$43","v":17686508},-1.1075623703108439]
[null,null,"Personal Accident",884041,1296968,672415,1237073,1081310,747352,464566,481601,1063712,{"$f":"'APPENDIX 40'!L$43","v":-294008},-127.63981228001565]
[null,null,"Theft",1143607,1238056,770640,1192206,969900,1304641,887812,722603,860395,{"$f":"'APPENDIX 40'!M$43","v":694374},-19.295904787917173]
[null,null,"Workmen's Compensation",2024589,2649305,2666925,2987368,3126587,2374487,1548271,1910300,1752873,{"$f":"'APPENDIX 40'!N$43","v":2291780},30.744212501419099]
[null,null,"Medical",9260252,12774064,15063107,18095577,20632162,20515402,20424313,20975226,25941119,{"$f":"'APPENDIX 40'!O$43","v":32583822},25.606848339888487]
[null,null,"Miscellaneous",529996,668871,851856,430629,653554,740981,781086,752126,647599,{"$f":"'APPENDIX 40'!P$43","v":878928},35.721024893491183]
[null,null,"Total ",34170138,42677704,48811197,54857492,56151961,56927996,58961582,58311459,69835740,{"$f":"SUM(M30:M42)","v":77095546},10.395545318199527]
[null,null,"Amounts in '000' KES"]
[]
[]
[null,null,"c)  Classwise underwriting results- General"]
[null,null,"Class of business","Years",null,null,null,null,null,null,null,null,null,{"$f":"N8","v":"Annual Change 2022/2021 %"}]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Aviation",4944,-20306,-59485,-90552,-253123,-159479,-79233,-253828,-23730,{"$f":"'APPENDIX 42'!C$43","v":-44626},{"$f":"100*IF(AND(M50>L50,L50<0),ABS(M50/L50-1),IF(M50>L50,M50/L50-1,ABS(M50/L50-1)*-1))","v":-88.057311420143279}]
[null,null,"Engineering",80353,-121414,75372,-58087,70708,25627,-130356,-196231,-102927,{"$f":"'APPENDIX 42'!D$43","v":-164954},{"$f":"100*IF(AND(M51>L51,L51<0),ABS(M51/L51-1),IF(M51>L51,M51/L51-1,ABS(M51/L51-1)*-1))","v":-60.263099089646069}]
[null,null,"Fire Domestic",145523,258437,-19648,44379,238670,-275853,171455,208960,153611,{"$f":"'APPENDIX 42'!E$43","v":402307},161.89986394203538]
[null,null,"Fire industrial",337267,-24125,16134,37031,-116886,367656,380424,-124730,325500,{"$f":"'APPENDIX 42'!F$43","v":-27105},{"$f":"100*IF(AND(M53>L53,L53<0),ABS(M53/L53-1),IF(M53>L53,M53/L53-1,ABS(M53/L53-1)*-1))","v":-108.32718894009217}]
[null,null,"Liability",161704,520157,92095,139993,469143,131790,-62178,290997,75221,{"$f":"'APPENDIX 42'!G$43","v":225887},200.29778918121269]
[null,null,"Marine",412861,870568,148713,312675,322049,450260,501522,276702,96685,{"$f":"'APPENDIX 42'!H$43","v":639103},561.01566944200238]
[null,null,"Motor Private",-693880,-1732887,-3101547,-3291827,-2930081,-2578206,-4182589,-2924093,-5525904,{"$f":"'APPENDIX 42'!I$43","v":-4803423},13.074439946839467]
[null,null,"Motor Commercial",1403051,1408890,725825,820734,933287,-873562,-2656785,-2623740,-3998359,{"$f":"'APPENDIX 42'!J$43+'APPENDIX 42'!K$43","v":-2471334},38.191292977944201]
[null,null,"Personal Accident",192881,91968,832092,-341214,-178485,235783,518298,195586,-1339169,{"$f":"'APPENDIX 42'!L$43","v":-178226},86.691298857724448]
[null,null,"Theft",185391,396536,617293,180312,473312,216899,398438,459958,262379,{"$f":"'APPENDIX 42'!M$43","v":-396121},-250.9728293804001]
[null,null,"Workmen's Compensation",424801,84434,56231,-100665,-223460,619342,1679536,1450202,2968958,{"$f":"'APPENDIX 42'!N$43","v":2972204},0.10933128727317332]
[null,null,"Medical",282523,-396895,-118033,-621635,82523,-1008230,139634,1329826,243530,{"$f":"'APPENDIX 42'!O$43","v":123125},-49.441547242639508]
[null,null,"Miscellaneous",465349,269146,508677,843122,84499,259106,156433,62663,530569,{"$f":"'APPENDIX 42'!P$43","v":452785},-14.660487137394007]
[null,null,"Total",3402768,1604509,-226281,-2125734,-1027844,-2588867,-3165401,-1847728,-6333636,{"$f":"SUM(M50:M62)","v":-3270378},48.364920244864088]
[null,null,"Amounts in '000' KES"]

{"sheet":"T4","index":7,"n_rows":44,"n_cols":17,"rows_kept":44,"cut":false,"hidden":false,"merged":[[43,2,43,12],[7,2,8,2],[7,3,7,12],[23,2,23,12],[27,2,28,2],[27,3,27,12],[7,13,8,13],[9,2,9,13],[16,2,16,13],[27,13,28,13],[4,2,4,7]]}
[]
[]
[]
[]
[null,null,"Table 4: Trends in Re-Insurance Business"]
[]
[null,null,"a) Performance for long term reinsurers"]
[null,null,"Item","Years",null,null,null,null,null,null,null,null,null,"Annual Change 2021/2020 %"]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Life Assurances"]
[null,null,"Inward reinsurance premium",174580,134022,114245,152658,179830,239839,246317,239008,96544,{"$f":"'APPENDIX 9'!D36","v":294833},{"$f":"(M11/K11-1)*100","v":23.356958762886592}]
[null,null,"outward reinsurance premium",18743,1971,4689,17602,22747,10701,10826,60950,12676,{"$f":"M11-M13","v":9734},-84.029532403609522]
[null,null,"Net premium income",155837,119828,119828,135056,157083,229138,235491,178058,83868,{"$f":"'APPENDIX 9'!$E$36","v":285099},60.115804962427966]
[null,null,"Management expenses",29506,71834,54739,18330,26601,25995,27293,38231,42152,{"$f":"'APPENDIX 9'!$M$36","v":19968},-47.770134184300694]
[null,null,"Net commissions",50521,21550,21550,59375,47993,29873,62932,57205,18673,{"$f":"'APPENDIX 9'!$L$36","v":69592},21.653701599510523]
[null,null,"Life fund c/f",1033636,1171464,1177990,1203305,1241040,1386391,1496517,1534174,1617766,{"$f":"'APPENDIX 9'!Q36","v":1773012},15.567856058048179]
[null,null,"Group Life"]
[null,null,"Inward reinsurance premium",1318142,1485325,1971822,2247254,2591325,3014166,3545208,2906584,3033758,{"$f":"'APPENDIX 11'!$D$36","v":2783551},-4.2329070826784942]
[null,null,"outward reinsurance premium",146482,32671,48362,305800,303096,324320,387934,267328,334085,{"$f":"M18-M20","v":313071},17.111189250658377]
[null,null,"Net premium income",1171660,1301827,1718421,1941454,2288229,2689846,3157274,2639256,2699673,{"$f":"'APPENDIX 11'!$E$36","v":2470480},-6.3948324830937153]
[null,null,"Management expenses",218806,558274,699719,249450,325124,302888,353897,220382,372816,{"$f":"'APPENDIX 11'!$M$36","v":190833},-13.408082329772853]
[null,null,"Net commissions",283922,224720,287252,546986,624144,751119,896634,766785,680777,{"$f":"'APPENDIX 11'!$L$36","v":661340},-13.751573126756522]
[null,null,"Life fund",4491195,5121829,5748174,5445849,5975024,6315119,7372750,8132130,8872267,{"$f":"'APPENDIX 11'!Q36","v":10979707},35.016373324086068]
[null,null,"Amounts in '000' KES"]
[]
[]
[null,null,"b) Underwriting results under general reinsurance business"]
[null,null,"Class of business","Years",null,null,null,null,null,null,null,null,null,"Annual Change 2021/2020 %"]
[null,null,null,2013,2014,2015,2016,2017,2018,2019,2020,2021,2022]
[null,null,"Aviation",3331,-22366,74718,-19756,-12834,4542,-18729,-1077,12288,{"$f":"'APPENDIX 42'!C$50","v":-7566},{"$f":"(M30/K30-1)*-100","v":-602.50696378830082}]
[null,null,"Engineering",280151,110074,228806,205944,172210,223258,275016,-480240,-228919,{"$f":"'APPENDIX 42'!D$50","v":242981},{"$f":"(M31/K31-1)*-100","v":150.59574379476928}]
[null,null,"Fire Domestic",-9183,1862,329788,-19084,8328,6529,528720,688589,7543,{"$f":"'APPENDIX 42'!E$50","v":77166},{"$f":"(M32/K32-1)*100","v":-88.793605474383114}]
[null,null,"Fire industrial",560765,629912,-691401,-671791,-612432,-38213,-245061,-358002,737729,{"$f":"'APPENDIX 42'!F$50","v":1043748},{"$f":"(M33/K33-1)*-100","v":391.54809191010105}]
[null,null,"Liability",39519,85149,46463,63275,51506,109221,82632,86751,128529,{"$f":"'APPENDIX 42'!G$50","v":63606},-26.679807725559357]
[null,null,"Marine",140630,286894,80212,47746,152505,-88587,-2835,272698,37675,{"$f":"'APPENDIX 42'!H$50","v":-161572},-159.24942610506864]
[null,null,"Motor Private",3145,8360,7999,18107,48544,27724,29459,-581735,72407,{"$f":"'APPENDIX 42'!I$50","v":321433},{"$f":"(M36/K36-1)*-100","v":155.25419649840563}]
[null,null,"Motor Commercial",91193,102325,644,120356,269786,-122896,-828633,-1043466,-31434,{"$f":"'APPENDIX 42'!J$50+'APPENDIX 42'!K50","v":8677},{"$f":"(M37/K37-1)*-100","v":100.83155560411168}]
[null,null,"Personal Accident",-109200,-379110,-93734,583453,38268,-189387,-2583962,2132340,68492,{"$f":"'APPENDIX 42'!L$50","v":295464},-86.143673147809452]
[null,null,"Theft",-205259,-150893,106261,142121,264811,101026,255472,8109,108588,{"$f":"'APPENDIX 42'!M$50","v":24356},200.35762732766059,null,null," "]
[null,null,"Workmen's Compensation",-4749,9437,234983,3264,9140,3768,-7463,-18506,169666,{"$f":"'APPENDIX 42'!N$50","v":140034},{"$f":"(M40/K40-1)*-100","v":856.69512590511192}]
[null,null,"Medical",-672213,-369149,-525036,-650108,-236752,-1191497,1144582,-1388992,-897875,{"$f":"'APPENDIX 42'!O$50","v":-708115},{"$f":"(M41/K41-1)*-100","v":49.019504791964238}]
[null,null,"Miscellaneous",115441,96243,373455,464570,230594,658724,-1090774,959588,254690,{"$f":"'APPENDIX 42'!P$50","v":-143925},-114.99862440964247]
[null,null,"Total",233571,408738,173158,288097,383674,-495788,-2461576,276057,439379,{"$f":"SUM(M30:M42)","v":1196287},333.34782309450583]
[null,null,"Amounts in '000' KES"]

{"sheet":"APPENDIX 1","index":8,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[1,1,1,16],[50,1,50,16],[3,1,3,16],[42,1,42,16]]}
[]
[null,"APPENDIX 1: SUMMARY OF PROFIT & LOSS ACCOUNTS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Profit Transferred from Revenue ","Investment Income","Other Income","Total Income","Loss Transferred From Revenue","Management Expenses","Total Outgo","Profit / (Loss) Before Taxation","Provision for Taxation","Profit/(Loss) After Taxation","Unappropriated Profit/(Loss) BF","Transfer To Reserves","Other Appropriations","Dividend","Unappropriated Profit /(Loss) CF"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",64814,0,0,64814,0,0,0,64814,25363,39451,300497,0,0,0,339948]
[null,"AFRICAN MERCHANT ASSURANCE ",61520,0,0,61520,0,0,0,61520,0,61520,-85051,0,0,0,-23531]
[null,"AIG INSURANCE COMPANY",234907,295961,13095,543963,0,0,0,543963,175606,368358,1428014,0,0,350000,1446372]
[null,"APA INSURANCE COMPANY",212848,597495,22339,832682,0,140809,180562,652119,118349,533771,3100128,0,0,500000,3133899]
[null,"BRITAM GENERAL INSURANCE",549044,0,0,549044,0,0,0,549044,298671,250373,377906,0,0,0,628279]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,207928,0,207928,57241,0,57241,150687,32271,118415,-70060,0,1245,0,47110]
[null,"CIC GENERAL INSURANCE COMPANY",871743,0,0,871743,0,0,0,871743,532322,339421,2151785,0,0,170000,2321205]
[null,"CORPORATE INSURANCE COMPANY",13572,0,0,13572,0,0,0,13572,0,13572,249140,0,0,0,262712]
[null,"DIRECTLINE ASSURANCE COMPANY",56922,284290,88894,430106,0,33867,96618,333488,80589,252899,149465,0,0,0,402364]
[null,"FIDELITY SHIELD INSURANCE  ",0,186660,0,186660,60766,56572,108111,78549,26247,52302,395739,0,0,50000,398041]
[null,"FIRST ASSURANCE COMPANY",0,165293,0,165293,263569,0,263569,-98276,-19100,-79176,131439,13044,0,0,39219]
[null,"GA INSURANCE COMPANY",1799955,0,0,1799955,0,0,0,1799955,482847,1317108,4130699,500000,0,600000,4347807]
[null,"GEMINIA INSURANCE COMPANY ",109745,0,0,109745,0,21000,21000,88744,31943,56801,992811,0,0,50313,999300]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",757313,0,3379,760692,0,0,0,760692,249764,510928,3165219,0,0,350000,3326148]
[null,"ICEA LION GENERAL INSURANCE",232013,1000186,0,1232199,0,199848,192008,1040191,306506,733685,4977487,0,0,250000,5461172]
[null,"INTRA-AFRICA ASSURANCE ",130895,47687,42234,220816,0,10754,111836,108980,9533,99448,119296,0,0,18000,200743]
[null,"INVESCO ASSURANCE COMPANY ",0,18706,50,18756,505007,0,505007,-486251,0,-486251,-7182228,0,0,0,-7668479]
[null,"JUBILEE GENERAL INSURANCE",0,0,108026,108026,435427,0,435427,-327401,0,-327401,-788749,0,0,0,-1116150]
[null,"JUBILEE HEALTH INSURANCE",700266,0,0,700266,0,0,0,700266,151792,548474,1231015,0,0,251111,1528378]
[null,"KENINDIA ASSURANCE COMPANY ",246563,0,1919,248482,0,11398,113283,135199,-133031,268229,2185050,0,0,25000,2428279]
[null,"KENYA ORIENT INSURANCE",0,46265,363,46627,790034,97205,887240,-840612,-256528,-584085,-1376937,0,111,0,-1961133]
[null,"MADISON INSURANCE COMPANY",92559,0,0,92559,0,0,0,92559,39458,53101,615010,0,0,0,668112]
[null,"MAYFAIR INSURANCE COMPANY",326649,723285,38369,1088303,0,3141,43688,1044614,255716,788898,1833562,0,0,125000,2497461]
[null,"MUA INSURANCE COMPANY",0,0,0,0,136821,0,136821,-136821,0,-136821,113834,0,0,0,-22987]
[null,"OCCIDENTAL INSURANCE COMPANY ",0,0,-73,-73,408548,212414,624400,-624473,4031,-628504,643327,0,-3589,0,18412]
[null,"OLD MUTUAL GENERAL INSURANCE ",175995,1051576,11719,1239290,0,0,0,1239290,434879,804411,4224680,0,-3854,0,5032945]
[null,"PACIS INSURANCE COMPANY",82515,0,0,82515,0,0,0,82515,104593,-22078,99476,0,0,0,77398]
[null,"PIONEER GENERAL INSURANCE COMPANY",0,99883,0,99883,36846,0,36846,63036,6223,56814,-20053,0,0,0,36761]
[null,"SANLAM INSURANCE COMPANY",0,0,0,0,64623,0,64623,-64623,87041,-151665,-998096,0,0,0,-1149761]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,56252,81028,137280,55241,35308,90548,46732,19262,27470,-267182,0,0,0,-239712]
[null,"TAUSI ASSURANCE COMPANY",179755,283242,-15801,447196,0,3866,9784,437412,71659,365753,1183153,-3403,-2000,252000,1302309]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,0,0,0,303919,0,303919,-303919,-100804,-203115,216808,808200,0,0,-794507]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",160491,5244,0,165735,0,45682,45682,120053,0,120053,1003864,0,0,0,1123917]
[null,"XPLICO INSURANCE COMPANY",13573,0,0,13573,0,0,0,13573,0,13573,12717,0,0,0,26290]
[null,"TOTAL",{"$f":"SUM(C5:C41)","v":7073657},5069953,395541,12539150,3118042,871864,4328213,8210934,3035202,5175732,24243765,1317841,-8087,2991424,25118321]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",680546,0,0,680546,0,0,0,680546,195399,485148,1112512,0,-104419,0,1702079]
[null,"EAST AFRICAN REINSURANCE ",54090,609828,25837,689755,0,1475,78661,611094,132940,478154,3344175,-18328,0,100000,3740658]
[null,"GHANA REINSURANCE COMPANY",181296,0,16341,197637,0,0,0,197637,59778,137859,401538,0,0,0,539397]
[null,"KENYA REINSURANCE CORPORATION",2619000,450121,123420,3192542,0,97172,97172,3095370,802204,2293166,21788123,0,-241200,279980,24042509]
[null,"WAICA REINSURANCE KENYA LIMITED",648860,0,161129,809988,0,0,0,809988,241966,568022,235389,0,0,0,803411]
[null,"TOTAL",{"$f":"SUM(C44:C48)","v":4183792},{"$f":"SUM(D44:D48)","v":1059949},{"$f":"SUM(E44:E48)","v":326727},5570468,0,98647,175833,5394635,1432287,3962349,26881737,-18328,-345619,379980,30828054]
[null,"GRAND TOTAL",{"$f":"C42+C49","v":11257449},{"$f":"D42+D49","v":6129902},722268,18109618,3118042,970511,4504046,13605569,4467489,9138081,51125502,1299513,-353706,3371404,55946375]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 2","index":9,"n_rows":38,"n_cols":17,"rows_kept":38,"cut":false,"hidden":false,"merged":[[2,1,2,16],[37,1,37,16],[31,1,31,16],[4,1,4,16]]}
[]
[]
[null,"APPENDIX 2: SUMMARY OF PROFIT & LOSS ACCOUNTS UNDER LONG TERM INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Profit Transferred from Revenue ","Investment Income","Other Income","Total Income","Loss Transferred From Revenue","Management Expenses","Total Outgo","Profit / (Loss) Before Taxation","Provision for Taxation","Profit/(Loss) After Taxation","Unappropriated Profit/(Loss) BF","Transfer To Reserves","Other Appropriations","Dividend","Unappropriated Profit /(Loss) CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",-107795,56941,171,-50683,0,13345,13345,-64029,0,-64029,-284832,0,0,0,-348860]
[null,"BRITAM LIFE ASSURANCE",2205872,0,21561,2227433,0,0,0,2227433,661761,1565672,7922047,0,0,0,9487719]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",0,0,0,0,27602,0,27602,-27602,16994,-44595,-1378860,0,0,0,-1423455]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,17271,61930,79201,0,0,4373,74828,0,74828,-47954,0,0,0,26875]
[null,"CIC LIFE ASSURANCE COMPANY",149500,0,0,149500,0,0,0,149500,34500,115000,71861,0,0,0,186861]
[null,"CORPORATE INSURANCE COMPANY",37218,0,0,37218,0,0,0,37218,3670,33548,-205203,0,0,0,-171655]
[null,"EQUITY LIFE ASSURANCE ",405206,0,0,405206,0,0,0,405206,123524,281682,0,0,0,0,281682]
[null,"GA LIFE ASSURANCE COMPANY ",129854,0,58978,188832,0,0,0,188832,39696,149136,123758,0,0,122500,150394]
[null,"GEMINIA LIFE INSURANCE COMPANY",0,0,0,0,31733,0,31733,-31733,28650,-60383,0,0,0,0,-60383]
[null,"ICEA LION LIFE ASSURANCE ",1200000,141273,0,1341273,0,58,58,1341214,389788,951426,721830,0,0,0,1673256]
[null,"JUBILEE INSURANCE COMPANY ",940643,426322,0,1366965,0,96695,96695,1270270,282193,988077,6289279,0,0,0,7277356]
[null,"KENINDIA ASSURANCE COMPANY",503000,0,0,503000,0,0,0,503000,150900,352100,42768,299600,0,50000,45268]
[null,"KENYA ORIENT LIFE ASSURANCE",0,33693,0,33693,0,4677,8337,25356,14364,10992,7103,0,0,0,18095]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,201170,0,0,0,201170]
[null,"LIBERTY LIFE ASSURANCE COMPANY",0,0,-58914,-58914,0,0,0,-58914,11452,-70366,-304170,-70366,0,0,-304170]
[null,"MADISON INSURANCE COMPANY",0,0,0,0,462704,0,462704,-462704,-110850,-351854,62000,-351854,0,0,62000]
[null,"OLD MUTUAL ASSURANCE",60374,157847,0,218221,0,6745,6745,211476,1480,209996,-2814315,0,0,0,-2604318]
[null,"OLD MUTUAL LIFE ASSURANCE ",0,0,123679,123679,0,0,0,123679,54371,69308,-122806,0,0,0,-53498]
[null,"PIONEER ASSURANCE COMPANY ",24697,0,0,24697,0,0,0,24697,53624,-28927,281679,91699,0,0,161052]
[null,"PRUDENTIAL LIFE ASSURANCE",0,-91678,0,-91678,0,92578,92578,-184256,46473,-230728,-2478592,0,0,0,-2709320]
[null,"SANLAM LIFE ASSURANCE",455120,0,0,455120,0,0,0,455120,136536,318584,264543,0,0,300000,283127]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",188436,0,0,188436,0,0,0,188436,0,188436,-1181462,-808200,0,0,-184826]
[null,"THE MONARCH INSURANCE",17558,0,0,17558,0,0,0,17558,0,17558,-126784,0,0,0,-109225]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":6209683},741669,207405,7158757,522039,214098,744170,6414585,1939126,4475461,7043060,-839121,0,472500,11885145]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",139147,0,0,139147,0,0,0,139147,65587,73561,242864,0,104419,0,212006]
[null,"EAST AFRICA REINSURANCE ",258275,169869,8322,436466,0,0,787,435679,130704,304975,339304,0,0,0,644279]
[null,"KENYA REINSURANCE CORPORATION",853403,0,8832,862234,0,0,0,862234,139001,723234,7601075,192990,0,0,8131318]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":1250825},{"$f":"SUM(D33:D35)","v":169869},17154,1437847,0,0,787,1437060,335292,1101770,8183243,192990,104419,0,8987603]
[null,"GRAND TOTAL",{"$f":"C36+C31","v":7460508},{"$f":"D36+D31","v":911538},224559,8596604,522039,214098,744957,{"$f":"J36+J31","v":7851645},2274418,5577231,15226303,-646131,104419,472500,20872748]
[null,"Amounts in Thousand Shillings"]

{"sheet":"appendix 3x","index":10,"n_rows":62,"n_cols":6,"rows_kept":62,"cut":false,"hidden":true,"merged":[[1,1,1,5],[61,1,61,5],[2,2,2,3],[2,4,2,5],[55,1,55,5],[3,1,3,5]]}
[]
[null,"APPENDIX 3: SUMMARY OF NET COMMISSIONS AND MANAGEMENT EXPENSES FOR THE YEAR ENDED 31.12.2014"]
[null,null,"General Business",null,"Long Term Business"]
[null,"INSURERS"]
[null,"Company","Commissions","Management Expenses","Commissions","Management Expenses"]
[null,"AAR INSURANCE KENYA",165288,502774]
[null,"AFRICAN MERCHANT ASSURANCE ",108669,799815]
[null,"AIG INSURANCE COMPANY",91993,808878]
[null,"APA INSURANCE COMPANY",497787,1150711]
[null,"APA LIFE ASSURANCE COMPANY",null,null,5952,136763]
[null,"BRITISH AMERICAN INSURANCE ",409907,1133785,1393991,1727158]
[null,"CANNON ASSURANCE COMPANY ",87720,319707,-13438,67113]
[null,"CAPEX LIFE ASSURANCE COMPANY",null,null,926,50788]
[null,"CIC GENERAL INSURANCE COMPANY",645669,1804800]
[null,"CIC LIFE ASSURANCE COMPANY",null,null,186645,1189024]
[null,"CORPORATE INSURANCE COMPANY",23941,116290,78637,42149]
[null,"DIRECTLINE ASSURANCE COMPANY",219220,739337]
[null,"FIDELITY SHIELD INSURANCE  ",81081,304635]
[null,"FIRST ASSURANCE COMPANY",87720,423394,-7079,7511]
[null,"GA INSURANCE COMPANY",-43764,486215]
[null,"GA LIFE ASSURANCE LIMITED",null,null,-3058,13242]
[null,"GATEWAY INSURANCE COMPANY",27188,339468]
[null,"GEMINIA INSURANCE COMPANY ",49888,283342,1873,7938]
[null,"HERITAGE INSURANCE COMPANY",-25022,1079262]
[null,"ICEA LION GENERAL INSURANCE",314064,872074]
[null,"ICEA LION LIFE ASSURANCE COMPANY",null,null,311189,713045]
[null,"INTRA-AFRICA ASSURANCE ",41276,224514]
[null,"INVESCO ASSURANCE COMPANY ",201215,1018143]
[null,"JUBILEE INSURANCE COMPANY",527610,1145079,612465,719572]
[null,"KENINDIA ASSURANCE COMPANY ",121728,584711,116653,234064]
[null,"KENYA ORIENT INSURANCE",54696,558149]
[null,"KENYA ORIENT LIFE ASSURANCE ",null,null,8985,81562]
[null,"LIBERTY LIFE ASSURANCE KENYA",null,null,189845,1133473]
[null,"MADISON INSURANCE COMPANY",83379,398628,147899,552308]
[null,"MAYFAIR INSURANCE COMPANY",12840,259559]
[null,"METROPOLITAN LIFE ASSURANCE ",null,null,38239,153993]
[null,"OCCIDENTAL INSURANCE COMPANY ",111840,210299]
[null,"OLD MUTUAL ASSURANCE COMPANY",null,null,185386,969433]
[null,"PACIS INSURANCE COMPANY ",83985,328250]
[null,"PAN AFRICA INSURANCE COMPANY",null,null,723713,810331]
[null,"PHOENIX OF EAST AFRICA ",-43,213356]
[null,"PIONEER ASSURANCE COMPANY ",null,null,159246,310185]
[null,"PRUDENTIAL LIFE ASSURANCE KENYA ",null,null,20238,72232]
[null,"REAL INSURANCE COMPANY ",127529,704790]
[null,"RESOLUTION HEALTH INSURANCE ",-70791,603806]
[null,"SAHAM ASSURANCE",-9053,250746,11774,47021]
[null,"TAKAFUL INSURANCE OF AFRICA",61055,265722]
[null,"TAUSI ASSURANCE COMPANY",57264,172861]
[null,"THE KENYAN ALLIANCE INSURANCE ",110974,478426,-19313,39504]
[null,"THE MONARCH INSURANCE ",28626,241389,-2682,19233]
[null,"TRIDENT INSURANCE COMPANY ",-25524,170220]
[null,"UAP INSURANCE COMPANY",427125,1232280]
[null,"UAP LIFE ASSURANCE COMPANY",null,null,65555,520521]
[null,"XPLICO INSURANCE COMPANY",116796,792522]
[null,"TOTAL",{"$f":"SUM(C6:C54)","v":4803876},{"$f":"SUM(D6:D54)","v":21017937},{"$f":"SUM(E6:E54)","v":4213641},{"$f":"SUM(F6:F54)","v":9618163}]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",645669,1804800,12636,7066]
[null,"EAST AFRICA REINSURANCE ",795095,197474,78387,58654]
[null,"KENYA REINSURANCE CORPORATION",2683195,961374,308564,180547]
[null,"TOTAL",{"$f":"SUM(C57:C59)","v":4123959},{"$f":"SUM(D57:D59)","v":2963648},{"$f":"SUM(E57:E59)","v":399587},{"$f":"SUM(F57:F59)","v":246267}]
[null,"GRAND TOTAL",{"$f":"C60+C55","v":8927835},{"$f":"D60+D55","v":23981585},{"$f":"E60+E55","v":4613228},{"$f":"F60+F55","v":9864430}]
[null,"Amounts in '000' shillings"]

{"sheet":"APPENDIX 3","index":11,"n_rows":53,"n_cols":8,"rows_kept":53,"cut":false,"hidden":false,"merged":[[2,1,2,7],[4,1,4,3],[4,5,4,7],[32,5,32,7],[44,1,44,3],[38,5,38,7]]}
[]
[]
[null,"APPENDIX 3: SUMMARY OF NET COMMISSIONS AND MANAGEMENT EXPENSES FOR THE YEAR ENDED 31.12.2022"]
[]
[null,"General Insurance Business",null,null,null,"Long Term Insurance Business"]
[null,"Company","Commissions","Management Expenses",null,"Company","Commissions","Management Expenses"]
[null,"AAR INSURANCE KENYA",384974,1159130,null,"ABSA LIFE ASSURANCE",813650,805784]
[null,"AFRICAN MERCHANT ASSURANCE ",102221,648037,null,"APA LIFE ASSURANCE COMPANY ",347290,323566]
[null,"AIG INSURANCE COMPANY",-547648,888921,null,"BRITAM LIFE ASSURANCE",1274271,3007205]
[null,"APA INSURANCE COMPANY",499213,2038904,null,"CANNON LIFE ASSURANCE (K) LIMITED",-16543,219391]
[null,"BRITAM GENERAL INSURANCE",610803,2123879,null,"CAPEX LIFE ASSURANCE COMPANY",3452,211271]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",106585,330295,null,"CIC LIFE ASSURANCE COMPANY",353115,1668154]
[null,"CIC GENERAL INSURANCE COMPANY",850246,2751010,null,"CORPORATE INSURANCE COMPANY",5329,68547]
[null,"CORPORATE INSURANCE COMPANY",57062,153852,null,"EQUITY LIFE ASSURANCE ",88384,304865]
[null,"DIRECTLINE ASSURANCE COMPANY",373802,1038821,null,"GA LIFE ASSURANCE COMPANY ",43318,103866]
[null,"FIDELITY SHIELD INSURANCE  ",212107,372627,null,"GEMINIA LIFE INSURANCE COMPANY",-31550,286427]
[null,"FIRST ASSURANCE COMPANY",427787,971970,null,"ICEA LION LIFE ASSURANCE ",1220117,1684923]
[null,"GA INSURANCE COMPANY",-143605,1299560,null,"JUBILEE INSURANCE COMPANY ",956610,1188940]
[null,"GEMINIA INSURANCE COMPANY ",141501,1077865,null,"KENINDIA ASSURANCE COMPANY",237890,611869]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,null,"KENYA ORIENT LIFE ASSURANCE",55797,361285]
[null,"HERITAGE INSURANCE COMPANY",236989,1517772,null,"KUSCCO MUTUAL ASSURANCE LIMITED",115735,231266]
[null,"ICEA LION GENERAL INSURANCE",229897,1257678,null,"LIBERTY LIFE ASSURANCE COMPANY",336491,1340181]
[null,"INTRA-AFRICA ASSURANCE ",184245,377186,null,"MADISON INSURANCE COMPANY",328292,944696]
[null,"INVESCO ASSURANCE COMPANY ",120529,772728,null,"OLD MUTUAL ASSURANCE",109877,317442]
[null,"JUBILEE GENERAL INSURANCE",71253,1406934,null,"OLD MUTUAL LIFE ASSURANCE ",128848,1111647]
[null,"JUBILEE HEALTH INSURANCE",793275,1355015,null,"PIONEER ASSURANCE COMPANY ",332882,508978]
[null,"KENINDIA ASSURANCE COMPANY ",146096,609216,null,"PRUDENTIAL LIFE ASSURANCE",161395,700332]
[null,"KENYA ORIENT INSURANCE",96325,551266,null,"SANLAM LIFE ASSURANCE",376729,1289443]
[null,"MADISON INSURANCE COMPANY",529345,1570032,null,"STAR DISCOVER LIFE INSURANCE",0,0]
[null,"MAYFAIR INSURANCE COMPANY",113842,593782,null,"THE KENYAN ALLIANCE INSURANCE",14069,124969]
[null,"MUA INSURANCE COMPANY",242061,868477,null,"THE MONARCH INSURANCE",-1234,41581]
[null,"OCCIDENTAL INSURANCE COMPANY ",197101,703411,null,"TOTAL",{"$f":"SUM(G7:G31)","v":7254214},{"$f":"SUM(H7:H31)","v":17456628}]
[null,"OLD MUTUAL GENERAL INSURANCE ",1057156,2469238,null,"REINSURERS"]
[null,"PACIS INSURANCE COMPANY",151687,486423,null,"CONTINENTAL REINSURANCE",10409,6982]
[null,"PIONEER GENERAL INSURANCE COMPANY",174688,364710,null,"EAST AFRICA REINSURANCE ",185726,47859]
[null,"SANLAM INSURANCE COMPANY",267206,516142,null,"KENYA REINSURANCE CORPORATION",534797,155962]
[null,"STAR DISCOVER INSURANCE",0,0,null,"TOTAL",{"$f":"SUM(G34:G36)","v":730932},{"$f":"SUM(H34:H36)","v":210803}]
[null,"TAKAFUL INSURANCE OF AFRICA",62789,353802,null,"GRAND TOTAL",{"$f":"G37+G32","v":7985146},{"$f":"H37+H32","v":17667431}]
[null,"TAUSI ASSURANCE COMPANY",83974,414141,null,"Amounts in Thousand shillings"]
[null,"THE KENYAN ALLIANCE INSURANCE ",11324,881021]
[null,"THE MONARCH INSURANCE ",0,0]
[null,"TRIDENT INSURANCE COMPANY ",161944,480121]
[null,"XPLICO INSURANCE COMPANY",80062,420155]
[null,"TOTAL",{"$f":"SUM(C7:C43)","v":8086836},{"$f":"SUM(D7:D43)","v":32824121}]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",2399401,710904]
[null,"EAST AFRICAN REINSURANCE ",902313,363991]
[null,"GHANA REINSURANCE COMPANY",550829,237649]
[null,"KENYA REINSURANCE CORPORATION",4744727,1507909]
[null,"WAICA REINSURANCE KENYA LIMITED",804026,375246]
[null,"TOTAL",{"$f":"SUM(C46:C50)","v":9401296},{"$f":"SUM(D46:D50)","v":3195699}]
[null,"GRAND TOTAL",{"$f":"C51+C44","v":17488132},{"$f":"D51+D44","v":36019820}]
[null,"Amounts in Thousand shillings"]

{"sheet":"APPENDIX 4 I","index":12,"n_rows":39,"n_cols":14,"rows_kept":39,"cut":false,"hidden":false,"merged":[[39,12,39,13],[38,1,38,9],[2,1,2,13],[38,10,38,13]]}
[]
[]
[null,"APPENDIX 4: SUMMARY OF LONG TERM INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","ABSA LIFE ASSURANCE"," APA LIFE ASSURANCE COMPANY","BRITAM LIFE ASSURANCE","CANNON LIFE ASSURANCE (K) LIMITED","CAPEX LIFE ASSURANCE COMPANY ","CIC LIFE ASSURANCE COMPANY","CONTINENTAL REINSURANCE","CORPORATE INSURANCE COMPANY ","EAST AFRICA REINSURANCE ","EQUITY LIFE ASSURANCE","GA LIFE INSURANCE COMPANY","GEMINIA LIFE INSURANCE COMPANY"]
[null,"Share Capital",699000,1100000,400000,416726,400000,800000,500000,200000,500000,600000,400000,400100]
[null,"Share Premium\r\n",0,0,0,491067,0,0,0,0,0,0,0,0]
[null,"Revaluation Reserves",0,0,0,2500,1621,-327921,-50,0,0,0,0,0]
[null,"Statutory Reserves",902849,41107,0,0,26875,1441435,21057,-171655,0,0,304310,201198]
[null,"Retained Earnings",0,-348860,300000,-1423455,0,186861,0,0,0,281682,150394,62788]
[null,"Other Reserves",0,0,9187719,800074,1120,49613,212006,0,644279,0,0,57994]
[null,"Total Equity\r\n",1601849,792247,9887719,286912,429616,2149989,733012,28345,1144279,881682,854703,722080]
[null,"Underwriting Provisions",0,1284072,884066,273586,36244,3813897,94125,265291,224801,58747,4281,375143]
[null,"Actuarial Contract Liabilities",6287792,9020313,102587679,1017802,883865,13565251,0,335604,264680,2470564,28103429,1376699]
[null,"LongTerm Liabilities",0,17618,3937593,185405,0,639881,51165,0,276120,123524,130418,58440]
[null,"Current Liabilities",940527,202350,1616428,133275,136551,850228,46717,207986,142851,722873,98944,287796]
[null,"Total Equity And Liabilities",8830168,11316601,118913486,1896980,1486276,21019244,925019,837226,2052732,4257391,29191775,2820158]
[null,"Land And Buildings",0,0,103378,92500,240000,0,0,0,0,0,0,0]
[null,"Investment Property",0,182050,13277597,764600,300000,2181875,0,721355,0,0,1511957,74000]
[null,"Other Fixed Assets",20079,4358,46329,11675,8604,47711,0,895,0,2677,743,9162]
[null,"Government Securities",7829396,9238255,84497254,721828,136305,12488351,826505,79691,1277116,2560391,27383042,1513712]
[null,"Other Securities",0,77163,0,0,0,684351,0,0,0,0,0,0]
[null,"Investment in Related Companies",0,0,1807213,0,0,0,0,0,0,0,0,0]
[null,"Corporate Bonds",0,133089,0,0,0,144361,0,0,37632,0,0,6946]
[null,"Commercial Papers",0,71496,0,0,0,11985,0,0,0,0,0,0]
[null,"Debentures",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Ordinary Shares Quoted",0,405943,3087067,11004,1,737654,0,0,12071,0,65501,37511]
[null,"Ordinary Shares Unquoted",0,9485,7355645,85,0,652,0,741,0,0,0,0]
[null,"Preference Shares Quoted",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Preference Shares Unquoted",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Loans Secured & Unsecured",0,49199,2900858,274,0,665801,0,10252,0,0,3819,23218]
[null,"Mortgages",0,0,1150370,27210,0,32794,0,0,0,0,0,0]
[null,"Term Deposits",188359,575276,1167130,74561,195000,2192061,93608,2222,290338,134665,157841,428968]
[null,"Cash and Cash Balances",132572,70341,551108,23672,43928,125998,4049,2851,46939,282050,32566,58096]
[null,"Outstanding Premiums",240544,379647,1332819,25020,286646,52386,0,9848,124178,997132,2500,233284]
[null,"Other Receivables",4179,7623,788426,0,241266,663607,0,7947,136528,18436,450,311818]
[null,"Other Assets",262191,19316,337620,142887,34526,988120,856,0,53119,4806,32973,123441]
[null,"Intangible Assets",152849,93357,510673,1664,0,1537,0,1423,74810,257234,383,0]
[null,"Total Assets",8830168,11316601,118913486,1896980,1486276,21019244,925019,837226,2052732,4257391,29191775,2820158]
[null,"Amounts in thousand Shillings                                                                                                                                                                                         ",null,null,null,null,null,null,null,null,"Continued next page"]

{"sheet":"APPENDIX 4 II","index":13,"n_rows":39,"n_cols":12,"rows_kept":39,"cut":false,"hidden":false,"merged":[[1,1,1,9],[2,1,2,11],[38,1,38,8],[38,9,38,11]]}
[]
[null,"Continued from previous page"]
[null,"APPENDIX 4: SUMMARY OF LONG TERM INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","ICEA LION LIFE ASSURANCE COMPANY","JUBILEE INSURANCE COMPANY","KENINDIA ASSURANCE COMPANY ","KENYA ORIENT LIFE ASSURANCE","KENYA REINSURANCE CORPORATION","KUSCCO MUTUAL ASSURANCE LIMITED","LIBERTY LIFE ASSURANCE","MADISON INSURANCE COMPANY ","OLD MUTUAL ASSURANCE COMPANY ","OLD MUTUAL LIFE ASSURANCE"]
[null,"Share Capital",1125000,500000,400000,313000,500000,400100,742340,450000,2174871,1585456]
[null,"Share Premium\r\n",1125000,0,0,0,0,0,0,0,1884957,0]
[null,"Revaluation Reserves",0,0,-447,0,0,0,384946,19341,0,27534]
[null,"Statutory Reserves",13116584,2042638,2074133,373673,8131318,201170,1995329,-1524872,0,199960]
[null,"Retained Earnings",833260,7277356,45268,18095,0,0,-304170,62000,-2604318,2279202]
[null,"Other Reserves",840000,0,1341799,0,-80064,2800,0,0,0,0]
[null,"Total Equity\r\n",17039844,9819995,3860753,704768,8551255,604070,2818445,-993531,1455509,4092152]
[null,"Underwriting Provisions",160377,965874,47640,41495,461896,101797,743879,98593,414894,962208]
[null,"Actuarial Contract Liabilities",112445136,99929786,62499442,2773491,1298214,360848,19997334,17322456,10196936,10357052]
[null,"LongTerm Liabilities",2521714,938924,0,160146,0,0,1020115,0,0,74722]
[null,"Current Liabilities",1723940,2368320,629168,55386,3658623,534529,828434,356558,916907,1106113]
[null,"Total Equity And Liabilities",133891011,114022899,67037003,3735286,13969988,1601244,25408207,16784076,12984246,16592247]
[null,"Land And Buildings",0,0,929051,0,0,0,770787,262694,0,0]
[null,"Investment Property",9425000,4209000,2044800,260000,1621748,0,563633,6344021,2071000,859000]
[null,"Other Fixed Assets",139125,21819,23154,5623,0,41763,96595,42613,18313,20755]
[null,"Government Securities",105972765,89308044,62398510,2358692,6579364,328354,15404078,4642026,7645950,10068142]
[null,"Other Securities",0,0,0,99354,0,0,0,62765,8141,0]
[null,"Investment in Related Companies",1244188,2314201,0,0,0,0,0,0,0,2592447]
[null,"Corporate Bonds",229983,8978,0,204622,0,0,0,0,0,50789]
[null,"Commercial Papers",0,0,0,56550,0,0,0,0,0,0]
[null,"Debentures",0,0,0,0,0,0,0,0,0,0]
[null,"Ordinary Shares Quoted",7825746,4725102,473751,0,177878,0,2309873,200982,432968,276204]
[null,"Ordinary Shares Unquoted",17472,5647448,20,57929,0,0,126995,1960475,287175,14068]
[null,"Preference Shares Quoted",1026,0,0,0,0,0,0,0,0,0]
[null,"Preference Shares Unquoted",0,1172048,0,0,0,0,0,0,0,0]
[null,"Loans Secured & Unsecured",989965,1209528,93567,56132,0,14200,714610,81677,81888,45465]
[null,"Mortgages",656159,0,4239,0,0,0,443995,112364,11034,24131]
[null,"Term Deposits",6123587,904173,776318,512019,4482917,22021,3809257,1062091,1305833,1230610]
[null,"Cash and Cash Balances",63926,767032,145089,29215,6,12478,352815,131895,621252,406869]
[null,"Outstanding Premiums",20276,606714,3494,89738,502972,519977,416329,127367,83920,849506]
[null,"Other Receivables",698717,2702979,131871,0,435356,537513,164485,947703,184439,25123]
[null,"Other Assets",480082,392984,0,5413,0,94440,60616,767293,232334,129138]
[null,"Intangible Assets",2994,32850,13139,0,169748,30499,174139,38110,0,0]
[null,"Total Assets",133891011,114022899,67037003,3735286,13969988,1601244,25408207,16784076,12984246,16592247]
[null,"Amounts in thousand Shillings                                                                                                                                                                                               ",null,null,null,null,null,null,null,"Continued next page"]

{"sheet":"APPENDIX 4 III","index":14,"n_rows":40,"n_cols":14,"rows_kept":40,"cut":false,"hidden":false,"merged":[[2,1,2,7],[3,1,3,8],[39,1,39,7]]}
[]
[]
[null,"Continued from previous page"]
[null,"APPENDIX 4: SUMMARY OF LONG TERM INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","PIONEER ASSURANCE COMPANY","PRUDENTIAL LIFE ASSURANCE","SANLAM LIFE ASSURANCE","STAR DISCOVER LIFE INSURANCE","THE KENYAN ALLIANCE INSURANCE ","THE MONARCH INSURANCE COMPANY ","TOTAL\n",null,"Insurers","Reinsurers"]
[null,"Share Capital",400000,419185,843138,0,500000,154976,16923892,{"$f":"SUM('APPENDIX 4 I'!C5:N5)+SUM('APPENDIX 4 II'!C5:L5)+SUM('APPENDIX 4 III'!C6:H6)","v":16923892},{"$f":"I6-L6","v":15623792},{"$f":"'APPENDIX 4 I'!I5+'APPENDIX 4 I'!M5+'APPENDIX 4 II'!H5","v":1300100}]
[null,"Share Premium\r\n",0,3123891,30260,0,0,0,6655175,{"$f":"SUM('APPENDIX 4 I'!C6:N6)+SUM('APPENDIX 4 II'!C6:L6)+SUM('APPENDIX 4 III'!C7:H7)","v":6655175},{"$f":"I7-L7","v":6655175},{"$f":"'APPENDIX 4 I'!I6+'APPENDIX 4 I'!M6+'APPENDIX 4 II'!H6","v":0}]
[null,"Revaluation Reserves",0,0,0,0,0,0,107524,{"$f":"SUM('APPENDIX 4 I'!C7:N7)+SUM('APPENDIX 4 II'!C7:L7)+SUM('APPENDIX 4 III'!C8:H8)","v":107524},107574,{"$f":"'APPENDIX 4 I'!I7+'APPENDIX 4 I'!M7+'APPENDIX 4 II'!H7","v":-50}]
[null,"Statutory Reserves",268732,0,1889702,0,6000,49785,31591328,{"$f":"SUM('APPENDIX 4 I'!C8:N8)+SUM('APPENDIX 4 II'!C8:L8)+SUM('APPENDIX 4 III'!C9:H9)","v":31591328},31064791,{"$f":"'APPENDIX 4 I'!I8+'APPENDIX 4 I'!M8+'APPENDIX 4 II'!H8","v":526537}]
[null,"Retained Earnings",161052,-2709319,283127,0,-184826,-109225,4256912,{"$f":"SUM('APPENDIX 4 I'!C9:N9)+SUM('APPENDIX 4 II'!C9:L9)+SUM('APPENDIX 4 III'!C10:H10)","v":4256912},4106518,{"$f":"'APPENDIX 4 I'!I9+'APPENDIX 4 I'!M9+'APPENDIX 4 II'!H9","v":150394}]
[null,"Other Reserves",0,0,0,0,0,1114,13058454,{"$f":"SUM('APPENDIX 4 I'!C10:N10)+SUM('APPENDIX 4 II'!C10:L10)+SUM('APPENDIX 4 III'!C11:H11)","v":13058454},12843648,{"$f":"'APPENDIX 4 I'!I10+'APPENDIX 4 I'!M10+'APPENDIX 4 II'!H10","v":214806}]
[null,"Total Equity\r\n",829784,833757,3046227,0,321174,96649,72593284,{"$f":"SUM('APPENDIX 4 I'!C11:N11)+SUM('APPENDIX 4 II'!C11:L11)+SUM('APPENDIX 4 III'!C12:H12)","v":72593284},70401499,{"$f":"'APPENDIX 4 I'!I11+'APPENDIX 4 I'!M11+'APPENDIX 4 II'!H11","v":2191785}]
[null,"Underwriting Provisions",739701,12409,0,0,99194,170521,12334731,{"$f":"SUM('APPENDIX 4 I'!C12:N12)+SUM('APPENDIX 4 II'!C12:L12)+SUM('APPENDIX 4 III'!C13:H13)","v":12334731},12134528,{"$f":"'APPENDIX 4 I'!I12+'APPENDIX 4 I'!M12+'APPENDIX 4 II'!H12","v":200203}]
[null,"Actuarial Contract Liabilities",4645151,1861991,25441174,0,4595067,487634,540125390,{"$f":"SUM('APPENDIX 4 I'!C13:N13)+SUM('APPENDIX 4 II'!C13:L13)+SUM('APPENDIX 4 III'!C14:H14)","v":540125390},511661113,{"$f":"'APPENDIX 4 I'!I13+'APPENDIX 4 I'!M13+'APPENDIX 4 II'!H13","v":28464277}]
[null,"LongTerm Liabilities",160699,0,809873,0,0,0,11106357,{"$f":"SUM('APPENDIX 4 I'!C14:N14)+SUM('APPENDIX 4 II'!C14:L14)+SUM('APPENDIX 4 III'!C15:H15)","v":11106357},10924774,{"$f":"'APPENDIX 4 I'!I14+'APPENDIX 4 I'!M14+'APPENDIX 4 II'!H14","v":181583}]
[null,"Current Liabilities",579943,245787,1719544,0,16562,87310,20213650,{"$f":"SUM('APPENDIX 4 I'!C15:N15)+SUM('APPENDIX 4 II'!C15:L15)+SUM('APPENDIX 4 III'!C16:H16)","v":20213650},19533460,{"$f":"'APPENDIX 4 I'!I15+'APPENDIX 4 I'!M15+'APPENDIX 4 II'!H15","v":680190}]
[null,"Total Equity And Liabilities",6955278,2953943,31016817,0,5031997,842115,656373413,{"$f":"SUM('APPENDIX 4 I'!C16:N16)+SUM('APPENDIX 4 II'!C16:L16)+SUM('APPENDIX 4 III'!C17:H17)","v":656373413},624655375,{"$f":"'APPENDIX 4 I'!I16+'APPENDIX 4 I'!M16+'APPENDIX 4 II'!H16","v":31718038},null,{"$f":"I17+'APPENDIX5 IV'!K17","v":956871079}]
[null,"Land And Buildings",0,0,0,0,0,0,2398410,{"$f":"SUM('APPENDIX 4 I'!C17:N17)+SUM('APPENDIX 4 II'!C17:L17)+SUM('APPENDIX 4 III'!C18:H18)","v":2398410},2398410,{"$f":"'APPENDIX 4 I'!I17+'APPENDIX 4 I'!M17+'APPENDIX 4 II'!H17","v":0}]
[null,"Investment Property",1701173,0,2875000,0,3089885,317721,54395415,{"$f":"SUM('APPENDIX 4 I'!C18:N18)+SUM('APPENDIX 4 II'!C18:L18)+SUM('APPENDIX 4 III'!C19:H19)","v":54395415},52883458,{"$f":"'APPENDIX 4 I'!I18+'APPENDIX 4 I'!M18+'APPENDIX 4 II'!H18","v":1511957}]
[null,"Other Fixed Assets",32487,26275,127466,0,13008,15061,776290,{"$f":"SUM('APPENDIX 4 I'!C19:N19)+SUM('APPENDIX 4 II'!C19:L19)+SUM('APPENDIX 4 III'!C20:H20)","v":776290},733784,{"$f":"'APPENDIX 4 I'!I19+'APPENDIX 4 I'!M19+'APPENDIX 4 II'!H19","v":42506}]
[null,"Government Securities",811572,2449437,25416878,0,543781,69823,482549262,{"$f":"SUM('APPENDIX 4 I'!C20:N20)+SUM('APPENDIX 4 II'!C20:L20)+SUM('APPENDIX 4 III'!C21:H21)","v":482549262},454011361,{"$f":"'APPENDIX 4 I'!I20+'APPENDIX 4 I'!M20+'APPENDIX 4 II'!H20","v":28537901},null,{"$f":"I21+'APPENDIX5 IV'!K21","v":595637411}]
[null,"Other Securities",0,0,0,0,0,0,931774,{"$f":"SUM('APPENDIX 4 I'!C21:N21)+SUM('APPENDIX 4 II'!C21:L21)+SUM('APPENDIX 4 III'!C22:H22)","v":931774},931774,{"$f":"'APPENDIX 4 I'!I21+'APPENDIX 4 I'!M21+'APPENDIX 4 II'!H21","v":0}]
[null,"Investment in Related Companies",0,0,0,0,0,0,7958049,{"$f":"SUM('APPENDIX 4 I'!C22:N22)+SUM('APPENDIX 4 II'!C22:L22)+SUM('APPENDIX 4 III'!C23:H23)","v":7958049},7958049,{"$f":"'APPENDIX 4 I'!I22+'APPENDIX 4 I'!M22+'APPENDIX 4 II'!H22","v":0}]
[null,"Corporate Bonds",0,0,0,0,0,0,816400,{"$f":"SUM('APPENDIX 4 I'!C23:N23)+SUM('APPENDIX 4 II'!C23:L23)+SUM('APPENDIX 4 III'!C24:H24)","v":816400},816400,{"$f":"'APPENDIX 4 I'!I23+'APPENDIX 4 I'!M23+'APPENDIX 4 II'!H23","v":0}]
[null,"Commercial Papers",0,0,0,0,0,0,140031,{"$f":"SUM('APPENDIX 4 I'!C24:N24)+SUM('APPENDIX 4 II'!C24:L24)+SUM('APPENDIX 4 III'!C25:H25)","v":140031},140031,{"$f":"'APPENDIX 4 I'!I24+'APPENDIX 4 I'!M24+'APPENDIX 4 II'!H24","v":0}]
[null,"Debentures",0,0,0,0,0,0,0,{"$f":"SUM('APPENDIX 4 I'!C25:N25)+SUM('APPENDIX 4 II'!C25:L25)+SUM('APPENDIX 4 III'!C26:H26)","v":0},0,{"$f":"'APPENDIX 4 I'!I25+'APPENDIX 4 I'!M25+'APPENDIX 4 II'!H25","v":0}]
[null,"Ordinary Shares Quoted",47262,0,131395,0,0,0,20957913,{"$f":"SUM('APPENDIX 4 I'!C26:N26)+SUM('APPENDIX 4 II'!C26:L26)+SUM('APPENDIX 4 III'!C27:H27)","v":20957913},20892412,{"$f":"'APPENDIX 4 I'!I26+'APPENDIX 4 I'!M26+'APPENDIX 4 II'!H26","v":65501}]
[null,"Ordinary Shares Unquoted",0,0,0,0,0,0,15478190,{"$f":"SUM('APPENDIX 4 I'!C27:N27)+SUM('APPENDIX 4 II'!C27:L27)+SUM('APPENDIX 4 III'!C28:H28)","v":15478190},15478190,{"$f":"'APPENDIX 4 I'!I27+'APPENDIX 4 I'!M27+'APPENDIX 4 II'!H27","v":0}]
[null,"Preference Shares Quoted",0,0,0,0,0,0,1026,{"$f":"SUM('APPENDIX 4 I'!C28:N28)+SUM('APPENDIX 4 II'!C28:L28)+SUM('APPENDIX 4 III'!C29:H29)","v":1026},1026,{"$f":"'APPENDIX 4 I'!I28+'APPENDIX 4 I'!M28+'APPENDIX 4 II'!H28","v":0}]
[null,"Preference Shares Unquoted",100000,0,0,0,0,0,1272048,{"$f":"SUM('APPENDIX 4 I'!C29:N29)+SUM('APPENDIX 4 II'!C29:L29)+SUM('APPENDIX 4 III'!C30:H30)","v":1272048},1272048,{"$f":"'APPENDIX 4 I'!I29+'APPENDIX 4 I'!M29+'APPENDIX 4 II'!H29","v":0}]
[null,"Loans Secured & Unsecured",239045,47112,146288,0,387,7362,7380647,{"$f":"SUM('APPENDIX 4 I'!C30:N30)+SUM('APPENDIX 4 II'!C30:L30)+SUM('APPENDIX 4 III'!C31:H31)","v":7380647},7362628,{"$f":"'APPENDIX 4 I'!I30+'APPENDIX 4 I'!M30+'APPENDIX 4 II'!H30","v":18019}]
[null,"Mortgages",0,0,74550,0,0,0,2536846,{"$f":"SUM('APPENDIX 4 I'!C31:N31)+SUM('APPENDIX 4 II'!C31:L31)+SUM('APPENDIX 4 III'!C32:H32)","v":2536846},2536846,{"$f":"'APPENDIX 4 I'!I31+'APPENDIX 4 I'!M31+'APPENDIX 4 II'!H31","v":0}]
[null,"Term Deposits",293727,99111,1180184,0,303525,24220,27629622,{"$f":"SUM('APPENDIX 4 I'!C32:N32)+SUM('APPENDIX 4 II'!C32:L32)+SUM('APPENDIX 4 III'!C33:H33)","v":27629622},27356152,{"$f":"'APPENDIX 4 I'!I32+'APPENDIX 4 I'!M32+'APPENDIX 4 II'!H32","v":273470}]
[null,"Cash and Cash Balances",309225,66789,236309,0,18775,5647,4541492,{"$f":"SUM('APPENDIX 4 I'!C33:N33)+SUM('APPENDIX 4 II'!C33:L33)+SUM('APPENDIX 4 III'!C34:H34)","v":4541492},4492399,{"$f":"'APPENDIX 4 I'!I33+'APPENDIX 4 I'!M33+'APPENDIX 4 II'!H33","v":49093}]
[null,"Outstanding Premiums",3137878,148474,537785,0,12788,163579,10904801,{"$f":"SUM('APPENDIX 4 I'!C34:N34)+SUM('APPENDIX 4 II'!C34:L34)+SUM('APPENDIX 4 III'!C35:H35)","v":10904801},10382324,{"$f":"'APPENDIX 4 I'!I34+'APPENDIX 4 I'!M34+'APPENDIX 4 II'!H34","v":522477}]
[null,"Other Receivables",26687,0,3051,0,509072,0,8547276,{"$f":"SUM('APPENDIX 4 I'!C35:N35)+SUM('APPENDIX 4 II'!C35:L35)+SUM('APPENDIX 4 III'!C36:H36)","v":8547276},8009313,{"$f":"'APPENDIX 4 I'!I35+'APPENDIX 4 I'!M35+'APPENDIX 4 II'!H35","v":537963}]
[null,"Other Assets",186032,96856,211672,0,540777,237952,5435444,{"$f":"SUM('APPENDIX 4 I'!C36:N36)+SUM('APPENDIX 4 II'!C36:L36)+SUM('APPENDIX 4 III'!C37:H37)","v":5435444},5307175,{"$f":"'APPENDIX 4 I'!I36+'APPENDIX 4 I'!M36+'APPENDIX 4 II'!H36","v":128269}]
[null,"Intangible Assets",70190,19889,76240,0,0,750,1722478,{"$f":"SUM('APPENDIX 4 I'!C37:N37)+SUM('APPENDIX 4 II'!C37:L37)+SUM('APPENDIX 4 III'!C38:H38)","v":1722478},1691596,{"$f":"'APPENDIX 4 I'!I37+'APPENDIX 4 I'!M37+'APPENDIX 4 II'!H37","v":30882},null,{"$f":"I39+'APPENDIX5 IV'!K39","v":956871079}]
[null,"Total Assets",6955278,2953943,31016817,0,5031997,842115,656373413,{"$f":"SUM('APPENDIX 4 I'!C38:N38)+SUM('APPENDIX 4 II'!C38:L38)+SUM('APPENDIX 4 III'!C39:H39)","v":656373413},624655375,{"$f":"'APPENDIX 4 I'!I38+'APPENDIX 4 I'!M38+'APPENDIX 4 II'!H38","v":31718038},null,{"$f":"'T1'!M39","v":833722972}]
[null,"Amounts in Thousand Shillings",null,null,null,null,null,null,null,null,null,null,null,{"$f":"N21/N39","v":0.71443084933972523}]

{"sheet":"APPENDIX 5 I","index":15,"n_rows":38,"n_cols":12,"rows_kept":38,"cut":false,"hidden":false,"merged":[[1,1,1,11],[38,10,38,11],[37,9,37,11],[37,1,37,8]]}
[]
[null,"APPENDIX 5: SUMMARY OF GENERAL INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","AAR INSURANCE KENYA ","AFRICAN MERCHANT ASSURANCE ","AIG INSURANCE COMPANY ","APA INSURANCE COMPANY ","BRITAM GENERAL INSURANCE COMPANY","CANNON GENERAL INSURANCE (K) LIMITED","CIC GENERAL INSURANCE COMPANY","CONTINENTAL REINSURANCE ","CORPORATE INSURANCE COMPANY ","DIRECTLINE ASSURANCE COMPANY"]
[null,"Share Capital",700000,987386,600000,1250000,2668000,453960,1700000,1000000,400000,300000]
[null,"Share Premium\r\n",460523,0,0,0,0,583040,0,0,0,0]
[null,"Revaluation Reserves",0,31032,-44947,0,0,0,0,576,0,-131494]
[null,"Statutory Reserves",0,0,0,0,0,0,0,0,0,0]
[null,"Retained Earnings",339948,-23531,1446372,3133899,628279,47110,2321205,1702079,262712,402364]
[null,"Other Reserves",0,0,350000,754967,0,0,-327530,-18821,0,300000]
[null,"Total Equity\r\n",1500471,994887,2351425,5138866,3296279,1084110,3693675,2683835,662712,870870]
[null,"Underwriting Provisions",2996235,1961053,692342,8450032,8515012,697983,8885233,4838952,833355,5932623]
[null,"Actuarial Contract Liabilities",0,0,0,0,0,0,0,0,0,0]
[null,"LongTerm Liabilities",0,108951,0,0,0,0,0,0,0,0]
[null,"Current Liabilities",865917,196525,988157,1371878,1743693,576356,1482069,463605,118946,393810]
[null,"Total Equity And Liabilities",5362623,3261416,4031924,14960776,13554984,2358450,14060976,7986392,1615013,7197302]
[null,"Land And Buildings",0,709821,0,106270,0,92500,234000,0,0,0]
[null,"Investment Property",0,551000,0,1055000,0,60000,1602000,0,698736,2007500]
[null,"Other Fixed Assets",33127,74854,97717,39432,57705,12951,71165,38519,4124,34739]
[null,"Government Securities",2678167,512881,2839462,8336532,11068637,1089177,6087969,2902278,83427,1420641]
[null,"Other Securities",0,0,0,71753,0,0,251130,0,0,0]
[null,"Investment in Related Companies",0,0,0,298937,0,8784,0,0,0,502500]
[null,"Corporate Bonds",0,0,0,0,0,0,6320,0,0,0]
[null,"Commercial Papers",0,0,0,25521,0,0,0,0,0,0]
[null,"Debentures",0,0,0,0,0,0,0,0,0,0]
[null,"Ordinary Shares Quoted",0,1372,0,1148971,0,0,314619,0,0,100678]
[null,"Ordinary Shares Unquoted",0,0,0,14619,0,1438,15337,0,756,0]
[null,"Preference Shares Quoted",0,0,0,0,0,0,0,0,0,0]
[null,"Preference Shares Unquoted",0,0,0,0,0,0,0,0,0,0]
[null,"Loans Secured & Unsecured",0,2652,13515,24217,0,185416,0,508,0,745484]
[null,"Mortgages",0,0,0,66154,0,16467,24765,888,0,0]
[null,"Term Deposits",935770,44002,99616,1999083,384036,221571,1808625,516043,4100,1047725]
[null,"Cash and Cash Balances",142264,35576,247803,71071,364408,-7308,177468,7330,2770,219916]
[null,"Outstanding Premiums",790027,910212,335118,1012435,910314,282014,2074935,1254893,536521,371272]
[null,"Other Receivables",79239,11323,0,50423,18359,220612,178603,0,183080,0]
[null,"Other Assets",393261,376277,272928,342643,486028,84720,538226,3265934,75208,642798]
[null,"Intangible Assets",310768,31448,125764,297715,265495,90107,675815,0,26291,104050]
[null,"Total Assets",5362623,3261416,4031924,14960776,13554984,2358450,14060976,7986392,1615013,7197302]
[null,"Amounts in thousand Shillings                                                                                                                                                                                               ",null,null,null,null,null,null,null,"Continued next page"]

{"sheet":"APPENDIX 5 II","index":16,"n_rows":40,"n_cols":14,"rows_kept":40,"cut":false,"hidden":false,"merged":[[3,1,3,13],[40,11,40,13],[2,1,2,13],[39,11,39,13],[39,1,39,10]]}
[]
[]
[null,"Continued from previous page"]
[null,"APPENDIX 5: SUMMARY OF GENERAL INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","EAST AFRICA REINSURANCE COMPANY ","FIDELITY SHIELD INSURANCE COMPANY ","FIRST ASSURANCE COMPANY ","GA GENERAL INSURANCE COMPANY","GEMINIA INSURANCE COMPANY LIMITED","GHANA REINSURANCE COMPANY LIMITED","HEALTHIER (K) MICRO INSURANCE LIMITED","HERITAGE INSURANCE COMPANY ","ICEA LION GENERAL INSURANCE COMPANY ","INTRA-AFRICA ASSURANCE COMPANY ","INVESCO ASSURANCE COMPANY ","JUBILEE GENERAL INSURANCE"]
[null,"Share Capital",1000000,600000,810000,1500000,1006250,1000000,0,1000000,1000000,600000,1925000,2307103]
[null,"Share Premium\r\n",0,0,512139,0,0,10871,0,0,0,0,0,1399897]
[null,"Revaluation Reserves",206777,106516,264453,892337,0,0,0,0,-106358,351047,-466,0]
[null,"Statutory Reserves",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Retained Earnings",3740658,398041,39219,4347807,999300,539397,0,3326148,5461172,200743,-7668479,-1116150]
[null,"Other Reserves",0,50000,0,436676,74243,0,0,0,250000,18000,64000,0]
[null,"Total Equity\r\n",4947435,1154558,1625810,7176819,2079793,1550269,0,4326148,6604815,1169790,-5679945,2590850]
[null,"Underwriting Provisions",2958035,2524656,3018635,6393649,3865747,1468254,0,4258301,4261670,1344924,7960962,4490146]
[null,"Actuarial Contract Liabilities",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"LongTerm Liabilities",37074,0,0,0,0,0,0,0,343667,0,31641,0]
[null,"Current Liabilities",1073104,113413,1276110,3844192,846462,167015,0,1027335,1380170,129922,492852,641721]
[null,"Total Equity And Liabilities",9015649,3792627,5920555,17414660,6792002,3185538,0,9611784,12590322,2644636,2805510,7722717]
[null,"Land And Buildings",386415,214027,443000,1169999,395000,29642,0,0,0,0,112212,0]
[null,"Investment Property",735000,955616,980000,1585000,1020000,0,0,0,2800000,487000,1307965,0]
[null,"Other Fixed Assets",3789,7090,21570,32022,179223,6465,0,103246,53576,100731,14238,25775]
[null,"Government Securities",3988822,1598230,1113601,6396157,1235393,1455324,0,5134215,6742310,472045,169000,4142852]
[null,"Other Securities",0,0,0,0,0,0,0,0,72199,0,0,0]
[null,"Investment in Related Companies",0,0,0,1055583,0,0,0,146557,50147,0,0,0]
[null,"Corporate Bonds",38142,4495,0,0,0,0,0,0,58915,0,0,0]
[null,"Commercial Papers",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Debentures",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Ordinary Shares Quoted",21886,2781,0,401408,116175,0,0,0,800196,45349,982,0]
[null,"Ordinary Shares Unquoted",170607,0,0,417777,7798,0,0,0,5977,0,3757,0]
[null,"Preference Shares Quoted",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Preference Shares Unquoted",0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Loans Secured & Unsecured",6032,0,2071,262144,1733,0,0,58583,30141,13568,0,0]
[null,"Mortgages",29568,5760,0,0,0,0,0,182845,0,0,0,0]
[null,"Term Deposits",1608671,253300,1714006,996962,1030154,415437,0,2778036,194298,389470,34961,883247]
[null,"Cash and Cash Balances",254289,173053,110,82555,188505,57904,0,127832,118264,164806,6608,249778]
[null,"Outstanding Premiums",500806,275516,1237796,3970098,1840386,894854,0,453047,1027627,750663,189218,859517]
[null,"Other Receivables",744678,0,0,18032,0,15019,0,0,64364,11349,945611,146011]
[null,"Other Assets",33158,199540,206634,151335,375583,100791,0,492847,253625,126002,0,1040192]
[null,"Intangible Assets",493788,103221,201767,875588,402053,210103,0,134577,318682,83652,20959,375346]
[null,"Total Assets",9015649,3792627,5920555,17414660,6792002,3185538,0,9611784,12590322,2644636,2805510,7722717]
[null,"Amounts in thousand Shillings                                                                                                                                                                                               ",null,null,null,null,null,null,null,null,null,"Continued next page"]

{"sheet":"APPENDIX 5 III","index":17,"n_rows":40,"n_cols":13,"rows_kept":40,"cut":false,"hidden":false,"merged":[[3,1,3,12],[40,10,40,12],[2,1,2,12],[39,10,39,12],[39,1,39,9]]}
[]
[]
[null,"Continued from previous page"]
[null,"APPENDIX 5: SUMMARY OF GENERAL INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","JUBILEE HEALTH INSURANCE","KENINDIA ASSURANCE COMPANY ","KENYA ORIENT INSURANCE COMPANY ","KENYA REINSURANCE CORPORATION","MADISON GENERAL INSURANCE COMPANY","MAYFAIR INSURANCE COMPANY ","MUA INSURANCE COMPANY","OCCIDENTAL INSURANCE COMPANY ","OLD MUTUAL GENERAL INSURANCE ","PACIS INSURANCE COMPANY ","PIONEER GENERAL INSURANCE "]
[null,"Share Capital",2763720,600000,810721,6499491,605000,1500000,300000,745831,1000000,687554,700000]
[null,"Share Premium\r\n",0,1198,0,0,0,0,0,100379,0,5712,0]
[null,"Revaluation Reserves",0,538987,-3643,33697,0,260472,-5542,-48717,0,13040,0]
[null,"Statutory Reserves",0,0,0,0,0,0,0,0,0,0,0]
[null,"Retained Earnings",1638324,2428279,-1961133,24042509,668112,2497461,-22987,18412,5032945,77398,36761]
[null,"Other Reserves",-109947,498487,1534217,702286,0,0,0,0,0,-524,0]
[null,"Total Equity\r\n",4292097,4066951,380162,31277983,1273112,4257933,271472,815905,6032945,783179,736761]
[null,"Underwriting Provisions",4051964,4223293,2504926,13595379,3941463,4024391,2285291,2153137,8905874,1579982,1379493]
[null,"Actuarial Contract Liabilities",0,0,0,0,0,0,0,0,0,0,0]
[null,"LongTerm Liabilities",0,17391,0,0,0,94863,1239198,296277,0,0,0]
[null,"Current Liabilities",822843,835178,1265819,7733448,381008,703711,697334,736847,2058340,426892,96351]
[null,"Total Equity And Liabilities",9166904,9142813,4150907,52606810,5595582,9080898,4493295,4002166,16997158,2790053,2212605]
[null,"Land And Buildings",0,796965,105342,0,0,265885,0,0,0,100299,0]
[null,"Investment Property",0,1287740,1027000,10783252,663100,564655,0,435000,2924000,792801,442642]
[null,"Other Fixed Assets",25759,53741,13040,66580,36329,84585,46747,40756,90380,32966,8762]
[null,"Government Securities",3599578,3874714,150077,12692211,1806721,3725790,1285628,1427454,7631897,230242,659147]
[null,"Other Securities",0,0,0,0,64328,0,0,0,0,0,0]
[null,"Investment in Related Companies",1652973,105612,184000,10584441,0,1503691,143807,0,0,0,0]
[null,"Corporate Bonds",0,0,0,45329,0,29556,0,25105,50125,0,0]
[null,"Commercial Papers",0,0,0,0,0,0,0,0,0,0,0]
[null,"Debentures",0,0,0,0,0,0,0,0,0,0,0]
[null,"Ordinary Shares Quoted",210321,31171,7434,976126,11204,115039,67268,264863,948821,21954,0]
[null,"Ordinary Shares Unquoted",731870,816005,498656,201623,529428,138277,0,0,81558,0,0]
[null,"Preference Shares Quoted",402,0,0,66,0,0,0,0,0,0,0]
[null,"Preference Shares Unquoted",0,0,0,0,0,0,0,0,0,0,0]
[null,"Loans Secured & Unsecured",0,20549,0,0,0,18803,142566,0,0,0,5525]
[null,"Mortgages",26273,0,0,743491,0,0,0,0,155513,0,0]
[null,"Term Deposits",336060,299170,49559,4712379,565155,1131386,219366,466228,1325539,135216,179352]
[null,"Cash and Cash Balances",579341,57619,31696,95091,115351,319350,220002,29366,546354,123893,187826]
[null,"Outstanding Premiums",648855,418427,895478,1130213,669012,747638,1335554,747767,1499689,897970,501783]
[null,"Other Receivables",246744,0,47457,479542,695819,9547,31831,51826,505311,215495,62881]
[null,"Other Assets",647634,1304275,974205,8977142,141168,416701,385016,338459,750160,160606,81412]
[null,"Intangible Assets",461096,76825,166963,1119322,297968,9996,615512,175343,487811,78612,83274]
[null,"Total Assets",9166904,9142813,4150907,52606810,5595582,9080898,4493295,4002166,16997158,2790053,2212605]
[null," Amounts in thousand Shillings                                                                                                                                                                                              ",null,null,null,null,null,null,null,null,"Continued next page"]

{"sheet":"APPENDIX5 IV","index":18,"n_rows":40,"n_cols":14,"rows_kept":40,"cut":false,"hidden":false,"merged":[[39,1,39,8],[2,1,2,8],[3,1,3,10]]}
[]
[]
[null,"Continued from previous page"]
[null,"APPENDIX 5: SUMMARY OF GENERAL INSURANCE BUSINESS BALANCE SHEETS AS AT 31.12.2022"]
[null,"Company","SANLAM INSURANCE COMPANY","TAKAFUL INSURANCE OF AFRICA ","TAUSI ASSURANCE COMPANY","THE KENYAN ALLIANCE INSURANCE COMPANY","THE MONARCH INSURANCE COMPANY","TRIDENT INSURANCE COMPANY ","WAICA REINSURANCE KENYA LIMITED","XPLICO INSURANCE COMPANY ","TOTAL",null,"Insurers","Reinsurers"]
[null,"Share Capital",1028998,566304,600000,600000,0,600000,1102550,407500,43925368,{"$f":"SUM('APPENDIX 5 I'!C4:L4)+SUM('APPENDIX 5 II'!C6:N6)+SUM('APPENDIX 5 III'!C6:M6)+SUM('APPENDIX5 IV'!C6:J6)","v":43925368},{"$f":"K6-N6","v":33323327},{"$f":"'APPENDIX 5 I'!J4+'APPENDIX 5 II'!C6+'APPENDIX 5 II'!H6+'APPENDIX 5 III'!F6+'APPENDIX5 IV'!I6","v":10602041}]
[null,"Share Premium\r\n",100362,146101,0,0,0,0,0,0,3320222,{"$f":"SUM('APPENDIX 5 I'!C5:L5)+SUM('APPENDIX 5 II'!C7:N7)+SUM('APPENDIX 5 III'!C7:M7)+SUM('APPENDIX5 IV'!C7:J7)","v":3320222},{"$f":"K7-N7","v":3309351},{"$f":"'APPENDIX 5 I'!J5+'APPENDIX 5 II'!C7+'APPENDIX 5 II'!H7+'APPENDIX 5 III'!F7+'APPENDIX5 IV'!I7","v":10871}]
[null,"Revaluation Reserves",0,25539,188715,0,0,180042,0,220000,2972063,{"$f":"SUM('APPENDIX 5 I'!C6:L6)+SUM('APPENDIX 5 II'!C8:N8)+SUM('APPENDIX 5 III'!C8:M8)+SUM('APPENDIX5 IV'!C8:J8)","v":2972063},2731013,{"$f":"'APPENDIX 5 I'!J6+'APPENDIX 5 II'!C8+'APPENDIX 5 II'!H8+'APPENDIX 5 III'!F8+'APPENDIX5 IV'!I8","v":241050}]
[null,"Statutory Reserves",0,0,0,32882,0,0,0,0,32882,{"$f":"SUM('APPENDIX 5 I'!C7:L7)+SUM('APPENDIX 5 II'!C9:N9)+SUM('APPENDIX 5 III'!C9:M9)+SUM('APPENDIX5 IV'!C9:J9)","v":32882},32882,{"$f":"'APPENDIX 5 I'!J7+'APPENDIX 5 II'!C9+'APPENDIX 5 II'!H9+'APPENDIX 5 III'!F9+'APPENDIX5 IV'!I9","v":0}]
[null,"Retained Earnings",-1149761,-239712,1302309,-794507,0,1123917,803411,26290,56056321,{"$f":"SUM('APPENDIX 5 I'!C8:L8)+SUM('APPENDIX 5 II'!C10:N10)+SUM('APPENDIX 5 III'!C10:M10)+SUM('APPENDIX5 IV'!C10:J10)","v":56056321},25228267,{"$f":"'APPENDIX 5 I'!J8+'APPENDIX 5 II'!C10+'APPENDIX 5 II'!H10+'APPENDIX 5 III'!F10+'APPENDIX5 IV'!I10","v":30828054}]
[null,"Other Reserves",0,0,200762,-15446,0,25000,0,480000,5266370,{"$f":"SUM('APPENDIX 5 I'!C9:L9)+SUM('APPENDIX 5 II'!C11:N11)+SUM('APPENDIX 5 III'!C11:M11)+SUM('APPENDIX5 IV'!C11:J11)","v":5266370},4582905,{"$f":"'APPENDIX 5 I'!J9+'APPENDIX 5 II'!C11+'APPENDIX 5 II'!H11+'APPENDIX 5 III'!F11+'APPENDIX5 IV'!I11","v":683465}]
[null,"Total Equity\r\n",-20401,498233,2291786,-177071,0,1928959,1905961,1133790,111573229,{"$f":"SUM('APPENDIX 5 I'!C10:L10)+SUM('APPENDIX 5 II'!C12:N12)+SUM('APPENDIX 5 III'!C12:M12)+SUM('APPENDIX5 IV'!C12:J12)","v":111573229},69207746,{"$f":"'APPENDIX 5 I'!J10+'APPENDIX 5 II'!C12+'APPENDIX 5 II'!H12+'APPENDIX 5 III'!F12+'APPENDIX5 IV'!I12","v":42365483}]
[null,"Underwriting Provisions",2723899,780949,840267,1247886,0,2928082,1478684,2157264,147150023,{"$f":"SUM('APPENDIX 5 I'!C11:L11)+SUM('APPENDIX 5 II'!C13:N13)+SUM('APPENDIX 5 III'!C13:M13)+SUM('APPENDIX5 IV'!C13:J13)","v":147150023},122810719,{"$f":"'APPENDIX 5 I'!J11+'APPENDIX 5 II'!C13+'APPENDIX 5 II'!H13+'APPENDIX 5 III'!F13+'APPENDIX5 IV'!I13","v":24339304}]
[null,"Actuarial Contract Liabilities",0,0,0,0,0,0,0,0,0,{"$f":"SUM('APPENDIX 5 I'!C12:L12)+SUM('APPENDIX 5 II'!C14:N14)+SUM('APPENDIX 5 III'!C14:M14)+SUM('APPENDIX5 IV'!C14:J14)","v":0},0,{"$f":"'APPENDIX 5 I'!J12+'APPENDIX 5 II'!C14+'APPENDIX 5 II'!H14+'APPENDIX 5 III'!F14+'APPENDIX5 IV'!I14","v":0}]
[null,"LongTerm Liabilities",0,201799,72050,311551,0,0,0,0,2754462,{"$f":"SUM('APPENDIX 5 I'!C13:L13)+SUM('APPENDIX 5 II'!C15:N15)+SUM('APPENDIX 5 III'!C15:M15)+SUM('APPENDIX5 IV'!C15:J15)","v":2754462},2717388,{"$f":"'APPENDIX 5 I'!J13+'APPENDIX 5 II'!C15+'APPENDIX 5 II'!H15+'APPENDIX 5 III'!F15+'APPENDIX5 IV'!I15","v":37074}]
[null,"Current Liabilities",1440961,252252,196590,1299348,0,165452,509413,204916,39019955,{"$f":"SUM('APPENDIX 5 I'!C14:L14)+SUM('APPENDIX 5 II'!C16:N16)+SUM('APPENDIX 5 III'!C16:M16)+SUM('APPENDIX5 IV'!C16:J16)","v":39019955},29073370,{"$f":"'APPENDIX 5 I'!J14+'APPENDIX 5 II'!C16+'APPENDIX 5 II'!H16+'APPENDIX 5 III'!F16+'APPENDIX5 IV'!I16","v":9946585}]
[null,"Total Equity And Liabilities",4144459,1733233,3400693,2681714,0,5022492,3894058,3495970,300497666,{"$f":"SUM('APPENDIX 5 I'!C15:L15)+SUM('APPENDIX 5 II'!C17:N17)+SUM('APPENDIX 5 III'!C17:M17)+SUM('APPENDIX5 IV'!C17:J17)","v":300497666},223809219,{"$f":"'APPENDIX 5 I'!J15+'APPENDIX 5 II'!C17+'APPENDIX 5 II'!H17+'APPENDIX 5 III'!F17+'APPENDIX5 IV'!I17","v":76688447}]
[null,"Land And Buildings",0,0,319083,215400,0,240660,0,0,5936520,{"$f":"SUM('APPENDIX 5 I'!C16:L16)+SUM('APPENDIX 5 II'!C18:N18)+SUM('APPENDIX 5 III'!C18:M18)+SUM('APPENDIX5 IV'!C18:J18)","v":5936520},5520463,{"$f":"'APPENDIX 5 I'!J16+'APPENDIX 5 II'!C18+'APPENDIX 5 II'!H18+'APPENDIX 5 III'!F18+'APPENDIX5 IV'!I18","v":416057}]
[null,"Investment Property",44000,30000,0,434000,0,1723114,0,980318,37976439,{"$f":"SUM('APPENDIX 5 I'!C17:L17)+SUM('APPENDIX 5 II'!C19:N19)+SUM('APPENDIX 5 III'!C19:M19)+SUM('APPENDIX5 IV'!C19:J19)","v":37976439},26458187,{"$f":"'APPENDIX 5 I'!J17+'APPENDIX 5 II'!C19+'APPENDIX 5 II'!H19+'APPENDIX 5 III'!F19+'APPENDIX5 IV'!I19","v":11518252}]
[null,"Other Fixed Assets",49810,30799,24039,37117,0,13383,24945,54261,1746057,{"$f":"SUM('APPENDIX 5 I'!C18:L18)+SUM('APPENDIX 5 II'!C20:N20)+SUM('APPENDIX 5 III'!C20:M20)+SUM('APPENDIX5 IV'!C20:J20)","v":1746057},1605759,{"$f":"'APPENDIX 5 I'!J18+'APPENDIX 5 II'!C20+'APPENDIX 5 II'!H20+'APPENDIX 5 III'!F20+'APPENDIX5 IV'!I20","v":140298}]
[null,"Government Securities",2725366,53739,2121419,322153,0,256539,895804,162550,113088149,{"$f":"SUM('APPENDIX 5 I'!C19:L19)+SUM('APPENDIX 5 II'!C21:N21)+SUM('APPENDIX 5 III'!C21:M21)+SUM('APPENDIX5 IV'!C21:J21)","v":113088149},91153710,{"$f":"'APPENDIX 5 I'!J19+'APPENDIX 5 II'!C21+'APPENDIX 5 II'!H21+'APPENDIX 5 III'!F21+'APPENDIX5 IV'!I21","v":21934439}]
[null,"Other Securities",0,0,0,0,0,0,0,24442,483852,{"$f":"SUM('APPENDIX 5 I'!C20:L20)+SUM('APPENDIX 5 II'!C22:N22)+SUM('APPENDIX 5 III'!C22:M22)+SUM('APPENDIX5 IV'!C22:J22)","v":483852},483852,{"$f":"'APPENDIX 5 I'!J20+'APPENDIX 5 II'!C22+'APPENDIX 5 II'!H22+'APPENDIX 5 III'!F22+'APPENDIX5 IV'!I22","v":0}]
[null,"Investment in Related Companies",0,0,0,0,0,615600,0,245251,17097883,{"$f":"SUM('APPENDIX 5 I'!C21:L21)+SUM('APPENDIX 5 II'!C23:N23)+SUM('APPENDIX 5 III'!C23:M23)+SUM('APPENDIX5 IV'!C23:J23)","v":17097883},6513442,{"$f":"'APPENDIX 5 I'!J21+'APPENDIX 5 II'!C23+'APPENDIX 5 II'!H23+'APPENDIX 5 III'!F23+'APPENDIX5 IV'!I23","v":10584441}]
[null,"Corporate Bonds",0,203145,0,0,0,0,0,0,461132,{"$f":"SUM('APPENDIX 5 I'!C22:L22)+SUM('APPENDIX 5 II'!C24:N24)+SUM('APPENDIX 5 III'!C24:M24)+SUM('APPENDIX5 IV'!C24:J24)","v":461132},377661,{"$f":"'APPENDIX 5 I'!J22+'APPENDIX 5 II'!C24+'APPENDIX 5 II'!H24+'APPENDIX 5 III'!F24+'APPENDIX5 IV'!I24","v":83471}]
[null,"Commercial Papers",0,0,0,0,0,0,0,0,25521,{"$f":"SUM('APPENDIX 5 I'!C23:L23)+SUM('APPENDIX 5 II'!C25:N25)+SUM('APPENDIX 5 III'!C25:M25)+SUM('APPENDIX5 IV'!C25:J25)","v":25521},25521,{"$f":"'APPENDIX 5 I'!J23+'APPENDIX 5 II'!C25+'APPENDIX 5 II'!H25+'APPENDIX 5 III'!F25+'APPENDIX5 IV'!I25","v":0}]
[null,"Debentures",0,0,0,0,0,0,0,0,0,{"$f":"SUM('APPENDIX 5 I'!C24:L24)+SUM('APPENDIX 5 II'!C26:N26)+SUM('APPENDIX 5 III'!C26:M26)+SUM('APPENDIX5 IV'!C26:J26)","v":0},0,{"$f":"'APPENDIX 5 I'!J24+'APPENDIX 5 II'!C26+'APPENDIX 5 II'!H26+'APPENDIX 5 III'!F26+'APPENDIX5 IV'!I26","v":0}]
[null,"Ordinary Shares Quoted",795,0,165699,6652,0,5302,0,0,5787066,{"$f":"SUM('APPENDIX 5 I'!C25:L25)+SUM('APPENDIX 5 II'!C27:N27)+SUM('APPENDIX 5 III'!C27:M27)+SUM('APPENDIX5 IV'!C27:J27)","v":5787066},4789054,{"$f":"'APPENDIX 5 I'!J25+'APPENDIX 5 II'!C27+'APPENDIX 5 II'!H27+'APPENDIX 5 III'!F27+'APPENDIX5 IV'!I27","v":998012}]
[null,"Ordinary Shares UnQuoted",2,0,6863,0,0,30595,0,0,3672943,{"$f":"SUM('APPENDIX 5 I'!C26:L26)+SUM('APPENDIX 5 II'!C28:N28)+SUM('APPENDIX 5 III'!C28:M28)+SUM('APPENDIX5 IV'!C28:J28)","v":3672943},3300713,{"$f":"'APPENDIX 5 I'!J26+'APPENDIX 5 II'!C28+'APPENDIX 5 II'!H28+'APPENDIX 5 III'!F28+'APPENDIX5 IV'!I28","v":372230}]
[null,"Preference Shares Quoted",0,0,0,0,0,0,0,0,468,{"$f":"SUM('APPENDIX 5 I'!C27:L27)+SUM('APPENDIX 5 II'!C29:N29)+SUM('APPENDIX 5 III'!C29:M29)+SUM('APPENDIX5 IV'!C29:J29)","v":468},402,{"$f":"'APPENDIX 5 I'!J27+'APPENDIX 5 II'!C29+'APPENDIX 5 II'!H29+'APPENDIX 5 III'!F29+'APPENDIX5 IV'!I29","v":66}]
[null,"Preference Shares Unquoted",0,0,0,0,0,0,0,0,0,{"$f":"SUM('APPENDIX 5 I'!C28:L28)+SUM('APPENDIX 5 II'!C30:N30)+SUM('APPENDIX 5 III'!C30:M30)+SUM('APPENDIX5 IV'!C30:J30)","v":0},0,{"$f":"'APPENDIX 5 I'!J28+'APPENDIX 5 II'!C30+'APPENDIX 5 II'!H30+'APPENDIX 5 III'!F30+'APPENDIX5 IV'!I30","v":0}]
[null,"Loans Secured & Unsecured",194,44115,3,26976,0,608469,5558,21514,2240336,{"$f":"SUM('APPENDIX 5 I'!C29:L29)+SUM('APPENDIX 5 II'!C31:N31)+SUM('APPENDIX 5 III'!C31:M31)+SUM('APPENDIX5 IV'!C31:J31)","v":2240336},2228238,{"$f":"'APPENDIX 5 I'!J29+'APPENDIX 5 II'!C31+'APPENDIX 5 II'!H31+'APPENDIX 5 III'!F31+'APPENDIX5 IV'!I31","v":12098}]
[null,"Mortgages",0,0,26714,0,0,0,0,0,1278438,{"$f":"SUM('APPENDIX 5 I'!C30:L30)+SUM('APPENDIX 5 II'!C32:N32)+SUM('APPENDIX 5 III'!C32:M32)+SUM('APPENDIX5 IV'!C32:J32)","v":1278438},504491,{"$f":"'APPENDIX 5 I'!J30+'APPENDIX 5 II'!C32+'APPENDIX 5 II'!H32+'APPENDIX 5 III'!F32+'APPENDIX5 IV'!I32","v":773947}]
[null,"Term Deposits",147448,453065,370905,4138,0,32000,1596784,180659,29563522,{"$f":"SUM('APPENDIX 5 I'!C31:L31)+SUM('APPENDIX 5 II'!C33:N33)+SUM('APPENDIX 5 III'!C33:M33)+SUM('APPENDIX5 IV'!C33:J33)","v":29563522},20714208,{"$f":"'APPENDIX 5 I'!J31+'APPENDIX 5 II'!C33+'APPENDIX 5 II'!H33+'APPENDIX 5 III'!F33+'APPENDIX5 IV'!I33","v":8849314}]
[null,"Cash and Cash Balances",63229,76078,53992,162702,0,27922,54264,59988,5489066,{"$f":"SUM('APPENDIX 5 I'!C32:L32)+SUM('APPENDIX 5 II'!C34:N34)+SUM('APPENDIX 5 III'!C34:M34)+SUM('APPENDIX5 IV'!C34:J34)","v":5489066},5020188,{"$f":"'APPENDIX 5 I'!J32+'APPENDIX 5 II'!C34+'APPENDIX 5 II'!H34+'APPENDIX 5 III'!F34+'APPENDIX5 IV'!I34","v":468878}]
[null,"Outstanding Premiums",404620,530571,180829,188932,0,630250,904573,1532240,34341670,{"$f":"SUM('APPENDIX 5 I'!C33:L33)+SUM('APPENDIX 5 II'!C35:N35)+SUM('APPENDIX 5 III'!C35:M35)+SUM('APPENDIX5 IV'!C35:J35)","v":34341670},29656331,{"$f":"'APPENDIX 5 I'!J33+'APPENDIX 5 II'!C35+'APPENDIX 5 II'!H35+'APPENDIX 5 III'!F35+'APPENDIX5 IV'!I35","v":4685339}]
[null,"Other Receivables",0,35445,0,420993,0,29258,0,102741,5621593,{"$f":"SUM('APPENDIX 5 I'!C34:L34)+SUM('APPENDIX 5 II'!C36:N36)+SUM('APPENDIX 5 III'!C36:M36)+SUM('APPENDIX5 IV'!C36:J36)","v":5621593},4382354,{"$f":"'APPENDIX 5 I'!J34+'APPENDIX 5 II'!C36+'APPENDIX 5 II'!H36+'APPENDIX 5 III'!F36+'APPENDIX5 IV'!I36","v":1239239}]
[null,"Other Assets",513304,194190,77174,776926,0,729063,152428,82085,26159678,{"$f":"SUM('APPENDIX 5 I'!C35:L35)+SUM('APPENDIX 5 II'!C37:N37)+SUM('APPENDIX 5 III'!C37:M37)+SUM('APPENDIX5 IV'!C37:J37)","v":26159678},13630225,{"$f":"'APPENDIX 5 I'!J35+'APPENDIX 5 II'!C37+'APPENDIX 5 II'!H37+'APPENDIX 5 III'!F37+'APPENDIX5 IV'!I37","v":12529453}]
[null,"Intangible Assets",195691,82087,53972,85724,0,80339,259703,49922,9527349,{"$f":"SUM('APPENDIX 5 I'!C36:L36)+SUM('APPENDIX 5 II'!C38:N38)+SUM('APPENDIX 5 III'!C38:M38)+SUM('APPENDIX5 IV'!C38:J38)","v":9527349},7444433,{"$f":"'APPENDIX 5 I'!J36+'APPENDIX 5 II'!C38+'APPENDIX 5 II'!H38+'APPENDIX 5 III'!F38+'APPENDIX5 IV'!I38","v":2082916}]
[null,"Total Assets",4144459,1733233,3400693,2681714,0,5022492,3894058,3495970,300497666,{"$f":"SUM('APPENDIX 5 I'!C37:L37)+SUM('APPENDIX 5 II'!C39:N39)+SUM('APPENDIX 5 III'!C39:M39)+SUM('APPENDIX5 IV'!C39:J39)","v":300497666},223809219,{"$f":"'APPENDIX 5 I'!J37+'APPENDIX 5 II'!C39+'APPENDIX 5 II'!H39+'APPENDIX 5 III'!F39+'APPENDIX5 IV'!I39","v":76688447}]
[null,"Amounts in thousand Shillings"]

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[]
[null,"APPENDIX 2: SUMMARY OF PROFIT & LOSS ACCOUNTS UNDER LIFE INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2013"]
[null,"Company","Profit Transferred from Revenue ","Investment Income","Other Income","Total Income","Loss Transferred From Revenue","Management Expenses","Total Outgo","Profit / (Loss) Before Taxation","Provision for Taxation","Profit/(Loss) After Taxation","Unappropriated Profit/(Loss) BF","Transfer To Reserves","Other Appropriations","Dividend","Unappropriated Profit /(Loss) CF"]
[null,"APA LIFE ASSURANCE COMPANY ",28949,14187,0,43137,0,1000,3573,39564,10169,29394,41950,0,0,30000,41345]
[null,"BRITISH AMERICAN INSURANCE",1797417,154508,0,1951925,0,0,0,1951925,300000,1651925,0,1651925,0,0,0]
[null,"CANNON ASSURANCE COMPANY ",180000,0,0,180000,0,0,0,180000,56883,123117,357165,0,0,0,480281]
[null,"CAPEX LIFE ASSURANCE COMPANY",4927,0,0,4927,0,0,0,4927,2217,2710,39084,0,0,0,41794]
[null,"CFC LIFE ASSURANCE COMPANY",436635,0,0,436635,0,0,0,436635,20176,416459,-356061,401761,0,0,-341363]
[null,"CIC LIFE ASSURANCE COMPANY",437815,0,0,437815,0,0,0,437815,0,437815,0,0,0,0,437815]
[null,"CONTINENTAL REINSURANCE",17799,17039,51,34889,0,0,0,34889,0,34889,0,0,0,0,34889]
[null,"CORPORATE INSURANCE COMPANY",27119,0,0,27119,0,0,0,27119,873,26245,51378,0,0,0,77623]
[null,"EAST AFRICAN REINSURANCE ",40405,74104,21,114530,0,0,0,114530,24297,90234,268920,65265,0,0,293888]
[null,"FIRST ASSURANCE COMPANY ",33467,0,4675,38142,0,0,0,38142,0,38142,0,38142,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",10056,0,0,10056,0,0,0,10056,2325,7731,0,0,0,0,7731]
[null,"GEMINIA INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ICEA LION LIFE ASSURANCE ",210000,128425,88545,426970,0,21078,37906,389064,7458,381606,1949933,0,0,680000,1651539]
[null,"JUBILEE INSURANCE COMPANY ",310093,0,0,310093,0,0,0,310093,0,310093,0,0,0,0,310093]
[null,"KENINDIA ASSURANCE COMPANY",123084,2050638,7530,2181252,0,0,0,2181252,0,2181252,0,30000,0,0,2151252]
[null,"KENYA REINSURANCE CORPORATION",720393,0,0,720393,0,0,0,720393,27175,693218,2402630,0,0,0,3095848]
[null,"MADISON INSURANCE COMPANY",-138857,963368,0,824511,0,0,0,824511,0,824511,3948660,0,0,0,4773172]
[null,"MERCANTILE INSURANCE COMPANY ",0,31153,0,31153,18758,0,18758,12394,4652,7743,0,0,243,7500,0]
[null,"METROPOLITAN INSURANCE ",0,27832,106,27938,91342,2037,93379,-65441,10858,-76299,-581879,0,0,0,-658178]
[null,"OLD MUTUAL LIFE ASSURANCE ",0,115392,0,115392,250554,2349,252903,-137511,0,-137511,-1004640,0,0,0,-1142151]
[null,"PAN AFRICA INSURANCE COMPANY",7120396,0,0,7120396,6698303,0,6698303,422093,126628,295466,-276167,422093,0,0,-402795]
[null,"PIONEER ASSURANCE COMPANY ",24753,3808,0,28561,0,0,0,28561,10500,18061,111875,0,0,0,129936]
[null,"SHIELD ASSURANCE COMPANY ",0,0,2896,2896,0,0,0,2896,6376,-3480,0,0,0,0,-3480]
[null,"THE KENYAN ALLIANCE INSURANCE",10278,0,0,10278,0,0,0,10278,0,10278,35058,0,0,0,45335]
[null,"THE MONARCH INSURANCE",26987,0,0,26987,0,0,0,26987,0,26987,93127,0,0,0,120114]
[null,"UAP LIFE ASSURANCE COMPANY",279122,0,0,279122,0,0,0,279122,473,278648,-151962,126686,0,0,0]
[null,"TOTAL",{"$f":"SUM(C4:C29)","v":11700838},{"$f":"SUM(D4:D29)","v":3580454},103824,15385117,7058957,26464,7104822,8280294,611060,7669234,6929071,2735872,243,717500,11144688]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 6","index":20,"n_rows":37,"n_cols":12,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,11],[4,1,4,11],[31,1,31,11],[36,1,36,11]]}
[]
[]
[null,"APPENDIX 6: SUMMARY OF LONG TERM BUSINESS GROSS  DIRECT PREMIUM  FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Assurances","Annuities","Deposit Administration","Personal Pensions","Group Life","Group Credit","Permanent Health ","Investments","Total","Market Share (%)"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D6","v":2107110},{"$f":"'APPENDIX 10'!D6","v":0},{"$f":"'APPENDIX 13'!D6","v":0},{"$f":"'APPENDIX 12'!D6","v":0},{"$f":"'APPENDIX 11'!D6","v":2151596},{"$f":"'APPENDIX 14'!D6","v":1439015},{"$f":"'APPENDIX 15'!D6","v":0},{"$f":"'APPENDIX 16'!D6","v":0},{"$f":"SUM(C6:J6)","v":5697721},{"$f":"IFERROR(K6/$K$31*100,0)","v":4.0422676168669485}]
[null,"APA LIFE ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D7","v":412699},{"$f":"'APPENDIX 10'!D7","v":93022},{"$f":"'APPENDIX 13'!D7","v":1581343},{"$f":"'APPENDIX 12'!D7","v":122043},{"$f":"'APPENDIX 11'!D7","v":1513917},{"$f":"'APPENDIX 14'!D7","v":747633},{"$f":"'APPENDIX 15'!D7","v":0},{"$f":"'APPENDIX 16'!D7","v":356976},{"$f":"SUM(C7:J7)","v":4827633},{"$f":"IFERROR(K7/$K$31*100,0)","v":3.4249807145731137}]
[null,"BRITAM LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D8","v":9983905},{"$f":"'APPENDIX 10'!D8","v":3409804},{"$f":"'APPENDIX 13'!D8","v":12343916},{"$f":"'APPENDIX 12'!D8","v":0},{"$f":"'APPENDIX 11'!D8","v":1136916},{"$f":"'APPENDIX 14'!D8","v":-402737},{"$f":"'APPENDIX 15'!D8","v":0},{"$f":"'APPENDIX 16'!D8","v":1912863},28384667,20.137598915364919]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",{"$f":"'APPENDIX 9'!D9","v":49918},{"$f":"'APPENDIX 10'!D9","v":0},{"$f":"'APPENDIX 13'!D9","v":0},{"$f":"'APPENDIX 12'!D9","v":0},{"$f":"'APPENDIX 11'!D9","v":313772},{"$f":"'APPENDIX 14'!D9","v":55742},{"$f":"'APPENDIX 15'!D9","v":0},{"$f":"'APPENDIX 16'!D9","v":0},419432,0.29756746444372023]
[null,"CAPEX LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D10","v":5200},{"$f":"'APPENDIX 10'!D10","v":459634},{"$f":"'APPENDIX 13'!D10","v":0},{"$f":"'APPENDIX 12'!D10","v":0},{"$f":"'APPENDIX 11'!D10","v":514224},{"$f":"'APPENDIX 14'!D10","v":52362},{"$f":"'APPENDIX 15'!D10","v":0},{"$f":"'APPENDIX 16'!D10","v":0},1031420,0.73174444052085175]
[null,"CIC LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D11","v":1123203},{"$f":"'APPENDIX 10'!D11","v":167463},{"$f":"'APPENDIX 13'!D11","v":1641410},{"$f":"'APPENDIX 12'!D11","v":0},{"$f":"'APPENDIX 11'!D11","v":1306977},{"$f":"'APPENDIX 14'!D11","v":4561935},{"$f":"'APPENDIX 15'!D11","v":0},{"$f":"'APPENDIX 16'!D11","v":0},8800988,6.2438909853316105]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"'APPENDIX 9'!D12","v":132413},{"$f":"'APPENDIX 10'!D12","v":0},{"$f":"'APPENDIX 13'!D12","v":0},{"$f":"'APPENDIX 12'!D12","v":0},{"$f":"'APPENDIX 11'!D12","v":0},{"$f":"'APPENDIX 14'!D12","v":0},{"$f":"'APPENDIX 15'!D12","v":0},{"$f":"'APPENDIX 16'!D12","v":0},132413,9.394085494045834E-2]
[null,"EQUITY LIFE ASSURANCE ",{"$f":"'APPENDIX 9'!D13","v":0},{"$f":"'APPENDIX 10'!D13","v":0},{"$f":"'APPENDIX 13'!D13","v":378398},{"$f":"'APPENDIX 12'!D13","v":0},{"$f":"'APPENDIX 11'!D13","v":341407},{"$f":"'APPENDIX 14'!D13","v":3651436},{"$f":"'APPENDIX 15'!D13","v":0},{"$f":"'APPENDIX 16'!D13","v":0},4371241,3.1011918519388884]
[null,"GA LIFE ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D14","v":908079},{"$f":"'APPENDIX 10'!D14","v":0},{"$f":"'APPENDIX 13'!D14","v":6499895},{"$f":"'APPENDIX 12'!D14","v":0},{"$f":"'APPENDIX 11'!D14","v":66773},{"$f":"'APPENDIX 14'!D14","v":3595},{"$f":"'APPENDIX 15'!D14","v":0},{"$f":"'APPENDIX 16'!D14","v":0},7478342,5.3055352647937672]
[null,"GEMINIA LIFE INSURANCE COMPANY",{"$f":"'APPENDIX 9'!D15","v":80423},{"$f":"'APPENDIX 10'!D15","v":0},{"$f":"'APPENDIX 13'!D15","v":0},{"$f":"'APPENDIX 12'!D15","v":0},{"$f":"'APPENDIX 11'!D15","v":974110},{"$f":"'APPENDIX 14'!D15","v":72655},{"$f":"'APPENDIX 15'!D15","v":0},{"$f":"'APPENDIX 16'!D15","v":0},1127188,0.7996873750962924]
[null,"ICEA LION LIFE ASSURANCE ",{"$f":"'APPENDIX 9'!D16","v":4769586},{"$f":"'APPENDIX 10'!D16","v":1977386},{"$f":"'APPENDIX 13'!D16","v":7587197},{"$f":"'APPENDIX 12'!D16","v":5729184},{"$f":"'APPENDIX 11'!D16","v":417286},{"$f":"'APPENDIX 14'!D16","v":207249},{"$f":"'APPENDIX 15'!D16","v":0},{"$f":"'APPENDIX 16'!D16","v":12412},20700300,14.685898510901268]
[null,"JUBILEE INSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D17","v":4220903},{"$f":"'APPENDIX 10'!D17","v":1250509},{"$f":"'APPENDIX 13'!D17","v":9610380},{"$f":"'APPENDIX 12'!D17","v":1510536},{"$f":"'APPENDIX 11'!D17","v":1307065},{"$f":"'APPENDIX 14'!D17","v":0},{"$f":"'APPENDIX 15'!D17","v":0},{"$f":"'APPENDIX 16'!D17","v":0},17899393,12.698785476767807]
[null,"KENINDIA ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D18","v":2309944},{"$f":"'APPENDIX 10'!D18","v":433900},{"$f":"'APPENDIX 13'!D18","v":5987750},{"$f":"'APPENDIX 12'!D18","v":0},{"$f":"'APPENDIX 11'!D18","v":42303},{"$f":"'APPENDIX 14'!D18","v":0},{"$f":"'APPENDIX 15'!D18","v":0},{"$f":"'APPENDIX 16'!D18","v":0},8773897,6.2246711828862926]
[null,"KENYA ORIENT LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D19","v":43329},{"$f":"'APPENDIX 10'!D19","v":205503},{"$f":"'APPENDIX 13'!D19","v":253035},{"$f":"'APPENDIX 12'!D19","v":0},{"$f":"'APPENDIX 11'!D19","v":172674},{"$f":"'APPENDIX 14'!D19","v":582783},{"$f":"'APPENDIX 15'!D19","v":0},{"$f":"'APPENDIX 16'!D19","v":0},1257324,0.89201280461251409]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",{"$f":"'APPENDIX 9'!D20","v":2488},{"$f":"'APPENDIX 10'!D20","v":0},{"$f":"'APPENDIX 13'!D20","v":0},{"$f":"'APPENDIX 12'!D20","v":0},{"$f":"'APPENDIX 11'!D20","v":8492},{"$f":"'APPENDIX 14'!D20","v":1490701},{"$f":"'APPENDIX 15'!D20","v":15757},{"$f":"'APPENDIX 16'!D20","v":0},1517438,1.0765515700055073]
[null,"LIBERTY LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D21","v":1332665},{"$f":"'APPENDIX 10'!D21","v":196454},{"$f":"'APPENDIX 13'!D21","v":1300903},{"$f":"'APPENDIX 12'!D21","v":0},{"$f":"'APPENDIX 11'!D21","v":664907},{"$f":"'APPENDIX 14'!D21","v":647781},{"$f":"'APPENDIX 15'!D21","v":0},{"$f":"'APPENDIX 16'!D21","v":813339},4956049,3.5160858842168339]
[null,"MADISON INSURANCE COMPANY",{"$f":"'APPENDIX 9'!D22","v":1938374},{"$f":"'APPENDIX 10'!D22","v":0},{"$f":"'APPENDIX 13'!D22","v":460930},{"$f":"'APPENDIX 12'!D22","v":214417},{"$f":"'APPENDIX 11'!D22","v":492041},{"$f":"'APPENDIX 14'!D22","v":333731},{"$f":"'APPENDIX 15'!D22","v":0},{"$f":"'APPENDIX 16'!D22","v":1322},3440815,2.4410979495363234]
[null,"OLD MUTUAL ASSURANCE",{"$f":"'APPENDIX 9'!D23","v":1107840},{"$f":"'APPENDIX 10'!D23","v":0},{"$f":"'APPENDIX 13'!D23","v":0},{"$f":"'APPENDIX 12'!D23","v":0},{"$f":"'APPENDIX 11'!D23","v":101225},{"$f":"'APPENDIX 14'!D23","v":0},{"$f":"'APPENDIX 15'!D23","v":0},{"$f":"'APPENDIX 16'!D23","v":531517},1740582,1.2348618426738527]
[null,"OLD MUTUAL LIFE ASSURANCE ",{"$f":"'APPENDIX 9'!D24","v":702811},{"$f":"'APPENDIX 10'!D24","v":0},{"$f":"'APPENDIX 13'!D24","v":647863},{"$f":"'APPENDIX 12'!D24","v":0},{"$f":"'APPENDIX 11'!D24","v":1373408},{"$f":"'APPENDIX 14'!D24","v":713793},{"$f":"'APPENDIX 15'!D24","v":0},{"$f":"'APPENDIX 16'!D24","v":24949},3462824,2.4567123097304475]
[null,"PIONEER ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D25","v":1155246},{"$f":"'APPENDIX 10'!D25","v":11690},{"$f":"'APPENDIX 13'!D25","v":299562},{"$f":"'APPENDIX 12'!D25","v":0},{"$f":"'APPENDIX 11'!D25","v":1946410},{"$f":"'APPENDIX 14'!D25","v":265053},{"$f":"'APPENDIX 15'!D25","v":0},{"$f":"'APPENDIX 16'!D25","v":48069},3726030,2.6434447050802867]
[null,"PRUDENTIAL LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D26","v":435251},{"$f":"'APPENDIX 10'!D26","v":0},{"$f":"'APPENDIX 13'!D26","v":411322},{"$f":"'APPENDIX 12'!D26","v":0},{"$f":"'APPENDIX 11'!D26","v":739510},{"$f":"'APPENDIX 14'!D26","v":441735},{"$f":"'APPENDIX 15'!D26","v":0},{"$f":"'APPENDIX 16'!D26","v":0},2027818,1.4386424035680059]
[null,"SANLAM LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D27","v":2683049},{"$f":"'APPENDIX 10'!D27","v":1775418},{"$f":"'APPENDIX 13'!D27","v":1454753},{"$f":"'APPENDIX 12'!D27","v":0},{"$f":"'APPENDIX 11'!D27","v":1006051},{"$f":"'APPENDIX 14'!D27","v":572337},{"$f":"'APPENDIX 15'!D27","v":0},{"$f":"'APPENDIX 16'!D27","v":313132},7804740,5.5370994402965934]
[null,"STAR DISCOVER LIFE INSURANCE",{"$f":"'APPENDIX 9'!D28","v":0},{"$f":"'APPENDIX 10'!D28","v":0},{"$f":"'APPENDIX 13'!D28","v":0},{"$f":"'APPENDIX 12'!D28","v":0},{"$f":"'APPENDIX 11'!D28","v":0},{"$f":"'APPENDIX 14'!D28","v":0},{"$f":"'APPENDIX 15'!D28","v":0},{"$f":"'APPENDIX 16'!D28","v":0},0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",{"$f":"'APPENDIX 9'!D29","v":19331},{"$f":"'APPENDIX 10'!D29","v":55605},{"$f":"'APPENDIX 13'!D29","v":495861},{"$f":"'APPENDIX 12'!D29","v":535790},{"$f":"'APPENDIX 11'!D29","v":105903},{"$f":"'APPENDIX 14'!D29","v":9062},{"$f":"'APPENDIX 15'!D29","v":0},{"$f":"'APPENDIX 16'!D29","v":41500},1263052,0.89607655376931117]
[null,"THE MONARCH INSURANCE",{"$f":"'APPENDIX 9'!D30","v":24091},{"$f":"'APPENDIX 10'!D30","v":0},{"$f":"'APPENDIX 13'!D30","v":0},{"$f":"'APPENDIX 12'!D30","v":0},{"$f":"'APPENDIX 11'!D30","v":88184},{"$f":"'APPENDIX 14'!D30","v":0},{"$f":"'APPENDIX 15'!D30","v":0},{"$f":"'APPENDIX 16'!D30","v":0},112275,7.9653882084387187E-2]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":35547858},10036388,50954518,8111970,16785151,15445861,15757,4056079,140953582,100.00000000000001]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"'APPENDIX 9'!D33","v":158},{"$f":"'APPENDIX 10'!D33","v":0},{"$f":"'APPENDIX 13'!D33","v":0},{"$f":"'APPENDIX 12'!D33","v":0},{"$f":"'APPENDIX 11'!D33","v":16737},{"$f":"'APPENDIX 14'!D33","v":0},{"$f":"'APPENDIX 15'!D33","v":0},{"$f":"'APPENDIX 16'!D33","v":0},{"$f":"SUM(C33:J33)","v":16895},{"$f":"IFERROR(K33/$K$36*100,0)","v":0.54882691697981789}]
[null,"EAST AFRICA REINSURANCE ",{"$f":"'APPENDIX 9'!D34","v":70627},{"$f":"'APPENDIX 10'!D34","v":0},{"$f":"'APPENDIX 13'!D34","v":0},{"$f":"'APPENDIX 12'!D34","v":0},{"$f":"'APPENDIX 11'!D34","v":750383},{"$f":"'APPENDIX 14'!D34","v":0},{"$f":"'APPENDIX 15'!D34","v":0},{"$f":"'APPENDIX 16'!D34","v":0},{"$f":"SUM(C34:J34)","v":821010},{"$f":"IFERROR(K34/$K$36*100,0)","v":26.670162007079039}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"'APPENDIX 9'!D35","v":224048},{"$f":"'APPENDIX 10'!D35","v":0},{"$f":"'APPENDIX 13'!D35","v":0},{"$f":"'APPENDIX 12'!D35","v":0},{"$f":"'APPENDIX 11'!D35","v":2016431},{"$f":"'APPENDIX 14'!D35","v":0},{"$f":"'APPENDIX 15'!D35","v":0},{"$f":"'APPENDIX 16'!D35","v":0},2240479,{"$f":"IFERROR(K35/$K$36*100,0)","v":72.781011075941137}]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":294833},{"$f":"SUM(D33:D35)","v":0},0,0,2783551,0,0,0,3078384,{"$f":"SUM(L33:L35)","v":100}]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 7","index":21,"n_rows":37,"n_cols":12,"rows_kept":37,"cut":false,"hidden":false,"merged":[[36,1,36,10],[4,1,4,11],[31,1,31,11],[2,1,2,11]]}
[]
[]
[null,"APPENDIX 7: SUMMARY OF LONG TERM BUSINESS INWARD REINSURANCE PREMIUM FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Assurances","Annuities","Deposit Administration","Personal Pensions","Group Life","Group Credit","Permanent Health","Investments","Total","Market Share (%)"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0]
[null,"BRITAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0]
[null,"GEMINIA LIFE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"ICEA LION LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"MADISON INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL ASSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0]
[null,"PIONEER ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0]
[null,"PRUDENTIAL LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":0},{"$f":"SUM(D6:D30)","v":0},null,{"$f":"SUM(F6:F30)","v":0},0,0,0,0,0]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"'APPENDIX 9'!D33","v":158},0,0,0,{"$f":"'APPENDIX 11'!D33","v":16737},{"$f":"'APPENDIX 14'!D33","v":0},0,0,{"$f":"SUM(C33:J33)","v":16895},{"$f":"IFERROR((K33/$K$36)*100,0)","v":0.54882691697981789}]
[null,"EAST AFRICA REINSURANCE ",{"$f":"'APPENDIX 9'!D34","v":70627},0,0,0,{"$f":"'APPENDIX 11'!D34","v":750383},{"$f":"'APPENDIX 14'!D34","v":0},0,0,{"$f":"SUM(C34:J34)","v":821010},{"$f":"IFERROR((K34/$K$36)*100,0)","v":26.670162007079039}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"'APPENDIX 9'!D35","v":224048},0,0,0,{"$f":"'APPENDIX 11'!D35","v":2016431},{"$f":"'APPENDIX 14'!D35","v":0},0,0,2240479,72.781011075941137]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":294833},{"$f":"SUM(D33:D35)","v":0},0,0,2783551,0,0,0,{"$f":"SUM(K33:K35)","v":3078384},{"$f":"SUM(L33:L35)","v":100}]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 8","index":22,"n_rows":37,"n_cols":11,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,10],[4,1,4,10],[31,1,31,10],[36,1,36,10]]}
[]
[]
[null,"APPENDIX 8: SUMMARY OF LONG TERM BUSINESS OUTWARD REINSURANCE PREMIUM FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Assurances","Annuities","Deposit Administration","Personal Pensions","Group Life","Group Credit","Permanent Health","Investments","Total"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D6-'APPENDIX 9'!E6","v":1295},{"$f":"'APPENDIX 10'!D6-'APPENDIX 10'!E6","v":0},{"$f":"'APPENDIX 13'!D6-'APPENDIX 13'!E6","v":0},{"$f":"'APPENDIX 12'!D6-'APPENDIX 12'!E6","v":0},{"$f":"'APPENDIX 11'!D6-'APPENDIX 11'!E6","v":1323506},{"$f":"'APPENDIX 14'!D6-'APPENDIX 14'!E6","v":115646},{"$f":"'APPENDIX 15'!D6-'APPENDIX 15'!E6","v":0},{"$f":"'APPENDIX 16'!D6-'APPENDIX 16'!E6","v":0},{"$f":"SUM(C6:J6)","v":1440447}]
[null,"APA LIFE ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D7-'APPENDIX 9'!E7","v":379},{"$f":"'APPENDIX 10'!D7-'APPENDIX 10'!E7","v":0},{"$f":"'APPENDIX 13'!D7-'APPENDIX 13'!E7","v":0},{"$f":"'APPENDIX 12'!D7-'APPENDIX 12'!E7","v":0},{"$f":"'APPENDIX 11'!D7-'APPENDIX 11'!E7","v":634625},{"$f":"'APPENDIX 14'!D7-'APPENDIX 14'!E7","v":128026},{"$f":"'APPENDIX 15'!D7-'APPENDIX 15'!E7","v":0},{"$f":"'APPENDIX 16'!D7-'APPENDIX 16'!E7","v":0},{"$f":"SUM(C7:J7)","v":763030}]
[null,"BRITAM LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D8-'APPENDIX 9'!E8","v":11786},{"$f":"'APPENDIX 10'!D8-'APPENDIX 10'!E8","v":0},{"$f":"'APPENDIX 13'!D8-'APPENDIX 13'!E8","v":0},{"$f":"'APPENDIX 12'!D8-'APPENDIX 12'!E8","v":0},{"$f":"'APPENDIX 11'!D8-'APPENDIX 11'!E8","v":655742},{"$f":"'APPENDIX 14'!D8-'APPENDIX 14'!E8","v":37896},{"$f":"'APPENDIX 15'!D8-'APPENDIX 15'!E8","v":0},{"$f":"'APPENDIX 16'!D8-'APPENDIX 16'!E8","v":0},705424]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",{"$f":"'APPENDIX 9'!D9-'APPENDIX 9'!E9","v":143},{"$f":"'APPENDIX 10'!D9-'APPENDIX 10'!E9","v":0},{"$f":"'APPENDIX 13'!D9-'APPENDIX 13'!E9","v":0},{"$f":"'APPENDIX 12'!D9-'APPENDIX 12'!E9","v":0},{"$f":"'APPENDIX 11'!D9-'APPENDIX 11'!E9","v":196618},{"$f":"'APPENDIX 14'!D9-'APPENDIX 14'!E9","v":25239},{"$f":"'APPENDIX 15'!D9-'APPENDIX 15'!E9","v":0},{"$f":"'APPENDIX 16'!D9-'APPENDIX 16'!E9","v":0},222000]
[null,"CAPEX LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D10-'APPENDIX 9'!E10","v":23},{"$f":"'APPENDIX 10'!D10-'APPENDIX 10'!E10","v":0},{"$f":"'APPENDIX 13'!D10-'APPENDIX 13'!E10","v":0},{"$f":"'APPENDIX 12'!D10-'APPENDIX 12'!E10","v":0},{"$f":"'APPENDIX 11'!D10-'APPENDIX 11'!E10","v":186632},{"$f":"'APPENDIX 14'!D10-'APPENDIX 14'!E10","v":1493},{"$f":"'APPENDIX 15'!D10-'APPENDIX 15'!E10","v":0},{"$f":"'APPENDIX 16'!D10-'APPENDIX 16'!E10","v":0},188148]
[null,"CIC LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D11-'APPENDIX 9'!E11","v":15267},{"$f":"'APPENDIX 10'!D11-'APPENDIX 10'!E11","v":0},{"$f":"'APPENDIX 13'!D11-'APPENDIX 13'!E11","v":0},{"$f":"'APPENDIX 12'!D11-'APPENDIX 12'!E11","v":0},{"$f":"'APPENDIX 11'!D11-'APPENDIX 11'!E11","v":364001},{"$f":"'APPENDIX 14'!D11-'APPENDIX 14'!E11","v":1270526},{"$f":"'APPENDIX 15'!D11-'APPENDIX 15'!E11","v":0},{"$f":"'APPENDIX 16'!D11-'APPENDIX 16'!E11","v":0},1649794]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"'APPENDIX 9'!D12-'APPENDIX 9'!E12","v":0},{"$f":"'APPENDIX 10'!D12-'APPENDIX 10'!E12","v":0},{"$f":"'APPENDIX 13'!D12-'APPENDIX 13'!E12","v":0},{"$f":"'APPENDIX 12'!D12-'APPENDIX 12'!E12","v":0},{"$f":"'APPENDIX 11'!D12-'APPENDIX 11'!E12","v":0},{"$f":"'APPENDIX 14'!D12-'APPENDIX 14'!E12","v":0},{"$f":"'APPENDIX 15'!D12-'APPENDIX 15'!E12","v":0},{"$f":"'APPENDIX 16'!D12-'APPENDIX 16'!E12","v":0},0]
[null,"EQUITY LIFE ASSURANCE ",{"$f":"'APPENDIX 9'!D13-'APPENDIX 9'!E13","v":0},{"$f":"'APPENDIX 10'!D13-'APPENDIX 10'!E13","v":0},{"$f":"'APPENDIX 13'!D13-'APPENDIX 13'!E13","v":0},{"$f":"'APPENDIX 12'!D13-'APPENDIX 12'!E13","v":0},{"$f":"'APPENDIX 11'!D13-'APPENDIX 11'!E13","v":229022},{"$f":"'APPENDIX 14'!D13-'APPENDIX 14'!E13","v":1301889},{"$f":"'APPENDIX 15'!D13-'APPENDIX 15'!E13","v":0},{"$f":"'APPENDIX 16'!D13-'APPENDIX 16'!E13","v":0},1530911]
[null,"GA LIFE ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D14-'APPENDIX 9'!E14","v":0},{"$f":"'APPENDIX 10'!D14-'APPENDIX 10'!E14","v":0},{"$f":"'APPENDIX 13'!D14-'APPENDIX 13'!E14","v":0},{"$f":"'APPENDIX 12'!D14-'APPENDIX 12'!E14","v":0},{"$f":"'APPENDIX 11'!D14-'APPENDIX 11'!E14","v":62096},{"$f":"'APPENDIX 14'!D14-'APPENDIX 14'!E14","v":3218},{"$f":"'APPENDIX 15'!D14-'APPENDIX 15'!E14","v":0},{"$f":"'APPENDIX 16'!D14-'APPENDIX 16'!E14","v":0},65314]
[null,"GEMINIA LIFE INSURANCE COMPANY",{"$f":"'APPENDIX 9'!D15-'APPENDIX 9'!E15","v":0},{"$f":"'APPENDIX 10'!D15-'APPENDIX 10'!E15","v":0},{"$f":"'APPENDIX 13'!D15-'APPENDIX 13'!E15","v":0},{"$f":"'APPENDIX 12'!D15-'APPENDIX 12'!E15","v":0},{"$f":"'APPENDIX 11'!D15-'APPENDIX 11'!E15","v":580970},{"$f":"'APPENDIX 14'!D15-'APPENDIX 14'!E15","v":0},{"$f":"'APPENDIX 15'!D15-'APPENDIX 15'!E15","v":0},{"$f":"'APPENDIX 16'!D15-'APPENDIX 16'!E15","v":0},580970]
[null,"ICEA LION LIFE ASSURANCE ",{"$f":"'APPENDIX 9'!D16-'APPENDIX 9'!E16","v":53507},{"$f":"'APPENDIX 10'!D16-'APPENDIX 10'!E16","v":0},{"$f":"'APPENDIX 13'!D16-'APPENDIX 13'!E16","v":0},{"$f":"'APPENDIX 12'!D16-'APPENDIX 12'!E16","v":0},{"$f":"'APPENDIX 11'!D16-'APPENDIX 11'!E16","v":218072},{"$f":"'APPENDIX 14'!D16-'APPENDIX 14'!E16","v":83706},{"$f":"'APPENDIX 15'!D16-'APPENDIX 15'!E16","v":0},{"$f":"'APPENDIX 16'!D16-'APPENDIX 16'!E16","v":0}]
[null,"JUBILEE INSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D17-'APPENDIX 9'!E17","v":13122},{"$f":"'APPENDIX 10'!D17-'APPENDIX 10'!E17","v":0},{"$f":"'APPENDIX 13'!D17-'APPENDIX 13'!E17","v":0},{"$f":"'APPENDIX 12'!D17-'APPENDIX 12'!E17","v":0},{"$f":"'APPENDIX 11'!D17-'APPENDIX 11'!E17","v":556173},{"$f":"'APPENDIX 14'!D17-'APPENDIX 14'!E17","v":42173},{"$f":"'APPENDIX 15'!D17-'APPENDIX 15'!E17","v":0},{"$f":"'APPENDIX 16'!D17-'APPENDIX 16'!E17","v":0}]
[null,"KENINDIA ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D18-'APPENDIX 9'!E18","v":6212},{"$f":"'APPENDIX 10'!D18-'APPENDIX 10'!E18","v":0},{"$f":"'APPENDIX 13'!D18-'APPENDIX 13'!E18","v":0},{"$f":"'APPENDIX 12'!D18-'APPENDIX 12'!E18","v":0},{"$f":"'APPENDIX 11'!D18-'APPENDIX 11'!E18","v":25543},{"$f":"'APPENDIX 14'!D18-'APPENDIX 14'!E18","v":0},{"$f":"'APPENDIX 15'!D18-'APPENDIX 15'!E18","v":0},{"$f":"'APPENDIX 16'!D18-'APPENDIX 16'!E18","v":0},31755]
[null,"KENYA ORIENT LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D19-'APPENDIX 9'!E19","v":21},{"$f":"'APPENDIX 10'!D19-'APPENDIX 10'!E19","v":0},{"$f":"'APPENDIX 13'!D19-'APPENDIX 13'!E19","v":0},{"$f":"'APPENDIX 12'!D19-'APPENDIX 12'!E19","v":0},{"$f":"'APPENDIX 11'!D19-'APPENDIX 11'!E19","v":32804},{"$f":"'APPENDIX 14'!D19-'APPENDIX 14'!E19","v":87021},{"$f":"'APPENDIX 15'!D19-'APPENDIX 15'!E19","v":0},{"$f":"'APPENDIX 16'!D19-'APPENDIX 16'!E19","v":0},119846]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",{"$f":"'APPENDIX 9'!D20-'APPENDIX 9'!E20","v":0},{"$f":"'APPENDIX 10'!D20-'APPENDIX 10'!E20","v":0},{"$f":"'APPENDIX 13'!D20-'APPENDIX 13'!E20","v":0},{"$f":"'APPENDIX 12'!D20-'APPENDIX 12'!E20","v":0},{"$f":"'APPENDIX 11'!D20-'APPENDIX 11'!E20","v":6198},{"$f":"'APPENDIX 14'!D20-'APPENDIX 14'!E20","v":408022},{"$f":"'APPENDIX 15'!D20-'APPENDIX 15'!E20","v":2572},{"$f":"'APPENDIX 16'!D20-'APPENDIX 16'!E20","v":0},416792]
[null,"LIBERTY LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!D21-'APPENDIX 9'!E21","v":9156},{"$f":"'APPENDIX 10'!D21-'APPENDIX 10'!E21","v":0},{"$f":"'APPENDIX 13'!D21-'APPENDIX 13'!E21","v":0},{"$f":"'APPENDIX 12'!D21-'APPENDIX 12'!E21","v":0},{"$f":"'APPENDIX 11'!D21-'APPENDIX 11'!E21","v":89421},{"$f":"'APPENDIX 14'!D21-'APPENDIX 14'!E21","v":191137},{"$f":"'APPENDIX 15'!D21-'APPENDIX 15'!E21","v":0},{"$f":"'APPENDIX 16'!D21-'APPENDIX 16'!E21","v":0},289714]
[null,"MADISON INSURANCE COMPANY",{"$f":"'APPENDIX 9'!D22-'APPENDIX 9'!E22","v":0},{"$f":"'APPENDIX 10'!D22-'APPENDIX 10'!E22","v":0},{"$f":"'APPENDIX 13'!D22-'APPENDIX 13'!E22","v":0},{"$f":"'APPENDIX 12'!D22-'APPENDIX 12'!E22","v":0},{"$f":"'APPENDIX 11'!D22-'APPENDIX 11'!E22","v":184632},{"$f":"'APPENDIX 14'!D22-'APPENDIX 14'!E22","v":0},{"$f":"'APPENDIX 15'!D22-'APPENDIX 15'!E22","v":0},{"$f":"'APPENDIX 16'!D22-'APPENDIX 16'!E22","v":0},184632]
[null,"OLD MUTUAL ASSURANCE",{"$f":"'APPENDIX 9'!D23-'APPENDIX 9'!E23","v":73802},{"$f":"'APPENDIX 10'!D23-'APPENDIX 10'!E23","v":0},{"$f":"'APPENDIX 13'!D23-'APPENDIX 13'!E23","v":0},{"$f":"'APPENDIX 12'!D23-'APPENDIX 12'!E23","v":0},{"$f":"'APPENDIX 11'!D23-'APPENDIX 11'!E23","v":5833},{"$f":"'APPENDIX 14'!D23-'APPENDIX 14'!E23","v":0},{"$f":"'APPENDIX 15'!D23-'APPENDIX 15'!E23","v":0},{"$f":"'APPENDIX 16'!D23-'APPENDIX 16'!E23","v":0},79635]
[null,"OLD MUTUAL LIFE ASSURANCE ",{"$f":"'APPENDIX 9'!D24-'APPENDIX 9'!E24","v":3958},{"$f":"'APPENDIX 10'!D24-'APPENDIX 10'!E24","v":0},{"$f":"'APPENDIX 13'!D24-'APPENDIX 13'!E24","v":0},{"$f":"'APPENDIX 12'!D24-'APPENDIX 12'!E24","v":0},{"$f":"'APPENDIX 11'!D24-'APPENDIX 11'!E24","v":811530},{"$f":"'APPENDIX 14'!D24-'APPENDIX 14'!E24","v":0},{"$f":"'APPENDIX 15'!D24-'APPENDIX 15'!E24","v":0},{"$f":"'APPENDIX 16'!D24-'APPENDIX 16'!E24","v":0},815488]
[null,"PIONEER ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!D25-'APPENDIX 9'!E25","v":7500},{"$f":"'APPENDIX 10'!D25-'APPENDIX 10'!E25","v":0},{"$f":"'APPENDIX 13'!D25-'APPENDIX 13'!E25","v":0},{"$f":"'APPENDIX 12'!D25-'APPENDIX 12'!E25","v":0},{"$f":"'APPENDIX 11'!D25-'APPENDIX 11'!E25","v":686460},{"$f":"'APPENDIX 14'!D25-'APPENDIX 14'!E25","v":81737},{"$f":"'APPENDIX 15'!D25-'APPENDIX 15'!E25","v":0},{"$f":"'APPENDIX 16'!D25-'APPENDIX 16'!E25","v":0},775697]
[null,"PRUDENTIAL LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D26-'APPENDIX 9'!E26","v":9169},{"$f":"'APPENDIX 10'!D26-'APPENDIX 10'!E26","v":0},{"$f":"'APPENDIX 13'!D26-'APPENDIX 13'!E26","v":0},{"$f":"'APPENDIX 12'!D26-'APPENDIX 12'!E26","v":0},{"$f":"'APPENDIX 11'!D26-'APPENDIX 11'!E26","v":206011},{"$f":"'APPENDIX 14'!D26-'APPENDIX 14'!E26","v":25895},{"$f":"'APPENDIX 15'!D26-'APPENDIX 15'!E26","v":0},{"$f":"'APPENDIX 16'!D26-'APPENDIX 16'!E26","v":0},241075]
[null,"SANLAM LIFE ASSURANCE",{"$f":"'APPENDIX 9'!D27-'APPENDIX 9'!E27","v":74435},{"$f":"'APPENDIX 10'!D27-'APPENDIX 10'!E27","v":18139},{"$f":"'APPENDIX 13'!D27-'APPENDIX 13'!E27","v":0},{"$f":"'APPENDIX 12'!D27-'APPENDIX 12'!E27","v":0},{"$f":"'APPENDIX 11'!D27-'APPENDIX 11'!E27","v":578955},{"$f":"'APPENDIX 14'!D27-'APPENDIX 14'!E27","v":156322},{"$f":"'APPENDIX 15'!D27-'APPENDIX 15'!E27","v":0},{"$f":"'APPENDIX 16'!D27-'APPENDIX 16'!E27","v":32},827883]
[null,"STAR DISCOVER LIFE INSURANCE",{"$f":"'APPENDIX 9'!D28-'APPENDIX 9'!E28","v":0},{"$f":"'APPENDIX 10'!D28-'APPENDIX 10'!E28","v":0},{"$f":"'APPENDIX 13'!D28-'APPENDIX 13'!E28","v":0},{"$f":"'APPENDIX 12'!D28-'APPENDIX 12'!E28","v":0},{"$f":"'APPENDIX 11'!D28-'APPENDIX 11'!E28","v":0},{"$f":"'APPENDIX 14'!D28-'APPENDIX 14'!E28","v":0},{"$f":"'APPENDIX 15'!D28-'APPENDIX 15'!E28","v":0},{"$f":"'APPENDIX 16'!D28-'APPENDIX 16'!E28","v":0},0]
[null,"THE KENYAN ALLIANCE INSURANCE",{"$f":"'APPENDIX 9'!D29-'APPENDIX 9'!E29","v":0},{"$f":"'APPENDIX 10'!D29-'APPENDIX 10'!E29","v":0},{"$f":"'APPENDIX 13'!D29-'APPENDIX 13'!E29","v":0},{"$f":"'APPENDIX 12'!D29-'APPENDIX 12'!E29","v":0},{"$f":"'APPENDIX 11'!D29-'APPENDIX 11'!E29","v":88332},{"$f":"'APPENDIX 14'!D29-'APPENDIX 14'!E29","v":0},{"$f":"'APPENDIX 15'!D29-'APPENDIX 15'!E29","v":0},{"$f":"'APPENDIX 16'!D29-'APPENDIX 16'!E29","v":0},88332]
[null,"THE MONARCH INSURANCE",{"$f":"'APPENDIX 9'!D30-'APPENDIX 9'!E30","v":127},{"$f":"'APPENDIX 10'!D30-'APPENDIX 10'!E30","v":0},{"$f":"'APPENDIX 13'!D30-'APPENDIX 13'!E30","v":0},{"$f":"'APPENDIX 12'!D30-'APPENDIX 12'!E30","v":0},{"$f":"'APPENDIX 11'!D30-'APPENDIX 11'!E30","v":41364},{"$f":"'APPENDIX 14'!D30-'APPENDIX 14'!E30","v":0},{"$f":"'APPENDIX 15'!D30-'APPENDIX 15'!E30","v":0},{"$f":"'APPENDIX 16'!D30-'APPENDIX 16'!E30","v":0},41491]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":279902},18139,0,0,7764540,3959946,2572,32,11058378]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"'APPENDIX 9'!D33-'APPENDIX 9'!E33","v":0},{"$f":"'APPENDIX 10'!D33-'APPENDIX 10'!E33","v":0},{"$f":"'APPENDIX 13'!D33-'APPENDIX 13'!E33","v":0},{"$f":"'APPENDIX 12'!D33-'APPENDIX 12'!E33","v":0},{"$f":"'APPENDIX 11'!D33-'APPENDIX 11'!E33","v":-50},{"$f":"'APPENDIX 14'!D33-'APPENDIX 14'!E33","v":0},{"$f":"'APPENDIX 15'!D32-'APPENDIX 15'!E32","v":0},{"$f":"'APPENDIX 16'!D33-'APPENDIX 16'!E33","v":0},{"$f":"SUM(C33:J33)","v":-50}]
[null,"EAST AFRICA REINSURANCE ",{"$f":"'APPENDIX 9'!D34-'APPENDIX 9'!E34","v":0},{"$f":"'APPENDIX 10'!D34-'APPENDIX 10'!E34","v":0},{"$f":"'APPENDIX 13'!D34-'APPENDIX 13'!E34","v":0},{"$f":"'APPENDIX 12'!D34-'APPENDIX 12'!E34","v":0},{"$f":"'APPENDIX 11'!D34-'APPENDIX 11'!E34","v":225517},{"$f":"'APPENDIX 14'!D34-'APPENDIX 14'!E34","v":0},{"$f":"'APPENDIX 15'!D33-'APPENDIX 15'!E33","v":0},{"$f":"'APPENDIX 16'!D34-'APPENDIX 16'!E34","v":0},{"$f":"SUM(C34:J34)","v":225517}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"'APPENDIX 9'!D35-'APPENDIX 9'!E35","v":9734},{"$f":"'APPENDIX 10'!D35-'APPENDIX 10'!E35","v":0},{"$f":"'APPENDIX 13'!D35-'APPENDIX 13'!E35","v":0},{"$f":"'APPENDIX 12'!D35-'APPENDIX 12'!E35","v":0},{"$f":"'APPENDIX 11'!D35-'APPENDIX 11'!E35","v":87604},{"$f":"'APPENDIX 14'!D35-'APPENDIX 14'!E35","v":0},{"$f":"'APPENDIX 15'!D34-'APPENDIX 15'!E34","v":0},{"$f":"'APPENDIX 16'!D35-'APPENDIX 16'!E35","v":0},{"$f":"SUM(C35:J35)","v":97338}]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":9734},{"$f":"SUM(D33:D35)","v":0},0,0,313071,0,0,0,322805]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 9","index":23,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[4,1,4,16],[31,1,31,16],[2,1,2,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 9: SUMMARY OF LIFE ASSURANCES BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",3585754,2107110,2105815,0,663518,629681,0,0,0,312649,156902,517899,0,0,5110236]
[null,"APA LIFE ASSURANCE COMPANY ",564126,412699,412320,0,87724,87724,0,0,0,138226,116298,58673,5172,-76811,764508]
[null,"BRITAM LIFE ASSURANCE",32495838,9983905,9972119,24603,4790364,1058519,1351639,2459644,0,1117922,1833170,2249575,71200,1373997,35476044]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",789239,49918,49775,0,108068,108068,50750,0,0,-4081,6617,17108,0,-14305,709072]
[null,"CAPEX LIFE ASSURANCE COMPANY",8535,5200,5177,0,8405,3452,246,0,0,302,10157,8611,0,0,8165]
[null,"CIC LIFE ASSURANCE COMPANY",4277139,1123203,1107936,0,646838,777188,0,0,0,92841,218358,237535,0,0,4534223]
[null,"CORPORATE INSURANCE COMPANY",383257,132413,132413,0,220544,220544,0,0,0,5329,68547,0,0,37218,184032]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",2133987,908079,908079,0,117514,117514,0,0,0,13267,1392,318460,0,12778,3215575]
[null,"GEMINIA LIFE INSURANCE COMPANY",772498,80423,80423,0,43979,123191,0,0,0,7484,31507,76730,0,-5028,772498]
[null,"ICEA LION LIFE ASSURANCE ",15452784,4769586,4716079,15100,24587,2199398,373875,0,0,924624,937148,1121209,0,228937,16641190]
[null,"JUBILEE INSURANCE COMPANY ",11866432,4220903,4207781,0,3498026,2884210,546163,0,0,779927,587781,815948,12414,-20785,12100452]
[null,"KENINDIA ASSURANCE COMPANY",15288432,2309944,2303732,0,1463269,1359876,0,0,0,142559,371412,2205352,0,453000,17470669]
[null,"KENYA ORIENT LIFE ASSURANCE",81399,43329,43308,0,9699,7866,1833,0,0,6763,21969,23429,0,0,109706]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",292,2488,2488,0,0,0,0,0,0,0,610,59,0,0,2229]
[null,"LIBERTY LIFE ASSURANCE COMPANY",9787719,1332665,1323509,0,1342331,1362472,0,0,0,162856,493955,248251,0,0,9340196]
[null,"MADISON INSURANCE COMPANY",4348387,1938374,1938374,0,1034608,871739,162869,0,0,281416,691826,267598,0,0,4546509]
[null,"OLD MUTUAL ASSURANCE",5159788,1107840,1034038,357852,1010916,650454,359120,0,0,94707,286289,353614,20175,-19692,5514239]
[null,"OLD MUTUAL LIFE ASSURANCE ",1761547,702811,698853,0,550174,312363,234443,0,0,93165,742304,194885,0,0,1273009]
[null,"PIONEER ASSURANCE COMPANY ",924487,1155246,1147746,0,690057,466797,223433,0,0,226226,178142,150827,0,-543016,1671479]
[null,"PRUDENTIAL LIFE ASSURANCE",447919,435251,426082,3633,220257,220257,0,0,0,81474,182343,57542,2124,0,448979]
[null,"SANLAM LIFE ASSURANCE",5871824,2683049,2608614,0,876576,876645,0,0,0,226138,798250,526577,0,455120,6650862]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",24712,19331,19331,0,8445,11698,0,0,0,2952,1338,8065,0,-2321,38441]
[null,"THE MONARCH INSURANCE",78408,24091,23964,0,9225,0,0,0,0,2636,10776,1828,0,12380,78408]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":116104503},35547858,35267956,401188,17425124,14349656,3304371,2459644,0,4709382,7747091,9459775,111085,1891472,126660721]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,158,158,0,0,0,0,0,0,90,65,1056,0,0,1058]
[null,"EAST AFRICA REINSURANCE ",29189,70627,70627,10976,24378,0,0,0,0,16022,4307,14613,10596,0,94480]
[null,"KENYA REINSURANCE CORPORATION",1592134,224048,214314,-13152,156280,156280,0,0,0,53480,15596,109534,0,0,1677474]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":1621323},{"$f":"SUM(D33:D35)","v":294833},{"$f":"SUM(E33:E35)","v":285099},-2176,180658,156280,0,0,0,69592,19968,125203,10596,{"$f":"SUM(P33:P35)","v":0},{"$f":"SUM(Q33:Q35)","v":1773012}]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 10","index":24,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 10: SUMMARY OF ANNUITIES BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",774174,93022,93022,0,94377,94377,0,0,0,0,6111,86012,4569,0,848151]
[null,"BRITAM LIFE ASSURANCE",8442736,3409804,3409804,0,1405393,0,0,0,1425356,69118,52046,889403,14526,29946,11150953]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",14052,0,0,0,1697,1697,0,0,0,0,0,2105,0,0,14460]
[null,"CAPEX LIFE ASSURANCE COMPANY",629664,459634,459634,0,188182,6756,0,0,182072,2116,14380,7697,0,0,891670]
[null,"CIC LIFE ASSURANCE COMPANY",1617078,167463,167463,0,243627,350051,0,0,0,3342,18238,179811,0,0,1592721]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GEMINIA LIFE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ICEA LION LIFE ASSURANCE ",15253296,1977386,1977386,0,49645,49645,0,0,1746722,34993,31101,1344205,0,432000,16280427]
[null,"JUBILEE INSURANCE COMPANY ",11179467,1250509,1250509,0,1383626,0,0,0,1383626,19005,32108,789973,12515,-70472,11843167]
[null,"KENINDIA ASSURANCE COMPANY",3200114,433900,433900,0,413158,122609,0,0,290549,8918,667,489104,0,0,3700376]
[null,"KENYA ORIENT LIFE ASSURANCE",724090,205503,205503,0,126788,0,0,0,126788,7767,8900,92409,0,0,878548]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",627470,196454,196454,0,106528,106528,0,0,0,3908,927,21149,0,0,733710]
[null,"MADISON INSURANCE COMPANY",7487524,0,0,0,1098475,15768,0,0,1082708,0,27646,434214,0,0,6795616]
[null,"OLD MUTUAL ASSURANCE",-3681,0,0,0,1166,0,0,0,1166,0,0,41,4,0,-4809]
[null,"OLD MUTUAL LIFE ASSURANCE ",890254,0,0,0,156290,0,0,0,156290,0,0,104185,0,0,838148]
[null,"PIONEER ASSURANCE COMPANY ",302575,11690,11690,0,43215,43215,0,0,0,321,5090,59084,0,0,324722]
[null,"PRUDENTIAL LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",13894296,1775418,1757279,0,1680546,0,0,0,1680546,44189,16011,1218052,0,0,15128881]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",909156,55605,55605,0,134791,27518,0,0,0,964,3267,23199,0,-92180,1048392]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":65942265},10036388,10018249,0,7127504,818164,0,0,8075823,194641,216492,5740643,31614,299294,72065133]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 11","index":25,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[4,1,4,16],[31,1,31,16],[2,1,2,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 11: SUMMARY OF GROUP LIFE BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",300437,2151596,828090,0,2327600,798925,0,0,0,87471,202665,220744,0,0,260210]
[null,"APA LIFE ASSURANCE COMPANY ",-171926,1513917,879292,0,437651,537395,0,0,0,126363,141447,60064,3191,24015,-64981]
[null,"BRITAM LIFE ASSURANCE",2323142,1136916,481174,0,424949,364878,0,0,0,-72084,492426,181836,-771,369947,1831756]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",146821,313772,117154,0,68023,68023,0,0,0,-5900,184488,76852,0,-13297,107512]
[null,"CAPEX LIFE ASSURANCE COMPANY",-9975,514224,327592,0,146409,181386,0,0,0,-760,134960,87,0,0,2118]
[null,"CIC LIFE ASSURANCE COMPANY",811268,1306977,942976,0,328505,551714,0,0,0,-17846,310666,107644,0,0,1017354]
[null,"CORPORATE INSURANCE COMPANY",31159,0,0,0,0,0,0,0,0,0,0,0,0,0,31159]
[null,"EQUITY LIFE ASSURANCE ",0,341407,112385,65676,20414,29697,0,0,0,27258,24574,4956,0,62264,39224]
[null,"GA LIFE ASSURANCE COMPANY ",8631,66773,4677,0,1500,2919,0,0,0,-20796,13064,1783,0,4528,15376]
[null,"GEMINIA LIFE INSURANCE COMPANY",431905,974110,393140,165438,156983,451908,0,0,0,-45172,210260,19908,0,-203948,597343]
[null,"ICEA LION LIFE ASSURANCE ",217786,417286,199214,60279,161943,139863,0,0,0,25109,106405,14755,0,36000,184657]
[null,"JUBILEE INSURANCE COMPANY ",352287,1307065,750892,0,396110,300440,0,0,0,-4163,196024,143791,1229,332040,421399]
[null,"KENINDIA ASSURANCE COMPANY",68621,42303,16760,0,7509,7570,0,0,0,2205,3546,12581,0,0,84641]
[null,"KENYA ORIENT LIFE ASSURANCE",122065,172674,139870,0,84308,84308,0,0,0,15495,22183,12206,0,0,152156]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",746,8492,2294,0,4266,0,0,0,0,1245,1478,151,0,0,468]
[null,"LIBERTY LIFE ASSURANCE COMPANY",67827,664907,575486,-13817,629735,401240,0,0,0,22884,157403,53296,0,0,101265]
[null,"MADISON INSURANCE COMPANY",-47648,492041,307409,0,249006,249006,0,0,0,5305,77641,3941,0,0,-68250]
[null,"OLD MUTUAL ASSURANCE",358038,101225,95392,0,168653,205640,0,0,0,15170,31153,18795,990,80066,139205]
[null,"OLD MUTUAL LIFE ASSURANCE ",1387060,1373408,561878,0,634058,462145,0,0,0,33692,369343,76475,0,0,1160232]
[null,"PIONEER ASSURANCE COMPANY ",1599325,1946410,1259950,0,1317136,1251854,0,0,0,93934,279938,43167,0,436715,840001]
[null,"PRUDENTIAL LIFE ASSURANCE",65673,739510,533499,50308,297269,297269,0,0,0,41146,198632,19181,1062,0,130552]
[null,"SANLAM LIFE ASSURANCE",182047,1006051,427096,0,336595,372554,0,0,0,-14588,169706,87765,0,0,169235]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",119088,105903,17571,0,191008,341045,0,0,0,-3314,42177,44184,0,-305140,106075]
[null,"THE MONARCH INSURANCE",-29767,88184,46820,0,69915,28291,0,0,0,-3870,28627,6691,0,0,-29303]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":8334610},16785151,9020611,327884,8459545,7128070,0,0,0,308784,3398806,1210853,5701,823190,7229404]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,16737,16787,0,95658,-26406,0,0,0,10319,6917,112131,0,0,138089]
[null,"EAST AFRICA REINSURANCE ",310116,750383,524866,116617,650365,231227,0,0,0,169704,43551,155256,112573,0,549799]
[null,"KENYA REINSURANCE CORPORATION",9523757,2016431,1928827,-118371,1406517,1406517,0,0,0,481317,140365,985806,0,0,10291819]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":9833873},{"$f":"SUM(D33:D35)","v":2783551},2470480,-1754,2152540,1611338,0,0,0,661340,190833,1253193,112573,0,10979707]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 12","index":26,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 12: SUMMARY OF PERSONAL PENSIONS BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",233272,122043,122043,0,34676,34676,0,0,0,0,0,0,0,0,320638]
[null,"BRITAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GEMINIA LIFE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ICEA LION LIFE ASSURANCE ",27601942,5729184,5729184,0,0,2762302,0,0,0,70366,196513,2746660,0,0,33048605]
[null,"JUBILEE INSURANCE COMPANY ",6439529,1510536,1510536,0,1065870,0,0,0,0,15653,49597,244835,2514,0,8127137]
[null,"KENINDIA ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",-7097,0,0,0,0,0,0,0,0,0,0,0,0,0,-7097]
[null,"MADISON INSURANCE COMPANY",989244,214417,214417,0,0,0,0,0,0,1653,32930,72337,0,0,1241415]
[null,"OLD MUTUAL ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",-896505,0,0,0,0,-265329,0,0,0,0,0,0,0,0,-631175]
[null,"PIONEER ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PRUDENTIAL LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",794678,535790,535790,0,146341,212912,0,0,0,9640,39091,223539,0,0,1292364]
[null,"THE MONARCH INSURANCE",1144,0,0,0,0,0,0,0,0,0,2178,6893,0,4715,1144]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":35156207},8111970,8111970,0,1246887,2744561,0,0,0,97312,320309,3294264,2514,4715,43393031]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 13","index":27,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 13: SUMMARY OF DEPOSIT ADMINISTRATION BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",5132269,1581343,1581343,0,528582,528582,0,0,0,35408,53065,606314,20271,-55000,6737600]
[null,"BRITAM LIFE ASSURANCE",53429233,12343916,12343916,0,11672035,11672035,0,0,0,87423,707515,4003345,45077,-271286,57535728]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",5301315,1641410,1641410,0,652007,0,0,0,0,25883,36527,75004,0,0,6955319]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,378398,378398,0,0,0,0,0,0,3784,1667,35882,0,15085,393745]
[null,"GA LIFE ASSURANCE COMPANY ",18138892,6499895,6499895,0,1689558,1689558,0,0,0,51904,88733,2609847,0,112196,25306243]
[null,"GEMINIA LIFE INSURANCE COMPANY",-6907,0,0,12464,0,0,0,0,0,457,5729,60999,42350,12464,5557]
[null,"ICEA LION LIFE ASSURANCE ",54070437,7587197,7587197,0,0,4787657,0,0,0,145106,325589,4515987,0,480000,60435268]
[null,"JUBILEE INSURANCE COMPANY ",58120837,9610380,9610380,0,5923280,6989150,0,0,0,145145,304099,7854870,75466,699860,67372368]
[null,"KENINDIA ASSURANCE COMPANY",36603770,5987750,5987750,0,3578851,3578919,0,0,0,84208,236244,4675808,0,50000,43317958]
[null,"KENYA ORIENT LIFE ASSURANCE",1018540,253035,253035,0,139081,139081,0,0,0,0,8463,127709,0,0,1251741]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",9005551,1300903,1300903,0,1306762,1306762,0,0,0,15736,394243,388307,0,0,8978020]
[null,"MADISON INSURANCE COMPANY",2519615,460930,460930,0,358182,358182,0,0,0,3971,56552,183454,0,0,2745294]
[null,"OLD MUTUAL ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",6638068,647863,647863,0,608967,874296,0,0,0,1991,0,434116,0,0,6843761]
[null,"PIONEER ASSURANCE COMPANY ",1303029,299562,299562,0,154559,154559,0,0,0,0,0,0,0,0,1448031]
[null,"PRUDENTIAL LIFE ASSURANCE",240719,411322,411322,0,26465,26465,0,0,0,0,18687,51532,2022,0,656399]
[null,"SANLAM LIFE ASSURANCE",2592276,1454753,1454753,0,690533,690533,0,0,0,25606,28788,65990,0,0,3368093]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",1903136,495861,495861,0,214719,193022,0,0,0,1915,36178,206880,0,497762,1876999]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":256010780},50954518,50954518,12464,27543581,32988801,0,0,0,628537,2302079,25896044,185186,1541081,295228124]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"PENSIONS","index":28,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":true,"merged":[[4,1,4,16],[31,1,31,16],[2,1,2,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 12: SUMMARY OF PENSIONS BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",{"$f":"+'APPENDIX 12'!C6+'APPENDIX 13'!C6","v":0},{"$f":"+'APPENDIX 12'!D6+'APPENDIX 13'!D6","v":0},{"$f":"+'APPENDIX 12'!E6+'APPENDIX 13'!E6","v":0},{"$f":"+'APPENDIX 12'!F6+'APPENDIX 13'!F6","v":0},{"$f":"+'APPENDIX 12'!G6+'APPENDIX 13'!G6","v":0},{"$f":"+'APPENDIX 12'!H6+'APPENDIX 13'!H6","v":0},{"$f":"+'APPENDIX 12'!I6+'APPENDIX 13'!I6","v":0},{"$f":"+'APPENDIX 12'!J6+'APPENDIX 13'!J6","v":0},{"$f":"+'APPENDIX 12'!K6+'APPENDIX 13'!K6","v":0},{"$f":"+'APPENDIX 12'!L6+'APPENDIX 13'!L6","v":0},{"$f":"+'APPENDIX 12'!M6+'APPENDIX 13'!M6","v":0},{"$f":"+'APPENDIX 12'!N6+'APPENDIX 13'!N6","v":0},{"$f":"+'APPENDIX 12'!O6+'APPENDIX 13'!O6","v":0},{"$f":"+'APPENDIX 12'!P6+'APPENDIX 13'!P6","v":0},{"$f":"+'APPENDIX 12'!Q6+'APPENDIX 13'!Q6","v":0}]
[null,"APA LIFE ASSURANCE COMPANY ",{"$f":"+'APPENDIX 12'!C7+'APPENDIX 13'!C7","v":5365541},{"$f":"+'APPENDIX 12'!D7+'APPENDIX 13'!D7","v":1703386},{"$f":"+'APPENDIX 12'!E7+'APPENDIX 13'!E7","v":1703386},{"$f":"+'APPENDIX 12'!F7+'APPENDIX 13'!F7","v":0},{"$f":"+'APPENDIX 12'!G7+'APPENDIX 13'!G7","v":563258},{"$f":"+'APPENDIX 12'!H7+'APPENDIX 13'!H7","v":563258},{"$f":"+'APPENDIX 12'!I7+'APPENDIX 13'!I7","v":0},{"$f":"+'APPENDIX 12'!J7+'APPENDIX 13'!J7","v":0},{"$f":"+'APPENDIX 12'!K7+'APPENDIX 13'!K7","v":0},{"$f":"+'APPENDIX 12'!L7+'APPENDIX 13'!L7","v":35408},{"$f":"+'APPENDIX 12'!M7+'APPENDIX 13'!M7","v":53065},{"$f":"+'APPENDIX 12'!N7+'APPENDIX 13'!N7","v":606314},{"$f":"+'APPENDIX 12'!O7+'APPENDIX 13'!O7","v":20271},{"$f":"+'APPENDIX 12'!P7+'APPENDIX 13'!P7","v":-55000},{"$f":"+'APPENDIX 12'!Q7+'APPENDIX 13'!Q7","v":7058238}]
[null,"BRITAM LIFE ASSURANCE",{"$f":"+'APPENDIX 12'!C8+'APPENDIX 13'!C8","v":53429233},{"$f":"+'APPENDIX 12'!D8+'APPENDIX 13'!D8","v":12343916},{"$f":"+'APPENDIX 12'!E8+'APPENDIX 13'!E8","v":12343916},{"$f":"+'APPENDIX 12'!F8+'APPENDIX 13'!F8","v":0},{"$f":"+'APPENDIX 12'!G8+'APPENDIX 13'!G8","v":11672035},{"$f":"+'APPENDIX 12'!H8+'APPENDIX 13'!H8","v":11672035},{"$f":"+'APPENDIX 12'!I8+'APPENDIX 13'!I8","v":0},{"$f":"+'APPENDIX 12'!J8+'APPENDIX 13'!J8","v":0},{"$f":"+'APPENDIX 12'!K8+'APPENDIX 13'!K8","v":0},{"$f":"+'APPENDIX 12'!L8+'APPENDIX 13'!L8","v":87423},{"$f":"+'APPENDIX 12'!M8+'APPENDIX 13'!M8","v":707515},{"$f":"+'APPENDIX 12'!N8+'APPENDIX 13'!N8","v":4003345},{"$f":"+'APPENDIX 12'!O8+'APPENDIX 13'!O8","v":45077},{"$f":"+'APPENDIX 12'!P8+'APPENDIX 13'!P8","v":-271286},{"$f":"+'APPENDIX 12'!Q8+'APPENDIX 13'!Q8","v":57535728}]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",{"$f":"+'APPENDIX 12'!C9+'APPENDIX 13'!C9","v":0},{"$f":"+'APPENDIX 12'!D9+'APPENDIX 13'!D9","v":0},{"$f":"+'APPENDIX 12'!E9+'APPENDIX 13'!E9","v":0},{"$f":"+'APPENDIX 12'!F9+'APPENDIX 13'!F9","v":0},{"$f":"+'APPENDIX 12'!G9+'APPENDIX 13'!G9","v":0},{"$f":"+'APPENDIX 12'!H9+'APPENDIX 13'!H9","v":0},{"$f":"+'APPENDIX 12'!I9+'APPENDIX 13'!I9","v":0},{"$f":"+'APPENDIX 12'!J9+'APPENDIX 13'!J9","v":0},{"$f":"+'APPENDIX 12'!K9+'APPENDIX 13'!K9","v":0},{"$f":"+'APPENDIX 12'!L9+'APPENDIX 13'!L9","v":0},{"$f":"+'APPENDIX 12'!M9+'APPENDIX 13'!M9","v":0},{"$f":"+'APPENDIX 12'!N9+'APPENDIX 13'!N9","v":0},{"$f":"+'APPENDIX 12'!O9+'APPENDIX 13'!O9","v":0},{"$f":"+'APPENDIX 12'!P9+'APPENDIX 13'!P9","v":0},{"$f":"+'APPENDIX 12'!Q9+'APPENDIX 13'!Q9","v":0}]
[null,"CAPEX LIFE ASSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C10+'APPENDIX 13'!C10","v":0},{"$f":"+'APPENDIX 12'!D10+'APPENDIX 13'!D10","v":0},{"$f":"+'APPENDIX 12'!E10+'APPENDIX 13'!E10","v":0},{"$f":"+'APPENDIX 12'!F10+'APPENDIX 13'!F10","v":0},{"$f":"+'APPENDIX 12'!G10+'APPENDIX 13'!G10","v":0},{"$f":"+'APPENDIX 12'!H10+'APPENDIX 13'!H10","v":0},{"$f":"+'APPENDIX 12'!I10+'APPENDIX 13'!I10","v":0},{"$f":"+'APPENDIX 12'!J10+'APPENDIX 13'!J10","v":0},{"$f":"+'APPENDIX 12'!K10+'APPENDIX 13'!K10","v":0},{"$f":"+'APPENDIX 12'!L10+'APPENDIX 13'!L10","v":0},{"$f":"+'APPENDIX 12'!M10+'APPENDIX 13'!M10","v":0},{"$f":"+'APPENDIX 12'!N10+'APPENDIX 13'!N10","v":0},{"$f":"+'APPENDIX 12'!O10+'APPENDIX 13'!O10","v":0},{"$f":"+'APPENDIX 12'!P10+'APPENDIX 13'!P10","v":0},{"$f":"+'APPENDIX 12'!Q10+'APPENDIX 13'!Q10","v":0}]
[null,"CIC LIFE ASSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C11+'APPENDIX 13'!C11","v":5301315},{"$f":"+'APPENDIX 12'!D11+'APPENDIX 13'!D11","v":1641410},{"$f":"+'APPENDIX 12'!E11+'APPENDIX 13'!E11","v":1641410},{"$f":"+'APPENDIX 12'!F11+'APPENDIX 13'!F11","v":0},{"$f":"+'APPENDIX 12'!G11+'APPENDIX 13'!G11","v":652007},{"$f":"+'APPENDIX 12'!H11+'APPENDIX 13'!H11","v":0},{"$f":"+'APPENDIX 12'!I11+'APPENDIX 13'!I11","v":0},{"$f":"+'APPENDIX 12'!J11+'APPENDIX 13'!J11","v":0},{"$f":"+'APPENDIX 12'!K11+'APPENDIX 13'!K11","v":0},{"$f":"+'APPENDIX 12'!L11+'APPENDIX 13'!L11","v":25883},{"$f":"+'APPENDIX 12'!M11+'APPENDIX 13'!M11","v":36527},{"$f":"+'APPENDIX 12'!N11+'APPENDIX 13'!N11","v":75004},{"$f":"+'APPENDIX 12'!O11+'APPENDIX 13'!O11","v":0},{"$f":"+'APPENDIX 12'!P11+'APPENDIX 13'!P11","v":0},{"$f":"+'APPENDIX 12'!Q11+'APPENDIX 13'!Q11","v":6955319}]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C12+'APPENDIX 13'!C12","v":0},{"$f":"+'APPENDIX 12'!D12+'APPENDIX 13'!D12","v":0},{"$f":"+'APPENDIX 12'!E12+'APPENDIX 13'!E12","v":0},{"$f":"+'APPENDIX 12'!F12+'APPENDIX 13'!F12","v":0},{"$f":"+'APPENDIX 12'!G12+'APPENDIX 13'!G12","v":0},{"$f":"+'APPENDIX 12'!H12+'APPENDIX 13'!H12","v":0},{"$f":"+'APPENDIX 12'!I12+'APPENDIX 13'!I12","v":0},{"$f":"+'APPENDIX 12'!J12+'APPENDIX 13'!J12","v":0},{"$f":"+'APPENDIX 12'!K12+'APPENDIX 13'!K12","v":0},{"$f":"+'APPENDIX 12'!L12+'APPENDIX 13'!L12","v":0},{"$f":"+'APPENDIX 12'!M12+'APPENDIX 13'!M12","v":0},{"$f":"+'APPENDIX 12'!N12+'APPENDIX 13'!N12","v":0},{"$f":"+'APPENDIX 12'!O12+'APPENDIX 13'!O12","v":0},{"$f":"+'APPENDIX 12'!P12+'APPENDIX 13'!P12","v":0},{"$f":"+'APPENDIX 12'!Q12+'APPENDIX 13'!Q12","v":0}]
[null,"EQUITY LIFE ASSURANCE ",{"$f":"+'APPENDIX 12'!C13+'APPENDIX 13'!C13","v":0},{"$f":"+'APPENDIX 12'!D13+'APPENDIX 13'!D13","v":378398},{"$f":"+'APPENDIX 12'!E13+'APPENDIX 13'!E13","v":378398},{"$f":"+'APPENDIX 12'!F13+'APPENDIX 13'!F13","v":0},{"$f":"+'APPENDIX 12'!G13+'APPENDIX 13'!G13","v":0},{"$f":"+'APPENDIX 12'!H13+'APPENDIX 13'!H13","v":0},{"$f":"+'APPENDIX 12'!I13+'APPENDIX 13'!I13","v":0},{"$f":"+'APPENDIX 12'!J13+'APPENDIX 13'!J13","v":0},{"$f":"+'APPENDIX 12'!K13+'APPENDIX 13'!K13","v":0},{"$f":"+'APPENDIX 12'!L13+'APPENDIX 13'!L13","v":3784},{"$f":"+'APPENDIX 12'!M13+'APPENDIX 13'!M13","v":1667},{"$f":"+'APPENDIX 12'!N13+'APPENDIX 13'!N13","v":35882},{"$f":"+'APPENDIX 12'!O13+'APPENDIX 13'!O13","v":0},{"$f":"+'APPENDIX 12'!P13+'APPENDIX 13'!P13","v":15085},{"$f":"+'APPENDIX 12'!Q13+'APPENDIX 13'!Q13","v":393745}]
[null,"GA LIFE ASSURANCE COMPANY ",{"$f":"+'APPENDIX 12'!C14+'APPENDIX 13'!C14","v":18138892},{"$f":"+'APPENDIX 12'!D14+'APPENDIX 13'!D14","v":6499895},{"$f":"+'APPENDIX 12'!E14+'APPENDIX 13'!E14","v":6499895},{"$f":"+'APPENDIX 12'!F14+'APPENDIX 13'!F14","v":0},{"$f":"+'APPENDIX 12'!G14+'APPENDIX 13'!G14","v":1689558},{"$f":"+'APPENDIX 12'!H14+'APPENDIX 13'!H14","v":1689558},{"$f":"+'APPENDIX 12'!I14+'APPENDIX 13'!I14","v":0},{"$f":"+'APPENDIX 12'!J14+'APPENDIX 13'!J14","v":0},{"$f":"+'APPENDIX 12'!K14+'APPENDIX 13'!K14","v":0},{"$f":"+'APPENDIX 12'!L14+'APPENDIX 13'!L14","v":51904},{"$f":"+'APPENDIX 12'!M14+'APPENDIX 13'!M14","v":88733},{"$f":"+'APPENDIX 12'!N14+'APPENDIX 13'!N14","v":2609847},{"$f":"+'APPENDIX 12'!O14+'APPENDIX 13'!O14","v":0},{"$f":"+'APPENDIX 12'!P14+'APPENDIX 13'!P14","v":112196},{"$f":"+'APPENDIX 12'!Q14+'APPENDIX 13'!Q14","v":25306243}]
[null,"GEMINIA LIFE INSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C15+'APPENDIX 13'!C15","v":-6907},{"$f":"+'APPENDIX 12'!D15+'APPENDIX 13'!D15","v":0},{"$f":"+'APPENDIX 12'!E15+'APPENDIX 13'!E15","v":0},{"$f":"+'APPENDIX 12'!F15+'APPENDIX 13'!F15","v":12464},{"$f":"+'APPENDIX 12'!G15+'APPENDIX 13'!G15","v":0},{"$f":"+'APPENDIX 12'!H15+'APPENDIX 13'!H15","v":0},{"$f":"+'APPENDIX 12'!I15+'APPENDIX 13'!I15","v":0},{"$f":"+'APPENDIX 12'!J15+'APPENDIX 13'!J15","v":0},{"$f":"+'APPENDIX 12'!K15+'APPENDIX 13'!K15","v":0},{"$f":"+'APPENDIX 12'!L15+'APPENDIX 13'!L15","v":457},{"$f":"+'APPENDIX 12'!M15+'APPENDIX 13'!M15","v":5729},{"$f":"+'APPENDIX 12'!N15+'APPENDIX 13'!N15","v":60999},{"$f":"+'APPENDIX 12'!O15+'APPENDIX 13'!O15","v":42350},{"$f":"+'APPENDIX 12'!P15+'APPENDIX 13'!P15","v":12464},{"$f":"+'APPENDIX 12'!Q15+'APPENDIX 13'!Q15","v":5557}]
[null,"ICEA LION LIFE ASSURANCE ",{"$f":"+'APPENDIX 12'!C16+'APPENDIX 13'!C16","v":81672379},{"$f":"+'APPENDIX 12'!D16+'APPENDIX 13'!D16","v":13316381},{"$f":"+'APPENDIX 12'!E16+'APPENDIX 13'!E16","v":13316381},{"$f":"+'APPENDIX 12'!F16+'APPENDIX 13'!F16","v":0},{"$f":"+'APPENDIX 12'!G16+'APPENDIX 13'!G16","v":0},{"$f":"+'APPENDIX 12'!H16+'APPENDIX 13'!H16","v":7549959},{"$f":"+'APPENDIX 12'!I16+'APPENDIX 13'!I16","v":0},{"$f":"+'APPENDIX 12'!J16+'APPENDIX 13'!J16","v":0},{"$f":"+'APPENDIX 12'!K16+'APPENDIX 13'!K16","v":0},{"$f":"+'APPENDIX 12'!L16+'APPENDIX 13'!L16","v":215472},{"$f":"+'APPENDIX 12'!M16+'APPENDIX 13'!M16","v":522102},{"$f":"+'APPENDIX 12'!N16+'APPENDIX 13'!N16","v":7262647},{"$f":"+'APPENDIX 12'!O16+'APPENDIX 13'!O16","v":0},{"$f":"+'APPENDIX 12'!P16+'APPENDIX 13'!P16","v":480000},{"$f":"+'APPENDIX 12'!Q16+'APPENDIX 13'!Q16","v":93483873}]
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[null,"KENINDIA ASSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C18+'APPENDIX 13'!C18","v":36603770},{"$f":"+'APPENDIX 12'!D18+'APPENDIX 13'!D18","v":5987750},{"$f":"+'APPENDIX 12'!E18+'APPENDIX 13'!E18","v":5987750},{"$f":"+'APPENDIX 12'!F18+'APPENDIX 13'!F18","v":0},{"$f":"+'APPENDIX 12'!G18+'APPENDIX 13'!G18","v":3578851},{"$f":"+'APPENDIX 12'!H18+'APPENDIX 13'!H18","v":3578919},{"$f":"+'APPENDIX 12'!I18+'APPENDIX 13'!I18","v":0},{"$f":"+'APPENDIX 12'!J18+'APPENDIX 13'!J18","v":0},{"$f":"+'APPENDIX 12'!K18+'APPENDIX 13'!K18","v":0},{"$f":"+'APPENDIX 12'!L18+'APPENDIX 13'!L18","v":84208},{"$f":"+'APPENDIX 12'!M18+'APPENDIX 13'!M18","v":236244},{"$f":"+'APPENDIX 12'!N18+'APPENDIX 13'!N18","v":4675808},{"$f":"+'APPENDIX 12'!O18+'APPENDIX 13'!O18","v":0},{"$f":"+'APPENDIX 12'!P18+'APPENDIX 13'!P18","v":50000},{"$f":"+'APPENDIX 12'!Q18+'APPENDIX 13'!Q18","v":43317958}]
[null,"KENYA ORIENT LIFE ASSURANCE",{"$f":"+'APPENDIX 12'!C19+'APPENDIX 13'!C19","v":1018540},{"$f":"+'APPENDIX 12'!D19+'APPENDIX 13'!D19","v":253035},{"$f":"+'APPENDIX 12'!E19+'APPENDIX 13'!E19","v":253035},{"$f":"+'APPENDIX 12'!F19+'APPENDIX 13'!F19","v":0},{"$f":"+'APPENDIX 12'!G19+'APPENDIX 13'!G19","v":139081},{"$f":"+'APPENDIX 12'!H19+'APPENDIX 13'!H19","v":139081},{"$f":"+'APPENDIX 12'!I19+'APPENDIX 13'!I19","v":0},{"$f":"+'APPENDIX 12'!J19+'APPENDIX 13'!J19","v":0},{"$f":"+'APPENDIX 12'!K19+'APPENDIX 13'!K19","v":0},{"$f":"+'APPENDIX 12'!L19+'APPENDIX 13'!L19","v":0},{"$f":"+'APPENDIX 12'!M19+'APPENDIX 13'!M19","v":8463},{"$f":"+'APPENDIX 12'!N19+'APPENDIX 13'!N19","v":127709},{"$f":"+'APPENDIX 12'!O19+'APPENDIX 13'!O19","v":0},{"$f":"+'APPENDIX 12'!P19+'APPENDIX 13'!P19","v":0},{"$f":"+'APPENDIX 12'!Q19+'APPENDIX 13'!Q19","v":1251741}]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",{"$f":"+'APPENDIX 12'!C20+'APPENDIX 13'!C20","v":0},{"$f":"+'APPENDIX 12'!D20+'APPENDIX 13'!D20","v":0},{"$f":"+'APPENDIX 12'!E20+'APPENDIX 13'!E20","v":0},{"$f":"+'APPENDIX 12'!F20+'APPENDIX 13'!F20","v":0},{"$f":"+'APPENDIX 12'!G20+'APPENDIX 13'!G20","v":0},{"$f":"+'APPENDIX 12'!H20+'APPENDIX 13'!H20","v":0},{"$f":"+'APPENDIX 12'!I20+'APPENDIX 13'!I20","v":0},{"$f":"+'APPENDIX 12'!J20+'APPENDIX 13'!J20","v":0},{"$f":"+'APPENDIX 12'!K20+'APPENDIX 13'!K20","v":0},{"$f":"+'APPENDIX 12'!L20+'APPENDIX 13'!L20","v":0},{"$f":"+'APPENDIX 12'!M20+'APPENDIX 13'!M20","v":0},{"$f":"+'APPENDIX 12'!N20+'APPENDIX 13'!N20","v":0},{"$f":"+'APPENDIX 12'!O20+'APPENDIX 13'!O20","v":0},{"$f":"+'APPENDIX 12'!P20+'APPENDIX 13'!P20","v":0},{"$f":"+'APPENDIX 12'!Q20+'APPENDIX 13'!Q20","v":0}]
[null,"LIBERTY LIFE ASSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C21+'APPENDIX 13'!C21","v":8998454},{"$f":"+'APPENDIX 12'!D21+'APPENDIX 13'!D21","v":1300903},{"$f":"+'APPENDIX 12'!E21+'APPENDIX 13'!E21","v":1300903},{"$f":"+'APPENDIX 12'!F21+'APPENDIX 13'!F21","v":0},{"$f":"+'APPENDIX 12'!G21+'APPENDIX 13'!G21","v":1306762},{"$f":"+'APPENDIX 12'!H21+'APPENDIX 13'!H21","v":1306762},{"$f":"+'APPENDIX 12'!I21+'APPENDIX 13'!I21","v":0},{"$f":"+'APPENDIX 12'!J21+'APPENDIX 13'!J21","v":0},{"$f":"+'APPENDIX 12'!K21+'APPENDIX 13'!K21","v":0},{"$f":"+'APPENDIX 12'!L21+'APPENDIX 13'!L21","v":15736},{"$f":"+'APPENDIX 12'!M21+'APPENDIX 13'!M21","v":394243},{"$f":"+'APPENDIX 12'!N21+'APPENDIX 13'!N21","v":388307},{"$f":"+'APPENDIX 12'!O21+'APPENDIX 13'!O21","v":0},{"$f":"+'APPENDIX 12'!P21+'APPENDIX 13'!P21","v":0},{"$f":"+'APPENDIX 12'!Q21+'APPENDIX 13'!Q21","v":8970923}]
[null,"MADISON INSURANCE COMPANY",{"$f":"+'APPENDIX 12'!C22+'APPENDIX 13'!C22","v":3508859},{"$f":"+'APPENDIX 12'!D22+'APPENDIX 13'!D22","v":675347},{"$f":"+'APPENDIX 12'!E22+'APPENDIX 13'!E22","v":675347},{"$f":"+'APPENDIX 12'!F22+'APPENDIX 13'!F22","v":0},{"$f":"+'APPENDIX 12'!G22+'APPENDIX 13'!G22","v":358182},{"$f":"+'APPENDIX 12'!H22+'APPENDIX 13'!H22","v":358182},{"$f":"+'APPENDIX 12'!I22+'APPENDIX 13'!I22","v":0},{"$f":"+'APPENDIX 12'!J22+'APPENDIX 13'!J22","v":0},{"$f":"+'APPENDIX 12'!K22+'APPENDIX 13'!K22","v":0},{"$f":"+'APPENDIX 12'!L22+'APPENDIX 13'!L22","v":5624},{"$f":"+'APPENDIX 12'!M22+'APPENDIX 13'!M22","v":89482},{"$f":"+'APPENDIX 12'!N22+'APPENDIX 13'!N22","v":255791},{"$f":"+'APPENDIX 12'!O22+'APPENDIX 13'!O22","v":0},{"$f":"+'APPENDIX 12'!P22+'APPENDIX 13'!P22","v":0},{"$f":"+'APPENDIX 12'!Q22+'APPENDIX 13'!Q22","v":3986709}]
[null,"OLD MUTUAL ASSURANCE",{"$f":"+'APPENDIX 12'!C23+'APPENDIX 13'!C23","v":0},{"$f":"+'APPENDIX 12'!D23+'APPENDIX 13'!D23","v":0},{"$f":"+'APPENDIX 12'!E23+'APPENDIX 13'!E23","v":0},{"$f":"+'APPENDIX 12'!F23+'APPENDIX 13'!F23","v":0},{"$f":"+'APPENDIX 12'!G23+'APPENDIX 13'!G23","v":0},{"$f":"+'APPENDIX 12'!H23+'APPENDIX 13'!H23","v":0},{"$f":"+'APPENDIX 12'!I23+'APPENDIX 13'!I23","v":0},{"$f":"+'APPENDIX 12'!J23+'APPENDIX 13'!J23","v":0},{"$f":"+'APPENDIX 12'!K23+'APPENDIX 13'!K23","v":0},{"$f":"+'APPENDIX 12'!L23+'APPENDIX 13'!L23","v":0},{"$f":"+'APPENDIX 12'!M23+'APPENDIX 13'!M23","v":0},{"$f":"+'APPENDIX 12'!N23+'APPENDIX 13'!N23","v":0},{"$f":"+'APPENDIX 12'!O23+'APPENDIX 13'!O23","v":0},{"$f":"+'APPENDIX 12'!P23+'APPENDIX 13'!P23","v":0},{"$f":"+'APPENDIX 12'!Q23+'APPENDIX 13'!Q23","v":0}]
[null,"OLD MUTUAL LIFE ASSURANCE ",{"$f":"+'APPENDIX 12'!C24+'APPENDIX 13'!C24","v":5741563},{"$f":"+'APPENDIX 12'!D24+'APPENDIX 13'!D24","v":647863},{"$f":"+'APPENDIX 12'!E24+'APPENDIX 13'!E24","v":647863},{"$f":"+'APPENDIX 12'!F24+'APPENDIX 13'!F24","v":0},{"$f":"+'APPENDIX 12'!G24+'APPENDIX 13'!G24","v":608967},{"$f":"+'APPENDIX 12'!H24+'APPENDIX 13'!H24","v":608967},{"$f":"+'APPENDIX 12'!I24+'APPENDIX 13'!I24","v":0},{"$f":"+'APPENDIX 12'!J24+'APPENDIX 13'!J24","v":0},{"$f":"+'APPENDIX 12'!K24+'APPENDIX 13'!K24","v":0},{"$f":"+'APPENDIX 12'!L24+'APPENDIX 13'!L24","v":1991},{"$f":"+'APPENDIX 12'!M24+'APPENDIX 13'!M24","v":0},{"$f":"+'APPENDIX 12'!N24+'APPENDIX 13'!N24","v":434116},{"$f":"+'APPENDIX 12'!O24+'APPENDIX 13'!O24","v":0},{"$f":"+'APPENDIX 12'!P24+'APPENDIX 13'!P24","v":0},{"$f":"+'APPENDIX 12'!Q24+'APPENDIX 13'!Q24","v":6212586}]
[null,"PIONEER ASSURANCE COMPANY ",{"$f":"+'APPENDIX 12'!C25+'APPENDIX 13'!C25","v":1303029},{"$f":"+'APPENDIX 12'!D25+'APPENDIX 13'!D25","v":299562},{"$f":"+'APPENDIX 12'!E25+'APPENDIX 13'!E25","v":299562},{"$f":"+'APPENDIX 12'!F25+'APPENDIX 13'!F25","v":0},{"$f":"+'APPENDIX 12'!G25+'APPENDIX 13'!G25","v":154559},{"$f":"+'APPENDIX 12'!H25+'APPENDIX 13'!H25","v":154559},{"$f":"+'APPENDIX 12'!I25+'APPENDIX 13'!I25","v":0},{"$f":"+'APPENDIX 12'!J25+'APPENDIX 13'!J25","v":0},{"$f":"+'APPENDIX 12'!K25+'APPENDIX 13'!K25","v":0},{"$f":"+'APPENDIX 12'!L25+'APPENDIX 13'!L25","v":0},{"$f":"+'APPENDIX 12'!M25+'APPENDIX 13'!M25","v":0},{"$f":"+'APPENDIX 12'!N25+'APPENDIX 13'!N25","v":0},{"$f":"+'APPENDIX 12'!O25+'APPENDIX 13'!O25","v":0},{"$f":"+'APPENDIX 12'!P25+'APPENDIX 13'!P25","v":0},{"$f":"+'APPENDIX 12'!Q25+'APPENDIX 13'!Q25","v":1448031}]
[null,"PRUDENTIAL LIFE ASSURANCE",{"$f":"+'APPENDIX 12'!C26+'APPENDIX 13'!C26","v":240719},{"$f":"+'APPENDIX 12'!D26+'APPENDIX 13'!D26","v":411322},{"$f":"+'APPENDIX 12'!E26+'APPENDIX 13'!E26","v":411322},{"$f":"+'APPENDIX 12'!F26+'APPENDIX 13'!F26","v":0},{"$f":"+'APPENDIX 12'!G26+'APPENDIX 13'!G26","v":26465},{"$f":"+'APPENDIX 12'!H26+'APPENDIX 13'!H26","v":26465},{"$f":"+'APPENDIX 12'!I26+'APPENDIX 13'!I26","v":0},{"$f":"+'APPENDIX 12'!J26+'APPENDIX 13'!J26","v":0},{"$f":"+'APPENDIX 12'!K26+'APPENDIX 13'!K26","v":0},{"$f":"+'APPENDIX 12'!L26+'APPENDIX 13'!L26","v":0},{"$f":"+'APPENDIX 12'!M26+'APPENDIX 13'!M26","v":18687},{"$f":"+'APPENDIX 12'!N26+'APPENDIX 13'!N26","v":51532},{"$f":"+'APPENDIX 12'!O26+'APPENDIX 13'!O26","v":2022},{"$f":"+'APPENDIX 12'!P26+'APPENDIX 13'!P26","v":0},{"$f":"+'APPENDIX 12'!Q26+'APPENDIX 13'!Q26","v":656399}]
[null,"SANLAM LIFE ASSURANCE",{"$f":"+'APPENDIX 12'!C27+'APPENDIX 13'!C27","v":2592276},{"$f":"+'APPENDIX 12'!D27+'APPENDIX 13'!D27","v":1454753},{"$f":"+'APPENDIX 12'!E27+'APPENDIX 13'!E27","v":1454753},{"$f":"+'APPENDIX 12'!F27+'APPENDIX 13'!F27","v":0},{"$f":"+'APPENDIX 12'!G27+'APPENDIX 13'!G27","v":690533},{"$f":"+'APPENDIX 12'!H27+'APPENDIX 13'!H27","v":690533},{"$f":"+'APPENDIX 12'!I27+'APPENDIX 13'!I27","v":0},{"$f":"+'APPENDIX 12'!J27+'APPENDIX 13'!J27","v":0},{"$f":"+'APPENDIX 12'!K27+'APPENDIX 13'!K27","v":0},{"$f":"+'APPENDIX 12'!L27+'APPENDIX 13'!L27","v":25606},{"$f":"+'APPENDIX 12'!M27+'APPENDIX 13'!M27","v":28788},{"$f":"+'APPENDIX 12'!N27+'APPENDIX 13'!N27","v":65990},{"$f":"+'APPENDIX 12'!O27+'APPENDIX 13'!O27","v":0},{"$f":"+'APPENDIX 12'!P27+'APPENDIX 13'!P27","v":0},{"$f":"+'APPENDIX 12'!Q27+'APPENDIX 13'!Q27","v":3368093}]
[null,"STAR DISCOVER LIFE INSURANCE",{"$f":"+'APPENDIX 12'!C28+'APPENDIX 13'!C28","v":0},{"$f":"+'APPENDIX 12'!D28+'APPENDIX 13'!D28","v":0},{"$f":"+'APPENDIX 12'!E28+'APPENDIX 13'!E28","v":0},{"$f":"+'APPENDIX 12'!F28+'APPENDIX 13'!F28","v":0},{"$f":"+'APPENDIX 12'!G28+'APPENDIX 13'!G28","v":0},{"$f":"+'APPENDIX 12'!H28+'APPENDIX 13'!H28","v":0},{"$f":"+'APPENDIX 12'!I28+'APPENDIX 13'!I28","v":0},{"$f":"+'APPENDIX 12'!J28+'APPENDIX 13'!J28","v":0},{"$f":"+'APPENDIX 12'!K28+'APPENDIX 13'!K28","v":0},{"$f":"+'APPENDIX 12'!L28+'APPENDIX 13'!L28","v":0},{"$f":"+'APPENDIX 12'!M28+'APPENDIX 13'!M28","v":0},{"$f":"+'APPENDIX 12'!N28+'APPENDIX 13'!N28","v":0},{"$f":"+'APPENDIX 12'!O28+'APPENDIX 13'!O28","v":0},{"$f":"+'APPENDIX 12'!P28+'APPENDIX 13'!P28","v":0},{"$f":"+'APPENDIX 12'!Q28+'APPENDIX 13'!Q28","v":0}]
[null,"THE KENYAN ALLIANCE INSURANCE",{"$f":"+'APPENDIX 12'!C29+'APPENDIX 13'!C29","v":2697814},{"$f":"+'APPENDIX 12'!D29+'APPENDIX 13'!D29","v":1031651},{"$f":"+'APPENDIX 12'!E29+'APPENDIX 13'!E29","v":1031651},{"$f":"+'APPENDIX 12'!F29+'APPENDIX 13'!F29","v":0},{"$f":"+'APPENDIX 12'!G29+'APPENDIX 13'!G29","v":361060},{"$f":"+'APPENDIX 12'!H29+'APPENDIX 13'!H29","v":405934},{"$f":"+'APPENDIX 12'!I29+'APPENDIX 13'!I29","v":0},{"$f":"+'APPENDIX 12'!J29+'APPENDIX 13'!J29","v":0},{"$f":"+'APPENDIX 12'!K29+'APPENDIX 13'!K29","v":0},{"$f":"+'APPENDIX 12'!L29+'APPENDIX 13'!L29","v":11555},{"$f":"+'APPENDIX 12'!M29+'APPENDIX 13'!M29","v":75269},{"$f":"+'APPENDIX 12'!N29+'APPENDIX 13'!N29","v":430419},{"$f":"+'APPENDIX 12'!O29+'APPENDIX 13'!O29","v":0},{"$f":"+'APPENDIX 12'!P29+'APPENDIX 13'!P29","v":497762},{"$f":"+'APPENDIX 12'!Q29+'APPENDIX 13'!Q29","v":3169363}]
[null,"THE MONARCH INSURANCE",{"$f":"+'APPENDIX 12'!C30+'APPENDIX 13'!C30","v":1144},{"$f":"+'APPENDIX 12'!D30+'APPENDIX 13'!D30","v":0},{"$f":"+'APPENDIX 12'!E30+'APPENDIX 13'!E30","v":0},{"$f":"+'APPENDIX 12'!F30+'APPENDIX 13'!F30","v":0},{"$f":"+'APPENDIX 12'!G30+'APPENDIX 13'!G30","v":0},{"$f":"+'APPENDIX 12'!H30+'APPENDIX 13'!H30","v":0},{"$f":"+'APPENDIX 12'!I30+'APPENDIX 13'!I30","v":0},{"$f":"+'APPENDIX 12'!J30+'APPENDIX 13'!J30","v":0},{"$f":"+'APPENDIX 12'!K30+'APPENDIX 13'!K30","v":0},{"$f":"+'APPENDIX 12'!L30+'APPENDIX 13'!L30","v":0},{"$f":"+'APPENDIX 12'!M30+'APPENDIX 13'!M30","v":2178},{"$f":"+'APPENDIX 12'!N30+'APPENDIX 13'!N30","v":6893},{"$f":"+'APPENDIX 12'!O30+'APPENDIX 13'!O30","v":0},{"$f":"+'APPENDIX 12'!P30+'APPENDIX 13'!P30","v":4715},{"$f":"+'APPENDIX 12'!Q30+'APPENDIX 13'!Q30","v":1144}]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":291166987},59066488,59066488,12464,28790468,35733362,0,0,0,725849,2622388,29190308,187700,1545796,338621155]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"+'APPENDIX 12'!C33+'APPENDIX 13'!C33","v":0},{"$f":"+'APPENDIX 12'!D33+'APPENDIX 13'!D33","v":0},{"$f":"+'APPENDIX 12'!E33+'APPENDIX 13'!E33","v":0},{"$f":"+'APPENDIX 12'!F33+'APPENDIX 13'!F33","v":0},{"$f":"+'APPENDIX 12'!G33+'APPENDIX 13'!G33","v":0},{"$f":"+'APPENDIX 12'!H33+'APPENDIX 13'!H33","v":0},{"$f":"+'APPENDIX 12'!I33+'APPENDIX 13'!I33","v":0},{"$f":"+'APPENDIX 12'!J33+'APPENDIX 13'!J33","v":0},{"$f":"+'APPENDIX 12'!K33+'APPENDIX 13'!K33","v":0},{"$f":"+'APPENDIX 12'!L33+'APPENDIX 13'!L33","v":0},{"$f":"+'APPENDIX 12'!M33+'APPENDIX 13'!M33","v":0},{"$f":"+'APPENDIX 12'!N33+'APPENDIX 13'!N33","v":0},{"$f":"+'APPENDIX 12'!O33+'APPENDIX 13'!O33","v":0},{"$f":"+'APPENDIX 12'!P33+'APPENDIX 13'!P33","v":0},{"$f":"+'APPENDIX 12'!Q33+'APPENDIX 13'!Q33","v":0}]
[null,"EAST AFRICA REINSURANCE ",{"$f":"+'APPENDIX 12'!C34+'APPENDIX 13'!C34","v":0},{"$f":"+'APPENDIX 12'!D34+'APPENDIX 13'!D34","v":0},{"$f":"+'APPENDIX 12'!E34+'APPENDIX 13'!E34","v":0},{"$f":"+'APPENDIX 12'!F34+'APPENDIX 13'!F34","v":0},{"$f":"+'APPENDIX 12'!G34+'APPENDIX 13'!G34","v":0},{"$f":"+'APPENDIX 12'!H34+'APPENDIX 13'!H34","v":0},{"$f":"+'APPENDIX 12'!I34+'APPENDIX 13'!I34","v":0},{"$f":"+'APPENDIX 12'!J34+'APPENDIX 13'!J34","v":0},{"$f":"+'APPENDIX 12'!K34+'APPENDIX 13'!K34","v":0},{"$f":"+'APPENDIX 12'!L34+'APPENDIX 13'!L34","v":0},{"$f":"+'APPENDIX 12'!M34+'APPENDIX 13'!M34","v":0},{"$f":"+'APPENDIX 12'!N34+'APPENDIX 13'!N34","v":0},{"$f":"+'APPENDIX 12'!O34+'APPENDIX 13'!O34","v":0},{"$f":"+'APPENDIX 12'!P34+'APPENDIX 13'!P34","v":0},{"$f":"+'APPENDIX 12'!Q34+'APPENDIX 13'!Q34","v":0}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"+'APPENDIX 12'!C35+'APPENDIX 13'!C35","v":0},{"$f":"+'APPENDIX 12'!D35+'APPENDIX 13'!D35","v":0},{"$f":"+'APPENDIX 12'!E35+'APPENDIX 13'!E35","v":0},{"$f":"+'APPENDIX 12'!F35+'APPENDIX 13'!F35","v":0},{"$f":"+'APPENDIX 12'!G35+'APPENDIX 13'!G35","v":0},{"$f":"+'APPENDIX 12'!H35+'APPENDIX 13'!H35","v":0},{"$f":"+'APPENDIX 12'!I35+'APPENDIX 13'!I35","v":0},{"$f":"+'APPENDIX 12'!J35+'APPENDIX 13'!J35","v":0},{"$f":"+'APPENDIX 12'!K35+'APPENDIX 13'!K35","v":0},{"$f":"+'APPENDIX 12'!L35+'APPENDIX 13'!L35","v":0},{"$f":"+'APPENDIX 12'!M35+'APPENDIX 13'!M35","v":0},{"$f":"+'APPENDIX 12'!N35+'APPENDIX 13'!N35","v":0},{"$f":"+'APPENDIX 12'!O35+'APPENDIX 13'!O35","v":0},{"$f":"+'APPENDIX 12'!P35+'APPENDIX 13'!P35","v":0},{"$f":"+'APPENDIX 12'!Q35+'APPENDIX 13'!Q35","v":0}]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 14","index":29,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 14: SUMMARY OF GROUP CREDIT BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",1444533,1439015,1323369,0,294395,198332,0,0,0,413530,446217,110372,0,0,1820196]
[null,"APA LIFE ASSURANCE COMPANY ",625873,747633,619607,0,319484,331492,0,0,0,47293,6644,16285,865,0,875471]
[null,"BRITAM LIFE ASSURANCE",2332531,-402737,-440633,0,748838,641771,0,0,0,51126,-174435,221452,4501,469903,1120483]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",5179,55742,30503,0,17740,17740,0,0,0,-6562,17009,0,0,0,7495]
[null,"CAPEX LIFE ASSURANCE COMPANY",12093,52362,50869,0,1364,1485,0,0,0,1794,51773,877,0,0,8786]
[null,"CIC LIFE ASSURANCE COMPANY",3486298,4561935,3291409,0,1623920,2154150,0,0,0,248895,1084365,375725,0,115000,3551021]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,3651436,2349547,251810,50819,69655,0,0,0,57343,263774,155929,0,324270,2042244]
[null,"GA LIFE ASSURANCE COMPANY ",527,3595,377,0,0,62,0,0,0,-1057,677,92,0,353,963]
[null,"GEMINIA LIFE INSURANCE COMPANY",40867,72655,72655,155380,33158,-96090,0,0,0,5682,38930,31247,0,155380,196247]
[null,"ICEA LION LIFE ASSURANCE ",21184,207249,123543,20834,77818,105906,0,0,0,19918,88168,10065,0,21600,-59965]
[null,"JUBILEE INSURANCE COMPANY ",96324,0,-42173,0,68454,0,0,0,0,1043,19332,31761,271,0,65265]
[null,"KENINDIA ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT LIFE ASSURANCE",619799,582783,495762,0,44805,44805,0,0,0,25772,299770,47480,0,0,792693]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",233141,1490701,1082679,0,1260532,728650,0,0,0,113976,226392,29160,0,0,275963]
[null,"LIBERTY LIFE ASSURANCE COMPANY",695303,647781,456644,-111450,305730,214131,0,0,0,84603,160291,34641,0,0,616112]
[null,"MADISON INSURANCE COMPANY",98186,333731,333731,0,233027,233027,0,0,0,35948,57246,3570,0,0,109266]
[null,"OLD MUTUAL ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",1032903,713793,713793,0,200815,113977,0,0,0,0,0,0,0,0,1632718]
[null,"PIONEER ASSURANCE COMPANY ",379918,265053,183316,0,344938,128934,0,0,0,12401,45808,18709,0,0,394799]
[null,"PRUDENTIAL LIFE ASSURANCE",152391,441735,415840,6472,87360,87360,0,0,0,38775,300671,19181,1062,0,166016]
[null,"SANLAM LIFE ASSURANCE",801703,572337,416015,0,234437,231374,0,0,0,95389,96545,47547,0,0,841957]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",0,9062,9062,0,10151,10151,0,0,0,946,500,3781,0,0,1246]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,463,-463]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":12078753},15445861,11485915,323046,5957785,5216912,0,0,0,1246815,3029677,1157874,6699,1086969,14458513]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 15","index":30,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 15: SUMMARY OF PERMANENT HEALTH BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"BRITAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GEMINIA LIFE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ICEA LION LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",1385,15757,13185,0,29750,0,0,0,0,514,2786,280,0,0,11551]
[null,"LIBERTY LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MADISON INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PIONEER ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PRUDENTIAL LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":1385},15757,13185,0,29750,0,0,0,0,514,2786,280,0,0,11551]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"Linked","index":31,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":true,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 16: SUMMARY OF INVESTMENTS BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"BRITAM LIFE ASSURANCE",2615851,1912863,1912863,0,1096418,532506,505060,80423,0,20767,96483,542660,5764,233364,3597008]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",282023,0,0,-61410,30075,30075,0,0,0,0,11276,0,0,0,179262]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GEMINIA LIFE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"ICEA LION LIFE ASSURANCE ",379545,12412,12412,0,503,15870,17682,0,0,0,0,0,0,1463,356942]
[null,"JUBILEE INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",2766746,813339,813339,0,1001602,1017177,0,0,0,46504,133361,111206,0,0,2494248]
[null,"MADISON INSURANCE COMPANY",16833,1322,1322,0,14827,14827,0,0,0,0,855,2804,0,0,5277]
[null,"OLD MUTUAL ASSURANCE",5357434,531517,531517,0,1539250,241455,1299156,0,0,0,0,216645,16187,0,4548799]
[null,"OLD MUTUAL LIFE ASSURANCE ",657589,24949,24949,0,124243,85297,26115,0,0,0,0,81375,0,0,652501]
[null,"PIONEER ASSURANCE COMPANY ",336589,48069,48069,0,34637,34637,0,0,0,0,0,0,0,0,350021]
[null,"PRUDENTIAL LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",2671610,313132,313100,0,1048174,1023626,0,0,0,-5,180143,200775,0,0,1981721]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":15084220},3657603,3657571,-61410,4889729,2995470,1848013,80423,0,67266,422118,1155465,21951,234827,14165779]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"Non Linked","index":32,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":true,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 16: SUMMARY OF INVESTMENTS BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",0,356976,356976,0,0,0,0,0,0,0,0,0,0,0,356976]
[null,"BRITAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",0,0,0,18436,0,0,0,0,0,0,14849,0,0,3587,0]
[null,"GA LIFE ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GEMINIA LIFE INSURANCE COMPANY",8025,0,0,9399,0,0,0,0,0,0,0,9399,0,9399,17425]
[null,"ICEA LION LIFE ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",-117854,0,0,0,0,0,0,0,0,0,0,250461,0,0,132607]
[null,"MADISON INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",299172,0,0,0,0,0,0,0,0,0,0,1297,0,0,300469]
[null,"PIONEER ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PRUDENTIAL LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",384775,41500,41500,0,155379,118341,0,0,0,966,2417,17315,0,90314,231551]
[null,"THE MONARCH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":574118},398476,398476,27835,155379,118341,0,0,0,966,17266,278472,0,103300,1039028]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 16","index":33,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[31,1,31,16],[36,1,36,16]]}
[]
[]
[null,"APPENDIX 16: SUMMARY OF INVESTMENTS BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",{"$f":"+Linked!C6+'Non Linked'!C6","v":0},{"$f":"+Linked!D6+'Non Linked'!D6","v":0},{"$f":"+Linked!E6+'Non Linked'!E6","v":0},{"$f":"+Linked!F6+'Non Linked'!F6","v":0},{"$f":"+Linked!G6+'Non Linked'!G6","v":0},{"$f":"+Linked!H6+'Non Linked'!H6","v":0},{"$f":"+Linked!I6+'Non Linked'!I6","v":0},{"$f":"+Linked!J6+'Non Linked'!J6","v":0},{"$f":"+Linked!K6+'Non Linked'!K6","v":0},{"$f":"+Linked!L6+'Non Linked'!L6","v":0},{"$f":"+Linked!M6+'Non Linked'!M6","v":0},{"$f":"+Linked!N6+'Non Linked'!N6","v":0},{"$f":"+Linked!O6+'Non Linked'!O6","v":0},{"$f":"+Linked!P6+'Non Linked'!P6","v":0},{"$f":"+Linked!Q6+'Non Linked'!Q6","v":0}]
[null,"APA LIFE ASSURANCE COMPANY ",{"$f":"+Linked!C7+'Non Linked'!C7","v":0},{"$f":"+Linked!D7+'Non Linked'!D7","v":356976},{"$f":"+Linked!E7+'Non Linked'!E7","v":356976},{"$f":"+Linked!F7+'Non Linked'!F7","v":0},{"$f":"+Linked!G7+'Non Linked'!G7","v":0},{"$f":"+Linked!H7+'Non Linked'!H7","v":0},{"$f":"+Linked!I7+'Non Linked'!I7","v":0},{"$f":"+Linked!J7+'Non Linked'!J7","v":0},{"$f":"+Linked!K7+'Non Linked'!K7","v":0},{"$f":"+Linked!L7+'Non Linked'!L7","v":0},{"$f":"+Linked!M7+'Non Linked'!M7","v":0},{"$f":"+Linked!N7+'Non Linked'!N7","v":0},{"$f":"+Linked!O7+'Non Linked'!O7","v":0},{"$f":"+Linked!P7+'Non Linked'!P7","v":0},{"$f":"+Linked!Q7+'Non Linked'!Q7","v":356976}]
[null,"BRITAM LIFE ASSURANCE",{"$f":"+Linked!C8+'Non Linked'!C8","v":2615851},{"$f":"+Linked!D8+'Non Linked'!D8","v":1912863},{"$f":"+Linked!E8+'Non Linked'!E8","v":1912863},{"$f":"+Linked!F8+'Non Linked'!F8","v":0},{"$f":"+Linked!G8+'Non Linked'!G8","v":1096418},{"$f":"+Linked!H8+'Non Linked'!H8","v":532506},{"$f":"+Linked!I8+'Non Linked'!I8","v":505060},{"$f":"+Linked!J8+'Non Linked'!J8","v":80423},{"$f":"+Linked!K8+'Non Linked'!K8","v":0},{"$f":"+Linked!L8+'Non Linked'!L8","v":20767},{"$f":"+Linked!M8+'Non Linked'!M8","v":96483},{"$f":"+Linked!N8+'Non Linked'!N8","v":542660},{"$f":"+Linked!O8+'Non Linked'!O8","v":5764},{"$f":"+Linked!P8+'Non Linked'!P8","v":233364},{"$f":"+Linked!Q8+'Non Linked'!Q8","v":3597008}]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",{"$f":"+Linked!C9+'Non Linked'!C9","v":282023},{"$f":"+Linked!D9+'Non Linked'!D9","v":0},{"$f":"+Linked!E9+'Non Linked'!E9","v":0},{"$f":"+Linked!F9+'Non Linked'!F9","v":-61410},{"$f":"+Linked!G9+'Non Linked'!G9","v":30075},{"$f":"+Linked!H9+'Non Linked'!H9","v":30075},{"$f":"+Linked!I9+'Non Linked'!I9","v":0},{"$f":"+Linked!J9+'Non Linked'!J9","v":0},{"$f":"+Linked!K9+'Non Linked'!K9","v":0},{"$f":"+Linked!L9+'Non Linked'!L9","v":0},{"$f":"+Linked!M9+'Non Linked'!M9","v":11276},{"$f":"+Linked!N9+'Non Linked'!N9","v":0},{"$f":"+Linked!O9+'Non Linked'!O9","v":0},{"$f":"+Linked!P9+'Non Linked'!P9","v":0},{"$f":"+Linked!Q9+'Non Linked'!Q9","v":179262}]
[null,"CAPEX LIFE ASSURANCE COMPANY",{"$f":"+Linked!C10+'Non Linked'!C10","v":0},{"$f":"+Linked!D10+'Non Linked'!D10","v":0},{"$f":"+Linked!E10+'Non Linked'!E10","v":0},{"$f":"+Linked!F10+'Non Linked'!F10","v":0},{"$f":"+Linked!G10+'Non Linked'!G10","v":0},{"$f":"+Linked!H10+'Non Linked'!H10","v":0},{"$f":"+Linked!I10+'Non Linked'!I10","v":0},{"$f":"+Linked!J10+'Non Linked'!J10","v":0},{"$f":"+Linked!K10+'Non Linked'!K10","v":0},{"$f":"+Linked!L10+'Non Linked'!L10","v":0},{"$f":"+Linked!M10+'Non Linked'!M10","v":0},{"$f":"+Linked!N10+'Non Linked'!N10","v":0},{"$f":"+Linked!O10+'Non Linked'!O10","v":0},{"$f":"+Linked!P10+'Non Linked'!P10","v":0},{"$f":"+Linked!Q10+'Non Linked'!Q10","v":0}]
[null,"CIC LIFE ASSURANCE COMPANY",{"$f":"+Linked!C11+'Non Linked'!C11","v":0},{"$f":"+Linked!D11+'Non Linked'!D11","v":0},{"$f":"+Linked!E11+'Non Linked'!E11","v":0},{"$f":"+Linked!F11+'Non Linked'!F11","v":0},{"$f":"+Linked!G11+'Non Linked'!G11","v":0},{"$f":"+Linked!H11+'Non Linked'!H11","v":0},{"$f":"+Linked!I11+'Non Linked'!I11","v":0},{"$f":"+Linked!J11+'Non Linked'!J11","v":0},{"$f":"+Linked!K11+'Non Linked'!K11","v":0},{"$f":"+Linked!L11+'Non Linked'!L11","v":0},{"$f":"+Linked!M11+'Non Linked'!M11","v":0},{"$f":"+Linked!N11+'Non Linked'!N11","v":0},{"$f":"+Linked!O11+'Non Linked'!O11","v":0},{"$f":"+Linked!P11+'Non Linked'!P11","v":0},{"$f":"+Linked!Q11+'Non Linked'!Q11","v":0}]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"+Linked!C12+'Non Linked'!C12","v":0},{"$f":"+Linked!D12+'Non Linked'!D12","v":0},{"$f":"+Linked!E12+'Non Linked'!E12","v":0},{"$f":"+Linked!F12+'Non Linked'!F12","v":0},{"$f":"+Linked!G12+'Non Linked'!G12","v":0},{"$f":"+Linked!H12+'Non Linked'!H12","v":0},{"$f":"+Linked!I12+'Non Linked'!I12","v":0},{"$f":"+Linked!J12+'Non Linked'!J12","v":0},{"$f":"+Linked!K12+'Non Linked'!K12","v":0},{"$f":"+Linked!L12+'Non Linked'!L12","v":0},{"$f":"+Linked!M12+'Non Linked'!M12","v":0},{"$f":"+Linked!N12+'Non Linked'!N12","v":0},{"$f":"+Linked!O12+'Non Linked'!O12","v":0},{"$f":"+Linked!P12+'Non Linked'!P12","v":0},{"$f":"+Linked!Q12+'Non Linked'!Q12","v":0}]
[null,"EQUITY LIFE ASSURANCE ",{"$f":"+Linked!C13+'Non Linked'!C13","v":0},{"$f":"+Linked!D13+'Non Linked'!D13","v":0},{"$f":"+Linked!E13+'Non Linked'!E13","v":0},{"$f":"+Linked!F13+'Non Linked'!F13","v":18436},{"$f":"+Linked!G13+'Non Linked'!G13","v":0},{"$f":"+Linked!H13+'Non Linked'!H13","v":0},{"$f":"+Linked!I13+'Non Linked'!I13","v":0},{"$f":"+Linked!J13+'Non Linked'!J13","v":0},{"$f":"+Linked!K13+'Non Linked'!K13","v":0},{"$f":"+Linked!L13+'Non Linked'!L13","v":0},{"$f":"+Linked!M13+'Non Linked'!M13","v":14849},{"$f":"+Linked!N13+'Non Linked'!N13","v":0},{"$f":"+Linked!O13+'Non Linked'!O13","v":0},{"$f":"+Linked!P13+'Non Linked'!P13","v":3587},{"$f":"+Linked!Q13+'Non Linked'!Q13","v":0}]
[null,"GA LIFE ASSURANCE COMPANY ",{"$f":"+Linked!C14+'Non Linked'!C14","v":0},{"$f":"+Linked!D14+'Non Linked'!D14","v":0},{"$f":"+Linked!E14+'Non Linked'!E14","v":0},{"$f":"+Linked!F14+'Non Linked'!F14","v":0},{"$f":"+Linked!G14+'Non Linked'!G14","v":0},{"$f":"+Linked!H14+'Non Linked'!H14","v":0},{"$f":"+Linked!I14+'Non Linked'!I14","v":0},{"$f":"+Linked!J14+'Non Linked'!J14","v":0},{"$f":"+Linked!K14+'Non Linked'!K14","v":0},{"$f":"+Linked!L14+'Non Linked'!L14","v":0},{"$f":"+Linked!M14+'Non Linked'!M14","v":0},{"$f":"+Linked!N14+'Non Linked'!N14","v":0},{"$f":"+Linked!O14+'Non Linked'!O14","v":0},{"$f":"+Linked!P14+'Non Linked'!P14","v":0},{"$f":"+Linked!Q14+'Non Linked'!Q14","v":0}]
[null,"GEMINIA LIFE INSURANCE COMPANY",{"$f":"+Linked!C15+'Non Linked'!C15","v":8025},{"$f":"+Linked!D15+'Non Linked'!D15","v":0},{"$f":"+Linked!E15+'Non Linked'!E15","v":0},{"$f":"+Linked!F15+'Non Linked'!F15","v":9399},{"$f":"+Linked!G15+'Non Linked'!G15","v":0},{"$f":"+Linked!H15+'Non Linked'!H15","v":0},{"$f":"+Linked!I15+'Non Linked'!I15","v":0},{"$f":"+Linked!J15+'Non Linked'!J15","v":0},{"$f":"+Linked!K15+'Non Linked'!K15","v":0},{"$f":"+Linked!L15+'Non Linked'!L15","v":0},{"$f":"+Linked!M15+'Non Linked'!M15","v":0},{"$f":"+Linked!N15+'Non Linked'!N15","v":9399},{"$f":"+Linked!O15+'Non Linked'!O15","v":0},{"$f":"+Linked!P15+'Non Linked'!P15","v":9399},{"$f":"+Linked!Q15+'Non Linked'!Q15","v":17425}]
[null,"ICEA LION LIFE ASSURANCE ",{"$f":"+Linked!C16+'Non Linked'!C16","v":379545},{"$f":"+Linked!D16+'Non Linked'!D16","v":12412},{"$f":"+Linked!E16+'Non Linked'!E16","v":12412},{"$f":"+Linked!F16+'Non Linked'!F16","v":0},{"$f":"+Linked!G16+'Non Linked'!G16","v":503},{"$f":"+Linked!H16+'Non Linked'!H16","v":15870},{"$f":"+Linked!I16+'Non Linked'!I16","v":17682},{"$f":"+Linked!J16+'Non Linked'!J16","v":0},{"$f":"+Linked!K16+'Non Linked'!K16","v":0},{"$f":"+Linked!L16+'Non Linked'!L16","v":0},{"$f":"+Linked!M16+'Non Linked'!M16","v":0},{"$f":"+Linked!N16+'Non Linked'!N16","v":0},{"$f":"+Linked!O16+'Non Linked'!O16","v":0},{"$f":"+Linked!P16+'Non Linked'!P16","v":1463},{"$f":"+Linked!Q16+'Non Linked'!Q16","v":356942}]
[null,"JUBILEE INSURANCE COMPANY ",{"$f":"+Linked!C17+'Non Linked'!C17","v":0},{"$f":"+Linked!D17+'Non Linked'!D17","v":0},{"$f":"+Linked!E17+'Non Linked'!E17","v":0},{"$f":"+Linked!F17+'Non Linked'!F17","v":0},{"$f":"+Linked!G17+'Non Linked'!G17","v":0},{"$f":"+Linked!H17+'Non Linked'!H17","v":0},{"$f":"+Linked!I17+'Non Linked'!I17","v":0},{"$f":"+Linked!J17+'Non Linked'!J17","v":0},{"$f":"+Linked!K17+'Non Linked'!K17","v":0},{"$f":"+Linked!L17+'Non Linked'!L17","v":0},{"$f":"+Linked!M17+'Non Linked'!M17","v":0},{"$f":"+Linked!N17+'Non Linked'!N17","v":0},{"$f":"+Linked!O17+'Non Linked'!O17","v":0},{"$f":"+Linked!P17+'Non Linked'!P17","v":0},{"$f":"+Linked!Q17+'Non Linked'!Q17","v":0}]
[null,"KENINDIA ASSURANCE COMPANY",{"$f":"+Linked!C18+'Non Linked'!C18","v":0},{"$f":"+Linked!D18+'Non Linked'!D18","v":0},{"$f":"+Linked!E18+'Non Linked'!E18","v":0},{"$f":"+Linked!F18+'Non Linked'!F18","v":0},{"$f":"+Linked!G18+'Non Linked'!G18","v":0},{"$f":"+Linked!H18+'Non Linked'!H18","v":0},{"$f":"+Linked!I18+'Non Linked'!I18","v":0},{"$f":"+Linked!J18+'Non Linked'!J18","v":0},{"$f":"+Linked!K18+'Non Linked'!K18","v":0},{"$f":"+Linked!L18+'Non Linked'!L18","v":0},{"$f":"+Linked!M18+'Non Linked'!M18","v":0},{"$f":"+Linked!N18+'Non Linked'!N18","v":0},{"$f":"+Linked!O18+'Non Linked'!O18","v":0},{"$f":"+Linked!P18+'Non Linked'!P18","v":0},{"$f":"+Linked!Q18+'Non Linked'!Q18","v":0}]
[null,"KENYA ORIENT LIFE ASSURANCE",{"$f":"+Linked!C19+'Non Linked'!C19","v":0},{"$f":"+Linked!D19+'Non Linked'!D19","v":0},{"$f":"+Linked!E19+'Non Linked'!E19","v":0},{"$f":"+Linked!F19+'Non Linked'!F19","v":0},{"$f":"+Linked!G19+'Non Linked'!G19","v":0},{"$f":"+Linked!H19+'Non Linked'!H19","v":0},{"$f":"+Linked!I19+'Non Linked'!I19","v":0},{"$f":"+Linked!J19+'Non Linked'!J19","v":0},{"$f":"+Linked!K19+'Non Linked'!K19","v":0},{"$f":"+Linked!L19+'Non Linked'!L19","v":0},{"$f":"+Linked!M19+'Non Linked'!M19","v":0},{"$f":"+Linked!N19+'Non Linked'!N19","v":0},{"$f":"+Linked!O19+'Non Linked'!O19","v":0},{"$f":"+Linked!P19+'Non Linked'!P19","v":0},{"$f":"+Linked!Q19+'Non Linked'!Q19","v":0}]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",{"$f":"+Linked!C20+'Non Linked'!C20","v":0},{"$f":"+Linked!D20+'Non Linked'!D20","v":0},{"$f":"+Linked!E20+'Non Linked'!E20","v":0},{"$f":"+Linked!F20+'Non Linked'!F20","v":0},{"$f":"+Linked!G20+'Non Linked'!G20","v":0},{"$f":"+Linked!H20+'Non Linked'!H20","v":0},{"$f":"+Linked!I20+'Non Linked'!I20","v":0},{"$f":"+Linked!J20+'Non Linked'!J20","v":0},{"$f":"+Linked!K20+'Non Linked'!K20","v":0},{"$f":"+Linked!L20+'Non Linked'!L20","v":0},{"$f":"+Linked!M20+'Non Linked'!M20","v":0},{"$f":"+Linked!N20+'Non Linked'!N20","v":0},{"$f":"+Linked!O20+'Non Linked'!O20","v":0},{"$f":"+Linked!P20+'Non Linked'!P20","v":0},{"$f":"+Linked!Q20+'Non Linked'!Q20","v":0}]
[null,"LIBERTY LIFE ASSURANCE COMPANY",{"$f":"+Linked!C21+'Non Linked'!C21","v":2648892},{"$f":"+Linked!D21+'Non Linked'!D21","v":813339},{"$f":"+Linked!E21+'Non Linked'!E21","v":813339},{"$f":"+Linked!F21+'Non Linked'!F21","v":0},{"$f":"+Linked!G21+'Non Linked'!G21","v":1001602},{"$f":"+Linked!H21+'Non Linked'!H21","v":1017177},{"$f":"+Linked!I21+'Non Linked'!I21","v":0},{"$f":"+Linked!J21+'Non Linked'!J21","v":0},{"$f":"+Linked!K21+'Non Linked'!K21","v":0},{"$f":"+Linked!L21+'Non Linked'!L21","v":46504},{"$f":"+Linked!M21+'Non Linked'!M21","v":133361},{"$f":"+Linked!N21+'Non Linked'!N21","v":361667},{"$f":"+Linked!O21+'Non Linked'!O21","v":0},{"$f":"+Linked!P21+'Non Linked'!P21","v":0},{"$f":"+Linked!Q21+'Non Linked'!Q21","v":2626855}]
[null,"MADISON INSURANCE COMPANY",{"$f":"+Linked!C22+'Non Linked'!C22","v":16833},{"$f":"+Linked!D22+'Non Linked'!D22","v":1322},{"$f":"+Linked!E22+'Non Linked'!E22","v":1322},{"$f":"+Linked!F22+'Non Linked'!F22","v":0},{"$f":"+Linked!G22+'Non Linked'!G22","v":14827},{"$f":"+Linked!H22+'Non Linked'!H22","v":14827},{"$f":"+Linked!I22+'Non Linked'!I22","v":0},{"$f":"+Linked!J22+'Non Linked'!J22","v":0},{"$f":"+Linked!K22+'Non Linked'!K22","v":0},{"$f":"+Linked!L22+'Non Linked'!L22","v":0},{"$f":"+Linked!M22+'Non Linked'!M22","v":855},{"$f":"+Linked!N22+'Non Linked'!N22","v":2804},{"$f":"+Linked!O22+'Non Linked'!O22","v":0},{"$f":"+Linked!P22+'Non Linked'!P22","v":0},{"$f":"+Linked!Q22+'Non Linked'!Q22","v":5277}]
[null,"OLD MUTUAL ASSURANCE",{"$f":"+Linked!C23+'Non Linked'!C23","v":5357434},{"$f":"+Linked!D23+'Non Linked'!D23","v":531517},{"$f":"+Linked!E23+'Non Linked'!E23","v":531517},{"$f":"+Linked!F23+'Non Linked'!F23","v":0},{"$f":"+Linked!G23+'Non Linked'!G23","v":1539250},{"$f":"+Linked!H23+'Non Linked'!H23","v":241455},{"$f":"+Linked!I23+'Non Linked'!I23","v":1299156},{"$f":"+Linked!J23+'Non Linked'!J23","v":0},{"$f":"+Linked!K23+'Non Linked'!K23","v":0},{"$f":"+Linked!L23+'Non Linked'!L23","v":0},{"$f":"+Linked!M23+'Non Linked'!M23","v":0},{"$f":"+Linked!N23+'Non Linked'!N23","v":216645},{"$f":"+Linked!O23+'Non Linked'!O23","v":16187},{"$f":"+Linked!P23+'Non Linked'!P23","v":0},{"$f":"+Linked!Q23+'Non Linked'!Q23","v":4548799}]
[null,"OLD MUTUAL LIFE ASSURANCE ",{"$f":"+Linked!C24+'Non Linked'!C24","v":956761},{"$f":"+Linked!D24+'Non Linked'!D24","v":24949},{"$f":"+Linked!E24+'Non Linked'!E24","v":24949},{"$f":"+Linked!F24+'Non Linked'!F24","v":0},{"$f":"+Linked!G24+'Non Linked'!G24","v":124243},{"$f":"+Linked!H24+'Non Linked'!H24","v":85297},{"$f":"+Linked!I24+'Non Linked'!I24","v":26115},{"$f":"+Linked!J24+'Non Linked'!J24","v":0},{"$f":"+Linked!K24+'Non Linked'!K24","v":0},{"$f":"+Linked!L24+'Non Linked'!L24","v":0},{"$f":"+Linked!M24+'Non Linked'!M24","v":0},{"$f":"+Linked!N24+'Non Linked'!N24","v":82672},{"$f":"+Linked!O24+'Non Linked'!O24","v":0},{"$f":"+Linked!P24+'Non Linked'!P24","v":0},{"$f":"+Linked!Q24+'Non Linked'!Q24","v":952970}]
[null,"PIONEER ASSURANCE COMPANY ",{"$f":"+Linked!C25+'Non Linked'!C25","v":336589},{"$f":"+Linked!D25+'Non Linked'!D25","v":48069},{"$f":"+Linked!E25+'Non Linked'!E25","v":48069},{"$f":"+Linked!F25+'Non Linked'!F25","v":0},{"$f":"+Linked!G25+'Non Linked'!G25","v":34637},{"$f":"+Linked!H25+'Non Linked'!H25","v":34637},{"$f":"+Linked!I25+'Non Linked'!I25","v":0},{"$f":"+Linked!J25+'Non Linked'!J25","v":0},{"$f":"+Linked!K25+'Non Linked'!K25","v":0},{"$f":"+Linked!L25+'Non Linked'!L25","v":0},{"$f":"+Linked!M25+'Non Linked'!M25","v":0},{"$f":"+Linked!N25+'Non Linked'!N25","v":0},{"$f":"+Linked!O25+'Non Linked'!O25","v":0},{"$f":"+Linked!P25+'Non Linked'!P25","v":0},{"$f":"+Linked!Q25+'Non Linked'!Q25","v":350021}]
[null,"PRUDENTIAL LIFE ASSURANCE",{"$f":"+Linked!C26+'Non Linked'!C26","v":0},{"$f":"+Linked!D26+'Non Linked'!D26","v":0},{"$f":"+Linked!E26+'Non Linked'!E26","v":0},{"$f":"+Linked!F26+'Non Linked'!F26","v":0},{"$f":"+Linked!G26+'Non Linked'!G26","v":0},{"$f":"+Linked!H26+'Non Linked'!H26","v":0},{"$f":"+Linked!I26+'Non Linked'!I26","v":0},{"$f":"+Linked!J26+'Non Linked'!J26","v":0},{"$f":"+Linked!K26+'Non Linked'!K26","v":0},{"$f":"+Linked!L26+'Non Linked'!L26","v":0},{"$f":"+Linked!M26+'Non Linked'!M26","v":0},{"$f":"+Linked!N26+'Non Linked'!N26","v":0},{"$f":"+Linked!O26+'Non Linked'!O26","v":0},{"$f":"+Linked!P26+'Non Linked'!P26","v":0},{"$f":"+Linked!Q26+'Non Linked'!Q26","v":0}]
[null,"SANLAM LIFE ASSURANCE",{"$f":"+Linked!C27+'Non Linked'!C27","v":2671610},{"$f":"+Linked!D27+'Non Linked'!D27","v":313132},{"$f":"+Linked!E27+'Non Linked'!E27","v":313100},{"$f":"+Linked!F27+'Non Linked'!F27","v":0},{"$f":"+Linked!G27+'Non Linked'!G27","v":1048174},{"$f":"+Linked!H27+'Non Linked'!H27","v":1023626},{"$f":"+Linked!I27+'Non Linked'!I27","v":0},{"$f":"+Linked!J27+'Non Linked'!J27","v":0},{"$f":"+Linked!K27+'Non Linked'!K27","v":0},{"$f":"+Linked!L27+'Non Linked'!L27","v":-5},{"$f":"+Linked!M27+'Non Linked'!M27","v":180143},{"$f":"+Linked!N27+'Non Linked'!N27","v":200775},{"$f":"+Linked!O27+'Non Linked'!O27","v":0},{"$f":"+Linked!P27+'Non Linked'!P27","v":0},{"$f":"+Linked!Q27+'Non Linked'!Q27","v":1981721}]
[null,"STAR DISCOVER LIFE INSURANCE",{"$f":"+Linked!C28+'Non Linked'!C28","v":0},{"$f":"+Linked!D28+'Non Linked'!D28","v":0},{"$f":"+Linked!E28+'Non Linked'!E28","v":0},{"$f":"+Linked!F28+'Non Linked'!F28","v":0},{"$f":"+Linked!G28+'Non Linked'!G28","v":0},{"$f":"+Linked!H28+'Non Linked'!H28","v":0},{"$f":"+Linked!I28+'Non Linked'!I28","v":0},{"$f":"+Linked!J28+'Non Linked'!J28","v":0},{"$f":"+Linked!K28+'Non Linked'!K28","v":0},{"$f":"+Linked!L28+'Non Linked'!L28","v":0},{"$f":"+Linked!M28+'Non Linked'!M28","v":0},{"$f":"+Linked!N28+'Non Linked'!N28","v":0},{"$f":"+Linked!O28+'Non Linked'!O28","v":0},{"$f":"+Linked!P28+'Non Linked'!P28","v":0},{"$f":"+Linked!Q28+'Non Linked'!Q28","v":0}]
[null,"THE KENYAN ALLIANCE INSURANCE",{"$f":"+Linked!C29+'Non Linked'!C29","v":384775},{"$f":"+Linked!D29+'Non Linked'!D29","v":41500},{"$f":"+Linked!E29+'Non Linked'!E29","v":41500},{"$f":"+Linked!F29+'Non Linked'!F29","v":0},{"$f":"+Linked!G29+'Non Linked'!G29","v":155379},{"$f":"+Linked!H29+'Non Linked'!H29","v":118341},{"$f":"+Linked!I29+'Non Linked'!I29","v":0},{"$f":"+Linked!J29+'Non Linked'!J29","v":0},{"$f":"+Linked!K29+'Non Linked'!K29","v":0},{"$f":"+Linked!L29+'Non Linked'!L29","v":966},{"$f":"+Linked!M29+'Non Linked'!M29","v":2417},{"$f":"+Linked!N29+'Non Linked'!N29","v":17315},{"$f":"+Linked!O29+'Non Linked'!O29","v":0},{"$f":"+Linked!P29+'Non Linked'!P29","v":90314},{"$f":"+Linked!Q29+'Non Linked'!Q29","v":231551}]
[null,"THE MONARCH INSURANCE",{"$f":"+Linked!C30+'Non Linked'!C30","v":0},{"$f":"+Linked!D30+'Non Linked'!D30","v":0},{"$f":"+Linked!E30+'Non Linked'!E30","v":0},{"$f":"+Linked!F30+'Non Linked'!F30","v":0},{"$f":"+Linked!G30+'Non Linked'!G30","v":0},{"$f":"+Linked!H30+'Non Linked'!H30","v":0},{"$f":"+Linked!I30+'Non Linked'!I30","v":0},{"$f":"+Linked!J30+'Non Linked'!J30","v":0},{"$f":"+Linked!K30+'Non Linked'!K30","v":0},{"$f":"+Linked!L30+'Non Linked'!L30","v":0},{"$f":"+Linked!M30+'Non Linked'!M30","v":0},{"$f":"+Linked!N30+'Non Linked'!N30","v":0},{"$f":"+Linked!O30+'Non Linked'!O30","v":0},{"$f":"+Linked!P30+'Non Linked'!P30","v":0},{"$f":"+Linked!Q30+'Non Linked'!Q30","v":0}]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":15658338},4056079,4056047,-33575,5045108,3113811,1848013,80423,0,68232,439384,1433937,21951,338127,15204807]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":0},{"$f":"SUM(D33:D35)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 17","index":34,"n_rows":37,"n_cols":17,"rows_kept":37,"cut":false,"hidden":false,"merged":[[2,1,2,16],[36,1,36,16],[31,1,31,16],[4,1,4,16]]}
[]
[]
[null,"APPENDIX 17: SUMMARY OF COMBINED LONG TERM BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Life Fund BF","Gross Premium","Net Premium ","Other (Fee) Income","Total Benefits","Claims","Surrenders\r","Bonuses Paid","Annuities Paid","Net Commisions","Expense of Management ","Investment Income","Investment Expenses","Transfer To (From) P & L","Life Fund CF"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",{"$f":"'APPENDIX 9'!C6+'APPENDIX 10'!C6+'APPENDIX 11'!C6+PENSIONS!C6+'APPENDIX 14'!C6+'APPENDIX 15'!C6+'APPENDIX 16'!C6","v":5330724},{"$f":"'APPENDIX 9'!D6+'APPENDIX 10'!D6+'APPENDIX 11'!D6+PENSIONS!D6+'APPENDIX 14'!D6+'APPENDIX 15'!D6+'APPENDIX 16'!D6","v":5697721},{"$f":"'APPENDIX 9'!E6+'APPENDIX 10'!E6+'APPENDIX 11'!E6+PENSIONS!E6+'APPENDIX 14'!E6+'APPENDIX 15'!E6+'APPENDIX 16'!E6","v":4257274},{"$f":"'APPENDIX 9'!F6+'APPENDIX 10'!F6+'APPENDIX 11'!F6+PENSIONS!F6+'APPENDIX 14'!F6+'APPENDIX 15'!F6+'APPENDIX 16'!F6","v":0},{"$f":"'APPENDIX 9'!G6+'APPENDIX 10'!G6+'APPENDIX 11'!G6+PENSIONS!G6+'APPENDIX 14'!G6+'APPENDIX 15'!G6+'APPENDIX 16'!G6","v":3285513},{"$f":"'APPENDIX 9'!H6+'APPENDIX 10'!H6+'APPENDIX 11'!H6+PENSIONS!H6+'APPENDIX 14'!H6+'APPENDIX 15'!H6+'APPENDIX 16'!H6","v":1626938},{"$f":"'APPENDIX 9'!I6+'APPENDIX 10'!I6+'APPENDIX 11'!I6+PENSIONS!I6+'APPENDIX 14'!I6+'APPENDIX 15'!I6+'APPENDIX 16'!I6","v":0},{"$f":"'APPENDIX 9'!J6+'APPENDIX 10'!J6+'APPENDIX 11'!J6+PENSIONS!J6+'APPENDIX 14'!J6+'APPENDIX 15'!J6+'APPENDIX 16'!J6","v":0},{"$f":"'APPENDIX 9'!K6+'APPENDIX 10'!K6+'APPENDIX 11'!K6+PENSIONS!K6+'APPENDIX 14'!K6+'APPENDIX 15'!K6+'APPENDIX 16'!K6","v":0},{"$f":"'APPENDIX 9'!L6+'APPENDIX 10'!L6+'APPENDIX 11'!L6+PENSIONS!L6+'APPENDIX 14'!L6+'APPENDIX 15'!L6+'APPENDIX 16'!L6","v":813650},{"$f":"'APPENDIX 9'!M6+'APPENDIX 10'!M6+'APPENDIX 11'!M6+PENSIONS!M6+'APPENDIX 14'!M6+'APPENDIX 15'!M6+'APPENDIX 16'!M6","v":805784},{"$f":"'APPENDIX 9'!N6+'APPENDIX 10'!N6+'APPENDIX 11'!N6+PENSIONS!N6+'APPENDIX 14'!N6+'APPENDIX 15'!N6+'APPENDIX 16'!N6","v":849015},{"$f":"'APPENDIX 9'!O6+'APPENDIX 10'!O6+'APPENDIX 11'!O6+PENSIONS!O6+'APPENDIX 14'!O6+'APPENDIX 15'!O6+'APPENDIX 16'!O6","v":0},{"$f":"'APPENDIX 9'!P6+'APPENDIX 10'!P6+'APPENDIX 11'!P6+PENSIONS!P6+'APPENDIX 14'!P6+'APPENDIX 15'!P6+'APPENDIX 16'!P6","v":0},{"$f":"'APPENDIX 9'!Q6+'APPENDIX 10'!Q6+'APPENDIX 11'!Q6+PENSIONS!Q6+'APPENDIX 14'!Q6+'APPENDIX 15'!Q6+'APPENDIX 16'!Q6","v":7190642}]
[null,"APA LIFE ASSURANCE COMPANY ",{"$f":"'APPENDIX 9'!C7+'APPENDIX 10'!C7+'APPENDIX 11'!C7+PENSIONS!C7+'APPENDIX 14'!C7+'APPENDIX 15'!C7+'APPENDIX 16'!C7","v":7157788},{"$f":"'APPENDIX 9'!D7+'APPENDIX 10'!D7+'APPENDIX 11'!D7+PENSIONS!D7+'APPENDIX 14'!D7+'APPENDIX 15'!D7+'APPENDIX 16'!D7","v":4827633},{"$f":"'APPENDIX 9'!E7+'APPENDIX 10'!E7+'APPENDIX 11'!E7+PENSIONS!E7+'APPENDIX 14'!E7+'APPENDIX 15'!E7+'APPENDIX 16'!E7","v":4064603},{"$f":"'APPENDIX 9'!F7+'APPENDIX 10'!F7+'APPENDIX 11'!F7+PENSIONS!F7+'APPENDIX 14'!F7+'APPENDIX 15'!F7+'APPENDIX 16'!F7","v":0},{"$f":"'APPENDIX 9'!G7+'APPENDIX 10'!G7+'APPENDIX 11'!G7+PENSIONS!G7+'APPENDIX 14'!G7+'APPENDIX 15'!G7+'APPENDIX 16'!G7","v":1502494},{"$f":"'APPENDIX 9'!H7+'APPENDIX 10'!H7+'APPENDIX 11'!H7+PENSIONS!H7+'APPENDIX 14'!H7+'APPENDIX 15'!H7+'APPENDIX 16'!H7","v":1614246},{"$f":"'APPENDIX 9'!I7+'APPENDIX 10'!I7+'APPENDIX 11'!I7+PENSIONS!I7+'APPENDIX 14'!I7+'APPENDIX 15'!I7+'APPENDIX 16'!I7","v":0},{"$f":"'APPENDIX 9'!J7+'APPENDIX 10'!J7+'APPENDIX 11'!J7+PENSIONS!J7+'APPENDIX 14'!J7+'APPENDIX 15'!J7+'APPENDIX 16'!J7","v":0},{"$f":"'APPENDIX 9'!K7+'APPENDIX 10'!K7+'APPENDIX 11'!K7+PENSIONS!K7+'APPENDIX 14'!K7+'APPENDIX 15'!K7+'APPENDIX 16'!K7","v":0},{"$f":"'APPENDIX 9'!L7+'APPENDIX 10'!L7+'APPENDIX 11'!L7+PENSIONS!L7+'APPENDIX 14'!L7+'APPENDIX 15'!L7+'APPENDIX 16'!L7","v":347290},{"$f":"'APPENDIX 9'!M7+'APPENDIX 10'!M7+'APPENDIX 11'!M7+PENSIONS!M7+'APPENDIX 14'!M7+'APPENDIX 15'!M7+'APPENDIX 16'!M7","v":323565},{"$f":"'APPENDIX 9'!N7+'APPENDIX 10'!N7+'APPENDIX 11'!N7+PENSIONS!N7+'APPENDIX 14'!N7+'APPENDIX 15'!N7+'APPENDIX 16'!N7","v":827348},{"$f":"'APPENDIX 9'!O7+'APPENDIX 10'!O7+'APPENDIX 11'!O7+PENSIONS!O7+'APPENDIX 14'!O7+'APPENDIX 15'!O7+'APPENDIX 16'!O7","v":34068},{"$f":"'APPENDIX 9'!P7+'APPENDIX 10'!P7+'APPENDIX 11'!P7+PENSIONS!P7+'APPENDIX 14'!P7+'APPENDIX 15'!P7+'APPENDIX 16'!P7","v":-107796},{"$f":"'APPENDIX 9'!Q7+'APPENDIX 10'!Q7+'APPENDIX 11'!Q7+PENSIONS!Q7+'APPENDIX 14'!Q7+'APPENDIX 15'!Q7+'APPENDIX 16'!Q7","v":9838363}]
[null,"BRITAM LIFE ASSURANCE",{"$f":"'APPENDIX 9'!C8+'APPENDIX 10'!C8+'APPENDIX 11'!C8+PENSIONS!C8+'APPENDIX 14'!C8+'APPENDIX 15'!C8+'APPENDIX 16'!C8","v":101639331},{"$f":"'APPENDIX 9'!D8+'APPENDIX 10'!D8+'APPENDIX 11'!D8+PENSIONS!D8+'APPENDIX 14'!D8+'APPENDIX 15'!D8+'APPENDIX 16'!D8","v":28384667},{"$f":"'APPENDIX 9'!E8+'APPENDIX 10'!E8+'APPENDIX 11'!E8+PENSIONS!E8+'APPENDIX 14'!E8+'APPENDIX 15'!E8+'APPENDIX 16'!E8","v":27679243},{"$f":"'APPENDIX 9'!F8+'APPENDIX 10'!F8+'APPENDIX 11'!F8+PENSIONS!F8+'APPENDIX 14'!F8+'APPENDIX 15'!F8+'APPENDIX 16'!F8","v":24603},{"$f":"'APPENDIX 9'!G8+'APPENDIX 10'!G8+'APPENDIX 11'!G8+PENSIONS!G8+'APPENDIX 14'!G8+'APPENDIX 15'!G8+'APPENDIX 16'!G8","v":20137997},{"$f":"'APPENDIX 9'!H8+'APPENDIX 10'!H8+'APPENDIX 11'!H8+PENSIONS!H8+'APPENDIX 14'!H8+'APPENDIX 15'!H8+'APPENDIX 16'!H8","v":14269709},{"$f":"'APPENDIX 9'!I8+'APPENDIX 10'!I8+'APPENDIX 11'!I8+PENSIONS!I8+'APPENDIX 14'!I8+'APPENDIX 15'!I8+'APPENDIX 16'!I8","v":1856699},{"$f":"'APPENDIX 9'!J8+'APPENDIX 10'!J8+'APPENDIX 11'!J8+PENSIONS!J8+'APPENDIX 14'!J8+'APPENDIX 15'!J8+'APPENDIX 16'!J8","v":2540067},{"$f":"'APPENDIX 9'!K8+'APPENDIX 10'!K8+'APPENDIX 11'!K8+PENSIONS!K8+'APPENDIX 14'!K8+'APPENDIX 15'!K8+'APPENDIX 16'!K8","v":1425356},{"$f":"'APPENDIX 9'!L8+'APPENDIX 10'!L8+'APPENDIX 11'!L8+PENSIONS!L8+'APPENDIX 14'!L8+'APPENDIX 15'!L8+'APPENDIX 16'!L8","v":1274272},{"$f":"'APPENDIX 9'!M8+'APPENDIX 10'!M8+'APPENDIX 11'!M8+PENSIONS!M8+'APPENDIX 14'!M8+'APPENDIX 15'!M8+'APPENDIX 16'!M8","v":3007205},{"$f":"'APPENDIX 9'!N8+'APPENDIX 10'!N8+'APPENDIX 11'!N8+PENSIONS!N8+'APPENDIX 14'!N8+'APPENDIX 15'!N8+'APPENDIX 16'!N8","v":8088271},{"$f":"'APPENDIX 9'!O8+'APPENDIX 10'!O8+'APPENDIX 11'!O8+PENSIONS!O8+'APPENDIX 14'!O8+'APPENDIX 15'!O8+'APPENDIX 16'!O8","v":140297},{"$f":"'APPENDIX 9'!P8+'APPENDIX 10'!P8+'APPENDIX 11'!P8+PENSIONS!P8+'APPENDIX 14'!P8+'APPENDIX 15'!P8+'APPENDIX 16'!P8","v":2205871},{"$f":"'APPENDIX 9'!Q8+'APPENDIX 10'!Q8+'APPENDIX 11'!Q8+PENSIONS!Q8+'APPENDIX 14'!Q8+'APPENDIX 15'!Q8+'APPENDIX 16'!Q8","v":110711972}]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",{"$f":"'APPENDIX 9'!C9+'APPENDIX 10'!C9+'APPENDIX 11'!C9+PENSIONS!C9+'APPENDIX 14'!C9+'APPENDIX 15'!C9+'APPENDIX 16'!C9","v":1237314},{"$f":"'APPENDIX 9'!D9+'APPENDIX 10'!D9+'APPENDIX 11'!D9+PENSIONS!D9+'APPENDIX 14'!D9+'APPENDIX 15'!D9+'APPENDIX 16'!D9","v":419432},{"$f":"'APPENDIX 9'!E9+'APPENDIX 10'!E9+'APPENDIX 11'!E9+PENSIONS!E9+'APPENDIX 14'!E9+'APPENDIX 15'!E9+'APPENDIX 16'!E9","v":197432},{"$f":"'APPENDIX 9'!F9+'APPENDIX 10'!F9+'APPENDIX 11'!F9+PENSIONS!F9+'APPENDIX 14'!F9+'APPENDIX 15'!F9+'APPENDIX 16'!F9","v":-61410},{"$f":"'APPENDIX 9'!G9+'APPENDIX 10'!G9+'APPENDIX 11'!G9+PENSIONS!G9+'APPENDIX 14'!G9+'APPENDIX 15'!G9+'APPENDIX 16'!G9","v":225603},{"$f":"'APPENDIX 9'!H9+'APPENDIX 10'!H9+'APPENDIX 11'!H9+PENSIONS!H9+'APPENDIX 14'!H9+'APPENDIX 15'!H9+'APPENDIX 16'!H9","v":225603},{"$f":"'APPENDIX 9'!I9+'APPENDIX 10'!I9+'APPENDIX 11'!I9+PENSIONS!I9+'APPENDIX 14'!I9+'APPENDIX 15'!I9+'APPENDIX 16'!I9","v":50750},{"$f":"'APPENDIX 9'!J9+'APPENDIX 10'!J9+'APPENDIX 11'!J9+PENSIONS!J9+'APPENDIX 14'!J9+'APPENDIX 15'!J9+'APPENDIX 16'!J9","v":0},{"$f":"'APPENDIX 9'!K9+'APPENDIX 10'!K9+'APPENDIX 11'!K9+PENSIONS!K9+'APPENDIX 14'!K9+'APPENDIX 15'!K9+'APPENDIX 16'!K9","v":0},{"$f":"'APPENDIX 9'!L9+'APPENDIX 10'!L9+'APPENDIX 11'!L9+PENSIONS!L9+'APPENDIX 14'!L9+'APPENDIX 15'!L9+'APPENDIX 16'!L9","v":-16543},{"$f":"'APPENDIX 9'!M9+'APPENDIX 10'!M9+'APPENDIX 11'!M9+PENSIONS!M9+'APPENDIX 14'!M9+'APPENDIX 15'!M9+'APPENDIX 16'!M9","v":219390},{"$f":"'APPENDIX 9'!N9+'APPENDIX 10'!N9+'APPENDIX 11'!N9+PENSIONS!N9+'APPENDIX 14'!N9+'APPENDIX 15'!N9+'APPENDIX 16'!N9","v":96065},{"$f":"'APPENDIX 9'!O9+'APPENDIX 10'!O9+'APPENDIX 11'!O9+PENSIONS!O9+'APPENDIX 14'!O9+'APPENDIX 15'!O9+'APPENDIX 16'!O9","v":0},{"$f":"'APPENDIX 9'!P9+'APPENDIX 10'!P9+'APPENDIX 11'!P9+PENSIONS!P9+'APPENDIX 14'!P9+'APPENDIX 15'!P9+'APPENDIX 16'!P9","v":-27602},{"$f":"'APPENDIX 9'!Q9+'APPENDIX 10'!Q9+'APPENDIX 11'!Q9+PENSIONS!Q9+'APPENDIX 14'!Q9+'APPENDIX 15'!Q9+'APPENDIX 16'!Q9","v":1017801}]
[null,"CAPEX LIFE ASSURANCE COMPANY",{"$f":"'APPENDIX 9'!C10+'APPENDIX 10'!C10+'APPENDIX 11'!C10+PENSIONS!C10+'APPENDIX 14'!C10+'APPENDIX 15'!C10+'APPENDIX 16'!C10","v":640317},{"$f":"'APPENDIX 9'!D10+'APPENDIX 10'!D10+'APPENDIX 11'!D10+PENSIONS!D10+'APPENDIX 14'!D10+'APPENDIX 15'!D10+'APPENDIX 16'!D10","v":1031420},{"$f":"'APPENDIX 9'!E10+'APPENDIX 10'!E10+'APPENDIX 11'!E10+PENSIONS!E10+'APPENDIX 14'!E10+'APPENDIX 15'!E10+'APPENDIX 16'!E10","v":843272},{"$f":"'APPENDIX 9'!F10+'APPENDIX 10'!F10+'APPENDIX 11'!F10+PENSIONS!F10+'APPENDIX 14'!F10+'APPENDIX 15'!F10+'APPENDIX 16'!F10","v":0},{"$f":"'APPENDIX 9'!G10+'APPENDIX 10'!G10+'APPENDIX 11'!G10+PENSIONS!G10+'APPENDIX 14'!G10+'APPENDIX 15'!G10+'APPENDIX 16'!G10","v":344360},{"$f":"'APPENDIX 9'!H10+'APPENDIX 10'!H10+'APPENDIX 11'!H10+PENSIONS!H10+'APPENDIX 14'!H10+'APPENDIX 15'!H10+'APPENDIX 16'!H10","v":193079},{"$f":"'APPENDIX 9'!I10+'APPENDIX 10'!I10+'APPENDIX 11'!I10+PENSIONS!I10+'APPENDIX 14'!I10+'APPENDIX 15'!I10+'APPENDIX 16'!I10","v":246},{"$f":"'APPENDIX 9'!J10+'APPENDIX 10'!J10+'APPENDIX 11'!J10+PENSIONS!J10+'APPENDIX 14'!J10+'APPENDIX 15'!J10+'APPENDIX 16'!J10","v":0},{"$f":"'APPENDIX 9'!K10+'APPENDIX 10'!K10+'APPENDIX 11'!K10+PENSIONS!K10+'APPENDIX 14'!K10+'APPENDIX 15'!K10+'APPENDIX 16'!K10","v":182072},{"$f":"'APPENDIX 9'!L10+'APPENDIX 10'!L10+'APPENDIX 11'!L10+PENSIONS!L10+'APPENDIX 14'!L10+'APPENDIX 15'!L10+'APPENDIX 16'!L10","v":3452},{"$f":"'APPENDIX 9'!M10+'APPENDIX 10'!M10+'APPENDIX 11'!M10+PENSIONS!M10+'APPENDIX 14'!M10+'APPENDIX 15'!M10+'APPENDIX 16'!M10","v":211270},{"$f":"'APPENDIX 9'!N10+'APPENDIX 10'!N10+'APPENDIX 11'!N10+PENSIONS!N10+'APPENDIX 14'!N10+'APPENDIX 15'!N10+'APPENDIX 16'!N10","v":17272},{"$f":"'APPENDIX 9'!O10+'APPENDIX 10'!O10+'APPENDIX 11'!O10+PENSIONS!O10+'APPENDIX 14'!O10+'APPENDIX 15'!O10+'APPENDIX 16'!O10","v":0},{"$f":"'APPENDIX 9'!P10+'APPENDIX 10'!P10+'APPENDIX 11'!P10+PENSIONS!P10+'APPENDIX 14'!P10+'APPENDIX 15'!P10+'APPENDIX 16'!P10","v":0},{"$f":"'APPENDIX 9'!Q10+'APPENDIX 10'!Q10+'APPENDIX 11'!Q10+PENSIONS!Q10+'APPENDIX 14'!Q10+'APPENDIX 15'!Q10+'APPENDIX 16'!Q10","v":910739}]
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[null,"TOTAL",{"$f":"SUM(C6:C30)","v":509286841},140953582,128928451,1031007,72835284,66359975,5152384,2540067,8075823,7254217,17456624,48193670,364750,5984848,574251284]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"'APPENDIX 9'!C33+'APPENDIX 10'!C33+'APPENDIX 11'!C33+PENSIONS!C33+'APPENDIX 14'!C33+'APPENDIX 15'!C33+'APPENDIX 16'!C33","v":0},{"$f":"'APPENDIX 9'!D33+'APPENDIX 10'!D33+'APPENDIX 11'!D33+PENSIONS!D33+'APPENDIX 14'!D33+'APPENDIX 15'!D33+'APPENDIX 16'!D33","v":16895},{"$f":"'APPENDIX 9'!E33+'APPENDIX 10'!E33+'APPENDIX 11'!E33+PENSIONS!E33+'APPENDIX 14'!E33+'APPENDIX 15'!E33+'APPENDIX 16'!E33","v":16945},{"$f":"'APPENDIX 9'!F33+'APPENDIX 10'!F33+'APPENDIX 11'!F33+PENSIONS!F33+'APPENDIX 14'!F33+'APPENDIX 15'!F33+'APPENDIX 16'!F33","v":0},{"$f":"'APPENDIX 9'!G33+'APPENDIX 10'!G33+'APPENDIX 11'!G33+PENSIONS!G33+'APPENDIX 14'!G33+'APPENDIX 15'!G33+'APPENDIX 16'!G33","v":95658},{"$f":"'APPENDIX 9'!H33+'APPENDIX 10'!H33+'APPENDIX 11'!H33+PENSIONS!H33+'APPENDIX 14'!H33+'APPENDIX 15'!H33+'APPENDIX 16'!H33","v":-26406},{"$f":"'APPENDIX 9'!I33+'APPENDIX 10'!I33+'APPENDIX 11'!I33+PENSIONS!I33+'APPENDIX 14'!I33+'APPENDIX 15'!I33+'APPENDIX 16'!I33","v":0},{"$f":"'APPENDIX 9'!J33+'APPENDIX 10'!J33+'APPENDIX 11'!J33+PENSIONS!J33+'APPENDIX 14'!J33+'APPENDIX 15'!J33+'APPENDIX 16'!J33","v":0},{"$f":"'APPENDIX 9'!K33+'APPENDIX 10'!K33+'APPENDIX 11'!K33+PENSIONS!K33+'APPENDIX 14'!K33+'APPENDIX 15'!K33+'APPENDIX 16'!K33","v":0},{"$f":"'APPENDIX 9'!L33+'APPENDIX 10'!L33+'APPENDIX 11'!L33+PENSIONS!L33+'APPENDIX 14'!L33+'APPENDIX 15'!L33+'APPENDIX 16'!L33","v":10409},{"$f":"'APPENDIX 9'!M33+'APPENDIX 10'!M33+'APPENDIX 11'!M33+PENSIONS!M33+'APPENDIX 14'!M33+'APPENDIX 15'!M33+'APPENDIX 16'!M33","v":6982},{"$f":"'APPENDIX 9'!N33+'APPENDIX 10'!N33+'APPENDIX 11'!N33+PENSIONS!N33+'APPENDIX 14'!N33+'APPENDIX 15'!N33+'APPENDIX 16'!N33","v":113187},{"$f":"'APPENDIX 9'!O33+'APPENDIX 10'!O33+'APPENDIX 11'!O33+PENSIONS!O33+'APPENDIX 14'!O33+'APPENDIX 15'!O33+'APPENDIX 16'!O33","v":0},{"$f":"'APPENDIX 9'!P33+'APPENDIX 10'!P33+'APPENDIX 11'!P33+PENSIONS!P33+'APPENDIX 14'!P33+'APPENDIX 15'!P33+'APPENDIX 16'!P33","v":0},{"$f":"'APPENDIX 9'!Q33+'APPENDIX 10'!Q33+'APPENDIX 11'!Q33+PENSIONS!Q33+'APPENDIX 14'!Q33+'APPENDIX 15'!Q33+'APPENDIX 16'!Q33","v":139147}]
[null,"EAST AFRICA REINSURANCE ",{"$f":"'APPENDIX 9'!C34+'APPENDIX 10'!C34+'APPENDIX 11'!C34+PENSIONS!C34+'APPENDIX 14'!C34+'APPENDIX 15'!C34+'APPENDIX 16'!C34","v":339305},{"$f":"'APPENDIX 9'!D34+'APPENDIX 10'!D34+'APPENDIX 11'!D34+PENSIONS!D34+'APPENDIX 14'!D34+'APPENDIX 15'!D34+'APPENDIX 16'!D34","v":821010},{"$f":"'APPENDIX 9'!E34+'APPENDIX 10'!E34+'APPENDIX 11'!E34+PENSIONS!E34+'APPENDIX 14'!E34+'APPENDIX 15'!E34+'APPENDIX 16'!E34","v":595493},{"$f":"'APPENDIX 9'!F34+'APPENDIX 10'!F34+'APPENDIX 11'!F34+PENSIONS!F34+'APPENDIX 14'!F34+'APPENDIX 15'!F34+'APPENDIX 16'!F34","v":127593},{"$f":"'APPENDIX 9'!G34+'APPENDIX 10'!G34+'APPENDIX 11'!G34+PENSIONS!G34+'APPENDIX 14'!G34+'APPENDIX 15'!G34+'APPENDIX 16'!G34","v":674743},{"$f":"'APPENDIX 9'!H34+'APPENDIX 10'!H34+'APPENDIX 11'!H34+PENSIONS!H34+'APPENDIX 14'!H34+'APPENDIX 15'!H34+'APPENDIX 16'!H34","v":231227},{"$f":"'APPENDIX 9'!I34+'APPENDIX 10'!I34+'APPENDIX 11'!I34+PENSIONS!I34+'APPENDIX 14'!I34+'APPENDIX 15'!I34+'APPENDIX 16'!I34","v":0},{"$f":"'APPENDIX 9'!J34+'APPENDIX 10'!J34+'APPENDIX 11'!J34+PENSIONS!J34+'APPENDIX 14'!J34+'APPENDIX 15'!J34+'APPENDIX 16'!J34","v":0},{"$f":"'APPENDIX 9'!K34+'APPENDIX 10'!K34+'APPENDIX 11'!K34+PENSIONS!K34+'APPENDIX 14'!K34+'APPENDIX 15'!K34+'APPENDIX 16'!K34","v":0},{"$f":"'APPENDIX 9'!L34+'APPENDIX 10'!L34+'APPENDIX 11'!L34+PENSIONS!L34+'APPENDIX 14'!L34+'APPENDIX 15'!L34+'APPENDIX 16'!L34","v":185726},{"$f":"'APPENDIX 9'!M34+'APPENDIX 10'!M34+'APPENDIX 11'!M34+PENSIONS!M34+'APPENDIX 14'!M34+'APPENDIX 15'!M34+'APPENDIX 16'!M34","v":47858},{"$f":"'APPENDIX 9'!N34+'APPENDIX 10'!N34+'APPENDIX 11'!N34+PENSIONS!N34+'APPENDIX 14'!N34+'APPENDIX 15'!N34+'APPENDIX 16'!N34","v":169869},{"$f":"'APPENDIX 9'!O34+'APPENDIX 10'!O34+'APPENDIX 11'!O34+PENSIONS!O34+'APPENDIX 14'!O34+'APPENDIX 15'!O34+'APPENDIX 16'!O34","v":123169},{"$f":"'APPENDIX 9'!P34+'APPENDIX 10'!P34+'APPENDIX 11'!P34+PENSIONS!P34+'APPENDIX 14'!P34+'APPENDIX 15'!P34+'APPENDIX 16'!P34","v":0},{"$f":"'APPENDIX 9'!Q34+'APPENDIX 10'!Q34+'APPENDIX 11'!Q34+PENSIONS!Q34+'APPENDIX 14'!Q34+'APPENDIX 15'!Q34+'APPENDIX 16'!Q34","v":644279}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"'APPENDIX 9'!C35+'APPENDIX 10'!C35+'APPENDIX 11'!C35+PENSIONS!C35+'APPENDIX 14'!C35+'APPENDIX 15'!C35+'APPENDIX 16'!C35","v":11115891},{"$f":"'APPENDIX 9'!D35+'APPENDIX 10'!D35+'APPENDIX 11'!D35+PENSIONS!D35+'APPENDIX 14'!D35+'APPENDIX 15'!D35+'APPENDIX 16'!D35","v":2240479},{"$f":"'APPENDIX 9'!E35+'APPENDIX 10'!E35+'APPENDIX 11'!E35+PENSIONS!E35+'APPENDIX 14'!E35+'APPENDIX 15'!E35+'APPENDIX 16'!E35","v":2143141},{"$f":"'APPENDIX 9'!F35+'APPENDIX 10'!F35+'APPENDIX 11'!F35+PENSIONS!F35+'APPENDIX 14'!F35+'APPENDIX 15'!F35+'APPENDIX 16'!F35","v":-131523},{"$f":"'APPENDIX 9'!G35+'APPENDIX 10'!G35+'APPENDIX 11'!G35+PENSIONS!G35+'APPENDIX 14'!G35+'APPENDIX 15'!G35+'APPENDIX 16'!G35","v":1562797},{"$f":"'APPENDIX 9'!H35+'APPENDIX 10'!H35+'APPENDIX 11'!H35+PENSIONS!H35+'APPENDIX 14'!H35+'APPENDIX 15'!H35+'APPENDIX 16'!H35","v":1562797},{"$f":"'APPENDIX 9'!I35+'APPENDIX 10'!I35+'APPENDIX 11'!I35+PENSIONS!I35+'APPENDIX 14'!I35+'APPENDIX 15'!I35+'APPENDIX 16'!I35","v":0},{"$f":"'APPENDIX 9'!J35+'APPENDIX 10'!J35+'APPENDIX 11'!J35+PENSIONS!J35+'APPENDIX 14'!J35+'APPENDIX 15'!J35+'APPENDIX 16'!J35","v":0},{"$f":"'APPENDIX 9'!K35+'APPENDIX 10'!K35+'APPENDIX 11'!K35+PENSIONS!K35+'APPENDIX 14'!K35+'APPENDIX 15'!K35+'APPENDIX 16'!K35","v":0},{"$f":"'APPENDIX 9'!L35+'APPENDIX 10'!L35+'APPENDIX 11'!L35+PENSIONS!L35+'APPENDIX 14'!L35+'APPENDIX 15'!L35+'APPENDIX 16'!L35","v":534797},{"$f":"'APPENDIX 9'!M35+'APPENDIX 10'!M35+'APPENDIX 11'!M35+PENSIONS!M35+'APPENDIX 14'!M35+'APPENDIX 15'!M35+'APPENDIX 16'!M35","v":155961},{"$f":"'APPENDIX 9'!N35+'APPENDIX 10'!N35+'APPENDIX 11'!N35+PENSIONS!N35+'APPENDIX 14'!N35+'APPENDIX 15'!N35+'APPENDIX 16'!N35","v":1095340},{"$f":"'APPENDIX 9'!O35+'APPENDIX 10'!O35+'APPENDIX 11'!O35+PENSIONS!O35+'APPENDIX 14'!O35+'APPENDIX 15'!O35+'APPENDIX 16'!O35","v":0},{"$f":"'APPENDIX 9'!P35+'APPENDIX 10'!P35+'APPENDIX 11'!P35+PENSIONS!P35+'APPENDIX 14'!P35+'APPENDIX 15'!P35+'APPENDIX 16'!P35","v":0},{"$f":"'APPENDIX 9'!Q35+'APPENDIX 10'!Q35+'APPENDIX 11'!Q35+PENSIONS!Q35+'APPENDIX 14'!Q35+'APPENDIX 15'!Q35+'APPENDIX 16'!Q35","v":11969293}]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":11455196},{"$f":"SUM(D33:D35)","v":3078384},2755579,-3930,2333198,1767618,0,0,0,730932,210801,1378396,123169,0,12752719]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 18","index":35,"n_rows":38,"n_cols":9,"rows_kept":38,"cut":false,"hidden":false,"merged":[[4,1,4,8],[31,1,31,8],[2,1,2,8],[37,1,37,8]]}
[]
[]
[null,"APPENDIX 18: SUMMARY OF LONG TERM INSURANCE BUSINESS ACTUARIAL VALUATIONS AS AT 31.12.2022"]
[null,"Company","Life Fund (Before Distribution)","Actuarial Liabilities","Surplus to Policyholders","Surplus to Shareholders","Surplus to Transferred Reserves","Surplus Carried Forward","Total Surplus\r\n"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE",6287792,6287792,0,0,0,0,0]
[null,"APA LIFE ASSURANCE COMPANY ",8971245,8444569,575745,-107795,0,58727,526677]
[null,"BRITAM LIFE ASSURANCE",112475398,102587679,0,2205872,0,7681847,9887719]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",1354501,1354501,0,-27602,0,27602,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",883865,883865,0,0,0,0,0]
[null,"CIC LIFE ASSURANCE COMPANY",5891993,5891993,0,115000,0,-115000,0]
[null,"CORPORATE INSURANCE COMPANY",362821,325604,0,37218,0,0,37218]
[null,"EQUITY LIFE ASSURANCE ",3869322,3869322,0,0,0,0,0]
[null,"GA LIFE ASSURANCE COMPANY ",31215766,28103429,2547755,129854,0,434728,3112337]
[null,"GEMINIA LIFE INSURANCE COMPANY",824717,824717,0,-31733,0,31733,0]
[null,"ICEA LION LIFE ASSURANCE ",96681093,83492523,0,1200000,0,11988570,13188570]
[null,"JUBILEE INSURANCE COMPANY ",110658121,99956763,6775850,940643,0,2984865,10701358]
[null,"KENINDIA ASSURANCE COMPANY",65076643,62499442,0,503000,0,2074201,2577201]
[null,"KENYA ORIENT LIFE ASSURANCE",2285471,1580482,114197,0,58648,532144,704990]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",360848,360848,0,0,0,0,0]
[null,"LIBERTY LIFE ASSURANCE COMPANY",19997334,19997334,0,0,0,0,0]
[null,"MADISON INSURANCE COMPANY",17047621,17047621,0,0,0,0,0]
[null,"OLD MUTUAL ASSURANCE",10002668,10002668,0,60374,0,-60374,0]
[null,"OLD MUTUAL LIFE ASSURANCE ",14755570,12486521,0,0,0,2269049,2269049]
[null,"PIONEER ASSURANCE COMPANY ",4645151,4645151,0,-106301,0,106301,0]
[null,"PRUDENTIAL LIFE ASSURANCE",1205592,1205592,0,0,0,0,0]
[null,"SANLAM LIFE ASSURANCE",25441174,25441174,0,455120,0,-455120,0]
[null,"STAR DISCOVER LIFE INSURANCE",0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE",4422858,4422858,0,188436,0,-188436,0]
[null,"THE MONARCH INSURANCE",371994,371994,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":545089558},502084442,10013547,5562086,58648,27370837,43005119]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0]
[null,"EAST AFRICA REINSURANCE ",264680,264680,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",1298214,1298214,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C33:C35)","v":1562894},{"$f":"SUM(D33:D35)","v":1562894},0,0,0,0,0]
[null,"GRAND TOTAL",{"$f":"C31+C36","v":546652452},{"$f":"D31+D36","v":503647336},10013547,5562086,58648,27370837,43005119]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 19","index":36,"n_rows":51,"n_cols":21,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,17],[4,1,4,17],[43,1,43,17],[50,1,50,17]]}
[]
[]
[null,"APPENDIX 19: SUMMARY OF GROSS DIRECT PREMIUMS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n","Market Share (%)"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,1643,1418,11023,18587,1001,0,0,0,16590,8539,66914,7078347,39490,7243553,{"$f":"Q6/$Q$43*100","v":4.3704449260181431}]
[null,"AFRICAN MERCHANT ASSURANCE ",0,22524,671,3032,8004,1743,328388,227005,393216,4513,3226,10054,0,33621,1035997,{"$f":"Q7/$Q$43*100","v":0.62507554400720444}]
[null,"AIG INSURANCE COMPANY",0,55752,104158,513442,859106,25839,880357,130189,0,226282,333051,253949,0,0,3382126,{"$f":"Q8/$Q$43*100","v":2.0406277714616072}]
[null,"APA INSURANCE COMPANY",387711,193844,104493,1411136,232255,302224,2232322,1752647,0,380860,257471,1048484,6049650,145729,14498827,{"$f":"Q9/$Q$43*100","v":8.747961793799929}]
[null,"BRITAM GENERAL INSURANCE",0,489073,122130,1309365,232756,618122,1410895,888977,0,232258,283326,919840,3137228,1206692,10850663,{"$f":"Q10/$Q$43*100","v":6.5468182606357406}]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,231150,13918,147414,19866,14446,564170,192840,0,26708,24722,80855,0,19808,1335898,{"$f":"(Q11/$Q$43)*100","v":0.80602276752552038},null,null," "]
[null,"CIC GENERAL INSURANCE COMPANY",0,219456,95213,899460,94346,35967,2528472,1831226,0,209231,594002,1156505,5858412,156697,13678987,{"$f":"Q12/$Q$43*100","v":8.2533059849521564}]
[null,"CORPORATE INSURANCE COMPANY",0,10826,6017,24519,3356,26412,88340,25568,0,9778,2324,22544,0,10782,230465,0.13905256023870763]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,1023,8151,3922,269,639908,284132,3306751,1700,1897,6270,0,14877,4268899,2.5756680422209826]
[null,"FIDELITY SHIELD INSURANCE  ",467284,101344,27525,162865,41965,100353,1071989,509988,29744,16098,54671,209655,0,22159,2815638,1.6988335435115711]
[null,"FIRST ASSURANCE COMPANY",0,111143,64129,339731,49684,71837,940698,957409,0,86919,245085,79201,2306358,85191,5337386,3.2203466395428149]
[null,"GA INSURANCE COMPANY",764203,510614,152729,2458194,239540,605463,1371464,1188579,440764,116963,446595,1646244,3571432,327474,13840258,8.3506098941889437]
[null,"GEMINIA INSURANCE COMPANY ",68874,539235,63856,793362,94521,203005,1415414,1412404,0,70119,198617,588947,0,130251,5578606,3.3658882991474446]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"(Q19/$Q$43)*100","v":0}]
[null,"HERITAGE INSURANCE COMPANY",78065,154907,162967,910056,239400,108855,1192728,683161,36227,219564,104143,369203,2289596,298908,6847780,{"$f":"Q20/$Q$43*100","v":4.131652706273913}]
[null,"ICEA LION GENERAL INSURANCE",1352628,177366,150833,1315614,233397,267121,1749129,606973,0,237114,207681,542043,298460,99759,7238117,4.3671650799787987]
[null,"INTRA-AFRICA ASSURANCE ",0,98173,48506,221028,22201,155074,760441,270495,0,9540,66061,175857,0,91204,1918579,1.1575871475938622]
[null,"INVESCO ASSURANCE COMPANY ",0,100,258,79,74,270,267938,97545,856523,918,115,973,0,4,1224797,0.73898925486598133]
[null,"JUBILEE GENERAL INSURANCE",406,77013,42908,763431,353522,189022,830712,413694,0,30931,31242,1207166,0,64829,4004875,2.4163674405484312]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,8949020,0,8949020,5.3994495590540836]
[null,"KENINDIA ASSURANCE COMPANY ",0,110997,39551,547995,48438,150060,324918,525077,0,18595,132347,244645,154686,17173,2314483,1.3964584070421311]
[null,"KENYA ORIENT INSURANCE",0,241730,20157,226490,30895,4797,733886,432152,141555,51238,46929,110275,0,165180,2205284,1.3305724784824513]
[null,"MADISON INSURANCE COMPANY",0,241773,20114,354060,209148,149587,541409,2404570,0,38181,128151,178434,3145929,223933,7635289,4.6068013954936395]
[null,"MAYFAIR INSURANCE COMPANY",170549,479321,114620,1524536,142857,318144,673829,603950,0,47748,204700,544989,0,297899,5123142,3.0910811254049557]
[null,"MUA INSURANCE COMPANY",179606,215109,21914,340383,71380,66015,761067,300102,0,32757,67179,72684,900840,9373,3038408,1.8332432753336565]
[null,"OCCIDENTAL INSURANCE COMPANY ",-3166,155018,53214,402905,17607,156983,865280,740475,0,40412,97146,249713,0,43946,2819534,1.7011842205110723]
[null,"OLD MUTUAL GENERAL INSURANCE ",98502,182090,199965,757338,133835,140682,1204808,850616,0,85245,243345,1149391,9547389,42794,14636000,{"$f":"(Q32/$Q$43)*100","v":8.8307260176327205}]
[null,"PACIS INSURANCE COMPANY",0,22824,14770,150342,33863,2201,429965,357529,0,23793,35158,106603,781689,2154,1960892,{"$f":"Q33/$Q$43*100","v":1.1831169719983505}]
[null,"PIONEER INSURANCE COMPANY",-112,20390,8874,53431,33735,8690,818548,305363,0,7134,14672,77928,0,19171,1367825,{"$f":"Q34/$Q$43*100","v":0.82528613111973737}]
[null,"SANLAM INSURANCE COMPANY",0,157457,70006,539856,170901,48241,734327,980100,93390,35512,119624,293237,2825,53058,3298535,{"$f":"Q35/$Q$43*100","v":1.9901925966501877}]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"(Q36/$Q$43)*100","v":0}]
[null,"TAKAFUL INSURANCE OF AFRICA",0,21040,7784,55668,28188,21956,303920,393428,0,3813,31587,32487,25697,2705,928275,{"$f":"Q37/$Q$43*100","v":0.56008077302664749}]
[null,"TAUSI ASSURANCE COMPANY",0,94409,73515,427683,31429,240095,213100,155480,0,11774,116159,189289,29080,39580,1621592,0.97839810497301705]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,124470,7494,144182,20795,14659,446419,253920,0,26623,14962,70050,405579,18411,1547565,0.93373343191293945]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,3300,639,11767,3473,5609,1224091,322625,248552,12185,4990,6942,306955,1700,2152829,1.2989234122584197]
[null,"XPLICO INSURANCE COMPANY",0,851,12,3,290,11,306228,94760,392662,170,8,705,0,13662,809363,0.48833444259423825]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":3564550},5064942,1815381,16828541,3723336,4054753,27855160,20192979,5939384,2331266,4119725,11712076,54839172,3698214,165739487,{"$f":"Q43/$Q$43*100","v":100}]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IFERROR(Q45/$Q$50*100,0)","v":0}]
[null,"EAST AFRICA REINSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IFERROR(Q46/$Q$50*100,0)","v":0}]
[null,"GHANA REINSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"IFERROR(Q48/$Q$50*100,0)","v":0}]
[null,"WAICA REINSURANCE KENYA LIMITED"]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},{"$f":"SUM(D45:D49)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,{"$f":"SUM(R45:R49)","v":0}]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 20","index":37,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 20: SUMMARY OF INWARD REINSURANCE PREMIUMS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AFRICAN MERCHANT ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AIG INSURANCE COMPANY",0,0,0,35611,98067,406,0,0,0,0,103786,0,0,0,237870]
[null,"APA INSURANCE COMPANY",0,14202,530,49461,1350,3884,0,0,0,53864,1645,30867,0,218,156021]
[null,"BRITAM GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,53,0,1480,148,3385,180,0,0,0,0,0,0,992,6237]
[null,"CIC GENERAL INSURANCE COMPANY",0,15643,0,61472,1355,58193,0,0,0,0,0,7297,0,37434,181394]
[null,"CORPORATE INSURANCE COMPANY",0,27972,0,42084,2672,21593,20072,52,0,2165,8711,11831,0,289,137440]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"FIDELITY SHIELD INSURANCE  ",0,0,0,2480,0,64843,0,0,0,0,0,211859,0,0,279181]
[null,"FIRST ASSURANCE COMPANY",0,15728,0,85578,2148,508,0,0,0,66440,0,527,0,-830,170099]
[null,"GA INSURANCE COMPANY",732,11374,0,47732,1367,6062,0,0,0,6179,0,156,0,5641,79243]
[null,"GEMINIA INSURANCE COMPANY ",0,-2908,0,-5993,41,0,0,-861,0,294,-79,145919,0,16585,152998]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",0,4709,0,31357,0,0,0,0,0,28572,226,75029,0,60730,200623]
[null,"ICEA LION GENERAL INSURANCE",0,13702,0,47042,606,179,0,0,0,0,659,1500,0,0,63688]
[null,"INTRA-AFRICA ASSURANCE ",0,21079,0,18541,1098,2945,0,0,0,412,842,170145,0,2140,217203]
[null,"INVESCO ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,52941,0,52941]
[null,"KENINDIA ASSURANCE COMPANY ",0,11190,0,38287,902,2915,93,133,0,549,2033,1367,0,81,57550]
[null,"KENYA ORIENT INSURANCE",0,0,0,2172,1611,568,0,0,0,0,0,0,0,497,4848]
[null,"MADISON INSURANCE COMPANY",0,5114,0,12525,1558,0,0,0,0,3923,158,90628,0,481,114388]
[null,"MAYFAIR INSURANCE COMPANY",0,79773,348,270793,4186,12630,4747,3820,0,3744,1018,14959,0,934,396950]
[null,"MUA INSURANCE COMPANY",0,2358,0,15838,9357,119,266,0,0,0,0,523930,0,367,552234]
[null,"OCCIDENTAL INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL GENERAL INSURANCE ",60957,5744,0,122580,275,0,0,0,0,3744,160,4021,0,25191,222673]
[null,"PACIS INSURANCE COMPANY",0,826,256,837,1089,0,0,0,0,0,344,904,0,0,4256]
[null,"PIONEER INSURANCE COMPANY",0,20556,0,24849,702,3799,0,0,0,0,0,218030,0,0,267935]
[null,"SANLAM INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAUSI ASSURANCE COMPANY",0,1793,707,18791,100,1276,0,0,0,904,310,397,0,0,24280]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"XPLICO INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":61689},248908,1841,923517,128632,183305,25358,3144,0,170790,119813,1509366,52941,150750,3580052]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",65176,1364660,255484,3564336,377299,452305,33555,131095,0,253944,99354,67559,3347732,1533313,11545812]
[null,"EAST AFRICAN REINSURANCE ",333,351082,0,1732187,21299,209401,0,206721,0,94534,0,0,697207,391983,3704748]
[null,"GHANA REINSURANCE COMPANY",1413,222186,128349,941226,51206,108465,28531,30908,0,-8406,67573,8613,312249,137348,2029662]
[null,"KENYA REINSURANCE CORPORATION",40863,2141677,188984,4811276,143104,1182398,319359,848183,0,711662,488461,-4564,3055509,5608576,19535488]
[null,"WAICA REINSURANCE KENYA LIMITED",26104,545308,641,1538357,99593,108330,51612,37884,0,172892,60064,148054,62148,410169,3261157]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":133889},{"$f":"SUM(D45:D49)","v":4624913},573458,12587382,692501,2060899,433057,1254791,0,1224626,715452,219662,7474845,8081389,40076867]
[null,"Amounts in Thousand Shillings"]

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[]
[null,"TEMPLATE"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",{"$f":"Sheet2!B3","v":0},{"$f":"Sheet2!C3","v":0},{"$f":"Sheet2!D3","v":730},{"$f":"Sheet2!E3","v":0},{"$f":"Sheet2!F3","v":0},{"$f":"Sheet2!G3","v":157},{"$f":"Sheet2!H3","v":0},{"$f":"Sheet2!I3","v":0},{"$f":"Sheet2!J3","v":0},{"$f":"Sheet2!K3","v":1733},{"$f":"Sheet2!L3","v":84},{"$f":"Sheet2!M3","v":3165},{"$f":"Sheet2!N3","v":451346},{"$f":"Sheet2!O3","v":754},{"$f":"Sheet2!P3","v":457969}]
[null,"AFRICAN MERCHANT ASSURANCE ",{"$f":"Sheet2!B4","v":0},{"$f":"Sheet2!C4","v":215110},{"$f":"Sheet2!D4","v":9127},{"$f":"Sheet2!E4","v":183751},{"$f":"Sheet2!F4","v":10609},{"$f":"Sheet2!G4","v":7365},{"$f":"Sheet2!H4","v":22318},{"$f":"Sheet2!I4","v":0},{"$f":"Sheet2!J4","v":26402},{"$f":"Sheet2!K4","v":184456},{"$f":"Sheet2!L4","v":21698},{"$f":"Sheet2!M4","v":862},{"$f":"Sheet2!N4","v":0},{"$f":"Sheet2!O4","v":1653},{"$f":"Sheet2!P4","v":683353}]
[null,"AIG INSURANCE COMPANY",{"$f":"Sheet2!B5","v":129579},{"$f":"Sheet2!C5","v":0},{"$f":"Sheet2!D5","v":0},{"$f":"Sheet2!E5","v":730240},{"$f":"Sheet2!F5","v":256736},{"$f":"Sheet2!G5","v":51956},{"$f":"Sheet2!H5","v":16303},{"$f":"Sheet2!I5","v":17497},{"$f":"Sheet2!J5","v":0},{"$f":"Sheet2!K5","v":13974},{"$f":"Sheet2!L5","v":330838},{"$f":"Sheet2!M5","v":-417},{"$f":"Sheet2!N5","v":0},{"$f":"Sheet2!O5","v":-155},{"$f":"Sheet2!P5","v":1546552}]
[null,"ALLIANZ INSURANCE COMPANY",{"$f":"Sheet2!B6","v":0},{"$f":"Sheet2!C6","v":0},{"$f":"Sheet2!D6","v":0},{"$f":"Sheet2!E6","v":0},{"$f":"Sheet2!F6","v":0},{"$f":"Sheet2!G6","v":0},{"$f":"Sheet2!H6","v":0},{"$f":"Sheet2!I6","v":0},{"$f":"Sheet2!J6","v":0},{"$f":"Sheet2!K6","v":0},{"$f":"Sheet2!L6","v":0},{"$f":"Sheet2!M6","v":0},{"$f":"Sheet2!N6","v":0},{"$f":"Sheet2!O6","v":0},{"$f":"Sheet2!P6","v":0}]
[null,"APA INSURANCE COMPANY",{"$f":"Sheet2!B7","v":83262},{"$f":"Sheet2!C7","v":140958},{"$f":"Sheet2!D7","v":15375},{"$f":"Sheet2!E7","v":517044},{"$f":"Sheet2!F7","v":100932},{"$f":"Sheet2!G7","v":82238},{"$f":"Sheet2!H7","v":19707},{"$f":"Sheet2!I7","v":36406},{"$f":"Sheet2!J7","v":0},{"$f":"Sheet2!K7","v":1311},{"$f":"Sheet2!L7","v":32208},{"$f":"Sheet2!M7","v":7637},{"$f":"Sheet2!N7","v":1159920},{"$f":"Sheet2!O7","v":52249},{"$f":"Sheet2!P7","v":2249247}]
[null,"BRITAM GENERAL INSURANCE ",{"$f":"Sheet2!B8","v":0},{"$f":"Sheet2!C8","v":144788},{"$f":"Sheet2!D8","v":12930},{"$f":"Sheet2!E8","v":344729},{"$f":"Sheet2!F8","v":67213},{"$f":"Sheet2!G8","v":211439},{"$f":"Sheet2!H8","v":17923},{"$f":"Sheet2!I8","v":31582},{"$f":"Sheet2!J8","v":0},{"$f":"Sheet2!K8","v":191928},{"$f":"Sheet2!L8","v":7423},{"$f":"Sheet2!M8","v":41597},{"$f":"Sheet2!N8","v":6517},{"$f":"Sheet2!O8","v":17463},{"$f":"Sheet2!P8","v":1095534}]
[null,"CANNON ASSURANCE COMPANY ",{"$f":"Sheet2!B10","v":0},{"$f":"Sheet2!C10","v":89782},{"$f":"Sheet2!D10","v":4161},{"$f":"Sheet2!E10","v":61941},{"$f":"Sheet2!F10","v":7153},{"$f":"Sheet2!G10","v":7228},{"$f":"Sheet2!H10","v":11248},{"$f":"Sheet2!I10","v":10952},{"$f":"Sheet2!J10","v":0},{"$f":"Sheet2!K10","v":32249},{"$f":"Sheet2!L10","v":5729},{"$f":"Sheet2!M10","v":2313},{"$f":"Sheet2!N10","v":0},{"$f":"Sheet2!O10","v":42383},{"$f":"Sheet2!P10","v":275139}]
[null,"CIC GENERAL INSURANCE COMPANY",{"$f":"Sheet2!B11","v":0},{"$f":"Sheet2!C11","v":350681},{"$f":"Sheet2!D11","v":4387},{"$f":"Sheet2!E11","v":312098},{"$f":"Sheet2!F11","v":75957},{"$f":"Sheet2!G11","v":19176},{"$f":"Sheet2!H11","v":26327},{"$f":"Sheet2!I11","v":33588},{"$f":"Sheet2!J11","v":0},{"$f":"Sheet2!K11","v":51335},{"$f":"Sheet2!L11","v":30467},{"$f":"Sheet2!M11","v":15921},{"$f":"Sheet2!N11","v":185024},{"$f":"Sheet2!O11","v":120931},{"$f":"Sheet2!P11","v":1225892}]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"Sheet2!B13","v":0},{"$f":"Sheet2!C13","v":14895},{"$f":"Sheet2!D13","v":3263},{"$f":"Sheet2!E13","v":34653},{"$f":"Sheet2!F13","v":1710},{"$f":"Sheet2!G13","v":552},{"$f":"Sheet2!H13","v":1710},{"$f":"Sheet2!I13","v":11244},{"$f":"Sheet2!J13","v":0},{"$f":"Sheet2!K13","v":0},{"$f":"Sheet2!L13","v":0},{"$f":"Sheet2!M13","v":1710},{"$f":"Sheet2!N13","v":0},{"$f":"Sheet2!O13","v":4969},{"$f":"Sheet2!P13","v":74706}]
[null,"DIRECTLINE ASSURANCE COMPANY",{"$f":"Sheet2!B14","v":0},{"$f":"Sheet2!C14","v":0},{"$f":"Sheet2!D14","v":0},{"$f":"Sheet2!E14","v":0},{"$f":"Sheet2!F14","v":0},{"$f":"Sheet2!G14","v":0},{"$f":"Sheet2!H14","v":0},{"$f":"Sheet2!I14","v":0},{"$f":"Sheet2!J14","v":54821},{"$f":"Sheet2!K14","v":0},{"$f":"Sheet2!L14","v":0},{"$f":"Sheet2!M14","v":0},{"$f":"Sheet2!N14","v":0},{"$f":"Sheet2!O14","v":0},{"$f":"Sheet2!P14","v":54821}]
[null,"FIDELITY SHIELD INSURANCE  ",{"$f":"Sheet2!B16","v":280},{"$f":"Sheet2!C16","v":55034},{"$f":"Sheet2!D16","v":12235},{"$f":"Sheet2!E16","v":217116},{"$f":"Sheet2!F16","v":771},{"$f":"Sheet2!G16","v":36169},{"$f":"Sheet2!H16","v":16503},{"$f":"Sheet2!I16","v":27435},{"$f":"Sheet2!J16","v":495},{"$f":"Sheet2!K16","v":21018},{"$f":"Sheet2!L16","v":38598},{"$f":"Sheet2!M16","v":5182},{"$f":"Sheet2!N16","v":0},{"$f":"Sheet2!O16","v":26656},{"$f":"Sheet2!P16","v":457492}]
[null,"FIRST ASSURANCE COMPANY",{"$f":"Sheet2!B17","v":10920},{"$f":"Sheet2!C17","v":236301},{"$f":"Sheet2!D17","v":12883},{"$f":"Sheet2!E17","v":297559},{"$f":"Sheet2!F17","v":25845},{"$f":"Sheet2!G17","v":51428},{"$f":"Sheet2!H17","v":11706},{"$f":"Sheet2!I17","v":18617},{"$f":"Sheet2!J17","v":0},{"$f":"Sheet2!K17","v":22843},{"$f":"Sheet2!L17","v":39985},{"$f":"Sheet2!M17","v":4025},{"$f":"Sheet2!N17","v":612198},{"$f":"Sheet2!O17","v":100209},{"$f":"Sheet2!P17","v":1444518}]
[null,"GA INSURANCE COMPANY",{"$f":"Sheet2!B18","v":23066},{"$f":"Sheet2!C18","v":213454},{"$f":"Sheet2!D18","v":16307},{"$f":"Sheet2!E18","v":654047},{"$f":"Sheet2!F18","v":8436},{"$f":"Sheet2!G18","v":160629},{"$f":"Sheet2!H18","v":32082},{"$f":"Sheet2!I18","v":44504},{"$f":"Sheet2!J18","v":0},{"$f":"Sheet2!K18","v":19293},{"$f":"Sheet2!L18","v":29380},{"$f":"Sheet2!M18","v":45872},{"$f":"Sheet2!N18","v":732196},{"$f":"Sheet2!O18","v":84619},{"$f":"Sheet2!P18","v":2063886}]
[null,"GATEWAY INSURANCE COMPANY",{"$f":"Sheet2!B19","v":0},{"$f":"Sheet2!C19","v":12300},{"$f":"Sheet2!D19","v":1093},{"$f":"Sheet2!E19","v":12928},{"$f":"Sheet2!F19","v":3852},{"$f":"Sheet2!G19","v":1560},{"$f":"Sheet2!H19","v":6661},{"$f":"Sheet2!I19","v":3644},{"$f":"Sheet2!J19","v":3786},{"$f":"Sheet2!K19","v":6727},{"$f":"Sheet2!L19","v":30712},{"$f":"Sheet2!M19","v":0},{"$f":"Sheet2!N19","v":39511},{"$f":"Sheet2!O19","v":5092},{"$f":"Sheet2!P19","v":127866}]
[null,"GEMINIA INSURANCE COMPANY ",{"$f":"Sheet2!B20","v":0},{"$f":"Sheet2!C20","v":86525},{"$f":"Sheet2!D20","v":9362},{"$f":"Sheet2!E20","v":194710},{"$f":"Sheet2!F20","v":4382},{"$f":"Sheet2!G20","v":62995},{"$f":"Sheet2!H20","v":8899},{"$f":"Sheet2!I20","v":10947},{"$f":"Sheet2!J20","v":0},{"$f":"Sheet2!K20","v":24357},{"$f":"Sheet2!L20","v":56980},{"$f":"Sheet2!M20","v":3827},{"$f":"Sheet2!N20","v":0},{"$f":"Sheet2!O20","v":10766},{"$f":"Sheet2!P20","v":473751}]
[null,"HERITAGE INSURANCE COMPANY",{"$f":"Sheet2!B22","v":0},{"$f":"Sheet2!C22","v":162641},{"$f":"Sheet2!D22","v":29476},{"$f":"Sheet2!E22","v":394119},{"$f":"Sheet2!F22","v":62135},{"$f":"Sheet2!G22","v":11840},{"$f":"Sheet2!H22","v":19495},{"$f":"Sheet2!I22","v":33459},{"$f":"Sheet2!J22","v":580},{"$f":"Sheet2!K22","v":38651},{"$f":"Sheet2!L22","v":4223},{"$f":"Sheet2!M22","v":25002},{"$f":"Sheet2!N22","v":1179387},{"$f":"Sheet2!O22","v":205547},{"$f":"Sheet2!P22","v":2166554}]
[null,"ICEA LION GENERAL INSURANCE",{"$f":"Sheet2!B23","v":1028176},{"$f":"Sheet2!C23","v":132528},{"$f":"Sheet2!D23","v":35763},{"$f":"Sheet2!E23","v":697822},{"$f":"Sheet2!F23","v":120595},{"$f":"Sheet2!G23","v":115415},{"$f":"Sheet2!H23","v":29163},{"$f":"Sheet2!I23","v":21421},{"$f":"Sheet2!J23","v":0},{"$f":"Sheet2!K23","v":78609},{"$f":"Sheet2!L23","v":8277},{"$f":"Sheet2!M23","v":11394},{"$f":"Sheet2!N23","v":17550},{"$f":"Sheet2!O23","v":44624},{"$f":"Sheet2!P23","v":2341336}]
[null,"INTRA-AFRICA ASSURANCE ",{"$f":"Sheet2!B24","v":0},{"$f":"Sheet2!C24","v":27817},{"$f":"Sheet2!D24","v":6803},{"$f":"Sheet2!E24","v":53786},{"$f":"Sheet2!F24","v":140},{"$f":"Sheet2!G24","v":14661},{"$f":"Sheet2!H24","v":4199},{"$f":"Sheet2!I24","v":5522},{"$f":"Sheet2!J24","v":0},{"$f":"Sheet2!K24","v":5470},{"$f":"Sheet2!L24","v":21700},{"$f":"Sheet2!M24","v":3219},{"$f":"Sheet2!N24","v":0},{"$f":"Sheet2!O24","v":32055},{"$f":"Sheet2!P24","v":175371}]
[null,"INVESCO ASSURANCE COMPANY ",{"$f":"Sheet2!B25","v":0},{"$f":"Sheet2!C25","v":42},{"$f":"Sheet2!D25","v":3280},{"$f":"Sheet2!E25","v":470},{"$f":"Sheet2!F25","v":11},{"$f":"Sheet2!G25","v":899},{"$f":"Sheet2!H25","v":11978},{"$f":"Sheet2!I25","v":0},{"$f":"Sheet2!J25","v":34750},{"$f":"Sheet2!K25","v":355},{"$f":"Sheet2!L25","v":70},{"$f":"Sheet2!M25","v":425},{"$f":"Sheet2!N25","v":0},{"$f":"Sheet2!O25","v":8},{"$f":"Sheet2!P25","v":52288}]
[null,"JUBILEE INSURANCE COMPANY",{"$f":"Sheet2!B27","v":27444},{"$f":"Sheet2!C27","v":133520},{"$f":"Sheet2!D27","v":13268},{"$f":"Sheet2!E27","v":570227},{"$f":"Sheet2!F27","v":118001},{"$f":"Sheet2!G27","v":67564},{"$f":"Sheet2!H27","v":24961},{"$f":"Sheet2!I27","v":18645},{"$f":"Sheet2!J27","v":0},{"$f":"Sheet2!K27","v":103556},{"$f":"Sheet2!L27","v":9661},{"$f":"Sheet2!M27","v":0},{"$f":"Sheet2!N27","v":2289485},{"$f":"Sheet2!O27","v":27615},{"$f":"Sheet2!P27","v":3403949}]
[null,"KENINDIA ASSURANCE COMPANY ",{"$f":"Sheet2!B28","v":0},{"$f":"Sheet2!C28","v":168109},{"$f":"Sheet2!D28","v":14495},{"$f":"Sheet2!E28","v":588105},{"$f":"Sheet2!F28","v":17134},{"$f":"Sheet2!G28","v":42206},{"$f":"Sheet2!H28","v":9588},{"$f":"Sheet2!I28","v":23049},{"$f":"Sheet2!J28","v":0},{"$f":"Sheet2!K28","v":56533},{"$f":"Sheet2!L28","v":185095},{"$f":"Sheet2!M28","v":4485},{"$f":"Sheet2!N28","v":4597},{"$f":"Sheet2!O28","v":17008},{"$f":"Sheet2!P28","v":1130405}]
[null,"KENYA ORIENT INSURANCE",{"$f":"Sheet2!B29","v":0},{"$f":"Sheet2!C29","v":18225},{"$f":"Sheet2!D29","v":6375},{"$f":"Sheet2!E29","v":41170},{"$f":"Sheet2!F29","v":6644},{"$f":"Sheet2!G29","v":1910},{"$f":"Sheet2!H29","v":21373},{"$f":"Sheet2!I29","v":18759},{"$f":"Sheet2!J29","v":0},{"$f":"Sheet2!K29","v":2288},{"$f":"Sheet2!L29","v":76488},{"$f":"Sheet2!M29","v":7562},{"$f":"Sheet2!N29","v":0},{"$f":"Sheet2!O29","v":16098},{"$f":"Sheet2!P29","v":216892}]
[null,"MADISON INSURANCE COMPANY",{"$f":"Sheet2!B31","v":0},{"$f":"Sheet2!C31","v":35791},{"$f":"Sheet2!D31","v":1023},{"$f":"Sheet2!E31","v":35032},{"$f":"Sheet2!F31","v":13739},{"$f":"Sheet2!G31","v":6016},{"$f":"Sheet2!H31","v":5523},{"$f":"Sheet2!I31","v":47773},{"$f":"Sheet2!J31","v":0},{"$f":"Sheet2!K31","v":4824},{"$f":"Sheet2!L31","v":35},{"$f":"Sheet2!M31","v":1320},{"$f":"Sheet2!N31","v":2743},{"$f":"Sheet2!O31","v":17414},{"$f":"Sheet2!P31","v":171232}]
[null,"MAYFAIR INSURANCE COMPANY",{"$f":"Sheet2!B32","v":8086},{"$f":"Sheet2!C32","v":200126},{"$f":"Sheet2!D32","v":25180},{"$f":"Sheet2!E32","v":409216},{"$f":"Sheet2!F32","v":14166},{"$f":"Sheet2!G32","v":41095},{"$f":"Sheet2!H32","v":11635},{"$f":"Sheet2!I32","v":13361},{"$f":"Sheet2!J32","v":0},{"$f":"Sheet2!K32","v":29303},{"$f":"Sheet2!L32","v":88642},{"$f":"Sheet2!M32","v":15468},{"$f":"Sheet2!N32","v":0},{"$f":"Sheet2!O32","v":109070},{"$f":"Sheet2!P32","v":965349}]
[null,"OCCIDENTAL INSURANCE COMPANY ",{"$f":"Sheet2!B33","v":0},{"$f":"Sheet2!C33","v":72224},{"$f":"Sheet2!D33","v":15497},{"$f":"Sheet2!E33","v":226663},{"$f":"Sheet2!F33","v":7364},{"$f":"Sheet2!G33","v":106570},{"$f":"Sheet2!H33","v":11851},{"$f":"Sheet2!I33","v":22211},{"$f":"Sheet2!J33","v":0},{"$f":"Sheet2!K33","v":27938},{"$f":"Sheet2!L33","v":81521},{"$f":"Sheet2!M33","v":4008},{"$f":"Sheet2!N33","v":0},{"$f":"Sheet2!O33","v":35088},{"$f":"Sheet2!P33","v":610934}]
[null,"PACIS INSURANCE COMPANY ",{"$f":"Sheet2!B34","v":0},{"$f":"Sheet2!C34","v":12151},{"$f":"Sheet2!D34","v":3085},{"$f":"Sheet2!E34","v":62798},{"$f":"Sheet2!F34","v":1114},{"$f":"Sheet2!G34","v":1892},{"$f":"Sheet2!H34","v":13200},{"$f":"Sheet2!I34","v":17758},{"$f":"Sheet2!J34","v":0},{"$f":"Sheet2!K34","v":4666},{"$f":"Sheet2!L34","v":5858},{"$f":"Sheet2!M34","v":3637},{"$f":"Sheet2!N34","v":48606},{"$f":"Sheet2!O34","v":2807},{"$f":"Sheet2!P34","v":177571}]
[null,"PHOENIX OF EAST AFRICA ",{"$f":"Sheet2!B35","v":183624},{"$f":"Sheet2!C35","v":25134},{"$f":"Sheet2!D35","v":2121},{"$f":"Sheet2!E35","v":49446},{"$f":"Sheet2!F35","v":1456},{"$f":"Sheet2!G35","v":3042},{"$f":"Sheet2!H35","v":5270},{"$f":"Sheet2!I35","v":2613},{"$f":"Sheet2!J35","v":0},{"$f":"Sheet2!K35","v":651},{"$f":"Sheet2!L35","v":1717},{"$f":"Sheet2!M35","v":4958},{"$f":"Sheet2!N35","v":0},{"$f":"Sheet2!O35","v":19543},{"$f":"Sheet2!P35","v":299576}]
[null,"RESOLUTION HEALTH INSURANCE ",{"$f":"Sheet2!B36","v":0},{"$f":"Sheet2!C36","v":0},{"$f":"Sheet2!D36","v":0},{"$f":"Sheet2!E36","v":0},{"$f":"Sheet2!F36","v":0},{"$f":"Sheet2!G36","v":563},{"$f":"Sheet2!H36","v":2326},{"$f":"Sheet2!I36","v":0},{"$f":"Sheet2!J36","v":0},{"$f":"Sheet2!K36","v":11267},{"$f":"Sheet2!L36","v":2975},{"$f":"Sheet2!M36","v":13776},{"$f":"Sheet2!N36","v":1699427},{"$f":"Sheet2!O36","v":0},{"$f":"Sheet2!P36","v":1730334}]
[null,"SAHAM ASSURANCE",{"$f":"Sheet2!B37","v":0},{"$f":"Sheet2!C37","v":26549},{"$f":"Sheet2!D37","v":3858},{"$f":"Sheet2!E37","v":142866},{"$f":"Sheet2!F37","v":8292},{"$f":"Sheet2!G37","v":4410},{"$f":"Sheet2!H37","v":3939},{"$f":"Sheet2!I37","v":5389},{"$f":"Sheet2!J37","v":0},{"$f":"Sheet2!K37","v":49681},{"$f":"Sheet2!L37","v":15807},{"$f":"Sheet2!M37","v":0},{"$f":"Sheet2!N37","v":117402},{"$f":"Sheet2!O37","v":300040},{"$f":"Sheet2!P37","v":678233}]
[null,"TAKAFUL INSURANCE OF AFRICA",{"$f":"Sheet2!B38","v":0},{"$f":"Sheet2!C38","v":2082},{"$f":"Sheet2!D38","v":1535},{"$f":"Sheet2!E38","v":4497},{"$f":"Sheet2!F38","v":849},{"$f":"Sheet2!G38","v":1470},{"$f":"Sheet2!H38","v":26633},{"$f":"Sheet2!I38","v":42560},{"$f":"Sheet2!J38","v":0},{"$f":"Sheet2!K38","v":650},{"$f":"Sheet2!L38","v":8137},{"$f":"Sheet2!M38","v":6456},{"$f":"Sheet2!N38","v":2334},{"$f":"Sheet2!O38","v":2697},{"$f":"Sheet2!P38","v":99900}]
[null,"TAUSI ASSURANCE COMPANY",{"$f":"Sheet2!B39","v":0},{"$f":"Sheet2!C39","v":28102},{"$f":"Sheet2!D39","v":16360},{"$f":"Sheet2!E39","v":153211},{"$f":"Sheet2!F39","v":2933},{"$f":"Sheet2!G39","v":43333},{"$f":"Sheet2!H39","v":3363},{"$f":"Sheet2!I39","v":4342},{"$f":"Sheet2!J39","v":0},{"$f":"Sheet2!K39","v":6601},{"$f":"Sheet2!L39","v":50181},{"$f":"Sheet2!M39","v":3484},{"$f":"Sheet2!N39","v":0},{"$f":"Sheet2!O39","v":6093},{"$f":"Sheet2!P39","v":318003}]
[null,"THE KENYAN ALLIANCE INSURANCE ",{"$f":"Sheet2!B40","v":0},{"$f":"Sheet2!C40","v":28376},{"$f":"Sheet2!D40","v":1666},{"$f":"Sheet2!E40","v":52057},{"$f":"Sheet2!F40","v":10},{"$f":"Sheet2!G40","v":3939},{"$f":"Sheet2!H40","v":51530},{"$f":"Sheet2!I40","v":6802},{"$f":"Sheet2!J40","v":0},{"$f":"Sheet2!K40","v":3598},{"$f":"Sheet2!L40","v":1648},{"$f":"Sheet2!M40","v":329},{"$f":"Sheet2!N40","v":0},{"$f":"Sheet2!O40","v":20},{"$f":"Sheet2!P40","v":149975}]
[null,"THE MONARCH INSURANCE ",{"$f":"Sheet2!B41","v":0},{"$f":"Sheet2!C41","v":22818},{"$f":"Sheet2!D41","v":2371},{"$f":"Sheet2!E41","v":17351},{"$f":"Sheet2!F41","v":923},{"$f":"Sheet2!G41","v":-2011},{"$f":"Sheet2!H41","v":3692},{"$f":"Sheet2!I41","v":3230},{"$f":"Sheet2!J41","v":0},{"$f":"Sheet2!K41","v":13561},{"$f":"Sheet2!L41","v":2836},{"$f":"Sheet2!M41","v":1384},{"$f":"Sheet2!N41","v":0},{"$f":"Sheet2!O41","v":7455},{"$f":"Sheet2!P41","v":73611}]
[null,"TRIDENT INSURANCE COMPANY ",{"$f":"Sheet2!B43","v":17462},{"$f":"Sheet2!C43","v":139605},{"$f":"Sheet2!D43","v":2149},{"$f":"Sheet2!E43","v":169519},{"$f":"Sheet2!F43","v":-1442},{"$f":"Sheet2!G43","v":42901},{"$f":"Sheet2!H43","v":1546},{"$f":"Sheet2!I43","v":57221},{"$f":"Sheet2!J43","v":163},{"$f":"Sheet2!K43","v":3600},{"$f":"Sheet2!L43","v":32302},{"$f":"Sheet2!M43","v":5880},{"$f":"Sheet2!N43","v":40828},{"$f":"Sheet2!O43","v":15436},{"$f":"Sheet2!P43","v":527169}]
[null,"UAP INSURANCE COMPANY",{"$f":"Sheet2!B44","v":0},{"$f":"Sheet2!C44","v":405609},{"$f":"Sheet2!D44","v":20456},{"$f":"Sheet2!E44","v":523099},{"$f":"Sheet2!F44","v":58650},{"$f":"Sheet2!G44","v":70774},{"$f":"Sheet2!H44","v":19567},{"$f":"Sheet2!I44","v":17162},{"$f":"Sheet2!J44","v":0},{"$f":"Sheet2!K44","v":36704},{"$f":"Sheet2!L44","v":181366},{"$f":"Sheet2!M44","v":4241},{"$f":"Sheet2!N44","v":38994},{"$f":"Sheet2!O44","v":118823},{"$f":"Sheet2!P44","v":1495444}]
[null,"XPLICO INSURANCE COMPANY",{"$f":"Sheet2!B45","v":1592},{"$f":"Sheet2!C45","v":6355},{"$f":"Sheet2!D45","v":328},{"$f":"Sheet2!E45","v":3223},{"$f":"Sheet2!F45","v":13},{"$f":"Sheet2!G45","v":3600},{"$f":"Sheet2!H45","v":6653},{"$f":"Sheet2!I45","v":8226},{"$f":"Sheet2!J45","v":0},{"$f":"Sheet2!K45","v":3431},{"$f":"Sheet2!L45","v":169},{"$f":"Sheet2!M45","v":11565},{"$f":"Sheet2!N45","v":1497},{"$f":"Sheet2!O45","v":16199},{"$f":"Sheet2!P45","v":62852}]
[null,"TOTAL",{"$f":"SUM(C5:C40)","v":1513491},3207632,306942,7755493,996323,1274981,478872,615919,120997,1053161,1402810,260287,8629562,1461229,29077704]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"Sheet2!B12","v":2727},{"$f":"Sheet2!C12","v":16029},{"$f":"Sheet2!D12","v":0},{"$f":"Sheet2!E12","v":69662},{"$f":"Sheet2!F12","v":759},{"$f":"Sheet2!G12","v":6933},{"$f":"Sheet2!H12","v":0},{"$f":"Sheet2!I12","v":5740},{"$f":"Sheet2!J12","v":0},{"$f":"Sheet2!K12","v":1181},{"$f":"Sheet2!L12","v":43},{"$f":"Sheet2!M12","v":159},{"$f":"Sheet2!N12","v":0},{"$f":"Sheet2!O12","v":32789},{"$f":"Sheet2!P12","v":136021}]
[null,"EAST AFRICA REINSURANCE ",{"$f":"Sheet2!B15","v":0},{"$f":"Sheet2!C15","v":781},{"$f":"Sheet2!D15","v":0},{"$f":"Sheet2!E15","v":95911},{"$f":"Sheet2!F15","v":0},{"$f":"Sheet2!G15","v":11588},{"$f":"Sheet2!H15","v":0},{"$f":"Sheet2!I15","v":617},{"$f":"Sheet2!J15","v":0},{"$f":"Sheet2!K15","v":0},{"$f":"Sheet2!L15","v":0},{"$f":"Sheet2!M15","v":0},{"$f":"Sheet2!N15","v":0},{"$f":"Sheet2!O15","v":5143},{"$f":"Sheet2!P15","v":114040}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"Sheet2!B30","v":0},{"$f":"Sheet2!C30","v":0},{"$f":"Sheet2!D30","v":0},{"$f":"Sheet2!E30","v":308935},{"$f":"Sheet2!F30","v":0},{"$f":"Sheet2!G30","v":0},{"$f":"Sheet2!H30","v":0},{"$f":"Sheet2!I30","v":0},{"$f":"Sheet2!J30","v":0},{"$f":"Sheet2!K30","v":0},{"$f":"Sheet2!L30","v":0},{"$f":"Sheet2!M30","v":0},{"$f":"Sheet2!N30","v":0},{"$f":"Sheet2!O30","v":68796},{"$f":"Sheet2!P30","v":377730}]
[null,"TOTAL",{"$f":"SUM(C43:C45)","v":2727},{"$f":"SUM(D43:D45)","v":16810},0,474508,759,18521,0,6357,0,1181,43,159,0,106728,627791]
[null,"GRAND TOTAL",{"$f":"C46+C41","v":1516218},{"$f":"D46+D41","v":3224442},306942,8230001,997082,1293502,478872,622276,120997,1054342,1402853,260446,8629562,1567957,29705495]
[null,"Amounts in Thousand Shillings"]

{"sheet":"Sheet2","index":39,"n_rows":46,"n_cols":16,"rows_kept":46,"cut":false,"hidden":true,"merged":[[46,0,46,15]]}
["Summary of Profit and Loss Account ","Amounts in KES 000'"]
["Company","Profit Transferred from Revenue ","Investment Income\r\n","Other Income","Total Income","Loss Transferred From Revenue","Management Expenses","Total Outgo\r\n","Profit /(Loss) Before Taxation","Provision For Taxation","Profit/(Loss) After Taxation","Unappropriated Profit / (Loss) BF","Transfers To Reserves","Other Appropriations","Dividend","Unappropriation Profit /(Loss) CF"]
["AAR INSURANCE KENYA LIMITED",0,0,730,0,0,157,0,0,0,1733,84,3165,451346,754,457969]
["AFRICAN MERCHANT ASSURANCE COMPANY LIMITED",0,215110,9127,183751,10609,7365,22318,0,26402,184456,21698,862,0,1653,683353]
["AIG INSURANCE COMPANY LIMITED",129579,0,0,730240,256736,51956,16303,17497,0,13974,330838,-417,0,-155,1546552]
["ALLIANZ INSURANCE COMPANY OF KENYA LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["APA INSURANCE COMPANY LIMITED",83262,140958,15375,517044,100932,82238,19707,36406,0,1311,32208,7637,1159920,52249,2249247]
["BRITAM GENERAL INSURANCE COMPANY (K) LTD",0,144788,12930,344729,67213,211439,17923,31582,0,191928,7423,41597,6517,17463,1095534]
["BRITISH AMERICAN INSURANCE COMPANY LIMITED-GENERAL",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["CANNON ASSURANCE COMPANY LIMITED-GENERAL",0,89782,4161,61941,7153,7228,11248,10952,0,32249,5729,2313,0,42383,275139]
["CIC GENERAL INSURANCE COMPANY LIMITED",0,350681,4387,312098,75957,19176,26327,33588,0,51335,30467,15921,185024,120931,1225892]
["CONTINENTAL REINSURANCE PLC-GENERAL",2727,16029,0,69662,759,6933,0,5740,0,1181,43,159,0,32789,136021]
["CORPORATE INSURANCE COMPANY LIMITED-GENERAL",0,14895,3263,34653,1710,552,1710,11244,0,0,0,1710,0,4969,74706]
["DIRECTLINE ASSURANCE COMPANY LTD",0,0,0,0,0,0,0,0,54821,0,0,0,0,0,54821]
["EAST AFRICAN REINSURANCE COMPANY LIMITED-GENERAL",0,781,0,95911,0,11588,0,617,0,0,0,0,0,5143,114040]
["FIDELITY SHIELD INSURANCE COMPANY LIMITED",280,55034,12235,217116,771,36169,16503,27435,495,21018,38598,5182,0,26656,457492]
["FIRST ASSURANCE COMPANY LIMITED-GENERAL",10920,236301,12883,297559,25845,51428,11706,18617,0,22843,39985,4025,612198,100209,1444518]
["GA INSURANCE LIMITED",23066,213454,16307,654047,8436,160629,32082,44504,0,19293,29380,45872,732196,84619,2063886]
["GATEWAY INSURANCE COMPANY LIMITED",0,12300,1093,12928,3852,1560,6661,3644,3786,6727,30712,0,39511,5092,127866]
["GEMINIA INSURANCE COMPANY LIMITED-GENERAL",0,86525,9362,194710,4382,62995,8899,10947,0,24357,56980,3827,0,10766,473751]
["GHANA REINSURANCE COMPANY LIMITED-GENERAL",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["HERITAGE INSURANCE COMPANY LIMITED",0,162641,29476,394119,62135,11840,19495,33459,580,38651,4223,25002,1179387,205547,2166554]
["ICEA LION GENERAL INSURANCE COMPANY LTD",1028176,132528,35763,697822,120595,115415,29163,21421,0,78609,8277,11394,17550,44624,2341336]
["INTRA-AFRICA ASSURANCE COMPANY LIMITED",0,27817,6803,53786,140,14661,4199,5522,0,5470,21700,3219,0,32055,175371]
["INVESCO ASSURANCE COMPANY LIMITED",0,42,3280,470,11,899,11978,0,34750,355,70,425,0,8,52288]
["IRA ERS GENERAL",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["JUBILEE INSURANCE COMPANY LIMITED-GENERAL",27444,133520,13268,570227,118001,67564,24961,18645,0,103556,9661,0,2289485,27615,3403949]
["KENINDIA ASSURANCE COMPANY LIMITED-GENERAL",0,168109,14495,588105,17134,42206,9588,23049,0,56533,185095,4485,4597,17008,1130405]
["KENYA ORIENT INSURANCE COMPANY LIMITED",0,18225,6375,41170,6644,1910,21373,18759,0,2288,76488,7562,0,16098,216892]
["KENYA REINSURANCE CORPORATION-GENERAL",0,0,0,308935,0,0,0,0,0,0,0,0,0,68796,377730]
["MADISON INSURANCE COMPANY LIMITED-GENERAL",0,35791,1023,35032,13739,6016,5523,47773,0,4824,35,1320,2743,17414,171232]
["MAYFAIR INSURANCE COMPANY LIMITED",8086,200126,25180,409216,14166,41095,11635,13361,0,29303,88642,15468,0,109070,965349]
["OCCIDENTAL INSURANCE COMPANY LIMITED",0,72224,15497,226663,7364,106570,11851,22211,0,27938,81521,4008,0,35088,610934]
["PACIS INSURANCE COMPANY LIMITED",0,12151,3085,62798,1114,1892,13200,17758,0,4666,5858,3637,48606,2807,177571]
["PHOENIX OF EAST AFRICA INSURANCE COMPANY LIMITED",183624,25134,2121,49446,1456,3042,5270,2613,0,651,1717,4958,0,19543,299576]
["RESOLUTION INSURANCE COMPANY LIMITED",0,0,0,0,0,563,2326,0,0,11267,2975,13776,1699427,0,1730334]
["SAHAM INSURANCE COMPANY LIMITED-GENERAL",0,26549,3858,142866,8292,4410,3939,5389,0,49681,15807,0,117402,300040,678233]
["TAKAFUL INSURANCE OF AFRICA LIMITED-GENERAL",0,2082,1535,4497,849,1470,26633,42560,0,650,8137,6456,2334,2697,99900]
["TAUSI ASSURANCE COMPANY LIMITED",0,28102,16360,153211,2933,43333,3363,4342,0,6601,50181,3484,0,6093,318003]
["THE KENYAN ALLIANCE INSURANCE COMPANY LIMITED-GENERAL",0,28376,1666,52057,10,3939,51530,6802,0,3598,1648,329,0,20,149975]
["THE MONARCH INSURANCE COMPANY LIMITED-GENERAL",0,22818,2371,17351,923,-2011,3692,3230,0,13561,2836,1384,0,7455,73611]
["TRANSCO-OP INSURANCE LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
["TRIDENT INSURANCE COMPANY LIMITED",17462,139605,2149,169519,-1442,42901,1546,57221,163,3600,32302,5880,40828,15436,527169]
["UAP INSURANCE COMPANY LIMITED",0,405609,20456,523099,58650,70774,19567,17162,0,36704,181366,4241,38994,118823,1495444]
["XPLICO INSURANCE COMPANY LIMITED",1592,6355,328,3223,13,3600,6653,8226,0,3431,169,11565,1497,16199,62852]
["Total\r\n",1516219,3224442,306942,8230000,997082,1293502,478872,622278,120996,1054343,1402852,260449,8629561,1567957,29705496]

{"sheet":"APPENDIX 21","index":40,"n_rows":56,"n_cols":17,"rows_kept":56,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 21: SUMMARY OF GROSS PREMIUM INCOMES UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",{"$f":"'APPENDIX 19'!C6+'APPENDIX 20'!C6","v":0},{"$f":"'APPENDIX 19'!D6+'APPENDIX 20'!D6","v":1643},{"$f":"'APPENDIX 19'!E6+'APPENDIX 20'!E6","v":1418},{"$f":"'APPENDIX 19'!F6+'APPENDIX 20'!F6","v":11023},{"$f":"'APPENDIX 19'!G6+'APPENDIX 20'!G6","v":18587},{"$f":"'APPENDIX 19'!H6+'APPENDIX 20'!H6","v":1001},{"$f":"'APPENDIX 19'!I6+'APPENDIX 20'!I6","v":0},{"$f":"'APPENDIX 19'!J6+'APPENDIX 20'!J6","v":0},{"$f":"'APPENDIX 19'!K6+'APPENDIX 20'!K6","v":0},{"$f":"'APPENDIX 19'!L6+'APPENDIX 20'!L6","v":16590},{"$f":"'APPENDIX 19'!M6+'APPENDIX 20'!M6","v":8539},{"$f":"'APPENDIX 19'!N6+'APPENDIX 20'!N6","v":66914},{"$f":"'APPENDIX 19'!O6+'APPENDIX 20'!O6","v":7078347},{"$f":"'APPENDIX 19'!P6+'APPENDIX 20'!P6","v":39490},{"$f":"'APPENDIX 19'!Q6+'APPENDIX 20'!Q6","v":7243553}]
[null,"AFRICAN MERCHANT ASSURANCE ",{"$f":"'APPENDIX 19'!C7+'APPENDIX 20'!C7","v":0},{"$f":"'APPENDIX 19'!D7+'APPENDIX 20'!D7","v":22524},{"$f":"'APPENDIX 19'!E7+'APPENDIX 20'!E7","v":671},{"$f":"'APPENDIX 19'!F7+'APPENDIX 20'!F7","v":3032},{"$f":"'APPENDIX 19'!G7+'APPENDIX 20'!G7","v":8004},{"$f":"'APPENDIX 19'!H7+'APPENDIX 20'!H7","v":1743},{"$f":"'APPENDIX 19'!I7+'APPENDIX 20'!I7","v":328388},{"$f":"'APPENDIX 19'!J7+'APPENDIX 20'!J7","v":227005},{"$f":"'APPENDIX 19'!K7+'APPENDIX 20'!K7","v":393216},{"$f":"'APPENDIX 19'!L7+'APPENDIX 20'!L7","v":4513},{"$f":"'APPENDIX 19'!M7+'APPENDIX 20'!M7","v":3226},{"$f":"'APPENDIX 19'!N7+'APPENDIX 20'!N7","v":10054},{"$f":"'APPENDIX 19'!O7+'APPENDIX 20'!O7","v":0},{"$f":"'APPENDIX 19'!P7+'APPENDIX 20'!P7","v":33621},{"$f":"'APPENDIX 19'!Q7+'APPENDIX 20'!Q7","v":1035997}]
[null,"AIG INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C8+'APPENDIX 20'!C8","v":0},{"$f":"'APPENDIX 19'!D8+'APPENDIX 20'!D8","v":55752},{"$f":"'APPENDIX 19'!E8+'APPENDIX 20'!E8","v":104158},{"$f":"'APPENDIX 19'!F8+'APPENDIX 20'!F8","v":549053},{"$f":"'APPENDIX 19'!G8+'APPENDIX 20'!G8","v":957173},{"$f":"'APPENDIX 19'!H8+'APPENDIX 20'!H8","v":26245},{"$f":"'APPENDIX 19'!I8+'APPENDIX 20'!I8","v":880357},{"$f":"'APPENDIX 19'!J8+'APPENDIX 20'!J8","v":130189},{"$f":"'APPENDIX 19'!K8+'APPENDIX 20'!K8","v":0},{"$f":"'APPENDIX 19'!L8+'APPENDIX 20'!L8","v":226282},{"$f":"'APPENDIX 19'!M8+'APPENDIX 20'!M8","v":436837},{"$f":"'APPENDIX 19'!N8+'APPENDIX 20'!N8","v":253949},{"$f":"'APPENDIX 19'!O8+'APPENDIX 20'!O8","v":0},{"$f":"'APPENDIX 19'!P8+'APPENDIX 20'!P8","v":0},{"$f":"'APPENDIX 19'!Q8+'APPENDIX 20'!Q8","v":3619996}]
[null,"APA INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C9+'APPENDIX 20'!C9","v":387711},{"$f":"'APPENDIX 19'!D9+'APPENDIX 20'!D9","v":208046},{"$f":"'APPENDIX 19'!E9+'APPENDIX 20'!E9","v":105023},{"$f":"'APPENDIX 19'!F9+'APPENDIX 20'!F9","v":1460597},{"$f":"'APPENDIX 19'!G9+'APPENDIX 20'!G9","v":233605},{"$f":"'APPENDIX 19'!H9+'APPENDIX 20'!H9","v":306108},{"$f":"'APPENDIX 19'!I9+'APPENDIX 20'!I9","v":2232322},{"$f":"'APPENDIX 19'!J9+'APPENDIX 20'!J9","v":1752647},{"$f":"'APPENDIX 19'!K9+'APPENDIX 20'!K9","v":0},{"$f":"'APPENDIX 19'!L9+'APPENDIX 20'!L9","v":434724},{"$f":"'APPENDIX 19'!M9+'APPENDIX 20'!M9","v":259116},{"$f":"'APPENDIX 19'!N9+'APPENDIX 20'!N9","v":1079351},{"$f":"'APPENDIX 19'!O9+'APPENDIX 20'!O9","v":6049650},{"$f":"'APPENDIX 19'!P9+'APPENDIX 20'!P9","v":145947},{"$f":"'APPENDIX 19'!Q9+'APPENDIX 20'!Q9","v":14654848}]
[null,"BRITAM GENERAL INSURANCE",{"$f":"'APPENDIX 19'!C10+'APPENDIX 20'!C10","v":0},{"$f":"'APPENDIX 19'!D10+'APPENDIX 20'!D10","v":489073},{"$f":"'APPENDIX 19'!E10+'APPENDIX 20'!E10","v":122130},{"$f":"'APPENDIX 19'!F10+'APPENDIX 20'!F10","v":1309365},{"$f":"'APPENDIX 19'!G10+'APPENDIX 20'!G10","v":232756},{"$f":"'APPENDIX 19'!H10+'APPENDIX 20'!H10","v":618122},{"$f":"'APPENDIX 19'!I10+'APPENDIX 20'!I10","v":1410895},{"$f":"'APPENDIX 19'!J10+'APPENDIX 20'!J10","v":888977},{"$f":"'APPENDIX 19'!K10+'APPENDIX 20'!K10","v":0},{"$f":"'APPENDIX 19'!L10+'APPENDIX 20'!L10","v":232258},{"$f":"'APPENDIX 19'!M10+'APPENDIX 20'!M10","v":283326},{"$f":"'APPENDIX 19'!N10+'APPENDIX 20'!N10","v":919840},{"$f":"'APPENDIX 19'!O10+'APPENDIX 20'!O10","v":3137228},{"$f":"'APPENDIX 19'!P10+'APPENDIX 20'!P10","v":1206692},{"$f":"'APPENDIX 19'!Q10+'APPENDIX 20'!Q10","v":10850663}]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",{"$f":"'APPENDIX 19'!C11+'APPENDIX 20'!C11","v":0},{"$f":"'APPENDIX 19'!D11+'APPENDIX 20'!D11","v":231203},{"$f":"'APPENDIX 19'!E11+'APPENDIX 20'!E11","v":13918},{"$f":"'APPENDIX 19'!F11+'APPENDIX 20'!F11","v":148894},{"$f":"'APPENDIX 19'!G11+'APPENDIX 20'!G11","v":20014},{"$f":"'APPENDIX 19'!H11+'APPENDIX 20'!H11","v":17831},{"$f":"'APPENDIX 19'!I11+'APPENDIX 20'!I11","v":564350},{"$f":"'APPENDIX 19'!J11+'APPENDIX 20'!J11","v":192840},{"$f":"'APPENDIX 19'!K11+'APPENDIX 20'!K11","v":0},{"$f":"'APPENDIX 19'!L11+'APPENDIX 20'!L11","v":26708},{"$f":"'APPENDIX 19'!M11+'APPENDIX 20'!M11","v":24722},{"$f":"'APPENDIX 19'!N11+'APPENDIX 20'!N11","v":80855},{"$f":"'APPENDIX 19'!O11+'APPENDIX 20'!O11","v":0},{"$f":"'APPENDIX 19'!P11+'APPENDIX 20'!P11","v":20800},{"$f":"'APPENDIX 19'!Q11+'APPENDIX 20'!Q11","v":1342135}]
[null,"CIC GENERAL INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C12+'APPENDIX 20'!C12","v":0},{"$f":"'APPENDIX 19'!D12+'APPENDIX 20'!D12","v":235099},{"$f":"'APPENDIX 19'!E12+'APPENDIX 20'!E12","v":95213},{"$f":"'APPENDIX 19'!F12+'APPENDIX 20'!F12","v":960932},{"$f":"'APPENDIX 19'!G12+'APPENDIX 20'!G12","v":95701},{"$f":"'APPENDIX 19'!H12+'APPENDIX 20'!H12","v":94160},{"$f":"'APPENDIX 19'!I12+'APPENDIX 20'!I12","v":2528472},{"$f":"'APPENDIX 19'!J12+'APPENDIX 20'!J12","v":1831226},{"$f":"'APPENDIX 19'!K12+'APPENDIX 20'!K12","v":0},{"$f":"'APPENDIX 19'!L12+'APPENDIX 20'!L12","v":209231},{"$f":"'APPENDIX 19'!M12+'APPENDIX 20'!M12","v":594002},{"$f":"'APPENDIX 19'!N12+'APPENDIX 20'!N12","v":1163802},{"$f":"'APPENDIX 19'!O12+'APPENDIX 20'!O12","v":5858412},{"$f":"'APPENDIX 19'!P12+'APPENDIX 20'!P12","v":194131},{"$f":"'APPENDIX 19'!Q12+'APPENDIX 20'!Q12","v":13860381}]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C13+'APPENDIX 20'!C13","v":0},{"$f":"'APPENDIX 19'!D13+'APPENDIX 20'!D13","v":38798},{"$f":"'APPENDIX 19'!E13+'APPENDIX 20'!E13","v":6017},{"$f":"'APPENDIX 19'!F13+'APPENDIX 20'!F13","v":66603},{"$f":"'APPENDIX 19'!G13+'APPENDIX 20'!G13","v":6028},{"$f":"'APPENDIX 19'!H13+'APPENDIX 20'!H13","v":48005},{"$f":"'APPENDIX 19'!I13+'APPENDIX 20'!I13","v":108412},{"$f":"'APPENDIX 19'!J13+'APPENDIX 20'!J13","v":25620},{"$f":"'APPENDIX 19'!K13+'APPENDIX 20'!K13","v":0},{"$f":"'APPENDIX 19'!L13+'APPENDIX 20'!L13","v":11943},{"$f":"'APPENDIX 19'!M13+'APPENDIX 20'!M13","v":11035},{"$f":"'APPENDIX 19'!N13+'APPENDIX 20'!N13","v":34375},{"$f":"'APPENDIX 19'!O13+'APPENDIX 20'!O13","v":0},{"$f":"'APPENDIX 19'!P13+'APPENDIX 20'!P13","v":11071},{"$f":"'APPENDIX 19'!Q13+'APPENDIX 20'!Q13","v":367905}]
[null,"DIRECTLINE ASSURANCE COMPANY",{"$f":"'APPENDIX 19'!C14+'APPENDIX 20'!C14","v":0},{"$f":"'APPENDIX 19'!D14+'APPENDIX 20'!D14","v":0},{"$f":"'APPENDIX 19'!E14+'APPENDIX 20'!E14","v":1023},{"$f":"'APPENDIX 19'!F14+'APPENDIX 20'!F14","v":8151},{"$f":"'APPENDIX 19'!G14+'APPENDIX 20'!G14","v":3922},{"$f":"'APPENDIX 19'!H14+'APPENDIX 20'!H14","v":269},{"$f":"'APPENDIX 19'!I14+'APPENDIX 20'!I14","v":639908},{"$f":"'APPENDIX 19'!J14+'APPENDIX 20'!J14","v":284132},{"$f":"'APPENDIX 19'!K14+'APPENDIX 20'!K14","v":3306751},{"$f":"'APPENDIX 19'!L14+'APPENDIX 20'!L14","v":1700},{"$f":"'APPENDIX 19'!M14+'APPENDIX 20'!M14","v":1897},{"$f":"'APPENDIX 19'!N14+'APPENDIX 20'!N14","v":6270},{"$f":"'APPENDIX 19'!O14+'APPENDIX 20'!O14","v":0},{"$f":"'APPENDIX 19'!P14+'APPENDIX 20'!P14","v":14877},{"$f":"'APPENDIX 19'!Q14+'APPENDIX 20'!Q14","v":4268899}]
[null,"FIDELITY SHIELD INSURANCE  ",{"$f":"'APPENDIX 19'!C15+'APPENDIX 20'!C15","v":467284},{"$f":"'APPENDIX 19'!D15+'APPENDIX 20'!D15","v":101344},{"$f":"'APPENDIX 19'!E15+'APPENDIX 20'!E15","v":27525},{"$f":"'APPENDIX 19'!F15+'APPENDIX 20'!F15","v":165345},{"$f":"'APPENDIX 19'!G15+'APPENDIX 20'!G15","v":41965},{"$f":"'APPENDIX 19'!H15+'APPENDIX 20'!H15","v":165196},{"$f":"'APPENDIX 19'!I15+'APPENDIX 20'!I15","v":1071989},{"$f":"'APPENDIX 19'!J15+'APPENDIX 20'!J15","v":509988},{"$f":"'APPENDIX 19'!K15+'APPENDIX 20'!K15","v":29744},{"$f":"'APPENDIX 19'!L15+'APPENDIX 20'!L15","v":16098},{"$f":"'APPENDIX 19'!M15+'APPENDIX 20'!M15","v":54671},{"$f":"'APPENDIX 19'!N15+'APPENDIX 20'!N15","v":421514},{"$f":"'APPENDIX 19'!O15+'APPENDIX 20'!O15","v":0},{"$f":"'APPENDIX 19'!P15+'APPENDIX 20'!P15","v":22159},{"$f":"'APPENDIX 19'!Q15+'APPENDIX 20'!Q15","v":3094819}]
[null,"FIRST ASSURANCE COMPANY",{"$f":"'APPENDIX 19'!C16+'APPENDIX 20'!C16","v":0},{"$f":"'APPENDIX 19'!D16+'APPENDIX 20'!D16","v":126871},{"$f":"'APPENDIX 19'!E16+'APPENDIX 20'!E16","v":64129},{"$f":"'APPENDIX 19'!F16+'APPENDIX 20'!F16","v":425309},{"$f":"'APPENDIX 19'!G16+'APPENDIX 20'!G16","v":51832},{"$f":"'APPENDIX 19'!H16+'APPENDIX 20'!H16","v":72345},{"$f":"'APPENDIX 19'!I16+'APPENDIX 20'!I16","v":940698},{"$f":"'APPENDIX 19'!J16+'APPENDIX 20'!J16","v":957409},{"$f":"'APPENDIX 19'!K16+'APPENDIX 20'!K16","v":0},{"$f":"'APPENDIX 19'!L16+'APPENDIX 20'!L16","v":153359},{"$f":"'APPENDIX 19'!M16+'APPENDIX 20'!M16","v":245085},{"$f":"'APPENDIX 19'!N16+'APPENDIX 20'!N16","v":79728},{"$f":"'APPENDIX 19'!O16+'APPENDIX 20'!O16","v":2306358},{"$f":"'APPENDIX 19'!P16+'APPENDIX 20'!P16","v":84361},{"$f":"'APPENDIX 19'!Q16+'APPENDIX 20'!Q16","v":5507485}]
[null,"GA INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C17+'APPENDIX 20'!C17","v":764935},{"$f":"'APPENDIX 19'!D17+'APPENDIX 20'!D17","v":521988},{"$f":"'APPENDIX 19'!E17+'APPENDIX 20'!E17","v":152729},{"$f":"'APPENDIX 19'!F17+'APPENDIX 20'!F17","v":2505926},{"$f":"'APPENDIX 19'!G17+'APPENDIX 20'!G17","v":240907},{"$f":"'APPENDIX 19'!H17+'APPENDIX 20'!H17","v":611525},{"$f":"'APPENDIX 19'!I17+'APPENDIX 20'!I17","v":1371464},{"$f":"'APPENDIX 19'!J17+'APPENDIX 20'!J17","v":1188579},{"$f":"'APPENDIX 19'!K17+'APPENDIX 20'!K17","v":440764},{"$f":"'APPENDIX 19'!L17+'APPENDIX 20'!L17","v":123142},{"$f":"'APPENDIX 19'!M17+'APPENDIX 20'!M17","v":446595},{"$f":"'APPENDIX 19'!N17+'APPENDIX 20'!N17","v":1646400},{"$f":"'APPENDIX 19'!O17+'APPENDIX 20'!O17","v":3571432},{"$f":"'APPENDIX 19'!P17+'APPENDIX 20'!P17","v":333115},{"$f":"'APPENDIX 19'!Q17+'APPENDIX 20'!Q17","v":13919501}]
[null,"GEMINIA INSURANCE COMPANY ",{"$f":"'APPENDIX 19'!C18+'APPENDIX 20'!C18","v":68874},{"$f":"'APPENDIX 19'!D18+'APPENDIX 20'!D18","v":536327},{"$f":"'APPENDIX 19'!E18+'APPENDIX 20'!E18","v":63856},{"$f":"'APPENDIX 19'!F18+'APPENDIX 20'!F18","v":787369},{"$f":"'APPENDIX 19'!G18+'APPENDIX 20'!G18","v":94562},{"$f":"'APPENDIX 19'!H18+'APPENDIX 20'!H18","v":203005},{"$f":"'APPENDIX 19'!I18+'APPENDIX 20'!I18","v":1415414},{"$f":"'APPENDIX 19'!J18+'APPENDIX 20'!J18","v":1411543},{"$f":"'APPENDIX 19'!K18+'APPENDIX 20'!K18","v":0},{"$f":"'APPENDIX 19'!L18+'APPENDIX 20'!L18","v":70413},{"$f":"'APPENDIX 19'!M18+'APPENDIX 20'!M18","v":198538},{"$f":"'APPENDIX 19'!N18+'APPENDIX 20'!N18","v":734866},{"$f":"'APPENDIX 19'!O18+'APPENDIX 20'!O18","v":0},{"$f":"'APPENDIX 19'!P18+'APPENDIX 20'!P18","v":146836},{"$f":"'APPENDIX 19'!Q18+'APPENDIX 20'!Q18","v":5731604}]
[null,"HEALTHIER (K) MICRO INSURANCE",{"$f":"'APPENDIX 19'!C19+'APPENDIX 20'!C19","v":0},{"$f":"'APPENDIX 19'!D19+'APPENDIX 20'!D19","v":0},{"$f":"'APPENDIX 19'!E19+'APPENDIX 20'!E19","v":0},{"$f":"'APPENDIX 19'!F19+'APPENDIX 20'!F19","v":0},{"$f":"'APPENDIX 19'!G19+'APPENDIX 20'!G19","v":0},{"$f":"'APPENDIX 19'!H19+'APPENDIX 20'!H19","v":0},{"$f":"'APPENDIX 19'!I19+'APPENDIX 20'!I19","v":0},{"$f":"'APPENDIX 19'!J19+'APPENDIX 20'!J19","v":0},{"$f":"'APPENDIX 19'!K19+'APPENDIX 20'!K19","v":0},{"$f":"'APPENDIX 19'!L19+'APPENDIX 20'!L19","v":0},{"$f":"'APPENDIX 19'!M19+'APPENDIX 20'!M19","v":0},{"$f":"'APPENDIX 19'!N19+'APPENDIX 20'!N19","v":0},{"$f":"'APPENDIX 19'!O19+'APPENDIX 20'!O19","v":0},{"$f":"'APPENDIX 19'!P19+'APPENDIX 20'!P19","v":0},{"$f":"'APPENDIX 19'!Q19+'APPENDIX 20'!Q19","v":0}]
[null,"HERITAGE INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C20+'APPENDIX 20'!C20","v":78065},{"$f":"'APPENDIX 19'!D20+'APPENDIX 20'!D20","v":159616},{"$f":"'APPENDIX 19'!E20+'APPENDIX 20'!E20","v":162967},{"$f":"'APPENDIX 19'!F20+'APPENDIX 20'!F20","v":941413},{"$f":"'APPENDIX 19'!G20+'APPENDIX 20'!G20","v":239400},{"$f":"'APPENDIX 19'!H20+'APPENDIX 20'!H20","v":108855},{"$f":"'APPENDIX 19'!I20+'APPENDIX 20'!I20","v":1192728},{"$f":"'APPENDIX 19'!J20+'APPENDIX 20'!J20","v":683161},{"$f":"'APPENDIX 19'!K20+'APPENDIX 20'!K20","v":36227},{"$f":"'APPENDIX 19'!L20+'APPENDIX 20'!L20","v":248136},{"$f":"'APPENDIX 19'!M20+'APPENDIX 20'!M20","v":104369},{"$f":"'APPENDIX 19'!N20+'APPENDIX 20'!N20","v":444232},{"$f":"'APPENDIX 19'!O20+'APPENDIX 20'!O20","v":2289596},{"$f":"'APPENDIX 19'!P20+'APPENDIX 20'!P20","v":359638},{"$f":"'APPENDIX 19'!Q20+'APPENDIX 20'!Q20","v":7048403}]
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[null,"TAKAFUL INSURANCE OF AFRICA",{"$f":"'APPENDIX 19'!C37+'APPENDIX 20'!C37","v":0},{"$f":"'APPENDIX 19'!D37+'APPENDIX 20'!D37","v":21040},{"$f":"'APPENDIX 19'!E37+'APPENDIX 20'!E37","v":7784},{"$f":"'APPENDIX 19'!F37+'APPENDIX 20'!F37","v":55668},{"$f":"'APPENDIX 19'!G37+'APPENDIX 20'!G37","v":28188},{"$f":"'APPENDIX 19'!H37+'APPENDIX 20'!H37","v":21956},{"$f":"'APPENDIX 19'!I37+'APPENDIX 20'!I37","v":303920},{"$f":"'APPENDIX 19'!J37+'APPENDIX 20'!J37","v":393428},{"$f":"'APPENDIX 19'!K37+'APPENDIX 20'!K37","v":0},{"$f":"'APPENDIX 19'!L37+'APPENDIX 20'!L37","v":3813},{"$f":"'APPENDIX 19'!M37+'APPENDIX 20'!M37","v":31587},{"$f":"'APPENDIX 19'!N37+'APPENDIX 20'!N37","v":32487},{"$f":"'APPENDIX 19'!O37+'APPENDIX 20'!O37","v":25697},{"$f":"'APPENDIX 19'!P37+'APPENDIX 20'!P37","v":2705},{"$f":"'APPENDIX 19'!Q37+'APPENDIX 20'!Q37","v":928275}]
[null,"TAUSI ASSURANCE COMPANY",{"$f":"'APPENDIX 19'!C38+'APPENDIX 20'!C38","v":0},{"$f":"'APPENDIX 19'!D38+'APPENDIX 20'!D38","v":96202},{"$f":"'APPENDIX 19'!E38+'APPENDIX 20'!E38","v":74222},{"$f":"'APPENDIX 19'!F38+'APPENDIX 20'!F38","v":446474},{"$f":"'APPENDIX 19'!G38+'APPENDIX 20'!G38","v":31529},{"$f":"'APPENDIX 19'!H38+'APPENDIX 20'!H38","v":241371},{"$f":"'APPENDIX 19'!I38+'APPENDIX 20'!I38","v":213100},{"$f":"'APPENDIX 19'!J38+'APPENDIX 20'!J38","v":155480},{"$f":"'APPENDIX 19'!K38+'APPENDIX 20'!K38","v":0},{"$f":"'APPENDIX 19'!L38+'APPENDIX 20'!L38","v":12678},{"$f":"'APPENDIX 19'!M38+'APPENDIX 20'!M38","v":116469},{"$f":"'APPENDIX 19'!N38+'APPENDIX 20'!N38","v":189686},{"$f":"'APPENDIX 19'!O38+'APPENDIX 20'!O38","v":29080},{"$f":"'APPENDIX 19'!P38+'APPENDIX 20'!P38","v":39580},{"$f":"'APPENDIX 19'!Q38+'APPENDIX 20'!Q38","v":1645872}]
[null,"THE KENYAN ALLIANCE INSURANCE ",{"$f":"'APPENDIX 19'!C39+'APPENDIX 20'!C39","v":0},{"$f":"'APPENDIX 19'!D39+'APPENDIX 20'!D39","v":124470},{"$f":"'APPENDIX 19'!E39+'APPENDIX 20'!E39","v":7494},{"$f":"'APPENDIX 19'!F39+'APPENDIX 20'!F39","v":144182},{"$f":"'APPENDIX 19'!G39+'APPENDIX 20'!G39","v":20795},{"$f":"'APPENDIX 19'!H39+'APPENDIX 20'!H39","v":14659},{"$f":"'APPENDIX 19'!I39+'APPENDIX 20'!I39","v":446419},{"$f":"'APPENDIX 19'!J39+'APPENDIX 20'!J39","v":253920},{"$f":"'APPENDIX 19'!K39+'APPENDIX 20'!K39","v":0},{"$f":"'APPENDIX 19'!L39+'APPENDIX 20'!L39","v":26623},{"$f":"'APPENDIX 19'!M39+'APPENDIX 20'!M39","v":14962},{"$f":"'APPENDIX 19'!N39+'APPENDIX 20'!N39","v":70050},{"$f":"'APPENDIX 19'!O39+'APPENDIX 20'!O39","v":405579},{"$f":"'APPENDIX 19'!P39+'APPENDIX 20'!P39","v":18411},{"$f":"'APPENDIX 19'!Q39+'APPENDIX 20'!Q39","v":1547565}]
[null,"THE MONARCH INSURANCE ",{"$f":"'APPENDIX 19'!C40+'APPENDIX 20'!C40","v":0},{"$f":"'APPENDIX 19'!D40+'APPENDIX 20'!D40","v":0},{"$f":"'APPENDIX 19'!E40+'APPENDIX 20'!E40","v":0},{"$f":"'APPENDIX 19'!F40+'APPENDIX 20'!F40","v":0},{"$f":"'APPENDIX 19'!G40+'APPENDIX 20'!G40","v":0},{"$f":"'APPENDIX 19'!H40+'APPENDIX 20'!H40","v":0},{"$f":"'APPENDIX 19'!I40+'APPENDIX 20'!I40","v":0},{"$f":"'APPENDIX 19'!J40+'APPENDIX 20'!J40","v":0},{"$f":"'APPENDIX 19'!K40+'APPENDIX 20'!K40","v":0},{"$f":"'APPENDIX 19'!L40+'APPENDIX 20'!L40","v":0},{"$f":"'APPENDIX 19'!M40+'APPENDIX 20'!M40","v":0},{"$f":"'APPENDIX 19'!N40+'APPENDIX 20'!N40","v":0},{"$f":"'APPENDIX 19'!O40+'APPENDIX 20'!O40","v":0},{"$f":"'APPENDIX 19'!P40+'APPENDIX 20'!P40","v":0},{"$f":"'APPENDIX 19'!Q40+'APPENDIX 20'!Q40","v":0}]
[null,"TRIDENT INSURANCE COMPANY ",{"$f":"'APPENDIX 19'!C41+'APPENDIX 20'!C41","v":0},{"$f":"'APPENDIX 19'!D41+'APPENDIX 20'!D41","v":3300},{"$f":"'APPENDIX 19'!E41+'APPENDIX 20'!E41","v":639},{"$f":"'APPENDIX 19'!F41+'APPENDIX 20'!F41","v":11767},{"$f":"'APPENDIX 19'!G41+'APPENDIX 20'!G41","v":3473},{"$f":"'APPENDIX 19'!H41+'APPENDIX 20'!H41","v":5609},{"$f":"'APPENDIX 19'!I41+'APPENDIX 20'!I41","v":1224091},{"$f":"'APPENDIX 19'!J41+'APPENDIX 20'!J41","v":322625},{"$f":"'APPENDIX 19'!K41+'APPENDIX 20'!K41","v":248552},{"$f":"'APPENDIX 19'!L41+'APPENDIX 20'!L41","v":12185},{"$f":"'APPENDIX 19'!M41+'APPENDIX 20'!M41","v":4990},{"$f":"'APPENDIX 19'!N41+'APPENDIX 20'!N41","v":6942},{"$f":"'APPENDIX 19'!O41+'APPENDIX 20'!O41","v":306955},{"$f":"'APPENDIX 19'!P41+'APPENDIX 20'!P41","v":1700},{"$f":"'APPENDIX 19'!Q41+'APPENDIX 20'!Q41","v":2152829}]
[null,"XPLICO INSURANCE COMPANY",{"$f":"'APPENDIX 19'!C42+'APPENDIX 20'!C42","v":0},{"$f":"'APPENDIX 19'!D42+'APPENDIX 20'!D42","v":851},{"$f":"'APPENDIX 19'!E42+'APPENDIX 20'!E42","v":12},{"$f":"'APPENDIX 19'!F42+'APPENDIX 20'!F42","v":3},{"$f":"'APPENDIX 19'!G42+'APPENDIX 20'!G42","v":290},{"$f":"'APPENDIX 19'!H42+'APPENDIX 20'!H42","v":11},{"$f":"'APPENDIX 19'!I42+'APPENDIX 20'!I42","v":306228},{"$f":"'APPENDIX 19'!J42+'APPENDIX 20'!J42","v":94760},{"$f":"'APPENDIX 19'!K42+'APPENDIX 20'!K42","v":392662},{"$f":"'APPENDIX 19'!L42+'APPENDIX 20'!L42","v":170},{"$f":"'APPENDIX 19'!M42+'APPENDIX 20'!M42","v":8},{"$f":"'APPENDIX 19'!N42+'APPENDIX 20'!N42","v":705},{"$f":"'APPENDIX 19'!O42+'APPENDIX 20'!O42","v":0},{"$f":"'APPENDIX 19'!P42+'APPENDIX 20'!P42","v":13662},{"$f":"'APPENDIX 19'!Q42+'APPENDIX 20'!Q42","v":809363}]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":3626239},5313850,1817222,17752058,3851968,4238058,27880518,20196123,5939384,2502056,4239538,13221442,54892113,3848964,169319539]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"'APPENDIX 20'!C45","v":65176},{"$f":"'APPENDIX 20'!D45","v":1364660},{"$f":"'APPENDIX 20'!E45","v":255484},{"$f":"'APPENDIX 20'!F45","v":3564336},{"$f":"'APPENDIX 20'!G45","v":377299},{"$f":"'APPENDIX 20'!H45","v":452305},{"$f":"'APPENDIX 20'!I45","v":33555},{"$f":"'APPENDIX 20'!J45","v":131095},{"$f":"'APPENDIX 20'!K45","v":0},{"$f":"'APPENDIX 20'!L45","v":253944},{"$f":"'APPENDIX 20'!M45","v":99354},{"$f":"'APPENDIX 20'!N45","v":67559},{"$f":"'APPENDIX 20'!O45","v":3347732},{"$f":"'APPENDIX 20'!P45","v":1533313},{"$f":"'APPENDIX 20'!Q45","v":11545812}]
[null,"EAST AFRICAN REINSURANCE ",{"$f":"'APPENDIX 20'!C46","v":333},{"$f":"'APPENDIX 20'!D46","v":351082},{"$f":"'APPENDIX 20'!E46","v":0},{"$f":"'APPENDIX 20'!F46","v":1732187},{"$f":"'APPENDIX 20'!G46","v":21299},{"$f":"'APPENDIX 20'!H46","v":209401},{"$f":"'APPENDIX 20'!I46","v":0},{"$f":"'APPENDIX 20'!J46","v":206721},{"$f":"'APPENDIX 20'!K46","v":0},{"$f":"'APPENDIX 20'!L46","v":94534},{"$f":"'APPENDIX 20'!M46","v":0},{"$f":"'APPENDIX 20'!N46","v":0},{"$f":"'APPENDIX 20'!O46","v":697207},{"$f":"'APPENDIX 20'!P46","v":391983},{"$f":"'APPENDIX 20'!Q46","v":3704748}]
[null,"GHANA REINSURANCE COMPANY",{"$f":"'APPENDIX 20'!C47","v":1413},{"$f":"'APPENDIX 20'!D47","v":222186},{"$f":"'APPENDIX 20'!E47","v":128349},{"$f":"'APPENDIX 20'!F47","v":941226},{"$f":"'APPENDIX 20'!G47","v":51206},{"$f":"'APPENDIX 20'!H47","v":108465},{"$f":"'APPENDIX 20'!I47","v":28531},{"$f":"'APPENDIX 20'!J47","v":30908},{"$f":"'APPENDIX 20'!K47","v":0},{"$f":"'APPENDIX 20'!L47","v":-8406},{"$f":"'APPENDIX 20'!M47","v":67573},{"$f":"'APPENDIX 20'!N47","v":8613},{"$f":"'APPENDIX 20'!O47","v":312249},{"$f":"'APPENDIX 20'!P47","v":137348},{"$f":"'APPENDIX 20'!Q47","v":2029662}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"'APPENDIX 20'!C48","v":40863},{"$f":"'APPENDIX 20'!D48","v":2141677},{"$f":"'APPENDIX 20'!E48","v":188984},{"$f":"'APPENDIX 20'!F48","v":4811276},{"$f":"'APPENDIX 20'!G48","v":143104},{"$f":"'APPENDIX 20'!H48","v":1182398},{"$f":"'APPENDIX 20'!I48","v":319359},{"$f":"'APPENDIX 20'!J48","v":848183},{"$f":"'APPENDIX 20'!K48","v":0},{"$f":"'APPENDIX 20'!L48","v":711662},{"$f":"'APPENDIX 20'!M48","v":488461},{"$f":"'APPENDIX 20'!N48","v":-4564},{"$f":"'APPENDIX 20'!O48","v":3055509},{"$f":"'APPENDIX 20'!P48","v":5608576},{"$f":"'APPENDIX 20'!Q48","v":19535488}]
[null,"WAICA REINSURANCE KENYA LIMITED",{"$f":"'APPENDIX 20'!C49","v":26104},{"$f":"'APPENDIX 20'!D49","v":545308},{"$f":"'APPENDIX 20'!E49","v":641},{"$f":"'APPENDIX 20'!F49","v":1538357},{"$f":"'APPENDIX 20'!G49","v":99593},{"$f":"'APPENDIX 20'!H49","v":108330},{"$f":"'APPENDIX 20'!I49","v":51612},{"$f":"'APPENDIX 20'!J49","v":37884},{"$f":"'APPENDIX 20'!K49","v":0},{"$f":"'APPENDIX 20'!L49","v":172892},{"$f":"'APPENDIX 20'!M49","v":60064},{"$f":"'APPENDIX 20'!N49","v":148054},{"$f":"'APPENDIX 20'!O49","v":62148},{"$f":"'APPENDIX 20'!P49","v":410169},{"$f":"'APPENDIX 20'!Q49","v":3261157}]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":133889},{"$f":"SUM(D45:D49)","v":4624913},573458,12587382,692501,2060899,433057,1254791,0,1224626,715452,219662,7474845,8081389,40076867]
[null,"Amounts in Thousand Shillings"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]

{"sheet":"APPENDIX 22","index":41,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 22: SUMMARY OF OUTWARD REINSURANCE PREMIUMS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,1357,1006,8477,0,443,0,0,0,0,0,0,1142122,23560,1176964]
[null,"AFRICAN MERCHANT ASSURANCE ",0,14385,0,1041,0,713,0,0,0,1365,267,1795,0,21995,41561]
[null,"AIG INSURANCE COMPANY",0,55212,78869,426030,728131,25901,661877,104265,0,173678,332882,194183,0,0,2781030]
[null,"APA INSURANCE COMPANY",387360,137617,26243,1074582,151845,133138,41747,40313,0,295325,33446,521043,2583110,-22584,5403184]
[null,"BRITAM GENERAL INSURANCE",0,439143,40898,1046276,130311,402303,30906,34694,0,139322,76910,644084,27114,23535,3035496]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,214039,3321,128991,7817,8976,12452,5432,0,17301,5550,1609,0,13729,419217]
[null,"CIC GENERAL INSURANCE COMPANY",0,139405,25940,748655,24203,52240,108849,86384,0,94585,289170,844347,191391,174247,2779416]
[null,"CORPORATE INSURANCE COMPANY",0,21069,2561,30618,0,2633,5015,5015,0,0,0,0,0,5055,71964]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,105250,0,0,0,0,0,105250]
[null,"FIDELITY SHIELD INSURANCE  ",467275,90755,16075,145187,7086,78018,48095,40949,445,1418,25457,25708,0,15872,962340]
[null,"FIRST ASSURANCE COMPANY",0,102651,23447,318557,8979,18767,37281,38689,0,43512,151172,3190,885331,96740,1728317]
[null,"GA INSURANCE COMPANY",768629,492176,47584,2314628,151283,386004,93621,75002,0,41684,54456,740379,2321355,266245,7753047]
[null,"GEMINIA INSURANCE COMPANY ",67245,493479,16327,632130,13568,67115,4433,1642,0,45714,59336,206859,0,114377,1722225]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",76358,98164,39899,748213,60777,27414,44798,24480,0,81344,3090,91288,1216586,214496,2726908]
[null,"ICEA LION GENERAL INSURANCE",1349691,122753,74055,1111723,186061,100820,66675,21942,0,130128,24194,67255,209166,85143,3549606]
[null,"INTRA-AFRICA ASSURANCE ",0,46307,24261,130948,1509,39897,3773,1509,0,8948,13216,0,0,53598,323967]
[null,"INVESCO ASSURANCE COMPANY ",0,0,71,35,25,45,1,0,13021,210,21,456,0,3,13889]
[null,"JUBILEE GENERAL INSURANCE",0,62590,0,612496,206394,113192,7260,51386,0,737187,35053,30281,0,28250,1884089]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,241071,0,241071]
[null,"KENINDIA ASSURANCE COMPANY ",0,91188,3324,538552,34274,7062,112,14540,0,11666,77522,3569,108283,11956,902047]
[null,"KENYA ORIENT INSURANCE",0,223036,2559,187972,1093,2741,5057,10319,1139,45321,22702,32637,0,125386,659961]
[null,"MADISON INSURANCE COMPANY",0,185049,6761,277204,30099,140507,4945,14205,0,16722,78880,124275,6545,133668,1018859]
[null,"MAYFAIR INSURANCE COMPANY",169469,366158,48652,1457601,65457,116939,5685,23935,0,20218,148188,5620,0,177135,2605057]
[null,"MUA INSURANCE COMPANY",174774,190223,4894,328790,59730,52322,27879,11733,0,25845,45649,89644,47392,7046,1065921]
[null,"OCCIDENTAL INSURANCE COMPANY ",649,135060,18800,330548,11265,101787,18530,15656,0,28634,57280,58378,0,35128,811716]
[null,"OLD MUTUAL GENERAL INSURANCE ",159354,123673,46436,577059,45410,52735,36477,22556,0,37258,93564,777984,76841,59757,2109104]
[null,"PACIS INSURANCE COMPANY",0,9720,5925,103821,444,943,5115,5915,0,2973,0,1523,158338,1124,295843]
[null,"PIONEER INSURANCE COMPANY",-112,21115,2365,56886,3192,3303,10223,3628,0,1006,3868,37256,0,9454,152185]
[null,"SANLAM INSURANCE COMPANY",0,121055,6167,426372,268249,19314,110650,92068,0,55770,441,2160,2291,49642,1154179]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,2991,1106,7912,4007,3121,43198,55921,0,542,4490,4618,17988,759,146653]
[null,"TAUSI ASSURANCE COMPANY",0,72636,27297,362851,8145,110395,4024,3222,0,2168,8368,7941,0,24486,631534]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,63102,530,100211,1,11931,94969,15460,0,19872,18911,48566,359656,10075,743283]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,184,47,3882,0,0,0,0,0,0,0,0,4547,0,8660]
[null,"XPLICO INSURANCE COMPANY",0,38,0,0,14,0,14604,5963,11519,11,0,24,0,994,33167]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":3620692},4136330,595420,14238248,2209369,2080719,1548251,826823,131374,2079727,1664083,4566672,9599127,1760871,49057710]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",3571,626804,0,1346489,94474,16768,0,16,0,0,0,0,795534,407567,3291222]
[null,"EAST AFRICAN REINSURANCE ",3,18946,0,186914,187,15085,0,1817,0,831,0,0,6129,59372,289284]
[null,"GHANA REINSURANCE COMPANY",0,18177,19465,142746,0,1389,0,0,0,0,0,0,0,0,181776]
[null,"KENYA REINSURANCE CORPORATION",6056,392700,160,16367,0,64324,0,0,0,39351,0,0,0,45447,564405]
[null,"WAICA REINSURANCE KENYA LIMITED",9445,65056,0,278847,17042,9493,0,12,0,108,3676,16263,0,5798,405739]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":19075},{"$f":"SUM(D45:D49)","v":1121683},19625,1971363,111703,107059,0,1845,0,40290,3676,16263,801663,518184,4732426]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 23","index":42,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 23: SUMMARY OF AVIATION BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AFRICAN MERCHANT ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AIG INSURANCE COMPANY",0,0,0,0,45,0,0,0,45,239,0,49,-243,0,-243]
[null,"APA INSURANCE COMPANY",387711,0,387360,351,88,0,144,0,295,2750,-13803,16777,-5429,0,-5429]
[null,"BRITAM GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CIC GENERAL INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"FIDELITY SHIELD INSURANCE  ",467284,0,467275,9,7,0,8,0,8,0,-916,56263,-55339,0,-55339]
[null,"FIRST ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA INSURANCE COMPANY",764203,732,768629,-3694,3122,0,-17470,0,16898,397,-41662,71331,-13168,53763,40595]
[null,"GEMINIA INSURANCE COMPANY ",68874,0,67245,1629,276,0,737,0,1167,676,-4751,12952,-7710,3764,-3946]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",78065,0,76358,1708,376,0,440,0,1644,1967,-5303,19478,-14499,8185,-6314]
[null,"ICEA LION GENERAL INSURANCE",1352628,0,1349691,2936,3001,0,2772,0,3165,-3679,-14885,19376,2353,0,2353]
[null,"INTRA-AFRICA ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"INVESCO ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE GENERAL INSURANCE",406,0,0,406,0,0,-44,0,450,-2589,-259,237,3061,87,3148]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MADISON INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MAYFAIR INSURANCE COMPANY",170549,0,169469,1081,28,0,130,0,979,912,-21649,5017,16699,0,16699]
[null,"MUA INSURANCE COMPANY",179606,0,174774,4832,4284,0,2473,0,6644,2695,-22790,2381,24358,624,24982]
[null,"OCCIDENTAL INSURANCE COMPANY ",-3166,0,649,-3815,246,0,0,0,-3569,0,-473,-1190,-1905,-385,-2290]
[null,"OLD MUTUAL GENERAL INSURANCE ",98502,60957,159354,104,641,0,47,0,698,2653,-8869,0,6915,0,6915]
[null,"PACIS INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PIONEER INSURANCE COMPANY",-112,0,-112,0,37,0,0,0,37,-141,-104,0,281,0,281]
[null,"SANLAM INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAUSI ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"XPLICO INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":3564550},61689,3620692,5547,12151,0,-10763,0,28461,5880,-135464,202671,-44626,66038,21412]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,65176,3571,61605,13784,0,12796,0,62593,37175,12946,5629,6843,1842,8685]
[null,"EAST AFRICAN REINSURANCE ",0,333,3,330,4436,0,1339,0,3428,7955,1751,365,-6643,0,-6643]
[null,"GHANA REINSURANCE COMPANY",0,1413,0,1413,2670,0,977,0,3107,1273,891,165,777,99,877]
[null,"KENYA REINSURANCE CORPORATION",0,40863,6056,34807,43328,0,48399,0,29736,30893,14855,4858,-20870,8058,-12812]
[null,"WAICA REINSURANCE KENYA LIMITED",0,26104,9445,16659,19714,0,7051,0,29322,5268,7478,4249,12327,1256,13583]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},133889,19075,114814,83932,0,70562,0,128186,82564,37921,15266,-7566,11255,3690]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 24","index":43,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 24: SUMMARY OF ENGINEERING BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",1643,0,1357,286,100,0,186,0,199,86,-119,263,-31,79,48]
[null,"AFRICAN MERCHANT ASSURANCE ",22524,0,14385,8139,5965,0,6104,0,8000,3412,1892,13582,-10885,1794,-9091]
[null,"AIG INSURANCE COMPANY",55752,0,55212,540,0,0,0,0,540,317,-17605,583,17245,0,17245]
[null,"APA INSURANCE COMPANY",193844,14202,137617,70430,22321,0,22789,0,69961,22610,-13121,29746,30727,0,30727]
[null,"BRITAM GENERAL INSURANCE",489073,0,439143,49931,26245,0,27749,0,48427,11922,-57275,18337,75444,8842,84285]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",231150,53,214039,17164,10189,2524,11441,2540,15896,2720,-9285,57151,-34690,0,-34690]
[null,"CIC GENERAL INSURANCE COMPANY",219456,15643,139405,95694,54738,0,46216,0,104216,147040,34506,57971,-135301,20023,-115278]
[null,"CORPORATE INSURANCE COMPANY",10826,27972,21069,17729,8389,1976,20049,12347,-4302,-915,5460,16225,-25071,2955,-22116]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"FIDELITY SHIELD INSURANCE  ",101344,0,90755,10589,2382,0,5281,0,7690,4790,-2909,12202,-6394,0,-6394]
[null,"FIRST ASSURANCE COMPANY",111143,15728,102651,24220,14169,0,14646,0,23743,9874,3456,7488,2925,0,2925]
[null,"GA INSURANCE COMPANY",510614,11374,492176,29811,35440,0,-8053,0,73304,58930,-35933,48676,1631,36688,38319]
[null,"GEMINIA INSURANCE COMPANY ",539235,-2908,493479,42848,23772,0,18662,0,47958,53982,-92004,100860,-14880,29311,14431]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",154907,4709,98164,61451,26530,0,28655,0,59326,10656,-6982,50503,5148,21430,26578]
[null,"ICEA LION GENERAL INSURANCE",177366,13702,122753,68315,27522,0,25362,0,70475,19769,5356,32951,12399,0,12399]
[null,"INTRA-AFRICA ASSURANCE ",98173,21079,46307,72945,28672,0,60910,0,40707,47745,3004,15186,-25228,1448,-23780]
[null,"INVESCO ASSURANCE COMPANY ",100,0,0,100,0,0,61,0,39,0,5,0,34,0,34]
[null,"JUBILEE GENERAL INSURANCE",77013,0,62590,14422,6789,0,3819,0,17393,48185,-5793,9034,-34034,3361,-30673]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",110997,11190,91188,31000,19390,1917,11116,5031,36159,33013,66,31382,-28302,31452,3150]
[null,"KENYA ORIENT INSURANCE",241730,0,223036,18695,18104,0,28355,0,8443,7626,-24582,60294,-34894,0,-34894]
[null,"MADISON INSURANCE COMPANY",241773,5114,185049,61837,29780,0,33998,0,57620,-11469,-7365,16203,60250,11127,71377]
[null,"MAYFAIR INSURANCE COMPANY",479321,79773,366158,192936,56701,0,93052,0,156585,109745,-35621,67772,14688,0,14688]
[null,"MUA INSURANCE COMPANY",215109,2358,190223,27244,5785,0,10786,0,22243,4419,-13566,7973,23418,2090,25508]
[null,"OCCIDENTAL INSURANCE COMPANY ",155018,0,135060,19958,14176,0,10613,0,23521,4492,-3288,8143,14175,2634,16809]
[null,"OLD MUTUAL GENERAL INSURANCE ",182090,5744,123673,64160,24837,0,25936,12632,50429,78086,-9691,54794,-72759,0,-72759]
[null,"PACIS INSURANCE COMPANY",22824,826,9720,13930,7516,0,6578,0,14868,-7596,2836,7438,12190,1308,13498]
[null,"PIONEER INSURANCE COMPANY",20390,20556,21115,19831,4022,0,8461,0,15392,4709,3487,9104,-1908,0,-1908]
[null,"SANLAM INSURANCE COMPANY",157457,0,121055,36402,17843,0,11867,0,42377,31551,1005,-2099,11920,2476,14396]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",21040,0,2991,18050,16253,0,12124,0,22179,-677,-4311,7997,19170,0,19170]
[null,"TAUSI ASSURANCE COMPANY",94409,1793,72636,23567,5523,0,5986,0,23104,7809,-763,9891,6166,0,6166]
[null,"THE KENYAN ALLIANCE INSURANCE ",124470,0,63102,61368,25179,0,54256,10721,21571,5632,-12023,76821,-48858,9932,-38926]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",3300,0,184,3115,45,0,1542,0,1619,128,6,736,749,0,749]
[null,"XPLICO INSURANCE COMPANY",851,0,38,813,213,0,412,0,614,0,170,442,2,3,6]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":5064942},248908,4136330,1177520,538590,6417,598959,43271,1080296,708591,-290987,827649,-164954,186953,21999]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,1364660,626804,737856,137728,0,267923,0,607661,226652,226038,45809,109161,14989,124150]
[null,"EAST AFRICAN REINSURANCE ",0,351082,18946,332136,106079,0,147260,0,290955,147427,61751,32931,48845,0,48845]
[null,"GHANA REINSURANCE COMPANY",0,222186,18177,204009,53145,0,106017,0,151137,35759,48196,26044,41138,15636,56775]
[null,"KENYA REINSURANCE CORPORATION",0,2141677,392700,1748978,241697,0,475890,0,1514784,924296,545717,96726,-51954,160448,108494]
[null,"WAICA REINSURANCE KENYA LIMITED",0,545308,65056,480252,46321,0,193824,0,332749,70432,121519,45006,95791,13303,109095]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},4624913,1121683,3503231,584970,0,1190914,0,2897286,1404566,1003221,246516,242981,204376,447359]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 25","index":44,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 25: SUMMARY OF FIRE DOMESTIC BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",1418,0,1006,412,168,0,261,0,318,-463,-98,227,651,69,720]
[null,"AFRICAN MERCHANT ASSURANCE ",671,0,0,671,292,0,0,0,962,3207,139,436,-2820,53,-2767]
[null,"AIG INSURANCE COMPANY",104158,0,78869,25289,9670,0,11480,0,23478,1343,-12736,25238,9632,0,9632]
[null,"APA INSURANCE COMPANY",104493,530,26243,78781,24727,0,24990,0,78517,18445,16594,15321,28157,0,28157]
[null,"BRITAM GENERAL INSURANCE",122130,0,40898,81232,22542,0,24150,0,79624,906,10419,29550,38748,14248,52997]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",13918,0,3321,10597,5399,1288,3324,0,13960,1940,1997,3441,6582,0,6582]
[null,"CIC GENERAL INSURANCE COMPANY",95213,0,25940,69272,28219,0,26327,0,71165,23416,11342,29622,6785,10490,17275]
[null,"CORPORATE INSURANCE COMPANY",6017,0,2561,3456,1294,367,1010,0,4107,1058,319,2516,214,458,672]
[null,"DIRECTLINE ASSURANCE COMPANY",1023,0,0,1023,86,0,486,0,624,30,48,0,546,0,546]
[null,"FIDELITY SHIELD INSURANCE  ",27525,0,16075,11450,3557,0,4047,0,10960,1601,1404,3314,4641,0,4641]
[null,"FIRST ASSURANCE COMPANY",64129,0,23447,40682,14178,0,22268,0,32592,6263,-1401,12577,15153,0,15153]
[null,"GA INSURANCE COMPANY",152729,0,47584,105145,36434,0,48946,0,92633,37987,15778,14242,24627,10734,35361]
[null,"GEMINIA INSURANCE COMPANY ",63856,0,16327,47529,21867,0,17906,0,51490,15343,7309,12009,16829,3490,20318]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",162967,0,39899,123068,61669,0,75352,0,109385,9649,22404,66377,10955,28343,39298]
[null,"ICEA LION GENERAL INSURANCE",150833,0,74055,76778,41891,0,47252,0,71417,19838,18899,28626,4054,0,4054]
[null,"INTRA-AFRICA ASSURANCE ",48506,0,24261,24245,11404,0,10773,0,24875,15944,-6317,5047,10201,481,10682]
[null,"INVESCO ASSURANCE COMPANY ",258,0,71,187,95,0,83,0,198,-3,43,261,-103,0,-103]
[null,"JUBILEE GENERAL INSURANCE",42908,0,0,42908,14190,0,14440,0,42658,-27293,5059,32658,32234,6892,39127]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",39551,0,3324,36228,14917,0,12238,0,38907,17931,6905,10158,3913,10181,14093]
[null,"KENYA ORIENT INSURANCE",20157,0,2559,17598,10369,0,8820,0,19148,349,3757,5028,10014,0,10014]
[null,"MADISON INSURANCE COMPANY",20114,0,6761,13353,4227,0,5557,0,12022,2673,1613,3739,3998,926,4924]
[null,"MAYFAIR INSURANCE COMPANY",114620,348,48652,66315,19969,0,24076,0,62209,37265,11932,8187,4825,0,4825]
[null,"MUA INSURANCE COMPANY",21914,0,4894,17020,10085,0,8073,0,19032,-3815,4055,6822,11970,1788,13758]
[null,"OCCIDENTAL INSURANCE COMPANY ",53214,0,18800,34414,19438,0,8375,0,45477,21651,5656,15533,2637,5025,7662]
[null,"OLD MUTUAL GENERAL INSURANCE ",199965,0,46436,153528,54155,0,53564,0,154120,19003,24038,73887,37192,0,37192]
[null,"PACIS INSURANCE COMPANY",14770,256,5925,9100,4621,0,4459,0,9263,759,1571,4725,2208,831,3038]
[null,"PIONEER INSURANCE COMPANY",8874,0,2365,6508,2949,0,3755,0,5703,587,938,1979,2199,0,2199]
[null,"SANLAM INSURANCE COMPANY",70006,0,6167,63839,29796,0,28407,0,65228,7435,-17134,16356,58571,8654,67225]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",7784,0,1106,6678,4563,0,4023,0,7218,1482,1554,2959,1224,0,1224]
[null,"TAUSI ASSURANCE COMPANY",73515,707,27297,46924,14136,0,14428,0,46632,5106,7620,19694,14212,0,14212]
[null,"THE KENYAN ALLIANCE INSURANCE ",7494,0,530,6964,10684,0,3057,0,14591,-29960,2703,4625,37223,598,37821]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",639,0,47,592,192,0,141,0,642,-4541,4,142,5036,0,5036]
[null,"XPLICO INSURANCE COMPANY",12,0,0,12,2,0,8,0,6,0,1,6,-1,0,-1]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":1815381},1841,595420,1221798,497785,1655,512076,0,1209161,205136,146415,455302,402307,103261,505567]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,255484,0,255484,8292,0,50159,0,213617,67672,94907,22065,28973,7220,36193]
[null,"EAST AFRICAN REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GHANA REINSURANCE COMPANY",0,128349,19465,108884,19120,0,29861,0,98143,44878,36424,15022,1818,9019,10837]
[null,"KENYA REINSURANCE CORPORATION",0,188984,160,188824,25102,0,60173,0,153753,49419,56634,1187,46514,1968,48482]
[null,"WAICA REINSURANCE KENYA LIMITED",0,641,0,641,103,0,35,0,709,29,307,512,-139,151,13]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},573458,19625,553833,52617,0,140228,0,466222,161998,188272,38786,77166,18358,95525]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 26","index":45,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 26: SUMMARY OF FIRE INDUSTRIAL BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",11023,0,8477,2547,1590,0,1347,0,2790,-1464,-31,1764,2521,533,3053]
[null,"AFRICAN MERCHANT ASSURANCE ",3032,0,1041,1990,30191,0,0,0,32182,-24353,1368,6495,48672,242,48914]
[null,"AIG INSURANCE COMPANY",513442,35611,426030,123023,35398,0,20387,0,138035,24752,-56940,148879,21344,0,21344]
[null,"APA INSURANCE COMPANY",1411136,49461,1074582,386014,77255,0,98436,0,364833,64084,-28335,210292,118792,0,118792]
[null,"BRITAM GENERAL INSURANCE",1309365,0,1046276,263088,101050,0,116730,0,247407,69427,36884,96587,44509,46572,91081]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",147414,1480,128991,19903,12214,-114,12362,0,19642,2880,2371,36447,-22056,0,-22056]
[null,"CIC GENERAL INSURANCE COMPANY",899460,61472,748655,212277,107452,0,108768,0,210961,127173,-40696,177311,-52828,60136,7308]
[null,"CORPORATE INSURANCE COMPANY",24519,42084,30618,35985,21546,4750,24057,361,37863,1404,4705,27852,3902,5073,8975]
[null,"DIRECTLINE ASSURANCE COMPANY",8151,0,0,8151,842,0,6511,0,2482,1200,742,0,540,0,540]
[null,"FIDELITY SHIELD INSURANCE  ",162865,2480,145187,20157,20119,0,19986,0,20289,3230,-8642,19908,5794,0,5794]
[null,"FIRST ASSURANCE COMPANY",339731,85578,318557,106752,51278,0,67126,0,90904,15680,61963,32939,-19678,0,-19678]
[null,"GA INSURANCE COMPANY",2458194,47732,2314628,191297,16875,0,123388,0,84784,72802,-193758,233679,-27938,176127,148189]
[null,"GEMINIA INSURANCE COMPANY ",793362,-5993,632130,155239,53022,0,53909,0,154352,26287,-81523,148070,61518,43030,104548]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",910056,31357,748213,193200,71237,0,90345,0,174091,103239,14540,108453,-52141,43492,-8649]
[null,"ICEA LION GENERAL INSURANCE",1315614,47042,1111723,250933,105497,0,120341,0,236089,119364,-71464,99743,88446,0,88446]
[null,"INTRA-AFRICA ASSURANCE ",221028,18541,130948,108621,33356,0,34293,0,107684,89154,7941,22613,-12025,2157,-9868]
[null,"INVESCO ASSURANCE COMPANY ",79,0,35,44,32,0,35,0,42,-1,19,30,-6,0,-6]
[null,"JUBILEE GENERAL INSURANCE",763431,0,612496,150936,48525,0,48591,0,150870,140346,-14870,154048,-128654,32943,-95711]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",547995,38287,538552,47730,43559,38934,11706,11382,107135,45926,-17151,150576,-72216,150913,78697]
[null,"KENYA ORIENT INSURANCE",226490,2172,187972,40690,18825,0,20947,0,38568,29632,-9417,57034,-38681,0,-38681]
[null,"MADISON INSURANCE COMPANY",354060,12525,277204,89381,24717,0,38040,0,76058,41212,362,24244,10239,16294,26534]
[null,"MAYFAIR INSURANCE COMPANY",1524536,270793,1457601,337728,57332,0,97912,0,297148,261074,-62983,80452,18604,0,18604]
[null,"MUA INSURANCE COMPANY",340383,15838,328790,27430,11808,0,12245,0,26993,9454,-18160,9675,26024,2536,28560]
[null,"OCCIDENTAL INSURANCE COMPANY ",402905,0,330548,72357,32507,0,20529,0,84336,101161,1176,29454,-47456,9528,-37928]
[null,"OLD MUTUAL GENERAL INSURANCE ",757338,122580,577059,302858,100082,0,109640,0,293301,22414,-22637,193457,100067,0,100067]
[null,"PACIS INSURANCE COMPANY",150342,837,103821,47358,17768,0,26795,0,38331,17701,8922,47545,-35836,8359,-27478]
[null,"PIONEER INSURANCE COMPANY",53431,24849,56886,21394,5743,0,8679,0,18457,3182,950,17453,-3128,0,-3128]
[null,"SANLAM INSURANCE COMPANY",539856,0,426372,113484,55889,0,73589,0,95785,58743,52999,4812,-20770,18288,-2482]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",55668,0,7912,47755,20494,0,23322,0,44927,6213,4436,21157,13121,0,13121]
[null,"TAUSI ASSURANCE COMPANY",427683,18791,362851,83623,14639,0,18128,0,80134,16538,-40427,35097,68926,0,68926]
[null,"THE KENYAN ALLIANCE INSURANCE ",144182,0,100211,43972,39559,0,65312,29967,-11748,24632,-7916,88987,-117452,11505,-105947]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",11767,0,3882,7885,-257,0,-69,0,7698,13292,1051,2624,-9269,0,-9269]
[null,"XPLICO INSURANCE COMPANY",3,0,0,3,12,0,3,0,12,0,0,2,10,0,10]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":16828541},{"$f":"SUM(D6:D42)","v":923517},14238248,3513805,1230156,43570,1473390,41710,3272435,1486378,-474521,2287679,-27105,627728,600622]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,3564336,1346489,2217847,372467,0,699785,0,1890529,715060,677350,127150,370970,41603,412573]
[null,"EAST AFRICAN REINSURANCE ",0,1732187,186914,1545273,511366,0,704982,0,1351658,789529,441382,164578,-43832,0,-43832]
[null,"GHANA REINSURANCE COMPANY",0,941226,142746,798480,140213,0,218980,0,719713,329107,269171,110161,11274,66138,77412]
[null,"KENYA REINSURANCE CORPORATION",0,4811276,16367,4794909,823467,0,1381161,0,4237214,1794948,1469390,487550,485326,808743,1294069]
[null,"WAICA REINSURANCE KENYA LIMITED",0,1538357,278847,1259510,200731,0,316430,0,1143810,411768,339317,172715,220010,51053,271063]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},12587382,1971363,10616019,2048244,0,3321338,0,9342924,4040412,3196610,1062154,1043748,967537,2011285]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 27","index":46,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 27: SUMMARY OF LIABILITY BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",18587,0,0,18587,7086,0,8701,0,16971,4921,3667,2974,5409,898,6308]
[null,"AFRICAN MERCHANT ASSURANCE ",8004,0,0,8004,3501,0,977,0,10529,-11931,1701,4774,15985,638,16623]
[null,"AIG INSURANCE COMPANY",859106,98067,728131,229042,68593,0,70395,0,227240,-9666,-104534,242114,99326,0,99326]
[null,"APA INSURANCE COMPANY",232255,1350,151845,81760,19233,0,14182,0,86811,74207,11626,34144,-33166,0,-33166]
[null,"BRITAM GENERAL INSURANCE",232756,0,130311,102445,40070,0,43083,0,99432,64645,7318,37383,-9913,18025,8112]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",19866,148,7817,12197,4608,120,7584,0,9341,1073,1580,4912,1777,0,1777]
[null,"CIC GENERAL INSURANCE COMPANY",94346,1355,24203,71498,29317,0,28371,0,72444,-43962,12575,20722,83110,7145,90255]
[null,"CORPORATE INSURANCE COMPANY",3356,2672,0,6028,2891,0,2942,0,5977,1767,1114,2521,576,459,1035]
[null,"DIRECTLINE ASSURANCE COMPANY",3922,0,0,3922,0,0,923,0,2999,8600,85,0,-5686,0,-5686]
[null,"FIDELITY SHIELD INSURANCE  ",41965,0,7086,34879,2049,0,-1833,0,38761,3635,3193,2392,29541,0,29541]
[null,"FIRST ASSURANCE COMPANY",49684,2148,8979,42852,13934,0,17299,0,39488,19152,10092,13248,-3005,0,-3005]
[null,"GA INSURANCE COMPANY",239540,1367,151283,89624,27992,0,30599,0,87017,18603,4795,22465,41153,16932,58085]
[null,"GEMINIA INSURANCE COMPANY ",94521,41,13568,80994,25517,0,29502,0,77009,42511,12351,17783,4363,5168,9531]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",239400,0,60777,178622,75731,0,75337,0,179016,31678,23922,83701,39716,35592,75308]
[null,"ICEA LION GENERAL INSURANCE",233397,606,186061,47943,12327,0,16159,0,44111,18367,-18177,34803,9119,0,9119]
[null,"INTRA-AFRICA ASSURANCE ",22201,1098,1509,21791,6492,0,6297,0,21985,-1515,4245,4536,14720,433,15152]
[null,"INVESCO ASSURANCE COMPANY ",74,0,25,48,10,0,21,0,38,0,5,68,-35,0,-35]
[null,"JUBILEE GENERAL INSURANCE",353522,0,206394,147128,26798,0,36192,0,137735,74991,2498,67991,-7746,19922,12176]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",48438,902,34274,15067,4729,0,4776,529,14491,13180,-924,12672,-10437,12700,2263]
[null,"KENYA ORIENT INSURANCE",30895,1611,1093,31413,6475,0,7788,0,30100,7643,5776,7838,8844,0,8844]
[null,"MADISON INSURANCE COMPANY",209148,1558,30099,180608,57665,0,82038,0,156235,23964,33810,49215,49246,9625,58872]
[null,"MAYFAIR INSURANCE COMPANY",142857,4186,65457,81586,24742,0,30760,0,75568,38436,11543,16232,9357,0,9357]
[null,"MUA INSURANCE COMPANY",71380,9357,59730,21007,8757,0,9105,0,20660,64876,-3915,7405,-47706,1941,-45765]
[null,"OCCIDENTAL INSURANCE COMPANY ",17607,0,11265,6342,2185,0,1919,0,6608,1818,639,2236,1916,723,2639]
[null,"OLD MUTUAL GENERAL INSURANCE ",133835,275,45410,88701,24600,0,30934,0,82367,5573,15223,34966,26605,0,26605]
[null,"PACIS INSURANCE COMPANY",33863,1089,444,34508,14777,0,26734,0,22551,9018,6102,10992,-3561,1933,-1628]
[null,"PIONEER INSURANCE COMPANY",33735,702,3192,31245,10443,0,10704,0,30984,12817,5997,7678,4492,0,4492]
[null,"SANLAM INSURANCE COMPANY",170901,0,268249,-97348,13698,0,18764,0,-102414,33817,-20696,-2209,-113326,2220,-111106]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",28188,0,4007,24182,11950,0,13386,0,22746,6478,4864,10713,691,0,691]
[null,"TAUSI ASSURANCE COMPANY",31429,100,8145,23384,10438,0,13783,0,20039,6965,4090,9814,-831,0,-831]
[null,"THE KENYAN ALLIANCE INSURANCE ",20795,0,1,20794,10176,0,10308,0,20663,4419,3580,12834,-171,1659,1488]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",3473,0,0,3473,1867,0,1535,0,3805,-13191,532,775,15690,0,15690]
[null,"XPLICO INSURANCE COMPANY",290,0,14,276,663,0,100,0,839,799,56,150,-166,1,-165]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":3723336},128632,2209369,1642602,569314,120,649365,529,1562146,513688,44733,777842,225887,136014,361902]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,377299,94474,282825,39398,0,74075,0,248147,58527,74854,21726,93040,7109,100149]
[null,"EAST AFRICAN REINSURANCE ",0,21299,187,21112,4268,0,7191,0,18190,982,3451,1953,11804,0,11804]
[null,"GHANA REINSURANCE COMPANY",0,51206,0,51206,12731,0,18161,0,45777,6172,12981,5996,20628,3600,24228]
[null,"KENYA REINSURANCE CORPORATION",0,143104,0,143104,21371,0,43217,0,121257,17274,34690,15522,53771,25748,79518]
[null,"WAICA REINSURANCE KENYA LIMITED",0,99593,17042,82551,27032,0,34181,0,75402,84882,35671,70487,-115637,20835,-94802]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},692501,111703,580798,104800,0,176825,0,508773,167837,161647,115684,63606,57292,120897]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 28","index":47,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 28: SUMMARY OF MARINE BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",1001,0,443,558,0,0,0,0,558,373,46,160,-22,48,27]
[null,"AFRICAN MERCHANT ASSURANCE ",1743,0,713,1031,527,0,575,0,983,635,143,1090,-885,139,-746]
[null,"AIG INSURANCE COMPANY",25839,406,25901,344,53,0,46,0,350,2238,-7569,405,5277,0,5277]
[null,"APA INSURANCE COMPANY",302224,3884,133138,172971,31841,0,27488,0,177324,47507,1574,44207,84036,0,84036]
[null,"BRITAM GENERAL INSURANCE",618122,0,402303,215819,4457,0,4759,0,215517,42279,-38259,80487,131010,38808,169819]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",14446,3385,8976,8855,3218,1742,1419,1456,10939,1031,1431,3572,4905,0,4905]
[null,"CIC GENERAL INSURANCE COMPANY",35967,58193,52240,41921,9425,0,9549,0,41797,25437,577,25910,-10128,9427,-701]
[null,"CORPORATE INSURANCE COMPANY",26412,21593,2633,45372,3844,0,2888,0,46327,8503,11801,20075,5949,3656,9605]
[null,"DIRECTLINE ASSURANCE COMPANY",269,0,0,269,0,0,144,0,125,0,7,0,118,0,118]
[null,"FIDELITY SHIELD INSURANCE  ",100353,64843,78018,87178,9083,0,16744,0,79517,53662,907,48041,-23092,0,-23092]
[null,"FIRST ASSURANCE COMPANY",71837,508,18767,53578,19486,0,18671,0,54393,23458,11292,16081,3562,0,3562]
[null,"GA INSURANCE COMPANY",605463,6062,386004,225521,100976,0,108704,0,217794,57983,11176,58585,90049,42981,133030]
[null,"GEMINIA INSURANCE COMPANY ",203005,0,67115,135891,30094,0,24404,0,141581,33654,16014,38176,53736,11094,64831]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",108855,0,27414,81441,24141,0,13109,0,92473,7120,13304,53412,18637,22905,41541]
[null,"ICEA LION GENERAL INSURANCE",267121,179,100820,166479,22347,0,25279,0,163548,20364,10565,56495,76123,0,76123]
[null,"INTRA-AFRICA ASSURANCE ",155074,2945,39897,118122,28966,0,6742,0,140345,53924,18920,24591,42911,2345,45257]
[null,"INVESCO ASSURANCE COMPANY ",270,0,45,225,164,0,164,0,225,0,47,0,178,0,178]
[null,"JUBILEE GENERAL INSURANCE",189022,0,113192,75830,10915,22879,15569,0,94055,48313,-3581,45420,3904,14001,17905]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",150060,2915,7062,145914,107671,0,64383,7307,181895,135823,34264,39289,-27481,39377,11896]
[null,"KENYA ORIENT INSURANCE",4797,568,2741,2624,903,0,1388,0,2138,4001,98,1608,-3569,0,-3569]
[null,"MADISON INSURANCE COMPANY",149587,0,140507,9080,2322,0,2888,0,8515,-18107,-31952,2272,56302,6884,63187]
[null,"MAYFAIR INSURANCE COMPANY",318144,12630,116939,213836,26611,0,29640,0,210807,109043,32026,40501,29238,0,29238]
[null,"MUA INSURANCE COMPANY",66015,119,52322,13812,3279,0,1168,0,15922,8316,-8850,5707,10750,1496,12246]
[null,"OCCIDENTAL INSURANCE COMPANY ",156983,0,101787,55196,10301,0,10878,0,54620,12887,1359,18185,22188,5882,28070]
[null,"OLD MUTUAL GENERAL INSURANCE ",140682,0,52735,87947,12891,0,14636,0,86202,22353,5577,46590,11683,0,11683]
[null,"PACIS INSURANCE COMPANY",2201,0,943,1258,340,0,578,0,1020,397,-6,1833,-1203,120,-1083]
[null,"PIONEER INSURANCE COMPANY",8690,3799,3303,9186,1145,0,1121,0,9209,693,1593,2785,4139,0,4139]
[null,"SANLAM INSURANCE COMPANY",48241,0,19314,28928,10434,0,6142,0,33219,14677,3860,5523,9160,3795,12955]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",21956,0,3121,18835,4596,0,3629,0,19802,1363,722,8345,9372,0,9372]
[null,"TAUSI ASSURANCE COMPANY",240095,1276,110395,130977,18548,0,16711,0,132814,35019,14194,54972,28630,0,28630]
[null,"THE KENYAN ALLIANCE INSURANCE ",14659,0,11931,2728,11028,0,7490,776,5490,-3039,627,9047,-1145,1170,25]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",5609,0,0,5609,939,0,1565,0,4983,-175,83,1251,3825,0,3825]
[null,"XPLICO INSURANCE COMPANY",11,0,0,11,11,0,7,0,15,-939,2,6,946,0,946]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":4054753},183305,2080719,2157346,510556,24621,438478,9539,2244502,748793,101992,754621,639103,204128,843235]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,452305,16768,435537,38179,0,88801,0,384915,171956,139561,37137,36262,12151,48413]
[null,"EAST AFRICAN REINSURANCE ",0,209401,15085,194316,102088,0,107806,0,188598,157350,67264,21644,-57660,0,-57660]
[null,"GHANA REINSURANCE COMPANY",0,108465,1389,107077,11674,0,26469,0,92281,66370,27887,12744,-14719,7651,-7068]
[null,"KENYA REINSURANCE CORPORATION",0,1182398,64324,1118074,109781,0,286783,0,941071,586999,318641,56457,-21025,93650,72625]
[null,"WAICA REINSURANCE KENYA LIMITED",0,108330,9493,98837,14848,0,20221,0,93464,144625,28782,24487,-104430,7238,-97192]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},2060899,107059,1953841,276570,0,530080,0,1700329,1127300,582135,152469,-161572,120690,-40882]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 29","index":48,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 29: SUMMARY OF MOTOR PRIVATE BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AFRICAN MERCHANT ASSURANCE ",328388,0,0,328388,121422,0,108854,0,340956,753795,32380,208204,-653423,26167,-627255]
[null,"AIG INSURANCE COMPANY",880357,0,661877,218480,80640,0,89803,0,209318,136468,-177278,225240,24888,0,24888]
[null,"APA INSURANCE COMPANY",2232322,0,41747,2190575,756822,0,1413870,0,1533527,1689706,198858,344309,-699346,0,-699346]
[null,"BRITAM GENERAL INSURANCE",1410895,0,30906,1379989,525230,17454,579576,0,1343096,956838,135343,498650,-247735,240436,-7299]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",564170,180,12452,551897,313721,48228,226585,41257,646005,522207,66590,139489,-82281,0,-82281]
[null,"CIC GENERAL INSURANCE COMPANY",2528472,0,108849,2419624,938947,0,1207604,0,2150967,1552737,196782,551844,-150396,190942,40546]
[null,"CORPORATE INSURANCE COMPANY",88340,20072,5015,103398,76432,10766,41812,5062,143721,102072,8309,45290,-11949,6909,-5040]
[null,"DIRECTLINE ASSURANCE COMPANY",639908,0,0,639908,127748,0,295339,0,472317,193910,56214,0,222193,0,222193]
[null,"FIDELITY SHIELD INSURANCE  ",1071989,0,48095,1023894,278761,0,490343,0,812312,689961,85016,129071,-91736,0,-91736]
[null,"FIRST ASSURANCE COMPANY",940698,0,37281,903417,374287,36551,430457,11493,872305,650918,130602,279077,-188292,0,-188292]
[null,"GA INSURANCE COMPANY",1371464,0,93621,1277843,559750,0,585268,0,1252325,1059511,135272,127890,-70348,96393,26044]
[null,"GEMINIA INSURANCE COMPANY ",1415414,0,4433,1410982,660045,0,737072,0,1333955,1149696,119165,266178,-201084,77353,-123731]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",1192728,0,44798,1147930,479184,0,573265,0,1053849,789229,95315,306871,-137566,129112,-8454]
[null,"ICEA LION GENERAL INSURANCE",1749129,0,66675,1682453,713777,49660,807681,118506,1519704,1176760,151281,538703,-347040,0,-347040]
[null,"INTRA-AFRICA ASSURANCE ",760441,0,3773,756667,145876,0,201184,0,701360,465092,59709,157524,19035,15024,34060]
[null,"INVESCO ASSURANCE COMPANY ",267938,0,1,267937,79035,35336,90654,42290,249365,172063,25283,166056,-114039,0,-114039]
[null,"JUBILEE GENERAL INSURANCE",830712,0,7260,823452,414496,6353,367158,0,877143,668906,75107,545180,-412050,168957,-243093]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",324918,93,112,324898,166274,0,125940,14928,350304,266647,34982,83473,-34798,83660,48862]
[null,"KENYA ORIENT INSURANCE",733886,0,5057,728829,305176,0,402186,0,631819,719028,63463,183043,-333714,0,-333714]
[null,"MADISON INSURANCE COMPANY",541409,0,4945,536464,225186,0,225089,0,536560,388627,51827,175279,-79172,24916,-54255]
[null,"MAYFAIR INSURANCE COMPANY",673829,4747,5685,672890,228904,0,258012,0,643782,428348,62585,117291,35557,0,35557]
[null,"MUA INSURANCE COMPANY",761067,266,27879,733454,331069,60540,305878,20786,798398,663185,76821,286165,-227773,75006,-152767]
[null,"OCCIDENTAL INSURANCE COMPANY ",865280,0,18530,846750,310287,0,288023,0,869014,1003162,84856,290870,-509874,94091,-415783]
[null,"OLD MUTUAL GENERAL INSURANCE ",1204808,0,36477,1168331,440895,67447,523942,64277,1088453,875707,107331,344661,-239245,0,-239245]
[null,"PACIS INSURANCE COMPANY",429965,0,5115,424849,242463,0,258598,0,408714,364064,41054,135221,-131625,23773,-107851]
[null,"PIONEER INSURANCE COMPANY",818548,0,10223,808325,246266,0,295381,0,759210,528611,75233,182504,-27138,0,-27138]
[null,"SANLAM INSURANCE COMPANY",734327,0,110650,623677,420787,19157,297994,2138,763488,633461,84111,202942,-157026,93836,-63190]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",303920,0,43198,260721,138804,0,150782,0,248743,248533,-1105,115508,-114193,0,-114193]
[null,"TAUSI ASSURANCE COMPANY",213100,0,4024,209075,61708,0,70254,0,200529,97225,20259,87750,-4706,0,-4706]
[null,"THE KENYAN ALLIANCE INSURANCE ",446419,0,94969,351450,181111,0,220196,0,312365,213493,17811,275523,-194462,35622,-158839]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",1224091,0,0,1224091,309996,0,549240,0,984847,341147,27457,272995,343247,0,343247]
[null,"XPLICO INSURANCE COMPANY",306228,0,14604,291624,110643,0,115442,0,286825,84569,30619,158969,12668,1204,13872]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":27855160},25358,1548251,26332262,10365742,351492,12333482,320737,24395276,19585676,2171252,7441770,-4803423,1383401,-3420018]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,33555,0,33555,1474,0,6588,0,28441,26692,3528,2293,-4072,750,-3321]
[null,"EAST AFRICAN REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GHANA REINSURANCE COMPANY",0,28531,0,28531,3600,0,8989,0,23141,21179,4031,3341,-5410,2006,-3404]
[null,"KENYA REINSURANCE CORPORATION",0,319359,0,319359,178877,0,43471,0,454765,155847,-4819,1353,302384,2244,304628]
[null,"WAICA REINSURANCE KENYA LIMITED",0,51612,0,51612,2976,0,1412,0,53175,6848,13079,4717,28531,1394,29925]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},433057,0,433057,186927,0,60460,0,559522,210566,15819,11704,321433,6394,327828]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 30","index":49,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 30: SUMMARY OF MOTOR COMMERCIAL BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AFRICAN MERCHANT ASSURANCE ",227005,0,0,227005,109185,0,71059,0,265131,38716,44511,142821,39083,49423,88506]
[null,"AIG INSURANCE COMPANY",130189,0,104265,25923,15590,0,14878,0,26636,23558,-26557,29131,503,0,503]
[null,"APA INSURANCE COMPANY",1752647,0,40313,1712334,552337,0,0,0,2264671,1506675,164507,272572,320917,0,320917]
[null,"BRITAM GENERAL INSURANCE",888977,0,34694,854283,378924,29943,331662,0,931488,761659,88649,349332,-268152,168438,-99713]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",192840,0,5432,187409,0,1896,0,0,189304,169486,25024,47679,-52884,0,-52884]
[null,"CIC GENERAL INSURANCE COMPANY",1831226,0,86384,1744841,747221,0,882848,0,1609215,1043545,152367,529892,-116589,188021,71431]
[null,"CORPORATE INSURANCE COMPANY",25568,52,5015,20605,33003,2840,11207,418,44824,31544,12657,10760,-10137,1960,-8177]
[null,"DIRECTLINE ASSURANCE COMPANY",284132,0,0,284132,65203,0,145496,0,203840,85119,24745,0,93975,0,93975]
[null,"FIDELITY SHIELD INSURANCE  ",509988,0,40949,469039,120322,0,188662,0,400699,372265,41828,61402,-74796,0,-74796]
[null,"FIRST ASSURANCE COMPANY",957409,0,38689,918720,338722,0,473658,0,783784,539918,135612,283806,-175552,0,-175552]
[null,"GA INSURANCE COMPANY",1188579,0,75002,1113578,417479,0,450794,0,1080262,735877,90398,151937,102050,114517,216568]
[null,"GEMINIA INSURANCE COMPANY ",1412404,-861,1642,1409901,799294,0,719773,0,1489422,1268426,144295,265450,-188749,77142,-111607]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",683161,0,24480,658682,280178,0,321841,0,617018,383356,67043,145579,21041,60578,81619]
[null,"ICEA LION GENERAL INSURANCE",606973,0,21942,585031,212621,0,216843,0,580809,251572,52545,179761,96931,0,96931]
[null,"INTRA-AFRICA ASSURANCE ",270495,0,1509,268986,98254,0,92484,0,274755,227911,24567,55998,-33721,5341,-28380]
[null,"INVESCO ASSURANCE COMPANY ",97545,0,0,97545,26818,7618,30727,11212,90042,63716,9264,61263,-44201,0,-44201]
[null,"JUBILEE GENERAL INSURANCE",413694,0,51386,362308,190964,-10656,164898,13732,363986,415994,36667,233051,-321725,73897,-247829]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",525077,133,14540,510669,139333,16264,138060,17842,510365,504446,52043,134891,-181015,135193,-45823]
[null,"KENYA ORIENT INSURANCE",432152,0,10319,421834,249172,0,305696,0,365310,700152,49796,143101,-527740,0,-527740]
[null,"MADISON INSURANCE COMPANY",2404570,0,14205,2390365,676137,0,1087760,0,1978742,1116382,233609,655181,-26430,110662,84232]
[null,"MAYFAIR INSURANCE COMPANY",603950,3820,23935,583835,152763,0,188559,0,548040,443201,53306,34664,16868,0,16868]
[null,"MUA INSURANCE COMPANY",300102,0,11733,288368,144984,1137,108962,0,325528,277415,33123,116677,-101687,30582,-71105]
[null,"OCCIDENTAL INSURANCE COMPANY ",740475,0,15656,724819,273955,0,244468,0,754306,641414,72935,252724,-212767,81752,-131015]
[null,"OLD MUTUAL GENERAL INSURANCE ",850616,0,22556,828060,425725,4849,374071,11712,872851,715696,90146,254659,-187650,0,-187650]
[null,"PACIS INSURANCE COMPANY",357529,0,5915,351614,137958,0,179330,0,310242,128780,31130,107946,42386,19768,62154]
[null,"PIONEER INSURANCE COMPANY",305363,0,3628,301735,97513,0,106631,0,292616,156179,28981,68084,39372,0,39372]
[null,"SANLAM INSURANCE COMPANY",980100,0,92068,888033,598870,0,356647,0,1130255,880320,120283,94882,34770,67528,102298]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",393428,0,55921,337508,178501,0,200406,0,315603,117794,61353,149526,-13070,0,-13070]
[null,"TAUSI ASSURANCE COMPANY",155480,0,3222,152257,43070,0,43380,0,151948,83437,15503,63903,-10896,0,-10896]
[null,"THE KENYAN ALLIANCE INSURANCE ",253920,0,15460,238460,182850,0,99177,0,322133,228195,-1804,156716,-60973,20262,-40711]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",322625,0,0,322625,146742,0,261964,0,207403,25135,-2680,127383,57565,0,57565]
[null,"XPLICO INSURANCE COMPANY",94760,0,5963,88798,29139,0,32770,0,85167,21238,9398,49192,5339,373,5712]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":20192979},3144,826823,19369302,7862827,53891,7844711,54916,19386395,13959121,1935244,5229963,-1737934,1205437,-532498]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,131095,16,131079,21156,0,25738,0,126497,50713,17450,11321,47013,3704,50717]
[null,"EAST AFRICAN REINSURANCE ",0,206721,1817,204904,12664,0,12074,0,205493,159281,26011,22030,-1829,0,-1829]
[null,"GHANA REINSURANCE COMPANY",0,30908,0,30908,3900,0,9739,0,25070,22944,4367,3619,-5861,2173,-3688]
[null,"KENYA REINSURANCE CORPORATION",0,848183,0,848183,51781,0,91051,0,808912,781397,-10601,70591,-32475,117096,84621]
[null,"WAICA REINSURANCE KENYA LIMITED",0,37884,12,37873,4644,0,8732,0,33785,22271,4969,4717,1829,1394,3223]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},1254791,1845,1252947,94145,0,147334,0,1199757,1036606,42196,112278,8677,124367,133044]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 31","index":50,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 31: SUMMARY OF MOTOR PSV BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AFRICAN MERCHANT ASSURANCE ",393216,0,0,393216,0,0,65599,0,327617,179980,13618,232850,-98831,0,-98831]
[null,"AIG INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA INSURANCE COMPANY",0,0,0,0,0,0,100700,0,-100700,0,0,0,-100700,0,-100700]
[null,"BRITAM GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,0,0,0,137027,0,79320,0,57707,0,0,0,57707,0,57707]
[null,"CIC GENERAL INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"DIRECTLINE ASSURANCE COMPANY",3306751,0,105250,3201501,466949,0,599662,0,3068788,2001751,289210,1038821,-260993,0,-260993]
[null,"FIDELITY SHIELD INSURANCE  ",29744,0,445,29299,8717,0,14785,0,23230,25055,1595,3581,-7001,0,-7001]
[null,"FIRST ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GA INSURANCE COMPANY",440764,0,0,440764,139038,0,194782,0,385020,290625,42959,0,51436,0,51436]
[null,"GEMINIA INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",36227,0,0,36227,14459,0,15643,0,35043,9357,0,0,25686,0,25686]
[null,"ICEA LION GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"INTRA-AFRICA ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"INVESCO ASSURANCE COMPANY ",856523,0,13021,843503,50702,10088,50392,15383,838518,554530,85617,544397,-346027,0,-346027]
[null,"JUBILEE GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA ORIENT INSURANCE",141555,0,1139,140416,0,0,0,0,140416,36554,0,0,103863,0,103863]
[null,"MADISON INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MAYFAIR INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MUA INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OCCIDENTAL INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL GENERAL INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PACIS INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"PIONEER INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM INSURANCE COMPANY",93390,0,0,93390,125047,0,15429,0,203009,388615,20057,36117,-241781,22675,-219107]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAUSI ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",248552,0,0,248552,82243,0,31553,0,299242,88545,125107,0,85590,0,85590]
[null,"XPLICO INSURANCE COMPANY",392662,0,11519,381142,45181,0,34075,0,392248,152375,38384,203838,-2349,1544,-805]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":5939384},0,131374,5808010,1069363,10088,1201940,15383,5670138,3727387,616547,2059604,-733400,24219,-709182]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"EAST AFRICAN REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GHANA REINSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENYA REINSURANCE CORPORATION",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"WAICA REINSURANCE KENYA LIMITED",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 32","index":51,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 32: SUMMARY OF PERSONAL ACCIDENT BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",16590,0,0,16590,13326,0,4897,0,25019,1723,3200,2655,17441,802,18243]
[null,"AFRICAN MERCHANT ASSURANCE ",4513,0,1365,3147,3058,0,1028,0,5177,-637128,555,3699,638051,360,638411]
[null,"AIG INSURANCE COMPANY",226282,0,173678,52604,13522,0,22183,0,43943,13726,-30736,47346,13608,0,13608]
[null,"APA INSURANCE COMPANY",380860,53864,295325,139399,38225,0,0,0,177624,28922,-30671,61996,117377,0,117377]
[null,"BRITAM GENERAL INSURANCE",232258,0,139322,92936,139568,0,384981,0,-152476,-12290,-17487,80239,-202939,38689,-164249]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",26708,0,17301,9407,3652,666,6584,748,6393,7124,896,6603,-8231,0,-8231]
[null,"CIC GENERAL INSURANCE COMPANY",209231,0,94585,114646,34747,0,33929,0,115464,34851,15550,67479,-2416,24531,22115]
[null,"CORPORATE INSURANCE COMPANY",9778,2165,0,11944,5190,0,4457,0,12676,-3517,3871,4995,7328,910,8237]
[null,"DIRECTLINE ASSURANCE COMPANY",1700,0,0,1700,267,0,734,0,1233,0,76,0,1157,0,1157]
[null,"FIDELITY SHIELD INSURANCE  ",16098,0,1418,14680,1842,0,3878,0,12643,5247,834,1938,4624,0,4624]
[null,"FIRST ASSURANCE COMPANY",86919,66440,43512,109847,24434,0,37549,0,96732,10981,29836,33894,22021,0,22021]
[null,"GA INSURANCE COMPANY",116963,6179,41684,81459,27547,0,34765,0,74241,-373,19222,11483,43909,8655,52564]
[null,"GEMINIA INSURANCE COMPANY ",70119,294,45714,24700,10676,0,9168,0,26208,2305,-5647,13242,16308,3848,20156]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",219564,28572,81344,166792,44296,0,38542,0,172545,90264,19721,87489,-24928,37337,12409]
[null,"ICEA LION GENERAL INSURANCE",237114,0,130128,106986,28565,3056,38369,0,100239,56562,5964,36467,1246,0,1246]
[null,"INTRA-AFRICA ASSURANCE ",9540,412,8948,1004,2211,0,1998,0,1218,21390,-965,209,-19416,20,-19396]
[null,"INVESCO ASSURANCE COMPANY ",918,0,210,708,71,0,489,0,290,634,82,337,-763,0,-763]
[null,"JUBILEE GENERAL INSURANCE",30931,0,737187,-706255,10871,7703,8158,459,-696298,24119,2641,12102,-735160,4439,-730722]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",18595,549,11666,7478,3038,226,2872,645,7224,-645,-52,4917,3004,4928,7932]
[null,"KENYA ORIENT INSURANCE",51238,0,45321,5917,3570,0,2541,0,6947,1005,4363,12780,-11201,0,-11201]
[null,"MADISON INSURANCE COMPANY",38181,3923,16722,25382,10720,0,12844,0,23258,1049,2538,7329,12342,1757,14100]
[null,"MAYFAIR INSURANCE COMPANY",47748,3744,20218,31274,6729,0,8063,0,29940,4246,2546,9104,14043,0,14043]
[null,"MUA INSURANCE COMPANY",32757,0,25845,6913,4938,340,2908,0,9283,5487,409,3327,59,872,931]
[null,"OCCIDENTAL INSURANCE COMPANY ",40412,0,28634,11778,4495,0,3940,0,12333,2776,56,4151,5349,1343,6692]
[null,"OLD MUTUAL GENERAL INSURANCE ",85245,3744,37258,51732,14433,5012,14523,10807,45846,16681,6160,84684,-61679,0,-61679]
[null,"PACIS INSURANCE COMPANY",23793,0,2973,20820,9065,0,8515,0,21370,3603,4417,9983,3367,1316,4683]
[null,"PIONEER INSURANCE COMPANY",7134,0,1006,6128,2111,0,1896,0,6343,542,1106,1591,3105,0,3105]
[null,"SANLAM INSURANCE COMPANY",35512,0,55770,-20258,533,2158,3338,9248,-30153,28023,-10867,268,-47577,548,-47029]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",3813,0,542,3271,1740,0,1759,0,3252,196,712,1449,895,0,895]
[null,"TAUSI ASSURANCE COMPANY",11774,904,2168,10510,1980,0,1737,0,10753,1668,2158,4411,2516,0,2516]
[null,"THE KENYAN ALLIANCE INSURANCE ",26623,0,19872,6752,16569,0,9185,0,14136,-324,-127,16432,-1845,2124,279]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",12185,0,0,12185,2456,0,4724,0,9917,-2848,-11,2717,10059,0,10059]
[null,"XPLICO INSURANCE COMPANY",170,0,11,160,56,0,36,0,180,-7,-22,88,120,1,121]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":2331266},170790,2079727,422336,484501,19161,710590,21907,193500,-294008,30328,635404,-178226,132480,-45746]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,253944,0,253944,24978,0,49857,0,229065,48320,74488,21932,84324,7176,91500]
[null,"EAST AFRICAN REINSURANCE ",0,94534,831,93703,35698,0,41848,0,87553,25427,29387,9392,23348,0,23348]
[null,"GHANA REINSURANCE COMPANY",0,-8406,0,-8406,20700,0,1198,0,11095,11734,3508,-984,-3163,-591,-3754]
[null,"KENYA REINSURANCE CORPORATION",0,711662,39351,672311,198019,0,215392,0,654938,282339,284229,22299,66071,36990,103060]
[null,"WAICA REINSURANCE KENYA LIMITED",0,172892,108,172784,28918,0,23404,0,178298,-2283,45079,10619,124884,3139,128023]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},1224626,40290,1184336,308313,0,331699,0,1160949,365537,436691,63258,295464,46714,342177]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 33","index":52,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 33: SUMMARY OF THEFT BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",8539,0,0,8539,4665,0,1991,0,11213,-700,1686,1366,8861,413,9273]
[null,"AFRICAN MERCHANT ASSURANCE ",3226,0,267,2960,1661,0,1028,0,3593,-61287,725,2270,61884,257,62141]
[null,"AIG INSURANCE COMPANY",333051,103786,332882,103954,19070,0,25552,0,97473,58135,-86742,107941,18140,0,18140]
[null,"APA INSURANCE COMPANY",257471,1645,33446,225670,52816,0,1248589,0,-970103,79056,22594,37938,-1109690,0,-1109690]
[null,"BRITAM GENERAL INSURANCE",283326,0,76910,206417,37151,0,40328,0,203240,16009,23597,75932,87701,36613,124314]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",24722,0,5550,19172,9665,2778,0,1452,30163,2980,877,6113,20194,0,20194]
[null,"CIC GENERAL INSURANCE COMPANY",594002,0,289170,304833,99174,0,92684,0,311323,-6815,27508,172899,117731,61310,179041]
[null,"CORPORATE INSURANCE COMPANY",2324,8711,0,11034,4337,0,4695,0,10676,4484,1372,4614,205,840,1045]
[null,"DIRECTLINE ASSURANCE COMPANY",1897,0,0,1897,80,0,994,0,982,471,127,0,385,0,385]
[null,"FIDELITY SHIELD INSURANCE  ",54671,0,25457,29214,1243,0,1703,0,28755,27777,97,6583,-5702,0,-5702]
[null,"FIRST ASSURANCE COMPANY",245085,0,151172,93913,20593,0,37952,0,76554,12399,4648,27965,31542,0,31542]
[null,"GA INSURANCE COMPANY",446595,0,54456,392138,137322,0,151635,0,377825,218728,53798,41645,63655,31389,95043]
[null,"GEMINIA INSURANCE COMPANY ",198617,-79,59336,139203,51393,0,50597,0,139998,99501,1334,37336,1826,10850,12676]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",104143,226,3090,101279,34357,0,35359,0,100277,32160,18384,49431,301,21183,21484]
[null,"ICEA LION GENERAL INSURANCE",207681,659,24194,184145,59303,0,64175,0,179273,27349,23638,71929,56356,0,56356]
[null,"INTRA-AFRICA ASSURANCE ",66061,842,13216,53687,20663,0,18878,0,55472,26309,7225,11177,10762,1066,11827]
[null,"INVESCO ASSURANCE COMPANY ",115,0,21,94,21,0,45,0,71,-1,9,78,-15,0,-15]
[null,"JUBILEE GENERAL INSURANCE",31242,0,35053,-3812,10592,-641,7996,1725,-3581,8679,2747,18037,-33044,7714,-25329]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",132347,2033,77522,56858,16725,0,14242,0,59341,31255,-10144,34513,3716,34590,38307]
[null,"KENYA ORIENT INSURANCE",46929,0,22702,24227,5929,0,6056,0,24100,-3403,3641,11705,12157,0,12157]
[null,"MADISON INSURANCE COMPANY",128151,158,78880,49430,6909,0,7214,0,49124,-6444,-1931,16245,41255,5898,47153]
[null,"MAYFAIR INSURANCE COMPANY",204700,1018,148188,57530,13515,0,18279,0,52766,7736,-1798,34891,11937,0,11937]
[null,"MUA INSURANCE COMPANY",67179,0,45649,21529,10431,26,5120,0,26866,12716,-53,9629,4574,2524,7097]
[null,"OCCIDENTAL INSURANCE COMPANY ",97146,0,57280,39865,17117,0,10640,0,46342,21670,324,15794,8554,5109,13663]
[null,"OLD MUTUAL GENERAL INSURANCE ",243345,160,93564,149941,51757,0,53965,0,147733,46379,18436,65049,17869,0,17869]
[null,"PACIS INSURANCE COMPANY",35158,344,0,35502,15647,0,15304,0,35846,6223,7144,11165,11313,1963,13276]
[null,"PIONEER INSURANCE COMPANY",14672,0,3868,10803,4160,0,4678,0,10285,320,1423,3271,5270,0,5270]
[null,"SANLAM INSURANCE COMPANY",119624,0,441,119183,212,0,555,0,118840,-21116,-2042,-5486,147484,41,147525]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",31587,0,4490,27097,15206,0,13382,0,28921,14218,2767,12005,-68,0,-68]
[null,"TAUSI ASSURANCE COMPANY",116159,310,8368,108101,24090,0,23210,0,108981,24384,21491,45371,17735,0,17735]
[null,"THE KENYAN ALLIANCE INSURANCE ",14962,0,18911,-3949,23079,0,5278,0,13852,22750,1203,9234,-19335,1194,-18141]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",4990,0,0,4990,750,0,1827,0,3914,-7548,42,1113,10306,0,10306]
[null,"XPLICO INSURANCE COMPANY",8,0,0,8,21,0,8,0,21,0,1,0,20,0,20]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":4119725},119813,1664083,2575452,769654,2163,1963959,3177,1380136,694374,144128,937753,-396121,222954,-173169]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,99354,0,99354,13991,0,19506,0,93839,11018,27724,8581,46515,2808,49323]
[null,"EAST AFRICAN REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GHANA REINSURANCE COMPANY",0,67573,0,67573,12838,0,24687,0,55724,18099,17626,7891,12108,4738,16845]
[null,"KENYA REINSURANCE CORPORATION",0,488461,0,488461,65041,0,145795,0,407707,100191,370470,219,-63173,363,-62809]
[null,"WAICA REINSURANCE KENYA LIMITED",0,60064,3676,56388,2806,0,9148,0,50046,14351,-2387,9177,28906,2713,31618]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},715452,3676,711776,94676,0,199136,0,607316,143659,413433,25868,24356,10622,34977]
[null,"Amounts in Thousand Shillings"]

{"sheet":"template rev GB","index":53,"n_rows":48,"n_cols":17,"rows_kept":48,"cut":false,"hidden":true,"merged":[[1,1,1,16],[3,1,3,16],[41,1,41,16],[47,1,47,16]]}
[]
[null,"APPENDIX 18: SUMMARY OF AVIATION BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2013"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"AFRICAN MERCHANT ASSURANCE ",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"AIG INSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"APA INSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"BRITISH AMERICAN INSURANCE ",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"CANNON ASSURANCE COMPANY ",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"CIC GENERAL INSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"CORPORATE INSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"DIRECTLINE ASSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"FIDELITY SHIELD INSURANCE  ",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
[null,"FIRST ASSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
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[null,"GATEWAY INSURANCE COMPANY",{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}},{"$f":"#REF!","v":{"$error":"#REF!"}}]
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[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 34","index":54,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
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[]
[null,"APPENDIX 34: SUMMARY OF WORKMEN'S COMPENSATION BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",66914,0,0,66914,22338,0,29388,0,59864,23000,13380,10708,12777,3234,16010]
[null,"AFRICAN MERCHANT ASSURANCE ",10054,0,1795,8259,9204,0,4480,0,12984,52433,1594,7119,-48162,801,-47361]
[null,"AIG INSURANCE COMPANY",253949,0,194183,59766,9586,0,11840,0,57512,-2721,-26951,61997,25187,0,25187]
[null,"APA INSURANCE COMPANY",1048484,30867,521043,558307,130366,0,7201,0,681472,148650,72744,186588,273491,0,273491]
[null,"BRITAM GENERAL INSURANCE",919840,0,644084,275756,121791,0,96539,0,301008,102986,-725,109461,89286,52779,142065]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",80855,0,1609,79246,29243,0,19700,2683,86107,5706,15731,19991,44678,0,44678]
[null,"CIC GENERAL INSURANCE COMPANY",1156505,7297,844347,319455,163807,0,105909,0,377353,92049,-1888,99123,188069,31097,219166]
[null,"CORPORATE INSURANCE COMPANY",22544,11831,0,34375,18143,0,12460,0,40058,-60,6647,14375,19096,2618,21714]
[null,"DIRECTLINE ASSURANCE COMPANY",6270,0,0,6270,210,0,4285,0,2194,2572,334,0,-712,0,-712]
[null,"FIDELITY SHIELD INSURANCE  ",209655,211859,25708,395805,88107,0,114716,0,369195,89595,101548,25264,152788,0,152788]
[null,"FIRST ASSURANCE COMPANY",79201,527,3190,76538,27815,0,27817,0,76536,11260,19261,23642,22373,0,22373]
[null,"GA INSURANCE COMPANY",1646244,156,740379,906021,272728,0,380883,0,797865,322948,67062,153528,254327,115716,370043]
[null,"GEMINIA INSURANCE COMPANY ",588947,145919,206859,528007,157003,0,270965,0,414045,205699,30149,138196,40001,40161,80162]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",369203,75029,91288,352945,107533,0,116991,0,343487,54464,44166,93178,151679,39173,190852]
[null,"ICEA LION GENERAL INSURANCE",542043,1500,67255,476288,124481,0,153690,0,447080,1392,81311,128827,235550,0,235550]
[null,"INTRA-AFRICA ASSURANCE ",175857,170145,0,346002,49566,0,63614,0,331953,126254,69174,72031,64494,6870,71364]
[null,"INVESCO ASSURANCE COMPANY ",973,0,456,517,318,0,478,0,357,-4,155,234,-28,0,-28]
[null,"JUBILEE GENERAL INSURANCE",1207166,0,30281,1176885,84525,0,98090,0,1163321,156485,-26822,267629,766028,82772,848800]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",244645,1367,3569,242444,85680,1424,80404,8717,240427,125564,48415,63184,3264,63325,66590]
[null,"KENYA ORIENT INSURANCE",110275,0,32637,77638,21959,0,40117,0,59481,13678,19220,27505,-923,0,-923]
[null,"MADISON INSURANCE COMPANY",178434,90628,124275,144787,53441,0,50327,0,147902,50323,13544,46500,37535,8212,45746]
[null,"MAYFAIR INSURANCE COMPANY",544989,14959,5620,554327,153495,0,192331,0,515491,183444,99967,83712,148368,0,148368]
[null,"MUA INSURANCE COMPANY",72684,523930,89644,506970,158488,0,108590,0,556867,59660,137321,199595,160292,52315,212607]
[null,"OCCIDENTAL INSURANCE COMPANY ",249713,0,58378,191335,50280,0,48963,0,192652,6596,37366,64363,84328,20820,105148]
[null,"OLD MUTUAL GENERAL INSURANCE ",1149391,4021,777984,375428,92398,0,99696,0,368131,111530,4024,133950,118627,0,118627]
[null,"PACIS INSURANCE COMPANY",106603,904,1523,105984,41297,0,39951,0,107330,27632,25196,33810,20692,5944,26636]
[null,"PIONEER INSURANCE COMPANY",77928,218030,37256,258703,48318,0,60178,0,246843,196064,45842,65987,-61050,0,-61050]
[null,"SANLAM INSURANCE COMPANY",293237,0,2160,291077,81858,0,62292,0,310642,80427,68681,12326,149209,9192,158401]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",32487,0,4618,27870,11851,0,11903,0,27817,10830,6077,12347,-1437,0,-1437]
[null,"TAUSI ASSURANCE COMPANY",189289,397,7941,181745,42531,0,41094,0,183182,32722,37961,76280,36219,0,36219]
[null,"THE KENYAN ALLIANCE INSURANCE ",70050,0,48566,21484,33465,0,24371,0,30579,21825,-4545,43234,-29936,5590,-24346]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",6942,0,0,6942,-7963,0,3080,0,-4101,-21898,-39,1548,16287,0,16287]
[null,"XPLICO INSURANCE COMPANY",705,0,24,681,245,0,300,0,627,675,140,4,-193,3,-190]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":11712076},1509366,4566672,8654771,2284107,1424,2382643,11400,8546261,2291780,1006040,2276236,2972204,540622,3512825]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,67559,0,67559,32550,0,13264,0,86845,-15088,15979,5835,80119,1909,82028]
[null,"EAST AFRICAN REINSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"GHANA REINSURANCE COMPANY",0,8613,0,8613,204,0,1913,0,6904,9011,1892,1009,-5008,605,-4402]
[null,"KENYA REINSURANCE CORPORATION",0,-4564,0,-4564,18557,0,537,0,13455,4870,10037,213,-1664,353,-1311]
[null,"WAICA REINSURANCE KENYA LIMITED",0,148054,16263,131792,18955,0,29614,0,121133,7024,41723,5799,66587,1714,68301]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},219662,16263,203400,70266,0,45328,0,228337,5817,69631,12856,140034,4581,144616]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 35","index":55,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 35: SUMMARY OF MEDICAL INSURANCE BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",7078347,0,1142122,5936226,1891268,0,2297530,0,5529965,4380910,365684,1132693,-349322,342054,-7268]
[null,"AFRICAN MERCHANT ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"AIG INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA INSURANCE COMPANY",6049650,0,2583110,3466540,786180,0,0,0,4252720,2335296,87422,754299,1075703,0,1075703]
[null,"BRITAM GENERAL INSURANCE",3137228,0,27114,3110113,744151,0,1155923,0,2698341,2066113,306636,464942,-139350,165183,25833]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,0,0,0,0,0,0,0,0,0,0,3350,-3350,0,-3350]
[null,"CIC GENERAL INSURANCE COMPANY",5858412,0,191391,5667020,1300913,0,1805564,0,5162369,3822856,515966,965863,-142315,402792,260477]
[null,"CORPORATE INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"FIDELITY SHIELD INSURANCE  ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"FIRST ASSURANCE COMPANY",2306358,0,885331,1421027,367275,0,727050,0,1061252,760906,32534,244077,23735,0,23735]
[null,"GA INSURANCE COMPANY",3571432,0,2321355,1250076,402033,0,531524,0,1120586,846501,-236687,333038,177735,251016,428751]
[null,"GEMINIA INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",2289596,0,1216586,1073009,358669,0,431852,0,999826,661656,-73473,374608,37034,153963,190997]
[null,"ICEA LION GENERAL INSURANCE",298460,0,209166,89294,20339,2813,21197,973,90276,92016,706,26677,-29124,0,-29124]
[null,"INTRA-AFRICA ASSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"INVESCO ASSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE GENERAL INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"JUBILEE HEALTH INSURANCE",8949020,52941,241071,8760889,3215776,0,3284118,0,8692547,6512693,793275,1355015,31564,668702,700266]
[null,"KENINDIA ASSURANCE COMPANY ",154686,0,108283,46404,20204,8500,20205,9648,45254,37244,-1196,39728,-30522,39817,9295]
[null,"KENYA ORIENT INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MADISON INSURANCE COMPANY",3145929,0,6545,3139384,1062707,0,904083,0,3298008,2913373,215604,545038,-376007,88546,-287461]
[null,"MAYFAIR INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"MUA INSURANCE COMPANY",900840,0,47392,853448,186091,11845,452977,7179,591229,543776,58384,211911,-222842,55543,-167299]
[null,"OCCIDENTAL INSURANCE COMPANY ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"OLD MUTUAL GENERAL INSURANCE ",9547389,0,76841,9470548,3079515,0,3537549,0,9012514,6594952,839223,1142513,435825,0,435825]
[null,"PACIS INSURANCE COMPANY",781689,0,158338,623350,113429,0,237264,0,499516,313998,23350,114234,47934,49626,97560]
[null,"PIONEER INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"SANLAM INSURANCE COMPANY",2825,0,2291,535,64082,0,0,0,64617,76494,-12266,152948,-152559,2066,-150493]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",25697,0,17988,7709,11328,0,4521,0,14516,7739,-11907,9767,8918,0,8918]
[null,"TAUSI ASSURANCE COMPANY",29080,0,0,29080,388,0,1521,0,27946,11172,2795,621,13359,0,13359]
[null,"THE KENYAN ALLIANCE INSURANCE ",405579,0,359656,45923,380059,67321,148973,25441,318889,130340,13526,176204,-1181,32364,31183]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",306955,0,4547,302408,21954,0,119594,0,204768,471571,10346,379,-277528,0,-277528]
[null,"XPLICO INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,4216,0,366,-4582,0,-4582]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":54839172},52941,9599127,45292983,14026361,90479,15681445,43241,43685139,32583822,2929922,8048271,123125,2251672,2374797]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,3347732,795534,2552199,356451,0,657259,0,2251391,1798698,672814,321694,-541815,105257,-436558]
[null,"EAST AFRICAN REINSURANCE ",0,697207,6129,691078,278074,0,344357,0,624795,531934,153141,67045,-127325,0,-127325]
[null,"GHANA REINSURANCE COMPANY",0,312249,0,312249,70178,0,145064,0,237364,156579,71964,36561,-27740,21950,-5790]
[null,"KENYA REINSURANCE CORPORATION",0,3055509,0,3055509,701914,0,655950,0,3101473,2116328,625857,411474,-52185,682547,630362]
[null,"WAICA REINSURANCE KENYA LIMITED",0,62148,0,62148,1546,0,6267,0,57428,7556,6518,2403,40950,710,41660]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},7474845,801663,6673183,1408163,0,1808897,0,6272451,4611095,1530294,839177,-708115,810464,102349]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 36","index":56,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 36: SUMMARY OF MISCELLANEOUS BUSINESS REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",39490,0,23560,15930,1846,0,4518,0,13258,-7112,-2441,6319,16492,1908,18401]
[null,"AFRICAN MERCHANT ASSURANCE ",33621,0,21995,11626,17903,0,6461,0,23068,4478,3596,24697,-9703,2679,-7024]
[null,"AIG INSURANCE COMPANY",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"APA INSURANCE COMPANY",145729,218,-22584,168532,77207,0,57883,0,187855,35937,9224,30715,111980,0,111980]
[null,"BRITAM GENERAL INSURANCE",1206692,0,23535,1183157,360987,0,366972,0,1177171,681720,115702,282979,96770,25032,121802]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",19808,992,13729,7071,5271,0,1623,0,10719,-610,-626,1548,10407,0,10407]
[null,"CIC GENERAL INSURANCE COMPANY",156697,37434,174247,19884,26814,0,8037,0,38661,-933,-74343,52375,61563,18545,80108]
[null,"CORPORATE INSURANCE COMPANY",10782,289,5055,6016,3675,0,5353,0,4337,2122,808,4629,-3222,843,-2379]
[null,"DIRECTLINE ASSURANCE COMPANY",14877,0,0,14877,219,0,7482,0,7614,0,2214,0,5401,0,5401]
[null,"FIDELITY SHIELD INSURANCE  ",22159,0,15872,6288,2635,0,3760,0,5162,8438,-11850,2668,5907,0,5907]
[null,"FIRST ASSURANCE COMPANY",85191,-830,96740,-12379,1059,0,1059,0,-12379,-1093,-10109,-2824,1647,0,1647]
[null,"GA INSURANCE COMPANY",327474,5641,266245,66871,20081,0,40238,0,46715,9162,-76025,31063,82515,23413,105928]
[null,"GEMINIA INSURANCE COMPANY ",130251,16585,114377,32459,21607,0,17836,0,36230,-541,-5193,27613,14350,8025,22375]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",298908,60730,214496,145142,48964,0,47519,0,146588,22120,3947,78692,41828,33129,74957]
[null,"ICEA LION GENERAL INSURANCE",99759,0,85143,14616,7039,0,7568,0,14086,1007,-15842,3321,25601,0,25601]
[null,"INTRA-AFRICA ASSURANCE ",91204,2140,53598,39746,16189,0,20432,0,35504,7300,-3257,8274,23187,789,23976]
[null,"INVESCO ASSURANCE COMPANY ",4,0,3,1,2,0,0,0,2,0,0,5,-2,0,-2]
[null,"JUBILEE GENERAL INSURANCE",64829,0,28250,36580,15793,0,16588,-1619,37403,8490,-2140,21549,9505,7269,16774]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",17173,81,11956,5298,7667,0,2639,0,10326,146,-1110,4432,6859,4441,11300]
[null,"KENYA ORIENT INSURANCE",165180,497,125386,40290,35465,0,32520,0,43236,-4115,-19789,41328,25812,0,25812]
[null,"MADISON INSURANCE COMPANY",223933,481,133668,90747,36018,0,47843,0,78921,24601,17686,28788,7846,10306,18152]
[null,"MAYFAIR INSURANCE COMPANY",297899,934,177135,121697,28781,0,55001,0,95477,31068,-38013,95959,6463,0,6463]
[null,"MUA INSURANCE COMPANY",9373,367,7046,2694,1537,0,853,0,3379,28777,-718,1211,-25892,317,-25575]
[null,"OCCIDENTAL INSURANCE COMPANY ",43946,0,35128,8817,9563,0,8996,0,9384,12971,-3504,3150,-3233,1019,-2214]
[null,"OLD MUTUAL GENERAL INSURANCE ",42794,25191,59757,8228,3564,13354,3819,10191,11137,368,-11805,40027,-17453,0,-17453]
[null,"PACIS INSURANCE COMPANY",2154,0,1124,1031,2606,0,2438,0,1199,105,-28,1531,-410,119,-290]
[null,"PIONEER INSURANCE COMPANY",19171,0,9454,9718,5393,0,3641,0,11470,434,9241,4274,-2479,0,-2479]
[null,"SANLAM INSURANCE COMPANY",53058,0,49642,3416,2674,0,1820,0,4270,1047,-20787,-238,24248,1736,25984]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",2705,0,759,1946,30758,0,15469,0,17235,-2560,-2373,2030,20138,0,20138]
[null,"TAUSI ASSURANCE COMPANY",39580,0,24486,15094,0,0,0,0,15094,1242,-908,6335,8425,0,8425]
[null,"THE KENYAN ALLIANCE INSURANCE ",18411,0,10075,8336,6208,587,12859,1567,706,-19671,-1711,11363,10726,1469,12195]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",1700,0,0,1700,334,0,568,0,1465,34030,46,68457,-101067,0,-101067]
[null,"XPLICO INSURANCE COMPANY",13662,0,994,12668,495,0,6183,0,6980,0,1312,7092,-1424,54,-1371]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":3698214},150750,1760871,2088097,798354,13941,807978,10139,2082273,878928,-138796,889362,452785,141093,593879]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",0,1533313,407567,1125747,152069,0,301035,0,976781,444679,361763,79732,90608,26088,116696]
[null,"EAST AFRICAN REINSURANCE ",0,391983,59372,332611,170767,0,91838,0,411540,41931,118174,44054,207382,0,207382]
[null,"GHANA REINSURANCE COMPANY",0,137348,0,137348,40071,0,49584,0,127835,47090,51889,16082,12774,9655,22429]
[null,"KENYA REINSURANCE CORPORATION",0,5608576,45447,5563129,421702,0,581458,0,5403374,4627306,1029628,339460,-593021,563092,-29929]
[null,"WAICA REINSURANCE KENYA LIMITED",0,410169,5798,404372,17549,0,54796,0,367125,46461,161972,20359,138332,6018,144350]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":0},8081389,518184,7563207,802158,0,1078711,0,7286655,5207467,1723426,499687,-143925,604853,460928]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 37","index":57,"n_rows":51,"n_cols":18,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,2,2,17],[4,2,4,17],[43,2,43,17],[50,2,50,17]]}
[]
[]
[null,null,"APPENDIX 37: SUMMARY OF GENERAL BUSINESS COMBINED REVENUE ACCOUNTS FOR THE YEAR ENDED 31.12.2022"]
[null,null,"Company","Gross Direct Premium ","Inward Reinsurance\r","Outward Reinsurance ","Net Premium Written","UPR B/F"," Unexpired Risk Reserve (B/F) ","UPR C/F\r"," Unexpired Risk Reserve (B/F) ","Net Earned Premium Income","Incurred Claims","Net Commisions","Expense of Management ","Underwriting Profit /(Loss)","Investment Income","Profit transferred to P&L"]
[null,null,"INSURERS"]
[null,null,"AAR INSURANCE KENYA",7243553,0,1176964,6066589,1942386,0,2348820,0,5660155,4401274,384974,1159130,-285223,350037,64814]
[null,null,"AFRICAN MERCHANT ASSURANCE ",1035997,0,41561,994436,302909,0,266163,0,1031182,301957,102221,648037,-21033,82553,61520]
[null,null,"AIG INSURANCE COMPANY",3382126,237870,2781030,838966,252166,0,266563,0,824570,248389,-547648,888921,234907,0,234907]
[null,null,"APA INSURANCE COMPANY",14498827,156021,5403184,9251665,2569416,0,3016272,0,8804808,6053844,499213,2038904,212848,0,212848]
[null,null,"BRITAM GENERAL INSURANCE",10850663,0,3035496,7815167,2502166,47397,3172453,0,7192276,4762214,610803,2123879,-304621,853664,549044]
[null,null,"CANNON GENERAL INSURANCE (K) LIMITED",1335898,6237,419217,922918,534207,59126,369941,50135,1096175,716536,106585,330295,-57241,0,-57241]
[null,null,"CIC GENERAL INSURANCE COMPANY",13678987,181394,2779416,11080965,3540775,0,4355806,0,10265935,6817393,850246,2751010,-152715,1024458,871743]
[null,null,"CORPORATE INSURANCE COMPANY",230465,137440,71964,295941,178744,20698,130931,18188,346265,148461,57062,153852,-13111,26683,13572]
[null,null,"DIRECTLINE ASSURANCE COMPANY",4268899,0,105250,4163649,661604,0,1062055,0,3763197,2293653,373802,1038821,56922,0,56922]
[null,null,"FIDELITY SHIELD INSURANCE  ",2815638,279181,962340,2132480,538824,0,862082,0,1809222,1285255,212107,372627,-60766,0,-60766]
[null,null,"FIRST ASSURANCE COMPANY",5337386,170099,1728317,3779168,1267231,36551,1875551,11493,3195906,2059718,427787,971970,-263569,0,-263569]
[null,null,"GA INSURANCE COMPANY",13840258,79243,7753047,6166455,2196816,0,2656001,0,5707270,3729683,-143605,1299560,821631,978324,1799955]
[null,null,"GEMINIA INSURANCE COMPANY ",5578606,152998,1722225,4009380,1854567,0,1950531,0,3913415,2897540,141501,1077865,-203491,313235,109745]
[null,null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,"HERITAGE INSURANCE COMPANY",6847780,200623,2726908,4321495,1627324,0,1864251,0,4084567,2206914,236989,1517772,122891,634421,757313]
[null,null,"ICEA LION GENERAL INSURANCE",7238117,63688,3549606,3752198,1378711,55529,1546688,119479,3520271,1800682,229897,1257678,232013,0,232013]
[null,null,"INTRA-AFRICA ASSURANCE ",1918579,217203,323967,1811815,441648,0,517605,0,1735858,1079507,184245,377186,94920,35975,130895]
[null,null,"INVESCO ASSURANCE COMPANY ",1224797,0,13889,1210909,157267,53042,173149,68884,1179185,790935,120529,772728,-505007,0,-505007]
[null,null,"JUBILEE GENERAL INSURANCE",4004875,0,1884089,2120787,834459,25639,781453,14297,2185133,1564626,71253,1406934,-857681,422253,-435427]
[null,null,"JUBILEE HEALTH INSURANCE",8949020,52941,241071,8760889,3215776,0,3284118,0,8692547,6512693,793275,1355015,31564,668702,700266]
[null,null,"KENINDIA ASSURANCE COMPANY ",2314483,57550,902047,1469986,629187,67264,488581,76029,1601827,1210530,146096,609216,-364014,610577,246563]
[null,null,"KENYA ORIENT INSURANCE",2205284,4848,659961,1550171,675948,0,856413,0,1369706,1512149,96325,551266,-790034,0,-790034]
[null,null,"MADISON INSURANCE COMPANY",7635289,114388,1018859,6730818,2189828,0,2497680,0,6422966,4526184,529345,1570032,-202594,295153,92559]
[null,null,"MAYFAIR INSURANCE COMPANY",5123142,396950,2605057,2915036,769570,0,995815,0,2688790,1654517,113842,593782,326649,0,326649]
[null,null,"MUA INSURANCE COMPANY",3038408,552234,1065921,2524721,881538,73889,1029139,27965,2423043,1676961,242061,868477,-364455,227634,-136821]
[null,null,"OCCIDENTAL INSURANCE COMPANY ",2819534,0,811716,2007818,744549,0,657344,0,2095023,1830598,197101,703411,-636088,227540,-408548]
[null,null,"OLD MUTUAL GENERAL INSURANCE ",14636000,222673,2109104,12749568,4325495,90662,4842323,109619,12213783,8511394,1057156,2469238,175995,0,175995]
[null,null,"PACIS INSURANCE COMPANY",1960892,4256,295843,1669304,607489,0,806543,0,1470250,864684,151687,486423,-32544,115059,82515]
[null,null,"PIONEER INSURANCE COMPANY",1367825,267935,152185,1483575,428099,0,505126,0,1406548,903996,174688,364710,-36846,0,-36846]
[null,null,"SANLAM INSURANCE COMPANY",3298535,0,1154179,2144356,1421722,21316,876843,11387,2699163,2213492,267206,516142,-297677,233054,-64623]
[null,null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,"TAKAFUL INSURANCE OF AFRICA",928275,0,146653,781622,446044,0,454708,0,772958,411608,62789,353802,-55241,0,-55241]
[null,null,"TAUSI ASSURANCE COMPANY",1621592,24280,631534,1014338,237050,0,250231,0,1001157,323287,83974,414141,179755,0,179755]
[null,null,"THE KENYAN ALLIANCE INSURANCE ",1547565,0,743283,804282,919969,67908,660461,68471,1063227,598291,11324,881021,-427409,123489,-303919]
[null,null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,null,"TRIDENT INSURANCE COMPANY ",2152829,0,8660,2144169,559298,0,977264,0,1726202,923647,161944,480121,160491,0,160491]
[null,null,"XPLICO INSURANCE COMPANY",809363,0,33167,776195,186683,0,189344,0,773534,262927,80062,420155,10391,3182,13573]
[null,null,"TOTAL",{"$f":"SUM(D6:D42)","v":165739487},3580052,49057710,120261831,41019465,619021,46588248,575947,114736114,77095539,8086836,32824121,-3270383,7225993,3955615]
[null,null,"REINSURERS"]
[null,null,"CONTINENTAL REINSURANCE",0,11545812,3291222,8254589,1212516,0,2266784,0,7200322,3642073,2399401,710904,447943,232604,680546]
[null,null,"EAST AFRICAN REINSURANCE ",0,3704748,289284,3415464,1225439,0,1458693,0,3182210,1861816,902313,363991,54090,0,54090]
[null,null,"GHANA REINSURANCE COMPANY",0,2029662,181776,1847885,391044,0,641639,0,1597290,770195,550829,237649,38617,142679,181296]
[null,null,"KENYA REINSURANCE CORPORATION",0,19535488,564405,18971083,2900636,0,4029278,0,17842441,11472106,4744727,1507909,117699,2501301,2619000]
[null,null,"WAICA REINSURANCE KENYA LIMITED",0,3261157,405739,2855417,386143,0,705116,0,2536445,819232,804026,375246,537940,110919,648860]
[null,null,"TOTAL",{"$f":"SUM(D45:D49)","v":0},40076867,4732426,35344438,6115778,0,9101510,0,32358708,18565422,9401296,3195699,1196289,2987503,4183792]
[null,null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 38","index":58,"n_rows":56,"n_cols":19,"rows_kept":56,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 38: SUMMARY OF NET EARNED PREMIUMS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,199,318,2790,16971,558,0,0,0,25019,11213,59864,5529965,13258,5660155]
[null,"AFRICAN MERCHANT ASSURANCE ",0,8000,962,32182,10529,983,340956,265131,327617,5177,3593,12984,0,23068,1031182]
[null,"AIG INSURANCE COMPANY",45,540,23478,138035,227240,350,209318,26636,0,43943,97473,57512,0,0,824570]
[null,"APA INSURANCE COMPANY",295,69961,78517,364833,86811,177324,1533527,2264671,-100700,177624,-970103,681472,4252720,187855,8804808]
[null,"BRITAM GENERAL INSURANCE",0,48427,79624,247407,99432,215517,1343096,931488,0,-152476,203240,301008,2698341,1177171,7192276]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,15896,13960,19642,9341,10939,646005,189304,57707,6393,30163,86107,0,10719,1096175]
[null,"CIC GENERAL INSURANCE COMPANY",0,104216,71165,210961,72444,41797,2150967,1609215,0,115464,311323,377353,5162369,38661,10265935]
[null,"CORPORATE INSURANCE COMPANY",0,-4302,4107,37863,5977,46327,143721,44824,0,12676,10676,40058,0,4337,346265]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,624,2482,2999,125,472317,203840,3068788,1233,982,2194,0,7614,3763197]
[null,"FIDELITY SHIELD INSURANCE  ",8,7690,10960,20289,38761,79517,812312,400699,23230,12643,28755,369195,0,5162,1809222]
[null,"FIRST ASSURANCE COMPANY",0,23743,32592,90904,39488,54393,872305,783784,0,96732,76554,76536,1061252,-12379,3195906]
[null,"GA INSURANCE COMPANY",16898,73304,92633,84784,87017,217794,1252325,1080262,385020,74241,377825,797865,1120586,46715,5707270]
[null,"GEMINIA INSURANCE COMPANY ",1167,47958,51490,154352,77009,141581,1333955,1489422,0,26208,139998,414045,0,36230,3913415]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",1644,59326,109385,174091,179016,92473,1053849,617018,35043,172545,100277,343487,999826,146588,4084567]
[null,"ICEA LION GENERAL INSURANCE",3165,70475,71417,236089,44111,163548,1519704,580809,0,100239,179273,447080,90276,14086,3520271]
[null,"INTRA-AFRICA ASSURANCE ",0,40707,24875,107684,21985,140345,701360,274755,0,1218,55472,331953,0,35504,1735858]
[null,"INVESCO ASSURANCE COMPANY ",0,39,198,42,38,225,249365,90042,838518,290,71,357,0,2,1179185]
[null,"JUBILEE GENERAL INSURANCE",450,17393,42658,150870,137735,94055,877143,363986,0,-696298,-3581,1163321,0,37403,2185133]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,8692547,0,8692547]
[null,"KENINDIA ASSURANCE COMPANY ",0,36159,38907,107135,14491,181895,350304,510365,0,7224,59341,240427,45254,10326,1601827]
[null,"KENYA ORIENT INSURANCE",0,8443,19148,38568,30100,2138,631819,365310,140416,6947,24100,59481,0,43236,1369706]
[null,"MADISON INSURANCE COMPANY",0,57620,12022,76058,156235,8515,536560,1978742,0,23258,49124,147902,3298008,78921,6422966]
[null,"MAYFAIR INSURANCE COMPANY",979,156585,62209,297148,75568,210807,643782,548040,0,29940,52766,515491,0,95477,2688790]
[null,"MUA INSURANCE COMPANY",6644,22243,19032,26993,20660,15922,798398,325528,0,9283,26866,556867,591229,3379,2423043]
[null,"OCCIDENTAL INSURANCE COMPANY ",-3569,23521,45477,84336,6608,54620,869014,754306,0,12333,46342,192652,0,9384,2095023]
[null,"OLD MUTUAL GENERAL INSURANCE ",698,50429,154120,293301,82367,86202,1088453,872851,0,45846,147733,368131,9012514,11137,12213783]
[null,"PACIS INSURANCE COMPANY",0,14868,9263,38331,22551,1020,408714,310242,0,21370,35846,107330,499516,1199,1470250]
[null,"PIONEER INSURANCE COMPANY",37,15392,5703,18457,30984,9209,759210,292616,0,6343,10285,246843,0,11470,1406548]
[null,"SANLAM INSURANCE COMPANY",0,42377,65228,95785,-102414,33219,763488,1130255,203009,-30153,118840,310642,64617,4270,2699163]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,22179,7218,44927,22746,19802,248743,315603,0,3252,28921,27817,14516,17235,772958]
[null,"TAUSI ASSURANCE COMPANY",0,23104,46632,80134,20039,132814,200529,151948,0,10753,108981,183182,27946,15094,1001157]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,21571,14591,-11748,20663,5490,312365,322133,0,14136,13852,30579,318889,706,1063227]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,1619,642,7698,3805,4983,984847,207403,299242,9917,3914,-4101,204768,1465,1726202]
[null,"XPLICO INSURANCE COMPANY",0,614,6,12,839,15,286825,85167,392248,180,21,627,0,6980,773534]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":28461},1080296,1209161,3272435,1562146,2244502,24395276,19386395,5670138,193500,1380136,8546261,43685139,2082273,114736114]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",62593,607661,213617,1890529,248147,384915,28441,126497,0,229065,93839,86845,2251391,976781,7200322]
[null,"EAST AFRICAN REINSURANCE ",3428,290955,0,1351658,18190,188598,0,205493,0,87553,0,0,624795,411540,3182210]
[null,"GHANA REINSURANCE COMPANY",3107,151137,98143,719713,45777,92281,23141,25070,0,11095,55724,6904,237364,127835,1597290]
[null,"KENYA REINSURANCE CORPORATION",29736,1514784,153753,4237214,121257,941071,454765,808912,0,654938,407707,13455,3101473,5403374,17842441]
[null,"WAICA REINSURANCE KENYA LIMITED",29322,332749,709,1143810,75402,93464,53175,33785,0,178298,50046,121133,57428,367125,2536445]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":128186},2897286,466222,9342924,508773,1700329,559522,1199757,0,1160949,607316,228337,6272451,7286655,32358708]
[null,"Amounts in Thousand Shillings"]
[]
[]
[]
[]
[null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null,null," "]

{"sheet":"APPENDIX 39","index":59,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 39: SUMMARY OF NET PAID CLAIMS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,0,0,1879,1746,0,0,0,0,9457,0,31045,4332164,0,4376293]
[null,"AFRICAN MERCHANT ASSURANCE ",0,-43,-1109,4502,0,0,129249,73761,71246,3129,-35,4026,0,5797,290523]
[null,"AIG INSURANCE COMPANY",745,291,1405,22145,40984,4376,128126,15914,0,14079,989,534,0,0,229588]
[null,"APA INSURANCE COMPANY",446,46369,18134,54029,75144,34592,1550076,1213286,0,56545,64361,185622,2177548,62395,5538547]
[null,"BRITAM GENERAL INSURANCE",0,19254,8409,71266,21552,38381,1007907,807998,0,24221,29254,71213,1893373,616183,4609011]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,55029,368,12083,2117,5488,679234,309169,0,35650,7124,68425,0,-5212,1169476]
[null,"CIC GENERAL INSURANCE COMPANY",0,-58573,6166,-58841,138430,9032,1470605,1042091,0,40454,45930,22289,3566191,-15835,6207939]
[null,"CORPORATE INSURANCE COMPANY",0,485,791,-416,3050,6333,113034,49077,0,80,1349,5509,0,-260,179031]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,15,600,4300,0,152587,65427,1656900,0,235,1286,0,0,1881351]
[null,"FIDELITY SHIELD INSURANCE  ",0,2542,2878,7078,1109,28253,611458,298763,19044,4242,15405,41289,0,444,1032505]
[null,"FIRST ASSURANCE COMPANY",0,10384,5834,7020,16050,19492,611323,472863,0,11901,32254,29090,739031,-803,1954438]
[null,"GA INSURANCE COMPANY",0,45671,46501,76481,7974,40936,1065010,759901,287943,6417,204565,309698,843985,8059,3703140]
[null,"GEMINIA INSURANCE COMPANY ",556,37109,14400,34711,39448,38146,1246753,1092673,0,2167,72462,203582,0,3929,2785935]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",107,35502,17964,69332,19718,11299,675972,318152,13756,62449,13815,63246,662011,19360,1982682]
[null,"ICEA LION GENERAL INSURANCE",857,25641,43295,111286,8530,31790,1115301,359040,0,37197,65877,94596,71821,4099,1969331]
[null,"INTRA-AFRICA ASSURANCE ",0,61353,18436,91108,2821,60939,415548,191625,0,20206,21660,94787,0,1355,979839]
[null,"INVESCO ASSURANCE COMPANY ",0,0,0,0,0,0,27230,11054,374144,0,0,0,0,0,412428]
[null,"JUBILEE GENERAL INSURANCE",0,8589,18599,65255,48972,11079,529731,308941,0,51697,17538,73255,0,9868,1143524]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,6591308,0,6591308]
[null,"KENINDIA ASSURANCE COMPANY ",0,13499,5797,29292,9979,40302,256574,434713,0,-108,11401,108231,31036,704,941419]
[null,"KENYA ORIENT INSURANCE",0,5829,1818,23755,10195,3162,489526,525553,0,555,702,5384,0,-7272,1059207]
[null,"MADISON INSURANCE COMPANY",0,-7184,3610,37750,44453,-11993,422198,1022673,0,2135,2407,9733,2884692,35692,4446166]
[null,"MAYFAIR INSURANCE COMPANY",23,66673,10006,39777,8574,63210,352741,282819,0,1249,8301,173030,0,15154,1021557]
[null,"MUA INSURANCE COMPANY",3790,2308,3144,11421,41513,5387,641767,226248,0,3969,14843,15843,399370,2500,1372104]
[null,"OCCIDENTAL INSURANCE COMPANY ",0,12507,35724,98136,958,54771,866438,606702,0,2167,19918,52694,0,13875,1763891]
[null,"OLD MUTUAL GENERAL INSURANCE ",98,32725,14856,56147,8996,21034,868452,622128,0,9284,38189,54651,6426911,5077,8158547]
[null,"PACIS INSURANCE COMPANY",0,5159,770,40063,2226,96,376704,96893,0,3711,3448,20272,332523,44,881908]
[null,"PIONEER INSURANCE COMPANY",-6141,3549,392,-3022,3830,128,384599,92395,0,-8153,679,45411,0,3118,516785]
[null,"SANLAM INSURANCE COMPANY",0,4845,8255,29377,9288,6433,621956,811542,270476,24240,267,23578,93880,301,1904437]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,30,2022,5490,4560,788,203714,176394,0,17,5384,4548,15450,0,418397]
[null,"TAUSI ASSURANCE COMPANY",0,7210,5088,6050,4029,28833,79136,70544,0,619,23996,33416,10309,1226,270457]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,168,1133,3075,1200,384,298950,178177,0,-1986,1019,859,82914,32,565924]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,4614,25,17975,0,3666,380560,241729,25649,1226,1357,16772,223830,34909,952310]
[null,"XPLICO INSURANCE COMPANY",0,0,0,0,728,150,116314,25075,166085,0,0,355,1150,0,309857]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":481},441535,294726,964804,582474,556487,17888773,12803320,2885243,418816,724694,1864269,31379497,814739,71619855]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",39360,89549,20805,372400,22219,117462,21002,47147,0,22018,5840,9309,1484883,287384,2539380]
[null,"CONTINENTAL REINSURANCE",7944,121744,0,685979,373,148166,0,172732,0,19732,0,0,519160,88270,1764099]
[null,"EAST AFRICAN REINSURANCE ",1759,36596,17365,127340,11,63825,5953,6449,0,11483,25743,8444,120447,5038,430452]
[null,"GHANA REINSURANCE COMPANY",9368,610938,37460,1754911,-27029,492837,197700,1056027,0,164917,61622,11516,2122492,4680606,11173364]
[null,"WAICA REINSURANCE KENYA LIMITED",3901,67720,0,22565,58636,116579,0,16679,0,0,12341,0,7405,-6375,299452]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"SUM(C45:C49)","v":62332},926547,75630,2963195,54210,938869,224655,1299034,0,218150,105546,29269,4254387,5054923,16206747]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 40","index":60,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 40: SUMMARY OF NET INCURRED CLAIMS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,86,-463,-1464,4921,373,0,0,0,1723,-700,23000,4380910,-7112,4401274]
[null,"AFRICAN MERCHANT ASSURANCE ",0,3412,3207,-24353,-11931,635,753795,38716,179980,-637128,-61287,52433,0,4478,301957]
[null,"AIG INSURANCE COMPANY",239,317,1343,24752,-9666,2238,136468,23558,0,13726,58135,-2721,0,0,248389]
[null,"APA INSURANCE COMPANY",2750,22610,18445,64084,74207,47507,1689706,1506675,0,28922,79056,148650,2335296,35937,6053844]
[null,"BRITAM GENERAL INSURANCE",0,11922,906,69427,64645,42279,956838,761659,0,-12290,16009,102986,2066113,681720,4762214]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,2720,1940,2880,1073,1031,522207,169486,0,7124,2980,5706,0,-610,716536]
[null,"CIC GENERAL INSURANCE COMPANY",0,147040,23416,127173,-43962,25437,1552737,1043545,0,34851,-6815,92049,3822856,-933,6817393]
[null,"CORPORATE INSURANCE COMPANY",0,-915,1058,1404,1767,8503,102072,31544,0,-3517,4484,-60,0,2122,148461]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,30,1200,8600,0,193910,85119,2001751,0,471,2572,0,0,2293653]
[null,"FIDELITY SHIELD INSURANCE  ",0,4790,1601,3230,3635,53662,689961,372265,25055,5247,27777,89595,0,8438,1285255]
[null,"FIRST ASSURANCE COMPANY",0,9874,6263,15680,19152,23458,650918,539918,0,10981,12399,11260,760906,-1093,2059718]
[null,"GA INSURANCE COMPANY",397,58930,37987,72802,18603,57983,1059511,735877,290625,-373,218728,322948,846501,9162,3729683]
[null,"GEMINIA INSURANCE COMPANY ",676,53982,15343,26287,42511,33654,1149696,1268426,0,2305,99501,205699,0,-541,2897540]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",1967,10656,9649,103239,31678,7120,789229,383356,9357,90264,32160,54464,661656,22120,2206914]
[null,"ICEA LION GENERAL INSURANCE",-3679,19769,19838,119364,18367,20364,1176760,251572,0,56562,27349,1392,92016,1007,1800682]
[null,"INTRA-AFRICA ASSURANCE ",0,47745,15944,89154,-1515,53924,465092,227911,0,21390,26309,126254,0,7300,1079507]
[null,"INVESCO ASSURANCE COMPANY ",0,0,-3,-1,0,0,172063,63716,554530,634,-1,-4,0,0,790935]
[null,"JUBILEE GENERAL INSURANCE",-2589,48185,-27293,140346,74991,48313,668906,415994,0,24119,8679,156485,0,8490,1564626]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,6512693,0,6512693]
[null,"KENINDIA ASSURANCE COMPANY ",0,33013,17931,45926,13180,135823,266647,504446,0,-645,31255,125564,37244,146,1210530]
[null,"KENYA ORIENT INSURANCE",0,7626,349,29632,7643,4001,719028,700152,36554,1005,-3403,13678,0,-4115,1512149]
[null,"MADISON INSURANCE COMPANY",0,-11469,2673,41212,23964,-18107,388627,1116382,0,1049,-6444,50323,2913373,24601,4526184]
[null,"MAYFAIR INSURANCE COMPANY",912,109745,37265,261074,38436,109043,428348,443201,0,4246,7736,183444,0,31068,1654517]
[null,"MUA INSURANCE COMPANY",2695,4419,-3815,9454,64876,8316,663185,277415,0,5487,12716,59660,543776,28777,1676961]
[null,"OCCIDENTAL INSURANCE COMPANY ",0,4492,21651,101161,1818,12887,1003162,641414,0,2776,21670,6596,0,12971,1830598]
[null,"OLD MUTUAL GENERAL INSURANCE ",2653,78086,19003,22414,5573,22353,875707,715696,0,16681,46379,111530,6594952,368,8511394]
[null,"PACIS INSURANCE COMPANY",0,-7596,759,17701,9018,397,364064,128780,0,3603,6223,27632,313998,105,864684]
[null,"PIONEER INSURANCE COMPANY",-141,4709,587,3182,12817,693,528611,156179,0,542,320,196064,0,434,903996]
[null,"SANLAM INSURANCE COMPANY",0,31551,7435,58743,33817,14677,633461,880320,388615,28023,-21116,80427,76494,1047,2213492]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,-677,1482,6213,6478,1363,248533,117794,0,196,14218,10830,7739,-2560,411608]
[null,"TAUSI ASSURANCE COMPANY",0,7809,5106,16538,6965,35019,97225,83437,0,1668,24384,32722,11172,1242,323287]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,5632,-29960,24632,4419,-3039,213493,228195,0,-324,22750,21825,130340,-19671,598291]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,128,-4541,13292,-13191,-175,341147,25135,88545,-2848,-7548,-21898,471571,34030,923647]
[null,"XPLICO INSURANCE COMPANY",0,0,0,0,799,-939,84569,21238,152375,-7,0,675,4216,0,262927]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":5880},708591,205136,1486378,513688,748793,19585676,13959121,3727387,-294008,694374,2291780,32583822,878928,77095539]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",37175,226652,67672,715060,58527,171956,26692,50713,0,48320,11018,-15088,1798698,444679,3642073]
[null,"EAST AFRICAN REINSURANCE ",7955,147427,0,789529,982,157350,0,159281,0,25427,0,0,531934,41931,1861816]
[null,"GHANA REINSURANCE COMPANY",1273,35759,44878,329107,6172,66370,21179,22944,0,11734,18099,9011,156579,47090,770195]
[null,"KENYA REINSURANCE CORPORATION",30893,924296,49419,1794948,17274,586999,155847,781397,0,282339,100191,4870,2116328,4627306,11472106]
[null,"WAICA REINSURANCE KENYA LIMITED",5268,70432,29,411768,84882,144625,6848,22271,0,-2283,14351,7024,7556,46461,819232]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":82564},1404566,161998,4040412,167837,1127300,210566,1036606,0,365537,143659,5817,4611095,5207467,18565422]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 41","index":61,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 41: SUMMARY OF INCURRED CLAIMS RATIOS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",{"$f":"IFERROR(('APPENDIX 40'!C6/'APPENDIX 38'!C6)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D6/'APPENDIX 38'!D6)*100,\"0.0\")","v":43.21608040201005},{"$f":"IFERROR(('APPENDIX 40'!E6/'APPENDIX 38'!E6)*100,\"0.0\")","v":-145.59748427672957},{"$f":"IFERROR(('APPENDIX 40'!F6/'APPENDIX 38'!F6)*100,\"0.0\")","v":-52.473118279569896},{"$f":"IFERROR(('APPENDIX 40'!G6/'APPENDIX 38'!G6)*100,\"0.0\")","v":28.996523481232689},{"$f":"IFERROR(('APPENDIX 40'!H6/'APPENDIX 38'!H6)*100,\"0.0\")","v":66.845878136200724},{"$f":"IFERROR(('APPENDIX 40'!I6/'APPENDIX 38'!I6)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!J6/'APPENDIX 38'!J6)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!K6/'APPENDIX 38'!K6)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L6/'APPENDIX 38'!L6)*100,\"0.0\")","v":6.8867660577960743},{"$f":"IFERROR(('APPENDIX 40'!M6/'APPENDIX 38'!M6)*100,\"0.0\")","v":-6.2427539463123161},{"$f":"IFERROR(('APPENDIX 40'!N6/'APPENDIX 38'!N6)*100,\"0.0\")","v":38.420419617800349},{"$f":"IFERROR(('APPENDIX 40'!O6/'APPENDIX 38'!O6)*100,\"0.0\")","v":79.221297060650471},{"$f":"IFERROR(('APPENDIX 40'!P6/'APPENDIX 38'!P6)*100,\"0.0\")","v":-53.643083421330516},{"$f":"IFERROR(('APPENDIX 40'!Q6/'APPENDIX 38'!Q6)*100,\"0.0\")","v":77.758895295270179}]
[null,"AFRICAN MERCHANT ASSURANCE ",{"$f":"IFERROR(('APPENDIX 40'!C7/'APPENDIX 38'!C7)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D7/'APPENDIX 38'!D7)*100,\"0.0\")","v":42.65},{"$f":"IFERROR(('APPENDIX 40'!E7/'APPENDIX 38'!E7)*100,\"0.0\")","v":333.36798336798336},{"$f":"IFERROR(('APPENDIX 40'!F7/'APPENDIX 38'!F7)*100,\"0.0\")","v":-75.672736312224217},{"$f":"IFERROR(('APPENDIX 40'!G7/'APPENDIX 38'!G7)*100,\"0.0\")","v":-113.31560452084719},{"$f":"IFERROR(('APPENDIX 40'!H7/'APPENDIX 38'!H7)*100,\"0.0\")","v":64.598168870803661},{"$f":"IFERROR(('APPENDIX 40'!I7/'APPENDIX 38'!I7)*100,\"0.0\")","v":221.08277900960829},{"$f":"IFERROR(('APPENDIX 40'!J7/'APPENDIX 38'!J7)*100,\"0.0\")","v":14.602592680599402},{"$f":"IFERROR(('APPENDIX 40'!K7/'APPENDIX 38'!K7)*100,\"0.0\")","v":54.936099164573271},{"$f":"IFERROR(('APPENDIX 40'!L7/'APPENDIX 38'!L7)*100,\"0.0\")","v":-12306.895885648059},{"$f":"IFERROR(('APPENDIX 40'!M7/'APPENDIX 38'!M7)*100,\"0.0\")","v":-1705.7333704425271},{"$f":"IFERROR(('APPENDIX 40'!N7/'APPENDIX 38'!N7)*100,\"0.0\")","v":403.82778804682687},{"$f":"IFERROR(('APPENDIX 40'!O7/'APPENDIX 38'!O7)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P7/'APPENDIX 38'!P7)*100,\"0.0\")","v":19.412172706779955},{"$f":"IFERROR(('APPENDIX 40'!Q7/'APPENDIX 38'!Q7)*100,\"0.0\")","v":29.282609665413091}]
[null,"AIG INSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C8/'APPENDIX 38'!C8)*100,\"0.0\")","v":531.11111111111109},{"$f":"IFERROR(('APPENDIX 40'!D8/'APPENDIX 38'!D8)*100,\"0.0\")","v":58.703703703703702},{"$f":"IFERROR(('APPENDIX 40'!E8/'APPENDIX 38'!E8)*100,\"0.0\")","v":5.7202487435045573},{"$f":"IFERROR(('APPENDIX 40'!F8/'APPENDIX 38'!F8)*100,\"0.0\")","v":17.931683993190134},{"$f":"IFERROR(('APPENDIX 40'!G8/'APPENDIX 38'!G8)*100,\"0.0\")","v":-4.253652525963739},{"$f":"IFERROR(('APPENDIX 40'!H8/'APPENDIX 38'!H8)*100,\"0.0\")","v":639.42857142857144},{"$f":"IFERROR(('APPENDIX 40'!I8/'APPENDIX 38'!I8)*100,\"0.0\")","v":65.196495284686463},{"$f":"IFERROR(('APPENDIX 40'!J8/'APPENDIX 38'!J8)*100,\"0.0\")","v":88.444210842468834},{"$f":"IFERROR(('APPENDIX 40'!K8/'APPENDIX 38'!K8)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L8/'APPENDIX 38'!L8)*100,\"0.0\")","v":31.235919259040116},{"$f":"IFERROR(('APPENDIX 40'!M8/'APPENDIX 38'!M8)*100,\"0.0\")","v":59.642157315359121},{"$f":"IFERROR(('APPENDIX 40'!N8/'APPENDIX 38'!N8)*100,\"0.0\")","v":-4.731186534984003},{"$f":"IFERROR(('APPENDIX 40'!O8/'APPENDIX 38'!O8)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P8/'APPENDIX 38'!P8)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!Q8/'APPENDIX 38'!Q8)*100,\"0.0\")","v":30.12345828734977}]
[null,"APA INSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C9/'APPENDIX 38'!C9)*100,\"0.0\")","v":932.20338983050851},{"$f":"IFERROR(('APPENDIX 40'!D9/'APPENDIX 38'!D9)*100,\"0.0\")","v":32.318005746058518},{"$f":"IFERROR(('APPENDIX 40'!E9/'APPENDIX 38'!E9)*100,\"0.0\")","v":23.491727906058561},{"$f":"IFERROR(('APPENDIX 40'!F9/'APPENDIX 38'!F9)*100,\"0.0\")","v":17.565296998900866},{"$f":"IFERROR(('APPENDIX 40'!G9/'APPENDIX 38'!G9)*100,\"0.0\")","v":85.481102625243338},{"$f":"IFERROR(('APPENDIX 40'!H9/'APPENDIX 38'!H9)*100,\"0.0\")","v":26.791071710541161},{"$f":"IFERROR(('APPENDIX 40'!I9/'APPENDIX 38'!I9)*100,\"0.0\")","v":110.18430063507196},{"$f":"IFERROR(('APPENDIX 40'!J9/'APPENDIX 38'!J9)*100,\"0.0\")","v":66.529531221091275},{"$f":"IFERROR(('APPENDIX 40'!K9/'APPENDIX 38'!K9)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!L9/'APPENDIX 38'!L9)*100,\"0.0\")","v":16.282709543755345},{"$f":"IFERROR(('APPENDIX 40'!M9/'APPENDIX 38'!M9)*100,\"0.0\")","v":-8.1492377613511149},{"$f":"IFERROR(('APPENDIX 40'!N9/'APPENDIX 38'!N9)*100,\"0.0\")","v":21.813075225394442},{"$f":"IFERROR(('APPENDIX 40'!O9/'APPENDIX 38'!O9)*100,\"0.0\")","v":54.912996858481158},{"$f":"IFERROR(('APPENDIX 40'!P9/'APPENDIX 38'!P9)*100,\"0.0\")","v":19.130180192169494},{"$f":"IFERROR(('APPENDIX 40'!Q9/'APPENDIX 38'!Q9)*100,\"0.0\")","v":68.756115976634575}]
[null,"BRITAM GENERAL INSURANCE",{"$f":"IFERROR(('APPENDIX 40'!C10/'APPENDIX 38'!C10)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D10/'APPENDIX 38'!D10)*100,\"0.0\")","v":24.61849794536106},{"$f":"IFERROR(('APPENDIX 40'!E10/'APPENDIX 38'!E10)*100,\"0.0\")","v":1.1378478850597811},{"$f":"IFERROR(('APPENDIX 40'!F10/'APPENDIX 38'!F10)*100,\"0.0\")","v":28.061857586891236},{"$f":"IFERROR(('APPENDIX 40'!G10/'APPENDIX 38'!G10)*100,\"0.0\")","v":65.014281116743106},{"$f":"IFERROR(('APPENDIX 40'!H10/'APPENDIX 38'!H10)*100,\"0.0\")","v":19.61747797157533},{"$f":"IFERROR(('APPENDIX 40'!I10/'APPENDIX 38'!I10)*100,\"0.0\")","v":71.241221774169531},{"$f":"IFERROR(('APPENDIX 40'!J10/'APPENDIX 38'!J10)*100,\"0.0\")","v":81.767988422824558},{"$f":"IFERROR(('APPENDIX 40'!K10/'APPENDIX 38'!K10)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L10/'APPENDIX 38'!L10)*100,\"0.0\")","v":8.0602848972953129},{"$f":"IFERROR(('APPENDIX 40'!M10/'APPENDIX 38'!M10)*100,\"0.0\")","v":7.8768943121432784},{"$f":"IFERROR(('APPENDIX 40'!N10/'APPENDIX 38'!N10)*100,\"0.0\")","v":34.213708605751343},{"$f":"IFERROR(('APPENDIX 40'!O10/'APPENDIX 38'!O10)*100,\"0.0\")","v":76.569751562163574},{"$f":"IFERROR(('APPENDIX 40'!P10/'APPENDIX 38'!P10)*100,\"0.0\")","v":57.911722256154796},{"$f":"IFERROR(('APPENDIX 40'!Q10/'APPENDIX 38'!Q10)*100,\"0.0\")","v":66.212892831142739}]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",{"$f":"IFERROR(('APPENDIX 40'!C11/'APPENDIX 38'!C11)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D11/'APPENDIX 38'!D11)*100,\"0.0\")","v":17.111222949169601},{"$f":"IFERROR(('APPENDIX 40'!E11/'APPENDIX 38'!E11)*100,\"0.0\")","v":13.896848137535816},{"$f":"IFERROR(('APPENDIX 40'!F11/'APPENDIX 38'!F11)*100,\"0.0\")","v":14.662457998167191},{"$f":"IFERROR(('APPENDIX 40'!G11/'APPENDIX 38'!G11)*100,\"0.0\")","v":11.486992827320416},{"$f":"IFERROR(('APPENDIX 40'!H11/'APPENDIX 38'!H11)*100,\"0.0\")","v":9.4249931437974226},{"$f":"IFERROR(('APPENDIX 40'!I11/'APPENDIX 38'!I11)*100,\"0.0\")","v":80.836371235516751},{"$f":"IFERROR(('APPENDIX 40'!J11/'APPENDIX 38'!J11)*100,\"0.0\")","v":89.531124540421757},{"$f":"IFERROR(('APPENDIX 40'!K11/'APPENDIX 38'!K11)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!L11/'APPENDIX 38'!L11)*100,\"0.0\")","v":111.43438135460659},{"$f":"IFERROR(('APPENDIX 40'!M11/'APPENDIX 38'!M11)*100,\"0.0\")","v":9.8796538805821701},{"$f":"IFERROR(('APPENDIX 40'!N11/'APPENDIX 38'!N11)*100,\"0.0\")","v":6.6266389492143505},{"$f":"IFERROR(('APPENDIX 40'!O11/'APPENDIX 38'!O11)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P11/'APPENDIX 38'!P11)*100,\"0.0\")","v":-5.6908293684112321},{"$f":"IFERROR(('APPENDIX 40'!Q11/'APPENDIX 38'!Q11)*100,\"0.0\")","v":65.366935024060936}]
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[null,"CORPORATE INSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C13/'APPENDIX 38'!C13)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D13/'APPENDIX 38'!D13)*100,\"0.0\")","v":21.269177126917711},{"$f":"IFERROR(('APPENDIX 40'!E13/'APPENDIX 38'!E13)*100,\"0.0\")","v":25.760896031166304},{"$f":"IFERROR(('APPENDIX 40'!F13/'APPENDIX 38'!F13)*100,\"0.0\")","v":3.7081055383884003},{"$f":"IFERROR(('APPENDIX 40'!G13/'APPENDIX 38'!G13)*100,\"0.0\")","v":29.563326083319392},{"$f":"IFERROR(('APPENDIX 40'!H13/'APPENDIX 38'!H13)*100,\"0.0\")","v":18.354307423316857},{"$f":"IFERROR(('APPENDIX 40'!I13/'APPENDIX 38'!I13)*100,\"0.0\")","v":71.020936397603691},{"$f":"IFERROR(('APPENDIX 40'!J13/'APPENDIX 38'!J13)*100,\"0.0\")","v":70.373014456541142},{"$f":"IFERROR(('APPENDIX 40'!K13/'APPENDIX 38'!K13)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L13/'APPENDIX 38'!L13)*100,\"0.0\")","v":-27.745345534869042},{"$f":"IFERROR(('APPENDIX 40'!M13/'APPENDIX 38'!M13)*100,\"0.0\")","v":42.000749344323715},{"$f":"IFERROR(('APPENDIX 40'!N13/'APPENDIX 38'!N13)*100,\"0.0\")","v":-0.14978281491836837},{"$f":"IFERROR(('APPENDIX 40'!O13/'APPENDIX 38'!O13)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P13/'APPENDIX 38'!P13)*100,\"0.0\")","v":48.927830297440629},{"$f":"IFERROR(('APPENDIX 40'!Q13/'APPENDIX 38'!Q13)*100,\"0.0\")","v":42.874965705456802}]
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[null,"FIDELITY SHIELD INSURANCE  ",{"$f":"IFERROR(('APPENDIX 40'!C15/'APPENDIX 38'!C15)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!D15/'APPENDIX 38'!D15)*100,\"0.0\")","v":62.288686605981795},{"$f":"IFERROR(('APPENDIX 40'!E15/'APPENDIX 38'!E15)*100,\"0.0\")","v":14.607664233576642},{"$f":"IFERROR(('APPENDIX 40'!F15/'APPENDIX 38'!F15)*100,\"0.0\")","v":15.919956626743556},{"$f":"IFERROR(('APPENDIX 40'!G15/'APPENDIX 38'!G15)*100,\"0.0\")","v":9.3779830241737834},{"$f":"IFERROR(('APPENDIX 40'!H15/'APPENDIX 38'!H15)*100,\"0.0\")","v":67.48494032722563},{"$f":"IFERROR(('APPENDIX 40'!I15/'APPENDIX 38'!I15)*100,\"0.0\")","v":84.937930253400168},{"$f":"IFERROR(('APPENDIX 40'!J15/'APPENDIX 38'!J15)*100,\"0.0\")","v":92.903900433991609},{"$f":"IFERROR(('APPENDIX 40'!K15/'APPENDIX 38'!K15)*100,\"0.0\")","v":107.85622040464915},{"$f":"IFERROR(('APPENDIX 40'!L15/'APPENDIX 38'!L15)*100,\"0.0\")","v":41.501225974847742},{"$f":"IFERROR(('APPENDIX 40'!M15/'APPENDIX 38'!M15)*100,\"0.0\")","v":96.598852373500264},{"$f":"IFERROR(('APPENDIX 40'!N15/'APPENDIX 38'!N15)*100,\"0.0\")","v":24.267663429894771},{"$f":"IFERROR(('APPENDIX 40'!O15/'APPENDIX 38'!O15)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P15/'APPENDIX 38'!P15)*100,\"0.0\")","v":163.46377373111198},{"$f":"IFERROR(('APPENDIX 40'!Q15/'APPENDIX 38'!Q15)*100,\"0.0\")","v":71.039098573862134}]
[null,"FIRST ASSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C16/'APPENDIX 38'!C16)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D16/'APPENDIX 38'!D16)*100,\"0.0\")","v":41.586994061407573},{"$f":"IFERROR(('APPENDIX 40'!E16/'APPENDIX 38'!E16)*100,\"0.0\")","v":19.216372115856654},{"$f":"IFERROR(('APPENDIX 40'!F16/'APPENDIX 38'!F16)*100,\"0.0\")","v":17.248965942092756},{"$f":"IFERROR(('APPENDIX 40'!G16/'APPENDIX 38'!G16)*100,\"0.0\")","v":48.500810372771475},{"$f":"IFERROR(('APPENDIX 40'!H16/'APPENDIX 38'!H16)*100,\"0.0\")","v":43.126872943209605},{"$f":"IFERROR(('APPENDIX 40'!I16/'APPENDIX 38'!I16)*100,\"0.0\")","v":74.6204595869564},{"$f":"IFERROR(('APPENDIX 40'!J16/'APPENDIX 38'!J16)*100,\"0.0\")","v":68.886070652118434},{"$f":"IFERROR(('APPENDIX 40'!K16/'APPENDIX 38'!K16)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L16/'APPENDIX 38'!L16)*100,\"0.0\")","v":11.351982797833189},{"$f":"IFERROR(('APPENDIX 40'!M16/'APPENDIX 38'!M16)*100,\"0.0\")","v":16.196410376988794},{"$f":"IFERROR(('APPENDIX 40'!N16/'APPENDIX 38'!N16)*100,\"0.0\")","v":14.712030939688511},{"$f":"IFERROR(('APPENDIX 40'!O16/'APPENDIX 38'!O16)*100,\"0.0\")","v":71.698899036232675},{"$f":"IFERROR(('APPENDIX 40'!P16/'APPENDIX 38'!P16)*100,\"0.0\")","v":8.8294692624606199},{"$f":"IFERROR(('APPENDIX 40'!Q16/'APPENDIX 38'!Q16)*100,\"0.0\")","v":64.448641480694363}]
[null,"GA INSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C17/'APPENDIX 38'!C17)*100,\"0.0\")","v":2.3493904604095159},{"$f":"IFERROR(('APPENDIX 40'!D17/'APPENDIX 38'!D17)*100,\"0.0\")","v":80.391247408054127},{"$f":"IFERROR(('APPENDIX 40'!E17/'APPENDIX 38'!E17)*100,\"0.0\")","v":41.008064080835119},{"$f":"IFERROR(('APPENDIX 40'!F17/'APPENDIX 38'!F17)*100,\"0.0\")","v":85.867616531421021},{"$f":"IFERROR(('APPENDIX 40'!G17/'APPENDIX 38'!G17)*100,\"0.0\")","v":21.378581196777642},{"$f":"IFERROR(('APPENDIX 40'!H17/'APPENDIX 38'!H17)*100,\"0.0\")","v":26.622863807083757},{"$f":"IFERROR(('APPENDIX 40'!I17/'APPENDIX 38'!I17)*100,\"0.0\")","v":84.603517457528994},{"$f":"IFERROR(('APPENDIX 40'!J17/'APPENDIX 38'!J17)*100,\"0.0\")","v":68.120233795134894},{"$f":"IFERROR(('APPENDIX 40'!K17/'APPENDIX 38'!K17)*100,\"0.0\")","v":75.483091787439619},{"$f":"IFERROR(('APPENDIX 40'!L17/'APPENDIX 38'!L17)*100,\"0.0\")","v":-0.502417801484355},{"$f":"IFERROR(('APPENDIX 40'!M17/'APPENDIX 38'!M17)*100,\"0.0\")","v":57.891351816317083},{"$f":"IFERROR(('APPENDIX 40'!N17/'APPENDIX 38'!N17)*100,\"0.0\")","v":40.476521717333128},{"$f":"IFERROR(('APPENDIX 40'!O17/'APPENDIX 38'!O17)*100,\"0.0\")","v":75.540922338847707},{"$f":"IFERROR(('APPENDIX 40'!P17/'APPENDIX 38'!P17)*100,\"0.0\")","v":19.612544150701058},{"$f":"IFERROR(('APPENDIX 40'!Q17/'APPENDIX 38'!Q17)*100,\"0.0\")","v":65.349685576466513}]
[null,"GEMINIA INSURANCE COMPANY ",{"$f":"IFERROR(('APPENDIX 40'!C18/'APPENDIX 38'!C18)*100,\"0.0\")","v":57.926306769494431},{"$f":"IFERROR(('APPENDIX 40'!D18/'APPENDIX 38'!D18)*100,\"0.0\")","v":112.56099086700864},{"$f":"IFERROR(('APPENDIX 40'!E18/'APPENDIX 38'!E18)*100,\"0.0\")","v":29.798019032821909},{"$f":"IFERROR(('APPENDIX 40'!F18/'APPENDIX 38'!F18)*100,\"0.0\")","v":17.030553539960611},{"$f":"IFERROR(('APPENDIX 40'!G18/'APPENDIX 38'!G18)*100,\"0.0\")","v":55.202638652625012},{"$f":"IFERROR(('APPENDIX 40'!H18/'APPENDIX 38'!H18)*100,\"0.0\")","v":23.770138648547476},{"$f":"IFERROR(('APPENDIX 40'!I18/'APPENDIX 38'!I18)*100,\"0.0\")","v":86.187015304114453},{"$f":"IFERROR(('APPENDIX 40'!J18/'APPENDIX 38'!J18)*100,\"0.0\")","v":85.162297857826729},{"$f":"IFERROR(('APPENDIX 40'!K18/'APPENDIX 38'!K18)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L18/'APPENDIX 38'!L18)*100,\"0.0\")","v":8.7950244200244203},{"$f":"IFERROR(('APPENDIX 40'!M18/'APPENDIX 38'!M18)*100,\"0.0\")","v":71.073158187974116},{"$f":"IFERROR(('APPENDIX 40'!N18/'APPENDIX 38'!N18)*100,\"0.0\")","v":49.680348754362448},{"$f":"IFERROR(('APPENDIX 40'!O18/'APPENDIX 38'!O18)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P18/'APPENDIX 38'!P18)*100,\"0.0\")","v":-1.4932376483577146},{"$f":"IFERROR(('APPENDIX 40'!Q18/'APPENDIX 38'!Q18)*100,\"0.0\")","v":74.041214642454221}]
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[null,"THE KENYAN ALLIANCE INSURANCE ",{"$f":"IFERROR(('APPENDIX 40'!C39/'APPENDIX 38'!C39)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D39/'APPENDIX 38'!D39)*100,\"0.0\")","v":26.109127995920449},{"$f":"IFERROR(('APPENDIX 40'!E39/'APPENDIX 38'!E39)*100,\"0.0\")","v":-205.33205400589404},{"$f":"IFERROR(('APPENDIX 40'!F39/'APPENDIX 38'!F39)*100,\"0.0\")","v":-209.66973101804564},{"$f":"IFERROR(('APPENDIX 40'!G39/'APPENDIX 38'!G39)*100,\"0.0\")","v":21.386052364129117},{"$f":"IFERROR(('APPENDIX 40'!H39/'APPENDIX 38'!H39)*100,\"0.0\")","v":-55.355191256830608},{"$f":"IFERROR(('APPENDIX 40'!I39/'APPENDIX 38'!I39)*100,\"0.0\")","v":68.347286027563896},{"$f":"IFERROR(('APPENDIX 40'!J39/'APPENDIX 38'!J39)*100,\"0.0\")","v":70.838752937451304},{"$f":"IFERROR(('APPENDIX 40'!K39/'APPENDIX 38'!K39)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L39/'APPENDIX 38'!L39)*100,\"0.0\")","v":-2.2920203735144313},{"$f":"IFERROR(('APPENDIX 40'!M39/'APPENDIX 38'!M39)*100,\"0.0\")","v":164.23621137741841},{"$f":"IFERROR(('APPENDIX 40'!N39/'APPENDIX 38'!N39)*100,\"0.0\")","v":71.372510546453455},{"$f":"IFERROR(('APPENDIX 40'!O39/'APPENDIX 38'!O39)*100,\"0.0\")","v":40.87315649018938},{"$f":"IFERROR(('APPENDIX 40'!P39/'APPENDIX 38'!P39)*100,\"0.0\")","v":-2786.2606232294615},{"$f":"IFERROR(('APPENDIX 40'!Q39/'APPENDIX 38'!Q39)*100,\"0.0\")","v":56.271238409107369}]
[null,"THE MONARCH INSURANCE ",{"$f":"IFERROR(('APPENDIX 40'!C40/'APPENDIX 38'!C40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D40/'APPENDIX 38'!D40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!E40/'APPENDIX 38'!E40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!F40/'APPENDIX 38'!F40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!G40/'APPENDIX 38'!G40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!H40/'APPENDIX 38'!H40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!I40/'APPENDIX 38'!I40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!J40/'APPENDIX 38'!J40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!K40/'APPENDIX 38'!K40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L40/'APPENDIX 38'!L40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!M40/'APPENDIX 38'!M40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!N40/'APPENDIX 38'!N40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!O40/'APPENDIX 38'!O40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P40/'APPENDIX 38'!P40)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!Q40/'APPENDIX 38'!Q40)*100,\"0.0\")","v":"0.0"}]
[null,"TRIDENT INSURANCE COMPANY ",{"$f":"IFERROR(('APPENDIX 40'!C41/'APPENDIX 38'!C41)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D41/'APPENDIX 38'!D41)*100,\"0.0\")","v":7.9061148857319337},{"$f":"IFERROR(('APPENDIX 40'!E41/'APPENDIX 38'!E41)*100,\"0.0\")","v":-707.32087227414331},{"$f":"IFERROR(('APPENDIX 40'!F41/'APPENDIX 38'!F41)*100,\"0.0\")","v":172.66822551312029},{"$f":"IFERROR(('APPENDIX 40'!G41/'APPENDIX 38'!G41)*100,\"0.0\")","v":-346.67542706964525},{"$f":"IFERROR(('APPENDIX 40'!H41/'APPENDIX 38'!H41)*100,\"0.0\")","v":-3.5119405980333132},{"$f":"IFERROR(('APPENDIX 40'!I41/'APPENDIX 38'!I41)*100,\"0.0\")","v":34.639593764310597},{"$f":"IFERROR(('APPENDIX 40'!J41/'APPENDIX 38'!J41)*100,\"0.0\")","v":12.118918241298342},{"$f":"IFERROR(('APPENDIX 40'!K41/'APPENDIX 38'!K41)*100,\"0.0\")","v":29.589763469031755},{"$f":"IFERROR(('APPENDIX 40'!L41/'APPENDIX 38'!L41)*100,\"0.0\")","v":-28.718362407986287},{"$f":"IFERROR(('APPENDIX 40'!M41/'APPENDIX 38'!M41)*100,\"0.0\")","v":-192.84619315278488},{"$f":"IFERROR(('APPENDIX 40'!N41/'APPENDIX 38'!N41)*100,\"0.0\")","v":533.96732504267254},{"$f":"IFERROR(('APPENDIX 40'!O41/'APPENDIX 38'!O41)*100,\"0.0\")","v":230.29526097827784},{"$f":"IFERROR(('APPENDIX 40'!P41/'APPENDIX 38'!P41)*100,\"0.0\")","v":2322.8668941979522},{"$f":"IFERROR(('APPENDIX 40'!Q41/'APPENDIX 38'!Q41)*100,\"0.0\")","v":53.507468998413856}]
[null,"XPLICO INSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C42/'APPENDIX 38'!C42)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!D42/'APPENDIX 38'!D42)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!E42/'APPENDIX 38'!E42)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!F42/'APPENDIX 38'!F42)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!G42/'APPENDIX 38'!G42)*100,\"0.0\")","v":95.232419547079857},{"$f":"IFERROR(('APPENDIX 40'!H42/'APPENDIX 38'!H42)*100,\"0.0\")","v":-6260},{"$f":"IFERROR(('APPENDIX 40'!I42/'APPENDIX 38'!I42)*100,\"0.0\")","v":29.484528893924868},{"$f":"IFERROR(('APPENDIX 40'!J42/'APPENDIX 38'!J42)*100,\"0.0\")","v":24.936888701022696},{"$f":"IFERROR(('APPENDIX 40'!K42/'APPENDIX 38'!K42)*100,\"0.0\")","v":38.846597050845382},{"$f":"IFERROR(('APPENDIX 40'!L42/'APPENDIX 38'!L42)*100,\"0.0\")","v":-3.8888888888888888},{"$f":"IFERROR(('APPENDIX 40'!M42/'APPENDIX 38'!M42)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!N42/'APPENDIX 38'!N42)*100,\"0.0\")","v":107.65550239234449},{"$f":"IFERROR(('APPENDIX 40'!O42/'APPENDIX 38'!O42)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!P42/'APPENDIX 38'!P42)*100,\"0.0\")","v":0},{"$f":"IFERROR(('APPENDIX 40'!Q42/'APPENDIX 38'!Q42)*100,\"0.0\")","v":33.990361121812356}]
[null,"TOTAL",{"$f":"IFERROR(('APPENDIX 40'!C43/'APPENDIX 38'!C43)*100,\"0.0\")","v":20.659850321492566},{"$f":"IFERROR(('APPENDIX 40'!D43/'APPENDIX 38'!D43)*100,\"0.0\")","v":65.592300628716572},{"$f":"IFERROR(('APPENDIX 40'!E43/'APPENDIX 38'!E43)*100,\"0.0\")","v":16.965151869767549},{"$f":"IFERROR(('APPENDIX 40'!F43/'APPENDIX 38'!F43)*100,\"0.0\")","v":45.421161917654587},{"$f":"IFERROR(('APPENDIX 40'!G43/'APPENDIX 38'!G43)*100,\"0.0\")","v":32.883482081700436},{"$f":"IFERROR(('APPENDIX 40'!H43/'APPENDIX 38'!H43)*100,\"0.0\")","v":33.361208856129331},{"$f":"IFERROR(('APPENDIX 40'!I43/'APPENDIX 38'!I43)*100,\"0.0\")","v":80.284707580270862},{"$f":"IFERROR(('APPENDIX 40'!J43/'APPENDIX 38'!J43)*100,\"0.0\")","v":72.004728058001504},{"$f":"IFERROR(('APPENDIX 40'!K43/'APPENDIX 38'!K43)*100,\"0.0\")","v":65.737147843667998},{"$f":"IFERROR(('APPENDIX 40'!L43/'APPENDIX 38'!L43)*100,\"0.0\")","v":-151.9421188630491},{"$f":"IFERROR(('APPENDIX 40'!M43/'APPENDIX 38'!M43)*100,\"0.0\")","v":50.311998237854816},{"$f":"IFERROR(('APPENDIX 40'!N43/'APPENDIX 38'!N43)*100,\"0.0\")","v":26.816171422801155},{"$f":"IFERROR(('APPENDIX 40'!O43/'APPENDIX 38'!O43)*100,\"0.0\")","v":74.587886741072282},{"$f":"IFERROR(('APPENDIX 40'!P43/'APPENDIX 38'!P43)*100,\"0.0\")","v":42.210027215451582},{"$f":"IFERROR(('APPENDIX 40'!Q43/'APPENDIX 38'!Q43)*100,\"0.0\")","v":67.19378608203516}]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",{"$f":"IFERROR(('APPENDIX 40'!C45/'APPENDIX 38'!C45)*100,\"0.0\")","v":59.391625261610727},{"$f":"IFERROR(('APPENDIX 40'!D45/'APPENDIX 38'!D45)*100,\"0.0\")","v":37.299086168110179},{"$f":"IFERROR(('APPENDIX 40'!E45/'APPENDIX 38'!E45)*100,\"0.0\")","v":31.679126661267599},{"$f":"IFERROR(('APPENDIX 40'!F45/'APPENDIX 38'!F45)*100,\"0.0\")","v":37.823275919068152},{"$f":"IFERROR(('APPENDIX 40'!G45/'APPENDIX 38'!G45)*100,\"0.0\")","v":23.585616590166314},{"$f":"IFERROR(('APPENDIX 40'!H45/'APPENDIX 38'!H45)*100,\"0.0\")","v":44.673759141628672},{"$f":"IFERROR(('APPENDIX 40'!I45/'APPENDIX 38'!I45)*100,\"0.0\")","v":93.850427200168767},{"$f":"IFERROR(('APPENDIX 40'!J45/'APPENDIX 38'!J45)*100,\"0.0\")","v":40.090278820841604},{"$f":"IFERROR(('APPENDIX 40'!K45/'APPENDIX 38'!K45)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L45/'APPENDIX 38'!L45)*100,\"0.0\")","v":21.094449173815295},{"$f":"IFERROR(('APPENDIX 40'!M45/'APPENDIX 38'!M45)*100,\"0.0\")","v":11.74138684342331},{"$f":"IFERROR(('APPENDIX 40'!N45/'APPENDIX 38'!N45)*100,\"0.0\")","v":-17.373481490010938},{"$f":"IFERROR(('APPENDIX 40'!O45/'APPENDIX 38'!O45)*100,\"0.0\")","v":79.892741864918179},{"$f":"IFERROR(('APPENDIX 40'!P45/'APPENDIX 38'!P45)*100,\"0.0\")","v":45.524943667004166},{"$f":"IFERROR(('APPENDIX 40'!Q45/'APPENDIX 38'!Q45)*100,\"0.0\")","v":50.58208507897286}]
[null,"EAST AFRICAN REINSURANCE ",{"$f":"IFERROR(('APPENDIX 40'!C46/'APPENDIX 38'!C46)*100,\"0.0\")","v":232.05950991831972},{"$f":"IFERROR(('APPENDIX 40'!D46/'APPENDIX 38'!D46)*100,\"0.0\")","v":50.670034885119698},{"$f":"IFERROR(('APPENDIX 40'!E46/'APPENDIX 38'!E46)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!F46/'APPENDIX 38'!F46)*100,\"0.0\")","v":58.411891173654872},{"$f":"IFERROR(('APPENDIX 40'!G46/'APPENDIX 38'!G46)*100,\"0.0\")","v":5.3985706432105554},{"$f":"IFERROR(('APPENDIX 40'!H46/'APPENDIX 38'!H46)*100,\"0.0\")","v":83.431425571851236},{"$f":"IFERROR(('APPENDIX 40'!I46/'APPENDIX 38'!I46)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!J46/'APPENDIX 38'!J46)*100,\"0.0\")","v":77.511642732355853},{"$f":"IFERROR(('APPENDIX 40'!K46/'APPENDIX 38'!K46)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L46/'APPENDIX 38'!L46)*100,\"0.0\")","v":29.041837515562001},{"$f":"IFERROR(('APPENDIX 40'!M46/'APPENDIX 38'!M46)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!N46/'APPENDIX 38'!N46)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!O46/'APPENDIX 38'!O46)*100,\"0.0\")","v":85.137365055738286},{"$f":"IFERROR(('APPENDIX 40'!P46/'APPENDIX 38'!P46)*100,\"0.0\")","v":10.188803032512029},{"$f":"IFERROR(('APPENDIX 40'!Q46/'APPENDIX 38'!Q46)*100,\"0.0\")","v":58.50701242218458}]
[null,"GHANA REINSURANCE COMPANY",{"$f":"IFERROR(('APPENDIX 40'!C47/'APPENDIX 38'!C47)*100,\"0.0\")","v":40.971998712584487},{"$f":"IFERROR(('APPENDIX 40'!D47/'APPENDIX 38'!D47)*100,\"0.0\")","v":23.659990604550838},{"$f":"IFERROR(('APPENDIX 40'!E47/'APPENDIX 38'!E47)*100,\"0.0\")","v":45.727153235584808},{"$f":"IFERROR(('APPENDIX 40'!F47/'APPENDIX 38'!F47)*100,\"0.0\")","v":45.727533058316297},{"$f":"IFERROR(('APPENDIX 40'!G47/'APPENDIX 38'!G47)*100,\"0.0\")","v":13.482753347751053},{"$f":"IFERROR(('APPENDIX 40'!H47/'APPENDIX 38'!H47)*100,\"0.0\")","v":71.921630671535851},{"$f":"IFERROR(('APPENDIX 40'!I47/'APPENDIX 38'!I47)*100,\"0.0\")","v":91.521541852123931},{"$f":"IFERROR(('APPENDIX 40'!J47/'APPENDIX 38'!J47)*100,\"0.0\")","v":91.519744714798563},{"$f":"IFERROR(('APPENDIX 40'!K47/'APPENDIX 38'!K47)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L47/'APPENDIX 38'!L47)*100,\"0.0\")","v":105.75935105903559},{"$f":"IFERROR(('APPENDIX 40'!M47/'APPENDIX 38'!M47)*100,\"0.0\")","v":32.47972148445912},{"$f":"IFERROR(('APPENDIX 40'!N47/'APPENDIX 38'!N47)*100,\"0.0\")","v":130.51853997682502},{"$f":"IFERROR(('APPENDIX 40'!O47/'APPENDIX 38'!O47)*100,\"0.0\")","v":65.965774085370981},{"$f":"IFERROR(('APPENDIX 40'!P47/'APPENDIX 38'!P47)*100,\"0.0\")","v":36.836547111510932},{"$f":"IFERROR(('APPENDIX 40'!Q47/'APPENDIX 38'!Q47)*100,\"0.0\")","v":48.218858191061109}]
[null,"KENYA REINSURANCE CORPORATION",{"$f":"IFERROR(('APPENDIX 40'!C48/'APPENDIX 38'!C48)*100,\"0.0\")","v":103.89090664514393},{"$f":"IFERROR(('APPENDIX 40'!D48/'APPENDIX 38'!D48)*100,\"0.0\")","v":61.018336607727576},{"$f":"IFERROR(('APPENDIX 40'!E48/'APPENDIX 38'!E48)*100,\"0.0\")","v":32.141811867085515},{"$f":"IFERROR(('APPENDIX 40'!F48/'APPENDIX 38'!F48)*100,\"0.0\")","v":42.361513957048189},{"$f":"IFERROR(('APPENDIX 40'!G48/'APPENDIX 38'!G48)*100,\"0.0\")","v":14.245775501620525},{"$f":"IFERROR(('APPENDIX 40'!H48/'APPENDIX 38'!H48)*100,\"0.0\")","v":62.375633719453681},{"$f":"IFERROR(('APPENDIX 40'!I48/'APPENDIX 38'!I48)*100,\"0.0\")","v":34.269787692544504},{"$f":"IFERROR(('APPENDIX 40'!J48/'APPENDIX 38'!J48)*100,\"0.0\")","v":96.598517514884179},{"$f":"IFERROR(('APPENDIX 40'!K48/'APPENDIX 38'!K48)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L48/'APPENDIX 38'!L48)*100,\"0.0\")","v":43.109271411950445},{"$f":"IFERROR(('APPENDIX 40'!M48/'APPENDIX 38'!M48)*100,\"0.0\")","v":24.574265342513129},{"$f":"IFERROR(('APPENDIX 40'!N48/'APPENDIX 38'!N48)*100,\"0.0\")","v":36.194723151244887},{"$f":"IFERROR(('APPENDIX 40'!O48/'APPENDIX 38'!O48)*100,\"0.0\")","v":68.236221950021815},{"$f":"IFERROR(('APPENDIX 40'!P48/'APPENDIX 38'!P48)*100,\"0.0\")","v":85.637344370387837},{"$f":"IFERROR(('APPENDIX 40'!Q48/'APPENDIX 38'!Q48)*100,\"0.0\")","v":64.296729354464446}]
[null,"WAICA REINSURANCE KENYA LIMITED",{"$f":"IFERROR(('APPENDIX 40'!C49/'APPENDIX 38'!C49)*100,\"0.0\")","v":17.966032330673215},{"$f":"IFERROR(('APPENDIX 40'!D49/'APPENDIX 38'!D49)*100,\"0.0\")","v":21.166705234275685},{"$f":"IFERROR(('APPENDIX 40'!E49/'APPENDIX 38'!E49)*100,\"0.0\")","v":4.090267983074753},{"$f":"IFERROR(('APPENDIX 40'!F49/'APPENDIX 38'!F49)*100,\"0.0\")","v":35.999685262412463},{"$f":"IFERROR(('APPENDIX 40'!G49/'APPENDIX 38'!G49)*100,\"0.0\")","v":112.57261080607941},{"$f":"IFERROR(('APPENDIX 40'!H49/'APPENDIX 38'!H49)*100,\"0.0\")","v":154.73872293075408},{"$f":"IFERROR(('APPENDIX 40'!I49/'APPENDIX 38'!I49)*100,\"0.0\")","v":12.878232251998121},{"$f":"IFERROR(('APPENDIX 40'!J49/'APPENDIX 38'!J49)*100,\"0.0\")","v":65.919786887672032},{"$f":"IFERROR(('APPENDIX 40'!K49/'APPENDIX 38'!K49)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L49/'APPENDIX 38'!L49)*100,\"0.0\")","v":-1.2804406106630473},{"$f":"IFERROR(('APPENDIX 40'!M49/'APPENDIX 38'!M49)*100,\"0.0\")","v":28.675618431043443},{"$f":"IFERROR(('APPENDIX 40'!N49/'APPENDIX 38'!N49)*100,\"0.0\")","v":5.7985850263759673},{"$f":"IFERROR(('APPENDIX 40'!O49/'APPENDIX 38'!O49)*100,\"0.0\")","v":13.157344849202479},{"$f":"IFERROR(('APPENDIX 40'!P49/'APPENDIX 38'!P49)*100,\"0.0\")","v":12.655362614913177},{"$f":"IFERROR(('APPENDIX 40'!Q49/'APPENDIX 38'!Q49)*100,\"0.0\")","v":32.298433437350305}]
[null,"TOTAL",{"$f":"IFERROR(('APPENDIX 40'!C50/'APPENDIX 38'!C50)*100,\"0.0\")","v":64.409529901861362},{"$f":"IFERROR(('APPENDIX 40'!D50/'APPENDIX 38'!D50)*100,\"0.0\")","v":48.478679702314508},{"$f":"IFERROR(('APPENDIX 40'!E50/'APPENDIX 38'!E50)*100,\"0.0\")","v":34.746966037638721},{"$f":"IFERROR(('APPENDIX 40'!F50/'APPENDIX 38'!F50)*100,\"0.0\")","v":43.245690535425524},{"$f":"IFERROR(('APPENDIX 40'!G50/'APPENDIX 38'!G50)*100,\"0.0\")","v":32.988582334361297},{"$f":"IFERROR(('APPENDIX 40'!H50/'APPENDIX 38'!H50)*100,\"0.0\")","v":66.29893391220169},{"$f":"IFERROR(('APPENDIX 40'!I50/'APPENDIX 38'!I50)*100,\"0.0\")","v":37.633194047776499},{"$f":"IFERROR(('APPENDIX 40'!J50/'APPENDIX 38'!J50)*100,\"0.0\")","v":86.40132960257786},{"$f":"IFERROR(('APPENDIX 40'!K50/'APPENDIX 38'!K50)*100,\"0.0\")","v":"0.0"},{"$f":"IFERROR(('APPENDIX 40'!L50/'APPENDIX 38'!L50)*100,\"0.0\")","v":31.486051497524869},{"$f":"IFERROR(('APPENDIX 40'!M50/'APPENDIX 38'!M50)*100,\"0.0\")","v":23.654736578650983},{"$f":"IFERROR(('APPENDIX 40'!N50/'APPENDIX 38'!N50)*100,\"0.0\")","v":2.5475503313085484},{"$f":"IFERROR(('APPENDIX 40'!O50/'APPENDIX 38'!O50)*100,\"0.0\")","v":73.513447932873461},{"$f":"IFERROR(('APPENDIX 40'!P50/'APPENDIX 38'!P50)*100,\"0.0\")","v":71.465809757700896},{"$f":"IFERROR(('APPENDIX 40'!Q50/'APPENDIX 38'!Q50)*100,\"0.0\")","v":57.373804912112071}]
[null,"Note: Incurred Claims Ratio = Incurred Claims/Net Earned Premium"]

{"sheet":"APPENDIX 42","index":62,"n_rows":51,"n_cols":17,"rows_kept":51,"cut":false,"hidden":false,"merged":[[2,1,2,16],[4,1,4,16],[43,1,43,16],[50,1,50,16]]}
[]
[]
[null,"APPENDIX 42: SUMMARY OF UNDERWRITING PROFITS UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,"Company","Aviation ","Engineering","Fire Domestic","Fire Industrial","Liability","Marine","Motor Private","Motor Commercial","Motor Commercial PSV","Personal Accident","Theft","Workmens' Compensation","Medical","Miscellaneous","Total\r\n"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",0,-31,651,2521,5409,-22,0,0,0,17441,8861,12777,-349322,16492,-285223]
[null,"AFRICAN MERCHANT ASSURANCE ",0,-10885,-2820,48672,15985,-885,-653423,39083,-98831,638051,61884,-48162,0,-9703,-21033]
[null,"AIG INSURANCE COMPANY",-243,17245,9632,21344,99326,5277,24888,503,0,13608,18140,25187,0,0,234907]
[null,"APA INSURANCE COMPANY",-5429,30727,28157,118792,-33166,84036,-699346,320917,-100700,117377,-1109690,273491,1075703,111980,212848]
[null,"BRITAM GENERAL INSURANCE",0,75444,38748,44509,-9913,131010,-247735,-268152,0,-202939,87701,89286,-139350,96770,-304621]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",0,-34690,6582,-22056,1777,4905,-82281,-52884,57707,-8231,20194,44678,-3350,10407,-57241]
[null,"CIC GENERAL INSURANCE COMPANY",0,-135301,6785,-52828,83110,-10128,-150396,-116589,0,-2416,117731,188069,-142315,61563,-152715]
[null,"CORPORATE INSURANCE COMPANY",0,-25071,214,3902,576,5949,-11949,-10137,0,7328,205,19096,0,-3222,-13111]
[null,"DIRECTLINE ASSURANCE COMPANY",0,0,546,540,-5686,118,222193,93975,-260993,1157,385,-712,0,5401,56922]
[null,"FIDELITY SHIELD INSURANCE  ",-55339,-6394,4641,5794,29541,-23092,-91736,-74796,-7001,4624,-5702,152788,0,5907,-60766]
[null,"FIRST ASSURANCE COMPANY",0,2925,15153,-19678,-3005,3562,-188292,-175552,0,22021,31542,22373,23735,1647,-263569]
[null,"GA INSURANCE COMPANY",-13168,1631,24627,-27938,41153,90049,-70348,102050,51436,43909,63655,254327,177735,82515,821631]
[null,"GEMINIA INSURANCE COMPANY ",-7710,-14880,16829,61518,4363,53736,-201084,-188749,0,16308,1826,40001,0,14350,-203491]
[null,"HEALTHIER (K) MICRO INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"HERITAGE INSURANCE COMPANY",-14499,5148,10955,-52141,39716,18637,-137566,21041,25686,-24928,301,151679,37034,41828,122891]
[null,"ICEA LION GENERAL INSURANCE",2353,12399,4054,88446,9119,76123,-347040,96931,0,1246,56356,235550,-29124,25601,232013]
[null,"INTRA-AFRICA ASSURANCE ",0,-25228,10201,-12025,14720,42911,19035,-33721,0,-19416,10762,64494,0,23187,94920]
[null,"INVESCO ASSURANCE COMPANY ",0,34,-103,-6,-35,178,-114039,-44201,-346027,-763,-15,-28,0,-2,-505007]
[null,"JUBILEE GENERAL INSURANCE",3061,-34034,32234,-128654,-7746,3904,-412050,-321725,0,-735160,-33044,766028,0,9505,-857681]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,31564,0,31564]
[null,"KENINDIA ASSURANCE COMPANY ",0,-28302,3913,-72216,-10437,-27481,-34798,-181015,0,3004,3716,3264,-30522,6859,-364014]
[null,"KENYA ORIENT INSURANCE",0,-34894,10014,-38681,8844,-3569,-333714,-527740,103863,-11201,12157,-923,0,25812,-790034]
[null,"MADISON INSURANCE COMPANY",0,60250,3998,10239,49246,56302,-79172,-26430,0,12342,41255,37535,-376007,7846,-202594]
[null,"MAYFAIR INSURANCE COMPANY",16699,14688,4825,18604,9357,29238,35557,16868,0,14043,11937,148368,0,6463,326649]
[null,"MUA INSURANCE COMPANY",24358,23418,11970,26024,-47706,10750,-227773,-101687,0,59,4574,160292,-222842,-25892,-364455]
[null,"OCCIDENTAL INSURANCE COMPANY ",-1905,14175,2637,-47456,1916,22188,-509874,-212767,0,5349,8554,84328,0,-3233,-636088]
[null,"OLD MUTUAL GENERAL INSURANCE ",6915,-72759,37192,100067,26605,11683,-239245,-187650,0,-61679,17869,118627,435825,-17453,175995]
[null,"PACIS INSURANCE COMPANY",0,12190,2208,-35836,-3561,-1203,-131625,42386,0,3367,11313,20692,47934,-410,-32544]
[null,"PIONEER INSURANCE COMPANY",281,-1908,2199,-3128,4492,4139,-27138,39372,0,3105,5270,-61050,0,-2479,-36846]
[null,"SANLAM INSURANCE COMPANY",0,11920,58571,-20770,-113326,9160,-157026,34770,-241781,-47577,147484,149209,-152559,24248,-297677]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",0,19170,1224,13121,691,9372,-114193,-13070,0,895,-68,-1437,8918,20138,-55241]
[null,"TAUSI ASSURANCE COMPANY",0,6166,14212,68926,-831,28630,-4706,-10896,0,2516,17735,36219,13359,8425,179755]
[null,"THE KENYAN ALLIANCE INSURANCE ",0,-48858,37223,-117452,-171,-1145,-194462,-60973,0,-1845,-19335,-29936,-1181,10726,-427409]
[null,"THE MONARCH INSURANCE ",0,0,0,0,0,0,0,0,0,0,0,0,0,0,0]
[null,"TRIDENT INSURANCE COMPANY ",0,749,5036,-9269,15690,3825,343247,57565,85590,10059,10306,16287,-277528,-101067,160491]
[null,"XPLICO INSURANCE COMPANY",0,2,-1,10,-166,946,12668,5339,-2349,120,20,-193,-4582,-1424,10391]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":-44626},-164954,402307,-27105,225887,639103,-4803423,-1737934,-733400,-178226,-396121,2972204,123125,452785,-3270383]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",6843,109161,28973,370970,93040,36262,-4072,47013,0,84324,46515,80119,-541815,90608,447943]
[null,"EAST AFRICA REINSURANCE ",-6643,48845,0,-43832,11804,-57660,0,-1829,0,23348,0,0,-127325,207382,54090]
[null,"GHANA REINSURANCE COMPANY",777,41138,1818,11274,20628,-14719,-5410,-5861,0,-3163,12108,-5008,-27740,12774,38617]
[null,"KENYA REINSURANCE CORPORATION",-20870,-51954,46514,485326,53771,-21025,302384,-32475,0,66071,-63173,-1664,-52185,-593021,117699]
[null,"WAICA REINSURANCE KENYA LIMITED",12327,95791,-139,220010,-115637,-104430,28531,1829,0,124884,28906,66587,40950,138332,537940]
[null,"TOTAL",{"$f":"SUM(C45:C49)","v":-7566},{"$f":"SUM(D45:D49)","v":242981},77166,1043748,63606,-161572,321433,8677,0,295464,24356,140034,-708115,-143925,1196289]
[null,"Amounts in Thousand Shillings"]

{"sheet":"AAPENDIX 3xxx7","index":63,"n_rows":42,"n_cols":9,"rows_kept":42,"cut":false,"hidden":true,"merged":[[41,1,41,8],[1,1,1,8],[2,1,2,4],[2,5,2,8],[4,1,23,1],[4,5,19,5],[20,5,24,5],[24,1,36,1],[25,5,26,5],[28,5,40,8],[37,1,39,1]]}
[]
[null,"APPENDIX 37: SUMMARY OF PEER GROUPS FOR GENERAL AND LONG TERM INSURERS AS AT 31.12.2013"]
[null,"GENERAL INSURANCE BUSINESS",null,null,null,"LONG TERM INSURANCE BUSINESS"]
[null,"Peer Group","Company","Net Assets","Market share","Peer Group","Company","Net Assets","Market share"]
[null,"Small Companies","THE MONARCH INSURANCE ",326879,{"$f":"D5/$D$41","v":5.9791225405963506E-3},"Small Companies","SHIELD ASSURANCE COMPANY ",122215,4.3660269197898895E-3]
[null,null,"RESOLUTION HEALTH INSURANCE ",340307,6.2247414316083998E-3,null,"GEMINIA INSURANCE COMPANY",150000,5.3586224110664269E-3]
[null,null,"INVESCO ASSURANCE COMPANY ",{"$f":"'APPENDIX 5 II'!$N$12","v":2590850},4.7390654139005735E-2,null,"MERCANTILE INSURANCE COMPANY ",165776,5.9222065921129864E-3]
[null,null,"AAR INSURANCE KENYA",345501,6.3197477259125841E-3,null,"THE KENYAN ALLIANCE INSURANCE",201335,7.1925216208803934E-3]
[null,null,"TAKAFUL INSURANCE OF AFRICA",427279,7.8155938436652948E-3,null,"GA LIFE ASSURANCE COMPANY ",207731,7.421013280488266E-3]
[null,null,"MERCANTILE INSURANCE COMPANY ",446962,8.1756263601822868E-3,null,"CORPORATE INSURANCE COMPANY",227623,8.131638060494488E-3]
[null,null,"KENYA ORIENT INSURANCE",670743,1.2268927004326427E-2,null,"CAPEX LIFE ASSURANCE COMPANY",241331,8.6213447005671455E-3]
[null,null,"DIRECTLINE ASSURANCE COMPANY",672018,1.2292248726551654E-2,null,"METROPOLITAN INSURANCE ",249616,8.917319278405049E-3]
[null,null,"PACIS INSURANCE COMPANY ",679395,1.2427185467614798E-2,null,"FIRST ASSURANCE COMPANY ",255949,9.1435603166002723E-3]
[null,null,"MADISON INSURANCE COMPANY",681408,1.2464006351410394E-2,null,"THE MONARCH INSURANCE",335305,1.1978485916950856E-2]
[null,null,"CORPORATE INSURANCE COMPANY",685905,1.2546263437564787E-2,null,"PIONEER ASSURANCE COMPANY ",376469,1.3449034803145112E-2]
[null,null,"INTRA-AFRICA ASSURANCE ",708897,1.2966822682586312E-2,null,"APA LIFE ASSURANCE COMPANY ",478148,1.70814305907106E-2]
[null,null,"REAL INSURANCE COMPANY ",714767,1.3074194062556579E-2,null,"KENINDIA ASSURANCE COMPANY",509632,1.8206169710644034E-2]
[null,null,"OCCIDENTAL INSURANCE COMPANY ",739475,1.3526141601961235E-2,null,"UAP LIFE ASSURANCE COMPANY",798313,2.8519052885637816E-2]
[null,null,"XPLICO INSURANCE COMPANY",768955,1.4065376402902195E-2,null,"OLD MUTUAL LIFE ASSURANCE ",815241,2.9123791286801367E-2]
[null,null,"TAUSI ASSURANCE COMPANY",797187,1.4581783353382697E-2,null,"CANNON ASSURANCE COMPANY ",1050482,3.7527575917479218E-2]
[null,null,"AFRICAN MERCHANT ASSURANCE ",859734,1.5725864733791596E-2,"Medium Companies","PAN AFRICA INSURANCE COMPANY",1101713,3.9357759815754845E-2]
[null,null,"GATEWAY INSURANCE COMPANY",867552,1.5868868047012642E-2,null,"MADISON INSURANCE COMPANY",1221036,4.3620472495459368E-2]
[null,null,"MAYFAIR INSURANCE COMPANY",910217,1.6649276893082727E-2,null,"CFC LIFE ASSURANCE COMPANY",1521809,5.4365332085083921E-2]
[null,null,"FIDELITY SHIELD INSURANCE  ",934093,1.7086005865513742E-2,null,"JUBILEE INSURANCE COMPANY ",2041173,7.2919169217757943E-2]
[null,"Medium Companies","GEMINIA INSURANCE COMPANY ",1168468,2.1373087156915972E-2,null,"CIC LIFE ASSURANCE COMPANY",2187108,7.8132572961484473E-2]
[null,null,"THE KENYAN ALLIANCE INSURANCE ",1331919,2.4362858780002848E-2,"Large Companies","BRITISH AMERICAN INSURANCE",6767836,0.24177518442681442]
[null,null,"AIG INSURANCE COMPANY",1357702,2.4834469732264067E-2,null,"ICEA LION LIFE ASSURANCE ",6966428,0.2488697147058711]
[null,null,"CANNON ASSURANCE COMPANY ",1384652,2.5327426919691438E-2,null,"TOTAL",27992269,1]
[null,null,"FIRST ASSURANCE COMPANY",1390810,2.5440066265152581E-2]
[null,null,"GA INSURANCE COMPANY",1625605,2.9734830006229004E-2]
[null,null,"HERITAGE INSURANCE COMPANY",1785450,3.2658642311398881E-2]
[null,null,"KENINDIA ASSURANCE COMPANY ",1798373,3.2895023971255051E-2]
[null,null,"PHOENIX OF EAST AFRICA ",1800886,3.2940990628472305E-2]
[null,null,"TRIDENT INSURANCE COMPANY ",1980472,3.6225896359876088E-2]
[null,null,"BRITISH AMERICAN INSURANCE ",2282596,4.1752211658366144E-2]
[null,null,"CIC GENERAL INSURANCE COMPANY",2775311,5.0764731161270678E-2]
[null,null,"ICEA LION GENERAL INSURANCE",2992396,5.4735551607751974E-2]
[null,"Large Companies","APA INSURANCE COMPANY",3806911,6.9634290884835651E-2]
[null,null,"JUBILEE INSURANCE COMPANY",4772243,8.729170638218775E-2]
[null,null,"UAP INSURANCE COMPANY",7248144,0.13257976550310113]
[null,null,"TOTAL",{"$f":"SUM(D5:D40)","v":54670062},1]
[null,"Amounts in Thousand Shillings"]

{"sheet":"APPENDIX 43","index":64,"n_rows":44,"n_cols":8,"rows_kept":44,"cut":false,"hidden":false,"merged":[[3,2,3,4],[3,5,3,7],[2,1,2,7]]}
[]
[]
[null,"APPENDIX 43: SUMMARY OF BUSINESS IN FORCE FOR GENERAL INSURERS AS AT 31.12.2022"]
[null,null,"New Business in respect of which premium has been paid during the year",null,null,"Total Business in Force at the end of the year"]
[null,"Company","Number of Policies*","Sum Insured","Premiums","Number of Policies*","Sum Insured","Premiums"]
[null,"AAR INSURANCE KENYA",5102,90112375.681999996,1979195.3230000001,15687,353306388.44999999,7243552.8470000001]
[null,"AFRICAN MERCHANT ASSURANCE ",30046,512540.02,138812.51500000001,102818,7578360966.5100002,644583.91200000001]
[null,"AIG INSURANCE COMPANY",19225,138234837.06299999,1008216.9350000001,39556,1031981640.0369999,3382532.139]
[null,"APA INSURANCE COMPANY",76215,7165329635.9969997,5870863.75,212244,27629851181.971001,14654398.828]
[null,"BRITAM GENERAL INSURANCE",169812,1337605549.2219999,3788275.9610000001,408806,4191118737.2490001,10850662.956]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",7887,245164355.77000001,520057.48,40543,826212776.35500002,1342134.7250000001]
[null,"CIC GENERAL INSURANCE COMPANY",45048,367716288.333,4939321.0470000003,106148,1227657801.822,13860381.131999999]
[null,"CORPORATE INSURANCE COMPANY",45048,367716288.333,4939321.0470000003,106148,1227657801.822,13860381.131999999]
[null,"DIRECTLINE ASSURANCE COMPANY",115830,20185032.989,2549861.34,178884,24393556.620999999,4268898.5860000001]
[null,"FIDELITY SHIELD INSURANCE  ",19728,139758162.10800001,1204858.493,47618,5524849948.698,3094819.4870000002]
[null,"FIRST ASSURANCE COMPANY",24238,420044258.51700002,2579156.3650000002,60370,1016256842.286,5507485.4220000003]
[null,"GA INSURANCE COMPANY",49485,1682967878.6589999,5651326.7620000001,110982,3012035077.7690001,13919501.346999999]
[null,"GEMINIA INSURANCE COMPANY ",23659,666962275.82799995,1763297.3230000001,79500,1426638518.6489999,5731604.4000000004]
[null,"HEALTHIER (K) MICRO INSURANCE",null,0,0,null,0,0]
[null,"HERITAGE INSURANCE COMPANY",15272,248164666.961,1462051.4539999999,35366,1183500110.3050001,7048402.5489999996]
[null,"ICEA LION GENERAL INSURANCE",20420,440282699.361,1298910.868,3506,15420678.27,606972.77899999998]
[null,"INTRA-AFRICA ASSURANCE ",24542,184471034.458,962115.82200000004,53868,382240768.09799999,2135781.969]
[null,"INVESCO ASSURANCE COMPANY ",55445,1317341.0660000001,196199.40299999999,109204,1929227.01,396549.65899999999]
[null,"JUBILEE GENERAL INSURANCE",21968,548282796.24100006,1768295.476,49366,1298527192.437,4004875.2340000002]
[null,"JUBILEE HEALTH INSURANCE",5552,67319237.5,2491903.483,12653,232837125.87099999,8618749.5059999991]
[null,"KENINDIA ASSURANCE COMPANY ",4994,156389641.61899999,300912.59600000002,25583,1435604216.6670001,2314482.906]
[null,"KENYA ORIENT INSURANCE",34555,144672747.95500001,1225007.791,62547,422923763.70099998,2210132.1329999999]
[null,"MADISON INSURANCE COMPANY",20684,380511641.21200001,3357403.9619999998,77488,63713896425.334999,7749676.8250000002]
[null,"MAYFAIR INSURANCE COMPANY",20618,892711945.34500003,2226800.75,60429,2455320181.6589999,5123142.4510000004]
[null,"MUA INSURANCE COMPANY",10815,292565280.65499997,1112999.7919999999,31377,862181626.84399998,3590642.0419999999]
[null,"OCCIDENTAL INSURANCE COMPANY ",54883,238526412.52000001,1281799.254,79917,1040248329.513,2819533.6209999998]
[null,"OLD MUTUAL GENERAL INSURANCE ",31094,331319403.083,3391045.8990000002,81392,1097125360.747,14858672.460000001]
[null,"PACIS INSURANCE COMPANY",5947,316194604.52899998,637615.67299999995,19535,807941032.29400003,1965118.1850000001]
[null,"PIONEER INSURANCE COMPANY",18868,228024762.90400001,910352.23800000001,37238,304429275.24800003,1635759.5560000001]
[null,"SANLAM INSURANCE COMPANY",64752,444271020,1516719.297,79065,1070476416.096,3298534.773]
[null,"STAR DISCOVER INSURANCE",null,0,0,null,0,0]
[null,"TAKAFUL INSURANCE OF AFRICA",null,0,0,null,0,0]
[null,"TAUSI ASSURANCE COMPANY",13710,249556133.845,555909.17299999995,27650,634155058.64100003,1645872.0149999999]
[null,"THE KENYAN ALLIANCE INSURANCE ",10598,92325715.552000001,710688.20900000003,30221,225664410.442,1547565.3119999999]
[null,"THE MONARCH INSURANCE "]
[null,"TRIDENT INSURANCE COMPANY ",110992,44860954.913999997,648247.69299999997,182807,59257675.035999998,1044422.262]
[null,"XPLICO INSURANCE COMPANY"]
[null,"TOTAL",{"$f":"SUM(C6:C42)","v":1177032},{"$f":"SUM(D6:D42)","v":17944077518.241001},62987543.173999995,2568516,132314000112.45299,170975823.14999998]
[null,"*Numbers not in Thousands"]

{"sheet":"APPENDIX 44","index":65,"n_rows":32,"n_cols":8,"rows_kept":32,"cut":false,"hidden":false,"merged":[[2,1,2,7],[3,2,3,4],[3,5,3,7],[31,1,31,7],[32,1,32,7]]}
[]
[]
[null,"APPENDIX 44: SUMMARY OF BUSINESS IN FORCE FOR LONG TERM INSURERS AS AT 31.12.2022"]
[null,null,"New Business in respect of which premium has been paid during the year","New Business in respect of which premium has been paid during the year","New Business in respect of which premium has been paid during the year","Total Business in Force at the end of the year","Total Business in Force at the end of the year","Total Business in Force at the end of the year"]
[null,"Company","Number of Policies*","Number of Lives*","Sums Assured and Annuities","Number of Policies*","Number of Lives*","Sums Assured and Annuities"]
[null,"ABSA LIFE ASSURANCE",38624,77259,282773725.25,127734,263767,1759408818.5580001]
[null,"APA LIFE ASSURANCE COMPANY ",1863,37232,985620278.26699996,9470,488955,1621195714.635]
[null,"BRITAM LIFE ASSURANCE",37083,44694,585210439.99399996,184825,281940,1814994417.145]
[null,"CANNON LIFE ASSURANCE (K) LIMITED",62,8664,61372179.222000003,2148,36365,182021291.229]
[null,"CAPEX LIFE ASSURANCE COMPANY",249,52539,106778984.917,706,110008,170571295.15099999]
[null,"CIC LIFE ASSURANCE COMPANY",305281,1172273,552734204.24600005,603745,1470737,709907756.48599994]
[null,"CORPORATE INSURANCE COMPANY",null,null,0,0,0,0]
[null,"EQUITY LIFE ASSURANCE ",15,4178137,281596179.04299998,15,4178137,281596179.04299998]
[null,"GA LIFE ASSURANCE COMPANY ",65,809,1737275.6129999999,337,16054,9535463.9539999999]
[null,"GEMINIA LIFE INSURANCE COMPANY",347,29086,768854232.96599996,3394,97877,1501791320.773]
[null,"ICEA LION LIFE ASSURANCE ",27496,280508,33193264.715999998,124787,557622,185667624.89899999]
[null,"JUBILEE INSURANCE COMPANY ",11138,187054,127616588.52500001,60157,787367,612887259.79700005]
[null,"KENINDIA ASSURANCE COMPANY",6357,6357,11418498.416999999,43961,43961,19417542.706999999]
[null,"KENYA ORIENT LIFE ASSURANCE",389,1662,542779.13800000004,1504,118987,93571000.914000005]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",1001,1046098,29413283.688999999,1795,3192746,110023041.25399999]
[null,"LIBERTY LIFE ASSURANCE COMPANY",7066,48951,375758100.065,45560,571700,878271653.90400004]
[null,"MADISON INSURANCE COMPANY",9454,21818,25111637.534000002,72621,89865,41823733.210000001]
[null,"OLD MUTUAL ASSURANCE",416,416,487074.74900000001,19593,16405,24736205.285999998]
[null,"OLD MUTUAL LIFE ASSURANCE ",1143,28923,86616211.652999997,10785,2679648,1019572586.103]
[null,"PIONEER ASSURANCE COMPANY ",12558,419414,2034103427.9590001,55434,1497666,4875387731.5450001]
[null,"PRUDENTIAL LIFE ASSURANCE",2077,151706,42399864.773000002,12087,499119,358846271.45999998]
[null,"SANLAM LIFE ASSURANCE",4351,14932,7298302.8109999998,79505,456036,431708947.74299997]
[null,"STAR DISCOVER LIFE INSURANCE",null,null,null,null,null,0]
[null,"THE KENYAN ALLIANCE INSURANCE",13,13,null,1741,8906,220773404.632]
[null,"THE MONARCH INSURANCE",106,14113,15356046.333000001,1252,34500,55964085.813000001]
[null,"TOTAL",{"$f":"SUM(C6:C30)","v":467154},7822658,6415992579.8800011,{"$f":"SUM(F6:F30)","v":1463156},{"$f":"SUM(G6:G30)","v":17498368},16979673346.240997]
[null,"*Numbers not in Thousands"]

{"sheet":"APPENDIX","index":66,"n_rows":29,"n_cols":14,"rows_kept":29,"cut":false,"hidden":true,"merged":[[2,7,26,7],[1,1,1,13]]}
[]
[null,"APPENDIX 45: INSURANCE PREMIUM PER COUNTY DURING THE YEAR ENDED 31.12.2021"]
[null,"County","General Business","Long Term Business","Total","% of Total 2021","% of Total 2020",null,"County","General Business","Long Term Business","Total","% of Total 2021","% of Total 2020"]
[null,"Nairobi",114737861.53200001,99741068.723000005,{"$f":"+C4+D4","v":214478930.255},{"$f":"E4/$L$27*100","v":79.637817305663944},83.887851284324086,null,"Mandera",186194.269,64212.275999999998,{"$f":"+J4+K4","v":250406.54499999998},{"$f":"L4/$L$27*100","v":9.2978040589549366E-2},0.12383704161381501]
[null,"Nakuru",2820357.6919999998,14058303.870999999,{"$f":"+C5+D5","v":16878661.563000001},6.2671879439168841,2.3095355285488672,null,"Bomet",183132.26199999999,20974.039000000001,{"$f":"+J5+K5","v":204106.30099999998},7.5786373471031995E-2,4.4152565580426399E-2]
[null,"Mombasa",8749805.6520000007,2157948.247,10907753.899,4.0501400822491975,4.107159535778691,null,"Nandi",125216.2,56700.103000000003,{"$f":"+J6+K6","v":181916.30300000001},6.754704196823115E-2,5.7415607985407693E-2]
[null,"Kiambu",3489470.0610000002,1451047.7819999999,4940517.8430000003,1.8344555192830398,1.7474282509762467,null,"West Pokot",150004.12599999999,21960.772000000001,{"$f":"+J7+K7","v":171964.89799999999},6.3852002215923367E-2,1.3824525123436751E-2]
[null,"Kisumu",2322706.8119999999,459680.83600000001,2782387.648,1.0331237614879627,1.1099595101373469,null,"Taita-Taveta",105466.099,29199.332999999999,134665.432,5.0002399108638317E-2,4.2452574542228824E-2]
[null,"Uasin-Gishu",1838042.0460000001,806275.69,2644317.736,0.98185725053421946,0.87852651205143417,null,"Narok",89406.546000000002,50152.822999999997,139559.36900000001,5.181955877205166E-2,9.8004905919242116E-2]
[null,"Nyeri",1675721.15,744126.29200000002,2419847.4419999998,0.89850955646064767,1.0630429645987618,null,"Samburu",115020.34699999999,14454.502,{"$f":"+J10+K10","v":129474.84899999999},4.8075092308980077E-2,2.7713967315967543E-2]
[null,"Meru",1502642.5060000001,295412.74599999998,1798055.2520000001,0.66763292550004405,0.81643421144193695,null,"Tana River",105015.446,18995.169999999998,124010.61599999999,4.6046176979850986E-2,7.3461965121570617E-3]
[null,"Machakos",979750.31200000003,500410.49099999998,1480160.8030000001,0.54959606275624306,0.53745901912895455,null,"Homa-bay",72525.926999999996,43431.998,115957.92499999999,4.3056145586489847E-2,5.8211198865238928E-2]
[null,"Kisii",657947.97199999995,226724.08499999999,884672.05699999991,0.32848612013789863,0.37872273268099377,null,"Migori",94768.2,22504.468000000001,117272.66800000001,4.354432063805979E-2,5.7348661902485838E-2]
[null,"Embu",660498.51399999997,199220.378,859718.89199999999,0.31922080166066913,0.32184131262869908,null,"Busia",27007.141,75271.917000000001,102279.058,3.7977068076175381E-2,0.12234729780733966]
[null,"Kajiado",750833.54,79332.964999999997,830166.505,0.3082477536598508,0.24849920717711599,null,"Elgeyo-Marakwet",60476.955999999998,33964.944000000003,{"$f":"+J15+K15","v":94441.9},3.506706588501575E-2,3.8183582221072487E-2]
[null,"Kitui",280682.88299999997,457464.69199999998,738147.57499999995,0.27408035676314862,3.6028894643292599E-2,null,"Nyandarua",34538.697,29885.105,64423.801999999996,2.3921095502072803E-2,5.2922744923989316E-2]
[null,"Kilifi",482835.83600000001,215554.185,698390.02099999995,0.25931804506097966,0.13762370834180135,null,"Isiolo",55324.375999999997,9245.0640000000003,64569.439999999995,2.3975172107280469E-2,8.0364956773358483E-3]
[null,"Kericho",453118.92300000001,203582.05,656700.973,0.24383855351221176,0.28627074127347207,null,"Garissa",45255.563999999998,14740.005999999999,59995.57,2.2276855992934011E-2,2.0104266963402423E-2]
[null,"Laikipia",565803.88699999999,92959.501999999993,{"$f":"+C19+D19","v":658763.38899999997},0.24460434579036699,0.20294438331625222,null,"Makueni",11495.624,44099.057999999997,55594.682000000001,2.0642769539266994E-2,4.3384740344527661E-2]
[null,"Murang'a",163616.57199999999,461750.62599999999,625367.19799999997,0.2322040612757017,8.6659120534255854E-2,null,"Siaya",14182.384,36761.764000000003,{"$f":"+J20+K20","v":50944.148000000001},1.8915987441718071E-2,3.1469949877040458E-2]
[null,"Kakamega",316103.96100000001,292674.69900000002,608778.66,0.22604459863272133,0.18828659771590564,null,"Tharaka-Nithi",17558.431,32960.409,50518.84,1.8758067030783677E-2,2.3603594743075731E-2]
[null,"Kwale",481186.592,28316.346000000001,509502.93800000002,0.18918269428564119,0.10684615579401455,null,"Nyamira",38966.391000000003,25655.7,{"$f":"+J22+K22","v":64622.091},2.3994721863118844E-2,4.996544817123881E-3]
[null,"Baringo",417013.75900000002,51865.14,468878.89900000003,0.17393692632346947,0.12877647606078776,null,"Vihiga",14458.581,26515.19,40973.771000000001,1.5213903227429224E-2,2.4479827094230706E-2]
[null,"Bungoma",306006.49400000001,118139.156,{"$f":"+C24+D24","v":424145.65},{"$f":"E24/$L$27*100","v":0.15748882067591644},0.13618767744465518,null,"Marsabit",7496.6790000000001,30442.760999999999,37939.440000000002,1.4087230796083119E-2,2.6928863162088063E-2]
[null,"Trans-Nzoia",322153.34100000001,70038.432000000001,392191.77300000004,{"$f":"E25/$L$27*100","v":0.14562407939010275},0.11321149381149198,null,"Lamu",9846.3950000000004,13234.558000000001,23080.953000000001,8.5701505321255939E-3,9.8695322457866552E-3]
[null,"Turkana",217181.18,111980.825,329162.005,{"$f":"E26/$L$27*100","v":0.12222060034983293},0.14387511814271892,null,"Wajir",12163.085999999999,2920.1260000000002,15083.212,5.6005225324952191E-3,1.1907008335079457E-3]
[null,"Kirinyaga",222782.71100000001,36544.584999999999,{"$f":"+C27+D27","v":259327.296},{"$f":"E27/$L$27*100","v":9.6290389907604385E-2},8.9004177377347143E-2,null,"Total",{"$f":"SUM(C4:C27,J4:J26)","v":145989643.65499997},{"$f":"SUM(D4:D27,K4:K26)","v":123578704.43000001},{"$f":"SUM(E4:E27,L5:L26)","v":269317941.53999996},100,100]
[null,"Amount in KES '000s"]
[null,null," "]

{"sheet":"CAR 1","index":67,"n_rows":34,"n_cols":5,"rows_kept":34,"cut":false,"hidden":true,"merged":[[33,1,33,4],[1,1,1,4],[2,1,3,1],[4,1,4,4],[29,1,29,4]]}
[]
[null,"APPENDIX 46: CAPITAL ADEQUACY RATIO UNDER LONG-TERM INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2021"]
[null,"Company","Required","Available","CAR"]
[null,null,"KES","KES","%"]
[null,"INSURERS"]
[null,"ABSA LIFE ASSURANCE KENYA ",407592,1368878,322]
[null,"APA LIFE ASSURANCE COMPANY ",400000,625174,156]
[null,"BRITAM LIFE INSURANCE COMPANY ",7480809,12063562,161]
[null,"CAPEX LIFE ASSURANCE COMPANY",400000,70700,18]
[null,"CIC LIFE ASSURANCE COMPANY",1150000,1220000,106]
[null,"CORPORATE INSURANCE COMPANY",400000,-154000,-38]
[null,"GA LIFE ASSURANCE COMPANY ",400000,400000,100]
[null,"GEMINIA INSURANCE COMPANY",400000,677000,169]
[null,"ICEA LION LIFE ASSURANCE ",4856169,15328431,316]
[null,"JUBILEE INSURANCE COMPANY LIMITED-LIFE",5813468,8783758,151]
[null,"KENINDIA ASSURANCE COMPANY",2691059,2681743,100]
[null,"KENYA ORIENT LIFE ASSURANCE",400000,519321,130]
[null,"KUSCCO MUTUAL ASSURANCE LIMITED",400000,525700,131]
[null,"LIBERTY LIFE ASSURANCE COMPANY",1171771,2432730,208]
[null,"MADISON INSURANCE COMPANY",2095382,-1236818,-59]
[null,"METROPOLITAN CANNON INSURANCE ",400000,242689,61]
[null,"OLD MUTUAL LIFE ASSURANCE ",809634,937146,116]
[null,"PIONEER ASSURANCE COMPANY ",712900,772100,108]
[null,"PRUDENTIAL LIFE ASSURANCE",400000,922600,231]
[null,"SAHAM ASSURANCE",0,0,0]
[null,"SANLAM LIFE INSURANCE",1243986,2393394,192]
[null,"THE KENYAN ALLIANCE INSURANCE",764400,-740300,-97]
[null,"THE MONARCH INSURANCE",0,0,0]
[null,"UAP LIFE ASSURANCE COMPANY",1897905,4081602,215]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",500000,748456,149.69999999999999]
[null,"EAST AFRICA REINSURANCE ",500000,748738,150]
[null,"KENYA REINSURANCE CORPORATION",834184,7175899,856]
[null,"Amount in thousands"]

{"sheet":"CAR 2","index":68,"n_rows":50,"n_cols":5,"rows_kept":50,"cut":false,"hidden":true,"merged":[[49,1,49,4],[1,1,1,4],[2,1,3,1],[4,1,4,4],[43,1,43,4]]}
[]
[null,"APPENDIX 47: CAPITAL ADEQUACY RATIO UNDER GENERAL INSURANCE BUSINESS FOR THE YEAR ENDED 31.12.2021"]
[null,"Company","Required","Available","CAR"]
[null,null,"KES","KES","%"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA",750000,1287000,172]
[null,"AFRICAN MERCHANT ASSURANCE ",819200,528700,65]
[null,"AIG INSURANCE COMPANY",600000,2068922,345]
[null,"ALLIANZ INSURANCE COMPANY",600000,544416,90.7]
[null,"APA INSURANCE COMPANY",1292263,3779663,292]
[null,"BRITAM GENERAL INSURANCE",1543804,2300169,149]
[null,"CIC GENERAL INSURANCE COMPANY",1890000,3030000,160]
[null,"CORPORATE INSURANCE COMPANY",600000,436000,73]
[null,"DIRECTLINE ASSURANCE COMPANY",1893501,-234154,-12.4]
[null,"FIDELITY SHIELD INSURANCE  ",600000,926000,154]
[null,"FIRST ASSURANCE COMPANY",997339,1434967,143.9]
[null,"GA INSURANCE COMPANY",2407372,4828183,201]
[null,"GEMINIA INSURANCE COMPANY ",1196000,1602000,134]
[null,"HERITAGE INSURANCE COMPANY",1005000,3544000,353]
[null,"ICEA LION GENERAL INSURANCE",1701376,5373153,316]
[null,"INTRA-AFRICA ASSURANCE ",651000,864000,133]
[null,"INVESCO ASSURANCE COMPANY ","-","-","-"]
[null,"JUBILEE GENERAL INSURANCE",1969511,896971,45.5]
[null,"JUBILEE HEALTH INSURANCE",2122000,3459000,163]
[null,"KENINDIA ASSURANCE COMPANY ",1406242,2415091,172]
[null,"KENYA ORIENT INSURANCE",637000,419000,66]
[null,"MADISON GENERAL INSURANCE COMPANY",939000,943800,101]
[null,"MAYFAIR INSURANCE COMPANY",1661117,3242026,195.2]
[null,"METROPOLITAN CANNON GENERAL ",600000,842699,140.4]
[null,"MUA INSURANCE COMPANY",822657,1043840,126.9]
[null,"OCCIDENTAL INSURANCE COMPANY ",703170,955097,136]
[null,"PACIS INSURANCE COMPANY",608887,549339,90.2]
[null,"PIONEER GENERAL INSURANCE COMPANY",600000,611000,102]
[null,"RESOLUTION INSURANCE COMPANY","-","-","-"]
[null,"SAHAM INSURANCE COMPANY ","-","-","-"]
[null,"SANLAM INSURANE COMPANY",600000,-483312,-80.599999999999994]
[null,"TAKAFUL INSURANCE OF AFRICA",600000,-102481.43700000001,-17]
[null,"TAUSI ASSURANCE COMPANY",600000,1988171,331]
[null,"THE KENYAN ALLIANCE INSURANCE ",840200,348200,41]
[null,"THE MONARCH INSURANCE ","-","-","-"]
[null,"TRIDENT INSURANCE COMPANY ",1162994.4750000001,-378656.85499999998,-33]
[null,"UAP INSURANCE COMPANY",2570937,5124486,199]
[null,"XPLICO INSURANCE COMPANY",1016818.2340000001,27909.932000000001,3]
[null,"REINSURERS"]
[null,"CONTINENTAL REINSURANCE",1258290,1746945,138.80000000000001]
[null,"EAST AFRICAN REINSURANCE ",1106735,4081044,369]
[null,"GHANA REINSURANCE COMPANY",1000000,1345702,135]
[null,"KENYA REINSURANCE CORPORATION",8924958,28471002,319]
[null,"WAICA REINSURANCE KENYA LIMITED",1000000,1200000,120]
[null,"Amount in thousands"]

{"sheet":"APPENDIX 45","index":69,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[2,1,2,11],[3,3,3,11],[5,1,5,11]]}
[]
[]
[null,"APPENDIX 45: SUMMARY OF CLAIM NUMBERS UNDER MOTOR CLASSES BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,null,null,"Claim Type Information"]
[null,"Company","Total Number insured","Death","Personal Injuries","Accidental Damage","Fire","Theft","Property Damage","Own Damage","Other","Total"]
[null,"INSURERS"]
[null,"AAR INSURANCE KENYA","-","-","-","-","-","-","-","-","-","-"]
[null,"AFRICAN MERCHANT ASSURANCE ",90315,2,16,43,4,0,85,13,0,163]
[null,"AIG INSURANCE COMPANY",2743,0,39,0,0,0,113,2264,0,2416]
[null,"APA INSURANCE COMPANY",95293,32,29,415,7,106,34,6237,4158,11018]
[null,"BRITAM GENERAL INSURANCE",66509,0,327,0,0,7,374,5099,2353,8160]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",15381,3,52,867,2,69,52,2372,3,3420]
[null,"CIC GENERAL INSURANCE COMPANY",68794,26,158,377,12,184,663,6181,3067,10668]
[null,"CORPORATE INSURANCE COMPANY",4221,1,1619,0,38,138,8,614,0,2418]
[null,"DIRECTLINE ASSURANCE COMPANY",0,3222,19619,0,3,10,99,373,12,23338]
[null,"FIDELITY SHIELD INSURANCE  ",28227,34,127,5032,11,102,70,1668,55,7099]
[null,"FIRST ASSURANCE COMPANY",2905,0,0,0,0,0,0,0,35740,35740]
[null,"GA INSURANCE COMPANY",51106,52,210,2801,25,1070,29,3064,360,7611]
[null,"GEMINIA INSURANCE COMPANY ",73562,65,232,0,19,120,202,8353,33,9024]
[null,"HEALTHIER (K) MICRO INSURANCE",null,null,null,null,null,null,null,null,null,0]
[null,"HERITAGE INSURANCE COMPANY",25915,41,47,4582,10,106,98,469,1445,6798]
[null,"ICEA LION GENERAL INSURANCE",41361,105,479,5234,6,117,274,null,1940,8155]
[null,"INTRA-AFRICA ASSURANCE ",0,15,30,1750,9,75,187,1327,null,3393]
[null,"INVESCO ASSURANCE COMPANY ",278277,1405,10378,7347,6,90,301,1889,6,21422]
[null,"JUBILEE GENERAL INSURANCE",52881,115,669,18081,18,181,113,25,null,19202]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0]
[null,"KENINDIA ASSURANCE COMPANY ",130717,114,589,946,5,8,115,386,590,2753]
[null,"KENYA ORIENT INSURANCE",123332,"g",785,1,21,353,714,9331,889,12617]
[null,"MADISON INSURANCE COMPANY",2102,1,339,843,5,64,135,3478,3,4868]
[null,"MAYFAIR INSURANCE COMPANY",28927,18,13,132,5,13,21,1400,616,2218]
[null,"MUA INSURANCE COMPANY",21956,1490,0,789,0,0,0,6362,0,8642]
[null,"OCCIDENTAL INSURANCE COMPANY ",70211,103,773,968,16,246,184,3142,1328,6760]
[null,"OLD MUTUAL GENERAL INSURANCE ",31007,0,2003,4769,0,0,1,1628,7,8408]
[null,"PACIS INSURANCE COMPANY",18809,0,288,0,2,19,59,2704,null,3072]
[null,"PIONEER GENERAL INSURANCE COMPANY",3091,13,344,6651,5,22,80,860,962,8937]
[null,"SANLAM INSURANCE COMPANY",4165,1,12,19,38,971,6,1645,6375,9067]
[null,"STAR DISCOVER INSURANCE"]
[null,"TAKAFUL INSURANCE OF AFRICA",29998,0,394,0,626,20,0,2185,403,3628]
[null,"TAUSI ASSURANCE COMPANY",8456,0,106,1114,16,31,67,885,922,3141]
[null,"THE KENYAN ALLIANCE INSURANCE ",14935,0,0,0,0,0,0,0,0,0]
[null,"THE MONARCH INSURANCE "]
[null,"TRIDENT INSURANCE COMPANY "]
[null,"XPLICO INSURANCE COMPANY"]
[null,"TOTAL",{"$f":"SUM(C7:C43)","v":1385196},6858,39677,62761,909,4122,4084,73954,61267,254156]

{"sheet":"APPENDIX 46","index":70,"n_rows":44,"n_cols":13,"rows_kept":44,"cut":false,"hidden":false,"merged":[[2,1,2,11],[3,3,3,11],[5,1,5,11]]}
[]
[]
[null,"APPENDIX 46: SUMMARY OF CLAIM AMOUNTS UNDER MOTOR CLASSES BUSINESS FOR THE YEAR ENDED 31.12.2022"]
[null,null,null,"Claim Type Information"]
[null,"Company","Total Sum Insured","Death","Personal Injuries","Accidental Damage","Fire","Theft","Property Damage","Own Damage","Other","Total"]
[null,"INSURERS",null,null,null,null,null,null,null,null,null,null,"Average sum insured motor"]
[null,"AAR INSURANCE KENYA",0,0,0,0,0,0,0,0,0,0,{"$f":"C7/'APPENDIX 45'!C7","v":{"$error":"#VALUE!"}}]
[null,"AFRICAN MERCHANT ASSURANCE ",1126694597022,6154000,410000,2177011,650000,0,77589604,2531080,0,89511695,{"$f":"C8/'APPENDIX 45'!C8","v":12475165.77558545}]
[null,"AIG INSURANCE COMPANY",9331281714,0,40772638,0,0,0,87893450,412788900,0,541454988,{"$f":"C9/'APPENDIX 45'!C9","v":3401852.6117389719}]
[null,"APA INSURANCE COMPANY",140224985867,81947115,19382710,508045937,18040235,24320520,19759170,1839864018,1085074432,3596434137,{"$f":"C10/'APPENDIX 45'!C10","v":1471514.0237687973}]
[null,"BRITAM GENERAL INSURANCE",158118716127,0,176994236,0,0,490700,60617793,890213825,37773985,1166090539,{"$f":"C11/'APPENDIX 45'!C11","v":2377403.3007111819}]
[null,"CANNON GENERAL INSURANCE (K) LIMITED",245832832110,239000,20854125,20353524,998925,22779216,6852113,743582792,0,815659695,{"$f":"C12/'APPENDIX 45'!C12","v":15982890.066315584}]
[null,"CIC GENERAL INSURANCE COMPANY",113737789845,23786709,62470305,235111232,11598593,27706790,327802235,1752610020,447035572,2888121456,{"$f":"C13/'APPENDIX 45'!C13","v":1653309.7340611101}]
[null,"CORPORATE INSURANCE COMPANY",44284506468,300000,493887996,0,7384871,68527503,1171419,10356094,null,581627883,{"$f":"C14/'APPENDIX 45'!C14","v":10491472.747690121}]
[null,"DIRECTLINE ASSURANCE COMPANY",0,1047520755,1224800731,0,615000,2140590,24811336,19555964,5821388,2325265764,{"$f":"C15/'APPENDIX 45'!C15","v":{"$error":"#DIV/0!"}}]
[null,"FIDELITY SHIELD INSURANCE  ",23130938656,19062259,65207837,747804953,4042210,7645212,23621663,66414811,42967311,976766256,{"$f":"C16/'APPENDIX 45'!C16","v":819461.46087079751}]
[null,"FIRST ASSURANCE COMPANY",910277654,0,0,0,0,0,0,0,1332834656,1332834656,{"$f":"C17/'APPENDIX 45'!C17","v":313348.59001721168}]
[null,"GA INSURANCE COMPANY",58698829543,31964873,130734991,795739125,12669807,126434850,5103358,1054465042,11316069,2168428115,{"$f":"C18/'APPENDIX 45'!C18","v":1148570.2176456775}]
[null,"GEMINIA INSURANCE COMPANY ",658856439706,34597870,73971320,0,17336632,13172346,30405466,1612987971,1805278,1784276883,{"$f":"C19/'APPENDIX 45'!C19","v":8956478.0689214543}]
[null,"HEALTHIER (K) MICRO INSURANCE",null,null,null,null,null,null,null,null,null,0,{"$f":"C20/'APPENDIX 45'!C20","v":{"$error":"#DIV/0!"}}]
[null,"HERITAGE INSURANCE COMPANY",1127812396275,34682953,11654732,874382132,4576347,14442416,5785969,14418815,167592898,1127536262,{"$f":"C21/'APPENDIX 45'!C21","v":43519675.719660431}]
[null,"ICEA LION GENERAL INSURANCE",62134995523,92030610,218884002,1043552384,7170692,14287496,67159680,0,52096290,1495181154,{"$f":"C22/'APPENDIX 45'!C22","v":1502260.475399531}]
[null,"INTRA-AFRICA ASSURANCE ",0,2860890,19280466,183472558,12504121,21722180,18479395,120191700,0,378511310,{"$f":"C23/'APPENDIX 45'!C23","v":{"$error":"#DIV/0!"}}]
[null,"INVESCO ASSURANCE COMPANY ",5309775022,541056281,2185573702,782570982,1909280,18503943,5420923,290373241,355001,3825763353,{"$f":"C24/'APPENDIX 45'!C24","v":19080.897889512966}]
[null,"JUBILEE GENERAL INSURANCE",149593625813,141994366,257246721,1272256111,4896721,11925792,41769861,3995000,0,1734084572,{"$f":"C25/'APPENDIX 45'!C25","v":2828872.8619541992}]
[null,"JUBILEE HEALTH INSURANCE",0,0,0,0,0,0,0,0,0,0,{"$f":"C26/'APPENDIX 45'!C26","v":{"$error":"#DIV/0!"}}]
[null,"KENINDIA ASSURANCE COMPANY ",171285357324,52032029,267593292,159415652,782248,1336341,52032092,64959190,99443295,697594139,{"$f":"C27/'APPENDIX 45'!C27","v":1310352.5732995709}]
[null,"KENYA ORIENT INSURANCE",367388213239,109323285,163984927,8310,3264435,13745762,81312825,667874795,13032634,1052546973,{"$f":"C28/'APPENDIX 45'!C28","v":2978855.5544303181}]
[null,"MADISON INSURANCE COMPANY",24866496815,2000000,34840000,27299166,1500000,41749907,12609072,623107960,618000,743724105,{"$f":"C29/'APPENDIX 45'!C29","v":11829922.36679353}]
[null,"MAYFAIR INSURANCE COMPANY",51111107991,9633681,8498019,77311907,3130079,6907897,11504780,797373913,340836514,1255196790,{"$f":"C30/'APPENDIX 45'!C30","v":1766899.7127597055}]
[null,"MUA INSURANCE COMPANY",30396503986,338082331,0,22547729,0,0,0,191866467,0,552496528,{"$f":"C31/'APPENDIX 45'!C31","v":1384428.1283476043}]
[null,"OCCIDENTAL INSURANCE COMPANY ",44245075665,103051707,361449809,338677805,10937732,39062662,45033769,785779445,24406131,1708399060,{"$f":"C32/'APPENDIX 45'!C32","v":630172.98806454823}]
[null,"OLD MUTUAL GENERAL INSURANCE ",78138655011,0,1061256945,261706968,0,0,142586,266897495,1482210,1591486205,{"$f":"C33/'APPENDIX 45'!C33","v":2520032.7348985714}]
[null,"PACIS INSURANCE COMPANY",18496417844,0,93171726,0,2450000,1092095,6115867,390376548,0,493206236,{"$f":"C34/'APPENDIX 45'!C34","v":983381.24536126328}]
[null,"PIONEER GENERAL INSURANCE COMPANY",3693824000,20000000,48623159,571764854,1000135,7058228,18215874,11211082,21796152,699669484,{"$f":"C35/'APPENDIX 45'!C35","v":1195025.5580718215}]
[null,"SANLAM INSURANCE COMPANY",71321821211,909859,34868998,2973497,15287165,122701467,862822,149253338,1427041783,1753898929,{"$f":"C36/'APPENDIX 45'!C36","v":17124086.725330133}]
[null,"STAR DISCOVER INSURANCE",0,0,0,0,0,0,0,0,0,0,{"$f":"C37/'APPENDIX 45'!C37","v":{"$error":"#DIV/0!"}}]
[null,"TAKAFUL INSURANCE OF AFRICA",30041423016,0,123514071,0,15707764,5384352,null,306231225,70375703,521213115,{"$f":"C38/'APPENDIX 45'!C38","v":1001447.5303686912}]
[null,"TAUSI ASSURANCE COMPANY",8499835426,0,23439249,53980929,9549183,3996273,6274680,60631850,4383527,162255691,{"$f":"C39/'APPENDIX 45'!C39","v":1005183.9434720909}]
[null,"THE KENYAN ALLIANCE INSURANCE ",42177941420,0,0,0,0,0,0,0,0,0,{"$f":"C40/'APPENDIX 45'!C40","v":2824100.5302979578}]
[null,"THE MONARCH INSURANCE ",null,null,null,null,null,null,null,null,null,null,{"$f":"C41/'APPENDIX 45'!C41","v":{"$error":"#DIV/0!"}}]
[null,"TRIDENT INSURANCE COMPANY ",null,null,null,null,null,null,null,null,null,null,{"$f":"C42/'APPENDIX 45'!C42","v":{"$error":"#DIV/0!"}}]
[null,"XPLICO INSURANCE COMPANY",null,null,null,null,null,null,null,null,null,null,{"$f":"C43/'APPENDIX 45'!C43","v":{"$error":"#DIV/0!"}}]
[null,"TOTAL",{"$f":"SUM(C7:C43)","v":4866334660293},2693230573,7223366707,7981152766,168002175,617134538,1038347802,13149912581,5188088829,38059235973]

{"sheet":"APPENDIX 47 I","index":71,"n_rows":16,"n_cols":10,"rows_kept":16,"cut":false,"hidden":false,"merged":[[3,1,3,9]]}
[]
[]
[]
[null,"APPENDIX 47: DIRECTORY OF REGULATED INSURANCE AND REINSURANCE COMPANIES IN KENYA "]
[null,null,"Company","Type of Company","Postal Address ","Telephone","E-mail","Physical Location Of Headquarters","Branch Network","Principal Officer"]
[null,1,"AAR Insurance Company Ltd","General","P.O Box 41766-00100, Nairobi","(020) 2895000   0703063000     ","info@aar.co.ke","Ground Floor, Real Towers, Hospital Road, Upper Hill","Nairobi, Mombasa, Thika, Machakos Eldoret, Kisumu, Naivasha, Kakamega, Nyeri,Kericho,Nakuru,Malindi","Justine Kosgei"]
[null,2,"ABSA Life Assurance Kenya Limited","Long term","P.O Box 1140-00100, Nairobi","(020) 4209000,+254 711 095 000","Mary.Wambari@absa.africa","3rd Floor, Acacia Building, Westlands Office Park, Off Waiyaki Way, Westlands","None","Githanji Waiguru "]
[null,3,"Africa Merchant Assurance Company Ltd","General","P.O Box 61599-00200, Nairobi","(020) 2204000       0738312121","info@amaco.co.ke","Nextgen Mall Mombasa Road","Nairobi, Mombasa, Eldoret, Nakuru, Kitale, Kisii, Kisumu, Nyahururu, Bungoma, Kericho, Malindi, Kapsabet, Migori, Thika, Meru, Nyeri, Kakamega,Embu, Narok, Bomet,Naivasha, Voi","Stephen Okundi Olweya"]
[null,4,"AIG Kenya Insurance Company Ltd","General","P.O Box 49460-00100, Nairobi","020 3676000  0735338830","aigkenya@aig.com","Eden Square, Chiromo Road Nairobi","Nairobi and Mombasa","Stella Njung'e"]
[null,5,"APA Insurance Limited","General","P.O Box 30065-00100, Nairobi","(020) 286 2000  0720652272","info@apainsurance.org","Apollo Centre,07 Ring Road Parklands, Westlands","Nairobi, Mombasa, Kisumu, Nyeri, Eldoret, Meru, Naivasha, Nakuru, Thika, Embu, Kisii, Machakos","Vinod Bharatan"]
[null,6,"APA Life Assurance Company Limited","Longterm","P.O Box 30389-00100, Nairobi","(020) 3641000,+254 0722 276 556, +254 0733 676 556","insurance@apalife.co.ke","Apollo Centre | Ring Road Parklands, Westlands | Nairobi, Kenya","City Centre, Kisumu, Thika,Nakuru, Naivasha,Meru, Mombasa, Eldoret,Nyeri, Embu, Kisii","Catherine Karimi"]
[null,7,"Britam General Insurance Company (K) Ltd","General","P.O Box 30375 – 00100"," 0703 094000          (020) 2833000    ","info@britam.com","Britam, Head Office Mara/Ragati Road Junction, Upperhill","Nairobi, Eldoret, Nyali, Nyeri, Nakuru, Kitale, Mombasa, Meru, Malindi, Naivasha, Kisumu, Muranga, Kakamega, Nanyuki, Kitui,Isiolo, Embu,Kericho,Kisii,Kitengela,Machakos, Narok, Nyeri, Bungoma,Thika","Jackson Theuri"]
[null,8,"Britam Life Assurance  Company (K)  Limited","Long term","P. O. Box 30375-00100","(020)2833000;(254)703094000","info@britam.com","Britam, Head Office Mara/Ragati Road Junction, Upperhill","Westlands (Nairobi), Ambank house (Nairobi),Phoenix house,Timau plaza( Nairobi), Victor House( Nairobi ) Mombasa, Nakuru, Kisumu, Nyeri,Thika, Eldoret, Kisii, Narok, Meru","Ambrose Dabani"]
[null,9,"Cannon General Insurance (K) Ltd","General","P.O Box 30216-00100, Nairobi","(020) 3966000  0723242150","info@metcannon.co.ke","Gateway Business Park, Block D, Mombasa Road","Nairobi, Mombasa, Kisumu"]
[null,10,"Cannon Life Assurance (K) Ltd","Longterm","P.O Box 46783-00100","(020) 3966000            254 724259847","info@cannon.co.ke","Gateway Business  park, Mombasa Road Block D","Nairobi, Mombasa"]
[null," Continued next page"]

{"sheet":"APPENDIX 47 II","index":72,"n_rows":16,"n_cols":11,"rows_kept":16,"cut":false,"hidden":false,"merged":[[3,2,3,10],[4,2,4,10]]}
[]
[]
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[null,null,"Continued from previous page                                                             "]
[null,null,"APPENDIX 47: DIRECTORY OF REGULATED INSURANCE AND REINSURANCE COMPANIES IN KENYA "]
[null,null,11,"Capex Life Asssurance Company Limited","Longterm","P.O Box 12043-00400, Nairobi","(020) 2712384/5, 0715140074 ","info@capexlifeassurance.co.ke","7th Floor, Galana Plaza, Wing D Suite 01 Office Suits, 6th Floor, Ngong Rd","Nairobi, Mombasa, Nakuru, Malindi, Nyeri, Eldoret","Peter Ogunniran"]
[null,null,12,"CIC General Insurance Company Ltd","General","P.O Box 59485-00200, Nairobi","(020) 2823000","cic@cic.co.ke","CIC Plaza II,Mara Road, Upper Hill","Nairobi, Embu, Nyeri, Meru, Machakos, Nyahururu, Thika, Kiambu,Kericho, Kitale, Eldoret, Naivasha,Kisii, Homabay, Bungoma, Kisumu, Kakamega,Kitengela, Nyahururu, Machakos, Nanyuki,Mombasa,Nakuru,Kilifi,","Fred Ruoro"]
[null,null,13,"CIC Life Assurance Company Ltd","Longterm","P.O Box 59485-00200, Nairobi","(020) 2823000 ","callc@cic.co.ke ","CIC Plaza, Mara Road - Upper Hill. ","Nairobi,Mombasa, Kisii, Kisumu, Nakuru, Kakamega, Eldoret, Bungoma, Kericho, Kilifi, Homa Bay, Naivasha","Meshack Miyogo"]
[null,null,14,"Continental Reinsurance Ltd (Kenya)","Reinsurance (General )","P.O Box 76326-00508, Nairobi","(020) 2429390/1/2/3","nairobi@continental-re.com / info@continental-re.com","Lenana Place, 4th Floor, Lenana Road","None","Kevin Mworia"]
[null,null,15,"Corporate Insurance Company Limited","Composite (General )","P.O Box 34172-00100, Nairobi","(020) 2717617     0770 366955/8         0728 700093","info@cickenya.com","International Life House, Mama Ngina Street, 8th Floor. Nairobi","St. Ellis House Nairobi, Mombasa, Kisumu","Anna Kavulunze"]
[null,null,16,"Directline Assurance Company Ltd","General","P.O Box 40863-00100, Nairobi","(020) 3250000 0711030000","info @directline.co.ke","Hazina Towers, 17th Floor Monrovia Street, Nairobi ","Nairobi,  Thika, Mombasa, Nyeri, Kerugoya, Meru, Embu, Eldoret, Kisii, Kisumu, Nakuru"]
[null,null,17,"East Africa Reinsurance Company Limited (G)","Reinsurance","P.O Box 20196-00200, Nairobi","(020) 4443588     0728111041      0733623737","info@eastafricare.com","EA Re Riverside Drive","None","Peter Maina"]
[null,null,18,"Equity Life Assurance (Kenya) Limited","Longterm","P.O. Box 75104-00200, Nairobi","0763026000   ","www.equitygroupholdings.com","Equity Centre,Hospital Road, Upper Hill","None","Angela Okinda"]
[null,null,19,"Fidelity Shield Insurance Company Ltd","General","P.O Box 47435-00100 Nairobi ","(020) 4225000 0709988000","info@fidelityshield.com","Equatorial Fidelity Centre, Waridi Lane off Waiyaki Way, Nairobi","Nairobi,Mombasa, Eldoret, Thika, Nakuru,","Richard Marisin"]
[null,null,20,"First Assurance Company Limited","General","P.O Box 30064-00100, Nairobi.","0733605480/0722444117","hoinfo@firstassurance.co.ke","First Assurance House, Clyde Gardens, Gitanga Road, Lavington ","Mombasa, Kisumu, Nakuru, Nairobi CBD Pan African Insurance House","Stephen Lokonyo"]
[null,null," Continued next page"]

{"sheet":"APPENDIX 47 III","index":73,"n_rows":15,"n_cols":10,"rows_kept":15,"cut":false,"hidden":false,"merged":[[2,1,2,9],[3,1,3,9]]}
[]
[]
[null,"Continued from previous page"]
[null,"APPENDIX 47: DIRECTORY OF REGULATED INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
[null,21,"GA Insurance Limited","General","P.O Box 42166-00100, Nairobi","(020) 2711633/4 0721677273 0736711633","insure@gakenya.com","GA Insurance House,Ralph Bunche Road","Nairobi, Mombasa, Kisumu","Sandip Bhadury"]
[null,22,"GA Life Assurance   Limited","Longterm","P.O Box 42166-00100, Nairobi","0709 626 000","life@gakenya.com","\nGA Insurance House, \nRalph Bunche Road","Nairobi, Mombasa","Piyush Shah "]
[" ",23,"Geminia Insurance Co. Ltd","General","P.O Box 61316-00200, Nairobi","(020) 2782000       ","info@geminia.co.ke","Le’Mac, 5th Floor \nChurch Road, Off Waiyaki Way","Mombasa; Kisumu; Eldoret, Kisii, Nakuru and Nairobi CBD ","Ben Ndegwa"]
[null,24,"Geminia Life Insurance Company Limited","Longterm","P.O Box 61316-00200, Nairobi","(020) 2782000       ","info@geminia.co.ke","Le’Mac, 5th Floor \nChurch Road, Off Waiyaki Way","Mombasa; Kisumu; Eldoret, Kisii, Nakuru and Nairobi CBD ","Peter Gichuru"]
[null,25,"Ghana Re","Reinsurance","P.O Box 42916-00100, Nairobi","(020) 3748974","info_kenya@ghanare.com","TRV Office Plaza, Muthithi Road, Nairobi","None","Madeleine Nangayo"]
[null,26,"Healthier (K) Micro Insurance Limited ","Microinsurance","P.O Box 3421-00100, Nairobi","0713 456427","info@healthierkenya.co.ke","The Arch Place, 1st Floor, Nyangumi Road","None","Michael Makenzi"]
[null,27,"ICEA Lion General Insurance Company Ltd","General","P.O Box 30190-00100, Nairobi","(020) 2750000       0719071000","info@icealion.com","ICEA LION Center, Riverside Park - Nairobi","Nairobi, Westlands, Mombasa, Meru Kisumu, Eldoret, Nakuru, Nyeri, Thika","Philip Lopokoiyit"]
[null,28,"ICEA LION Life Assurance Company  Limited","Longterm","P.O Box 46143-00100, Nairobi","+254 (0) 20 2750000\n+254 719 071000\n+254 730 151000","info@icealion.com","ICEA LION Centre, Riverside Park, Chiromo Road.","ICEA Building, Ambank House,Williamson, Unga House, Tulip House, Karen Office, Mombasa, Nyali, Kisumu, Eldoret, Nakuru, Nyeri, Thika, Meru","George Nyakundi"]
[null,29,"Intra Africa Assurance Company Limited","General","P.O Box 43241-00100 Nairobi   ","(020) 2712610       (020) 2712607/9"," info@intraafrica.co.ke","Laxcon Plaza, Parklands Nairobi","Nairobi, Kisumu, Eldoret, Mombasa, Nakuru","Angela Kamau"]
[null,30,"Invesco Assurance Company Ltd","General","P.O Box 52964-00200, Nairobi",730180000,"invesco@invescoassurance.co.ke","Chalbi drive, Lavington LR 3734/291 along Isaac Gathanju road","Nairobi, Narok, Nyeri, Naivasha, Nanyuki, Nyahururu, Kerugoya, Meru, Embu, Thika, Muranga, Kisumu, Kakamega, Bungoma, Kisii, Migori, Mombasa, Malindi, Machakos, Kitui, Nakuru, Kericho, Eldoret, Kitale","Caroline Lichena (Ag)"]
[null," Continued next page"]

{"sheet":"APPENDIX 47 IV","index":74,"n_rows":15,"n_cols":11,"rows_kept":15,"cut":false,"hidden":false,"merged":[[2,2,2,10],[3,2,3,10]]}
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[null,null,"Continued from previous page"]
[null,null,"APPENDIX 47: DIRECTORY OF REGULATED INSURANCE AND RE-INSURANCE COMPANIES IN KENYA"]
[null,null,31,"Jubilee Allianz General Insurance Limited","General ","P.O Box66257-00800, Nairobi.","020 328 1150","talk2usgeneral@jubileekenya.com","Jubilee Insurance Centre, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi,  Nairobi - Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call center.","Adja Samb"]
[null,null,32,"Jubilee Health Insurance Limited","General","P.O Box 30376-00100, Nairobi.","(020) 3281000","jic@jubileekenya.com","Jubilee Insurance Centre, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi,      Nairobi - Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call center.","Beth Njeri Muthama"]
[null,null,33,"Jubilee Life Insurance Limited","Longterm","P.O. Box 30376-00100, Nairobi","(020) 3281000","jic@jubileekenya.com","Jubilee Insurance Centre, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi, Nairobi-Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call centre","Catherine Ng'ang'a (Ag)"]
[null,null,34,"Kenindia Assurance Company Limited","Composite","P.O Box 44372-00100, Nairobi","(020) 316099 (020) 2214439 (020) 2210699 (020) 2218565 0722 205923/4 0733 333002/3","kenindia@kenindia.com","Kenindia House, 12th Floor, Loita Street","Nairobi-Enterprise, Westlands, Nairobi Branch I; Nairobi Branch II;   Mombasa; Kisumu; Eldoret; Nakuru; Kisii & Nyeri, Thika, Machakos, Meru     ","Yogesh Meshram "]
[null,null,35,"Kenya Orient Insurance  Limited","General","P.O Box 34530-00100, Nairobi","(020) 2728603/4      (020) 2962000","info@korient.co.ke","Capitol Hill Towers, 6th Floor, Cathedral Road Nairobi","Nairobi, Mombasa, Nyeri, Embu, Meru, Nakuru, Eldoret, Kisumu, Thika","Francis Njihia"]
[null,null,36,"Kenya Orient Life Assurance Limited","Longterm","P.O Box 34530-00100, Nairobi","(020) 2728605      (020) 2961000           254 719042000","info@korientlife.co.ke","Capital Hill Towers, 2nd Cathedral Road, Nairobi","Hughes Building(Nairobi), KTDA Building( Nairobi),  Kisii, Kisumu, Eldoret, Meru, Mombasa, Nakuru, Nyeri, Thika","Jackson Muli"]
[null,null,37,"Kenya Reinsurance Corporation Ltd","Reinsurance","P.O Box 30271-00100, Nairobi","(020) 2202000 0703 083000","kenyare@kenyare.co.ke","Reinsurance Plaza, Taifa Road","Cote d`Ivoire, Zambia, Uganda","Hillary Wachinga"]
[null,null,38,"Kuscco Mutual Assurance Limited","Longterm","P.O Box 28403-00200 Nairobi","(020) 4400019","info@kusccomutual.co.ke","1st Flr, KUSCCO Centre, Kilimanjaro Venue, Upper Hill","Kisumu-Kenya Re","Anthony Ogutu"]
[null,null,39,"Liberty Life Assurance Kenya Ltd","Longterm","P.O Box 30364-00100, Nairobi\n","+254 202718365\n+254 20 286 6000\n0711 028 000\n+254 20 271 8365","csc@libertylife.co.ke","Liberty House, \nMamalaka Rd, Nyerere Rd Junction\n","Nairobi,Thika, Meru, Nakuru, Imperial Court- Uganda Road, Kisumu, Kisii, Mombasa, Muli Mall, Biashara street,Mwitu Center Building,Nanyuki, Kitui,Thika","Harrison Gongo (Ag)"]
[null,null,40,"Madison General Insurance Company Limited","General","P.O Box 41163-00100, Nairobi","(020) 2864000/ 2721970/1  (020) 2721357","madison@madison.co.ke.","Madison Insurance House, Upper Hill Close","Meru, Kisumu, Nyeri, Kisii, Nakuru, Eldoret, Kakamega, Machakos, Kericho, Kitale, Embu, Kitengela, Ongata Rongai,Malindi, Mombasa, Thika, Homa Bay, Voi .  Nairobi -Ngong Road,Industrial area,Moi Avenue,Westlands, City Square,Buruburu","Samuel Chege"]
[null,null," Continued next page"]

{"sheet":"APPENDIX 47 V","index":75,"n_rows":18,"n_cols":10,"rows_kept":18,"cut":false,"hidden":false,"merged":[[2,1,2,9],[3,1,3,9]]}
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[null,"APPENDIX 47: DIRECTORY OF REGULATED INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
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[null,41,"Madison Life Insurance Company Kenya Limited","Longterm","P.O Box 47382-00100, Nairobi","(020) 2864000 0722 203435     (020) 272334","madison@madison.co.ke.","Madison Insurance House, Upper Hill Close","Meru, Kisumu, Nyeri, Kisii, Nakuru, Eldoret, Kakamega, Machakos, Kericho, Kitale, Embu, Kitengela, Ongata Rongai,Malindi, Mombasa, Thika, Homa Bay, Voi .  Nairobi -Ngong Road,Industrial area,Moi Avenue,Westlands, City Square,Buruburu","Githua Ngaruiya"]
[null,42,"Mayfair Insurance Company Limited","General","P O Box 45161-00100 Nairobi","(020) 2999000","info@mayfair.co.ke","'MAYFAIR CENTRE 8TH FLOOR RALPH BUNCHE RD","Nairobi, Mombasa, Eldoret","Joshua Chiira"]
[null,43,"Occidental Insurance Company Ltd","General","P O Box 39459-00623, Nairobi ","  (020) 8155965/6                   0722202926             0734600485","enquiries@occidental-ins.com","Crescent Business Centre, 7th Floor Parklands Road, Westlands ","Nairobi, Mombasa","Nixon Shigoli"]
[null,44,"Old Mutual General Insurance Kenya Limited","General","P.O Box 43013-00100 Nairobi","(020) 2850000             254 711 065000          254 20 2719 030","oldmutualgeneralinsurance@oldmutual.co.ke","OLD MUTUAL TOWERS_6th FLOOR","Nairobi, Mombasa, Nyeri, Nakuru, Eldoret, Kisumu, Meru, Machakos, Thika, Kisii","Japheth Ogalloh"]
[null,45,"Old Mutual Life Assurance Kenya Limited","Longterm","P.O Box 23842-00100, Nairobi","  (020) 2850300            (20) 2850300","LIFE@UAP-GROUP.COM","OLD MUTUAL TOWER","Nairobi,Westlands, Kisumu, Eldoret,Nakuru, Nyeri, Mombasa, Meru, Thika, Kisii","Loreen Makwanya"]
[null,46,"Pacis Insurance Company Ltd","General","P O Box 1870-00200, Nairobi.","(020) 4247000  0720113122 ","info@paciskenya.com","PACIS CENTRE 4TH FLOOR","Nairobi, Nakuru, Meru, Mombasa, Thika, Eldoret ","Jean Mossop"]
[null,47,"MUA Insurance (Kenya) Limited","General","P O Box 30129-00100, Nairobi","‪(020) 2211848‬          0732 178000           ","infoke@mua.co.ke","Lynwood Court, Waiyaki Way, Nairobi","Nairobi, Mombasa, Eldoret","Lydia Kibaara "]
[null,48,"Pioneer General Insurance Company","General","P.O Box 20333-00200, Nairobi","(020) 7220160","pioneergeneral@pioneerinsurance.co.ke","Pioneer House, Moi Avenue","None","Milkah Kinyua"]
[null,49,"Pioneer Assurance Company Limited","Longterm","P.O Box 20333-00200, Nairobi","(020) 2220 814/5          207220000","info@pioneerassurance.co.ke","Pioneer House, Moi Avenue","Finance House- Loita Street, Reinsurance Plaza, Malindi,  Nakuru, Mombasa, Bungoma, Meru, Voi, Kisumu, Machakos, Thika, Nyeri, Homabay, Eldoret, Kitale, Embu","Emmanuel Opakasi"]
[null,50,"Prudential Life Assurance Company Limited","Longterm","P.O Box 25093-00100, Nairobi","(020) 2712591/2/3/6    +254 719 075 000","info@prudentiallife.co.ke","Vienna Court, State House Crescent Road","Nairobi,Kisumu, Mombasa, Eldoret, Nakuru","Gwen Kinisu"]
[null,"Continued next page"]

{"sheet":"APPENDIX 47 VI","index":76,"n_rows":17,"n_cols":10,"rows_kept":17,"cut":false,"hidden":false,"merged":[[3,1,3,9],[2,1,2,9]]}
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[null,"APPENDIX 47: DIRECTORY OF REGULATED INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
[null,51,"Resolution  Insurance Company Limited ( now under statutory management) ","General","P.O Box 4469-00100, Nairobi","(020) 2894000                   (020) 3874774","info@resolution.co.ke","Parkfield Place , Off Waiyaki Way, Nairobi","Nairobi, Mombasa, Kisumu, Meru, Kisii, Nakuru, Nyeri, Eldoret, Thika","Policyholders Compensation Fund"]
[null,52,"Sanlam General Insurance Company","General","P.O. Box 60656-00200, Nairobi","(020)2713131 0719035000","info@sanlam.co.ke","Sanlam Tower, Waiyaki way Westlands","Nairobi,Kisumu,Thika, Mombasa, Nakuru, Kericho,Machakos, Nyeri, Eldoret","George Kuria  "]
[null,53,"Sanlam Life Assurance Company Limited","Longterm","P.O Box 44041-00100, Nairobi","(020) 2781000      ","customercare@sanlam.co.ke","Sanlam House","Eldoret, Embu, Kisii, Mombasa, Nairobi City Centre,Nairobi Mega,Prestige, Premier,Nakuru,Kisumu, Meru, Machakos,Nyeri, Thika","Patrick Tumbo (Ag)"]
[null,54,"Star Discover Insurance Limited","General","P.O Box 3421-00100, Nairobi","0717 782 753\n0100 782 753","info@starinsurance.co.ke","The Arch Place, 1st Floor, Nyangumi Road","None","Jonah Tomno"]
[null,55,"Star Discover Life Insurance Limited ","Life","P.O Box 3421-00100, Nairobi","0717 782 753\n0100 782 753","info@starinsurance.co.ke","The Arch Place, 1st Floor, Nyangumi Road","None","Nelson Chege"]
[null,56,"Takaful Insurance of Africa Ltd","General","P.O Box 1811-00100, Nairobi.","254 207909299","info@takafulafrica.com","Renaissance Corporate Park, Elgon Road, Upper Hill","Mombasa, Garissa, Wajir,  Nairobi- Eastleigh; CBD;   ","Peter Mwaniki (Ag)"]
[null,57,"Tausi Assurance Company Limited","General","P.O Box 28889-00200, Nairobi","0729 145 888                  0735 145020","clients@tausiassurance.com","Tausi Court, Tausi Road, Off Muthithi Road, Westlands","Nairobi","Rita Thatthi"]
[null,58,"The Heritage Insurance Company Limited","General","P.O Box 30390-00100,Nairobi","(020) 2783000  0711039000","info@heritage.co.ke","CfC House, Mamlaka Road","Nairobi, Mombasa, Eldoret, Naivasha, Nakuru, Meru, Thika, Machakos, Kitui, Kisii, Kisumu","Godfrey Kioi"]
[null,59,"The Kenyan Alliance Insurance Company Limited","Composite","P.O Box 30170-00100, Nairobi","0722 205286            0733 600462      2284000","kai@kenyanalliance.com","Dunhill Towers, 12th Floor, Waiyaki Way, Westlands","Mombasa;  Nakuru; Kisumu; Kitui; Thika; Karatina; Machakos & Meru; Nairobi- Bunyala ","John Kimani (Ag)"]
[null,60,"The Monarch Insurance Company Limited","Composite","P.O Box 44003-00100, Nairobi","(020) 4292000,       (020) 2338132,       (020) 2338134/5,  0705426931, 0786426931","info@monarchinsurance.co.ke","Chester House, 1st Floor, Koinange Street, Nairobi","Prudential House, Tom Mboya Nairobi; Solar House, Nairobi; Jubilee Insurance Building Mombasa, North Coast Mombasa Nairobi; Thika; Kisii;Nakuru; Meru; Kisumu & Eldoret, Meru","Mercy Ndegwa"]
[null,61,"Trident Insurance Company Limited","General","P.O Box 55651-00200, Nairobi","(020) 2721710                (020) 2721710","info@trident.co.ke","Capitol Hill Towers, Cathedral Road","Nairobi, Mombasa, Nakuru, Kisii,Meru, Thika"]
[null,62,"Xplico Insurance Company Ltd","General","P O Box 38106-00623, Nairobi","0700 111999                   (020) 3642000","info@xplicoinsurance.co.ke","Park Place 5th Floor, 2nd Avenue, Parklands, Off Limuru Road, Nairobi","Nairobi, Eldoret, Kakamega, Meru, Mombasa, Nakuru, Thika","Duncan Bosire (Ag)"]
[null,63,"WAICA Reinsurance (Kenya) Limited","Reinsurance","P. O Box 20495-00100, Nairobi","(020) 2722000         254 722 419839","info@waicare.com","Real Towers Annex, 3rd Floor, Hospital Road, Upper Hill, Nairobi","None","Charles Etemesi"]

{"sheet":"APPENDIX 48 I","index":77,"n_rows":14,"n_cols":8,"rows_kept":14,"cut":false,"hidden":false,"merged":[[3,1,3,7]]}
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[null,"APPENDIX 48: DIRECTORY OF INSURANCE GROUPS IN KENYA "]
[null,null,"Group","Postal Address","Telephone Number","Website","Physical Location","Head of Institution"]
[null,1,"AAR Insurance Holdings Limited","P.O Box 41766-00100, Nairobi","0703 063 000, 0730 633 000, (020) 2895 000","info@aar.co.ke","Real Towers, Group Floor, Hospital Road, Upper Hill","Patrick Gatonga"]
[null,2,"Apollo Investments Limited","P.O. Box 30389-00100, Nairobi","(020) 3641 000, 0722 276 556","investments@apollo.co.ke","Apollo Centre, 07 Ring Road Parklands, Westlands, Nairobi Kenya","Ashok Shah"]
[null,3,"Britam Holiding PLC","P.O. Box 30375-00100, Nairobi Kenya","(020) 2833 000, 0703 094 000","info@britam.com","Britam Centre, Mara/Ragati Road, Junction, Upper Hill","Tom Gitogo"]
[null,4,"CIC Insurance Group Limited","P.O. Box 59485-00200, Nairobi Kenya","(020) 2823 000, 0703 099 120","callc@cic.co.ke","CIC Plaza, Upper Hill, Mara Road","Patrick Nyaga"]
[null,5,"GA Insurance Limited Group","P.O. Box 42166-00100, Nairobi, Kenya","0729 626 000","insure@gakenya.com","GA Insurance House, Ralph Bunche Road","Vijay Srivastava"]
[null,6,"ICEA Lion Insurance Holdings Ltd","P.O. Box  46143-00100, Nairobi, Kenya","(020) 2750 000, 0719 071 000, 0730 151 000, 0719 071 999 0730 151 999","info@icealion.com","ICEA LION Centre, Riverside Park, Chiromo Road, Westlands","Philip Lopokoyit (Ag)"]
[null,7,"Jubilee Holdings Limited","P.O. Box 30376-00100, Nairobi, Kenya","(020) 3281 000","jic@jubileekenya.com","Jubilee Insurance Centre, Wabera Street, Nairobi","Julius Kipngetich"]
[null,8,"Liberty Kenya Holdings PLC","P.O. Box 30390-00100, Nairobi, Kenya","(020) 2866 000, 0711 028 000","csc@libertykenya.co.ke","Liberty House, Mamlaka Road","Kieran Richard Godden"]
[null,"Continued next page"]

{"sheet":"APPENDIX 48 II","index":78,"n_rows":8,"n_cols":8,"rows_kept":8,"cut":false,"hidden":false,"merged":[[3,1,3,7],[2,1,2,7]]}
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[null,"Continued from previous page"]
[null,"APPENDIX 48: DIRECTORY INSURANCE GROUPS  IN KENYA "]
[null,null,"Group","Postal Address","Telephone Number","Website","Physical Location","Head of Institution"]
[null,9,"Madison Group Limited","P.O Box 41163-00100, Nairobi Kenya","(020) 2864 000, 0709 922 000","madison@madison.co.ke","Madison House, Upper Hill Close","Samuel G. Ngaruiya"]
[null,10,"Old Mutual Holdings PLC","P.O. Box 43013-00100, Nairobi Kenya","(020) 2850 000, 0711 065 000, 0711 010 100","customerservice@oldmutual.co.ke","Old Mutual Tower, Upper Hill Road","Arthur Oginga"]
[null,11,"Sanlam Kenya PLC","P.O. Box 10493-00100, Nairobi, Kenya","(020) 2781 000, 0722 206 900","info@sanlam.co.ke","Sanlam House, Kenyatta Avenue","Patrick Tumbo"]

{"sheet":"APPENDIX 49","index":79,"n_rows":21,"n_cols":12,"rows_kept":21,"cut":false,"hidden":false,"merged":[[3,1,3,7]]}
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[null,"APPENDIX 49: DIRECTORY OF OTHER INSURANCE INDUSTRY PLAYERS  IN KENYA "]
[null,null,"Company/ Association","Postal Address","Telephone Number","Website","Physical Location","Head of Institution"]
[null,1,"Policyholders Compensation Fund","P.O Box 24203-00100, Nairobi","0794 582 700","www.pcf.go.ke","KWFT Center, 6th Floor, Masaba Road","William Masita"]
[null,2,"College of Insurance","P.O. Box 56928-00200, Nairobi","020 2325 785/2325881/2619242/2329493  0722 509 759/0733 520 238","www.coi.ac.ke","Red Cross Rd, South 'C'","Ben Kajwang"]
[null,3,"Association of Kenya Insurers","P.O. Box 45338-00100, Nairobi Kenya","0709 6400 000, 0733 610 325, 0722 204 149, 020 2630 295","www.akinsure.com","AKI Centre, Mimosa Rd Muchai Drive off Ngong Rd","Tom Gichuhi",null,null,null," "]
[null,4,"Association of Insurance Brokers of Kenya","-","0733 300 946, 0707 209 856","www.aibk.co.ke","College of Insurance,Red Cross Rd, South 'C'","Anthony M. Mwangi"]
[null,5,"Insurance Institute of Kenya","-","020 2330 255/ 2330 277,  0735 350 450","www.iik.or.ke","College of Insurance,Red Cross Rd, South 'C'","Agnes Macharia"]
[null,6,"Medical Insurance Providers Association of Kenya","P.O. Box 40612-00100, Nairobi, Kenya","0728 998 688","-","Scribe Services, Lonrho House, 16th Floor, Standard Street","John M. Mburu"]
[null,7,"Institute of Loss Adjusters and Risk Surveyors Kenya","P.O. Box  56928-00100, Nairobi, Kenya","0723 393 330","www.iars.co.ke","College of Insurance,Red Cross Rd, South 'C'","Stephen Kiarie"]
[null,8,"Association of Kenya Professional Insurance Agents","P.O. Box 27065-00100, Nairobi, Kenya","0733 572 961, 0700279 552, 0722 524 335","www.akpia.co.ke","Kampus Towers, 5th Floor, University Way, Opp. Central Police Station","Clifford Ochieng"]
[null,9,"Bancassurance Association of Kenya","P.O. Box 2337-00100, Nairobi, Kenya","0705 840 472","-","I&M Bank Tower, 13th Floor, Kenyatta Avenue","Aggrey Mulumbi"]
[null,10,"Bima Intermediaries Association of Kenya","P.O. Box 24536-00100, Nairobi, Kenya","0723/0733 952 831","www.bimaintermediaries.co.ke","Viwandani Road A Nairobi Ectovile Estate","Washington Ndegea"]
[null,11,"Motor Assessors Association of Kenya","P.O. Box 9641-00200, Nairobi, Kenya","0723 260 517","-","KCB Building, 2nd Floor, Jogoo Road","A.K. Mureithi"]
[null,12,"ZEP-RE (PTA Reinsurance)","P.O. Box 42769-00100, Nairobi","020 4973 000/ 2738221","www.zep-re.com","ZEP-RE Place, 8th Floor, Longonot Road, Upper Hill","Hope Murera"]
[null,13,"Africa Reinsurance Corporation","P.O. Box 62328-00200, Nairobi","020 2970 000","www.africa-re.com/east-africa","Africa Re Centre, Hospital Road, Upper Hill","Corneille Karekezi"]
[null,14,"African Trade & Investment Development Insurance ","P.O. Box 10620-00100, Nairobi, Kenya","020 2726 999/ 2719 727, 0722 205 007, 0733 625 511","www.ati-aca.org","Kenya Re Towers, 5th Floor, Off Rangati Rd, Upper Hill","Manual Moses"]
[null,15,"National Association of Kenya Investigators","-","020 2223 055","www.naki.co.ke","Koinange Street, Nairobi, Kenya","Alex Muteti"]
[null,16,"The Actuarial Society of Kenya","P.O. Box 35974-00200, Nairobi, Kenya","-","www.actuarieskenya.or.ke","Strathemore University, Ole Sangale Road, Off Langata Road, Madaraka Estate","Sahib Khosla"]

{"sheet":"APPENDIX 50 VII","index":80,"n_rows":20,"n_cols":10,"rows_kept":20,"cut":false,"hidden":true,"merged":[[1,1,1,9],[2,1,2,9]]}
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[null,"Continues from previous page"]
[null,"APPENDIX 46: DIRECTORY OF INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
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[]
[null,46,"Resolution  Insurance Company Limited ( now under statutory management) ","General","P.O Box 4469-00100, Nairobi","(020) 2894000                   (020) 3874774","info@resolution.co.ke","Parkfield Place , Off Waiyaki Way, Nairobi","Nairobi, Mombasa, Kisumu, Meru, Kisii, Nakuru, Nyeri, Eldoret, Thika","Policyholders Compensation Fund"]
[null,47,"Sanlam General Insurance Company","General","P.O. Box 60656-00200, Nairobi","(020)2713131 0719035000","info@sanlam.co.ke","Sanlam Tower, Waiyaki way Westlands","Nairobi,Kisumu,Thika, Mombasa, Nakuru, Kericho,Machakos, Nyeri, Eldoret","George Kuria  "]
[null,48,"Sanlam Life Assurance Company Limited","Longterm","P.O Box 10493-00100, Nairobi","(020) 2247600  , (020) 2781000         (020) 2225050  ,0722206900/1   0733418807","customerservice@pan-africa.com","Pan Africa Life House, Kenyatta Avenue","Eldoret, Embu, Kisii, Mombasa, Nairobi City Centre,Nairobi Mega,Prestige, Premier,Nakuru,Kisumu, Meru, Machakos,Nyeri, Thika","Kevin Mworia"]
[null,49,"Takaful Insurance of Africa Ltd","General","P.O Box 1811-00100, Nairobi.","(020) 2725134/5","info@takafulafrica.com","CIC Plaza, Mara Road, Upper Hill","Mombasa, Garissa, Wajir,  Nairobi- Eastleigh; CBD;   ","Peter Mwaniki (Ag.)"]
[null,50,"Tausi Assurance Company Limited","General","P.O Box 28889-00200, Nairobi","0729 145 888                  0735 145020","clients@tausiassurance.com","Tausi Court, Tausi Road, Off Muthithi Road, Westlands","Nairobi","Rita Thatthi"]
[null,51,"The Heritage Insurance Company Limited","General","P.O Box 30390-00100,Nairobi","(020) 2783000  0711039000","info@heritage.co.ke","CfC House, Mamlaka Road","Nairobi, Mombasa, Eldoret, Naivasha, Nakuru, Meru, Thika, Machakos, Kitui, Kisii, Kisumu","Godfrey Kioi"]
[null,52,"The Jubilee Insurance Company of Kenya Limited","Long Term","P.O Box 30376-00100, Nairobi.","(020) 3281000","jic@jubileekenya.com","Jubilee Insurance House, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi,                           Nairobi - Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call center.","Azim Dawood"]
[null,53,"Jubilee Allianz General Insurance Limited","General ","P.O Box 30376-00100, Nairobi.","(020) 3281000","jic@jubileekenya.com","Jubilee Insurance House, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi,                           Nairobi - Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call center.","Adja Samb"]
[null,54,"Jubilee Health Insurance Limited","General","P.O Box 30376-00100, Nairobi.","(020) 3281000","jic@jubileekenya.com","Jubilee Insurance House, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi,                           Nairobi - Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call center.","Janet Kiunga"]
[null,55,"The Kenyan Alliance Insurance Company Limited","Composite","P.O Box 30170-00100, Nairobi","(020) 2216449 (020) 2216192 (020) 2241626 (020) 2241630/7 (020) 2216450 0722 205286 0733 600462 ","kai@kenyanalliance.com","Dunhill Towers, 12th Floor, Waiyaki Way, Westlands","Mombasa;  Nakuru; Kisumu; Kitui; Thika; Karatina; Machakos & Meru; Nairobi- Bunyala ","Peninah Kimani (Ag)"]
[null,56,"The Monarch Insurance Company Limited","Composite","P.O Box 44003-00100, Nairobi","(020) 4292000               (020) 2338132               (020) 2338134/5  0705426931        0786426931","info@monarchinsurance.co.ke","Chester House, 1st Floor, Koinange Street, Nairobi","Prudential House, Tom Mboya Nairobi; Solar House, Nairobi; Jubilee Insurance Building Mombasa, North Coast Mombasa Nairobi; Thika; Kisii;Nakuru; Meru; Kisumu & Eldoret, Meru","George Nyambuti (Ag)"]
[null,57,"Trident Insurance Company Limited","General","P.O Box 55651-00200, Nairobi","(020) 2721710                (020) 2642765 ","info@trident.co.ke","Capitol Hill Towers, Cathedral Road","Nairobi, Mombasa, Nakuru, Kisii,Meru, Thika","Robert Muiruri"]
[null,60,"Xplico Insurance Company Ltd","General","P O Box 38106-00623, Nairobi","0700 111999                   (020) 3642000","info@xplicoinsurance.co.ke","Park Place 5th Floor, 2nd Avenue, Parklands, Off Limuru Road, Nairobi","Nairobi, Eldoret, Kakamega, Meru, Mombasa, Nakuru, Thika","Duncan Bosire (Ag)"]
[null,61,"WAICA Reinsurance (Kenya) Limited","Reinsurance","P. O Box 20495-00100, Nairobi","(020) 2722000","waicarekenya@waicare.com","Real Towers Annex, 3rd Floor, Hospital Road, Upper Hill, Nairobi","None","Charles Etemesi"]

{"sheet":"PCF","index":81,"n_rows":55,"n_cols":16,"rows_kept":55,"cut":false,"hidden":true,"merged":[[2,2,2,15],[53,2,53,15],[54,2,54,15]]}
[]
[]
[null,null,"APPENDIX 45: SUMMARY OF POLICYHOLDERS' COMPENSATION FUND LEVIES FOR THE YEAR ENDED 31.12.2017"]
[null,null,"Company","2016-01-01","2016-02-01","2016-03-01","2016-04-01","2016-05-01","2016-06-01","2016-07-01","2016-08-01","2016-09-01","2016-10-01","2016-11-01","2016-12-01","TOTAL"]
[null,null,"AAR INSURANCE KENYA",2678032.6,1538538.5,2983598.8,1082660,2058073.9,2352454.4500000002,5587634.4500000002,1483383.05,1483383.08,6186278.4000000004,3073608.74,0,{"$f":"SUM(D5:O5)","v":30507645.969999999}]
[null,null,"AIG INSURANCE COMPANY",4380793,1778759.85,1526875.5,1150522.1499999999,1505087.1,1107705.45,1457912.65,1242802.3999999999,900178,1316827.3999999999,1198154.75,1813780.2,{"$f":"SUM(D6:O6)","v":19379398.449999999}]
[null,null,"AFRICAN MERCHANT ASSURANCE ",1843285,716285,884586,1691167,794405,774015,2068641,1590607,1426830,1427490,735508,2827029,16779848]
[null,null,"APA INSURANCE COMPANY",7823190,4084059,3294659,3911174,4180996,2433985,4856214,2644396,3091362,2396976,2642310,3893400,45252721]
[null,null,"APA LIFE ASSURANCE",477889,434790,227605,238491,251675,110121,219558,327559,200161,246277,149864,426737,3310727]
[null,null,"BARCLAYS LIFE",346384,416513,370756,419887,442482,416034,392285,389851,394426,1163324,676923,1054246,6483111]
[null,null,"BRITAM GENERAL",5876550,2512610,2065283.4,2893140.55,7135849.5999999996,2832608.15,2834364.88,2766227.7,2658964.89,3799673,2589108,3078448.15,41042828.319999993]
[null,null,"BRITISH AMERICAN INSURANCE ",2610792.1,2617365.5,2748257.3,2609798,2128157.4500000002,2054974.22,3485382,2212812,2909963.9,2917846.5,2899103.85,3078448.15,32272900.969999999]
[null,null,"CANNON ASSURANCE COMPANY ",995955,863503,533847,1277141,451233,421058,25588,843500,783799,793725,503209,25208,7517766]
[null,null,"CAPEX LIFE ASSURANCE COMPANY",14811,15842,10759,7865,13635,17647,28555,5185,11162,3579,7377,146819,283236]
[null,null,"CIC GENERAL INSURANCE COMPANY",5801571,3141901,2842524,4007640,3172840,3145543,5146548,3219700,4914131,3502398,2736019,3629924,45260739]
[null,null,"CORPORATE INSURANCE COMPANY",370358,250334.2,135707.09999999998,203081.90000000002,221090.8,294649.2,292942,241973.3,196367.3,216301.6,174385.8,321596.79999999999,2918787.9999999995]
[null,null,"DIRECTLINE ASSURANCE COMPANY",1278000,1286299,1320724,1304481,1156751,1206801,1292646,1401495,1539851,1326100,1423591,1586020,16122759]
[null,null,"FIDELITY SHIELD INSURANCE  ",1179729,1208383,691300,615838,550541,589448,876649,575707,472515,700319,400346,543934,8404709]
[null,null,"FIRST ASSURANCE COMPANY",3415205,1478795,1699621,1779730,1257332,1241644,2571947,1063827,1543051,1233461,1044005,826642,19155260]
[null,null,"GA INSURANCE COMPANY",5549456,2225320,1807175,2430889,1527072,1333630,2180529,1283869,1159525,1943655,1532780,717112,23691012]
[null,null,"GATEWAY INSURANCE COMPANY",370167,245446,272552,444881,244272,489320,0,0,0,0,0,0,2066638]
[null,null,"GEMINIA INSURANCE COMPANY ",1782922,972850,677180,530582,619652,849238,1305770,851218,873726,1252278,766524,892662,11374602]
[null,null,"HERITAGE INSURANCE COMPANY",5112440,2070029,1491770,2553186,1602582,1518300,4306938,1428426,1761962,2086143,1356074,1346620,26634470]
[null,null,"ICEA LION LIFE ASSURANCE",732136,769422,803126,827532,855852,860570,814742,851144,850448,846640,841468,855000,9908080]
[null,null,"ICEA LION GENERAL INSURANCE",7438800,1789906,1511213,3035574,2050447,2479218,3440366,1527661,1808797,2032973,1324098,2654783,31093836]
[null,null,"INTRA-AFRICA ASSURANCE ",586287,499199,363283,399401,405754,336223,427946,349773,323549,332106,287836,609351,4920708]
[null,null,"INVESCO ASSURANCE COMPANY ",900912,902893,1129795,993698,925741,895744,949998,1002845,923669,846533,951259,1081384,11504471]
[null,null,"JUBILEE INSURANCE COMPANY",16169465,6107671,5123419,5278761,5429099,5787477,8402155,6513606,7231535,8510823,10492738,4110521,89157270]
[null,null,"KENINDIA ASSURANCE COMPANY ",4236840,1047038,1411069,2217354,1627363.2,973711,1663003,868845,506719,906838,758368,4110521,20327669.199999999]
[null,null,"KENYAN ALLIANCE INSURANCE ",590541,414009,351074,307418,469929,376741,641862,509038,612926,373280,522121,309509,5478448]
[null,null,"KENYA ORIENT INSURANCE",1539457.1,1495623.55,1259740.7,982024.6,978753.7,981570.65,1110472.8500000001,1133965.3500000001,913574.35,868071.75,630568,823611.6,12717434.199999999]
[null,null,"LIBERTY LIFE ASSURANCE KENYA",807154.5,803748.4,838960.5,758388.3,875544.7,628380,881413.9,805995.7,807556.2,815490.7,842136.6,610960.1,9475729.6000000015]
[null,null,"MADISON INSURANCE COMPANY",1904191.45,1078903.1000000001,1389014.55,1401456.15,1137435.1000000001,993465.05,2176475.4,2150756.7999999998,2276877.52,1383358,1637932.16,1308181,18838046.279999997]
[null,null,"MAYFAIR INSURANCE COMPANY",1604070,842864,1414107,952661,747027,501248,1016410,658288,609231,1592532,526643,703497,11168578]
[null,null,"METROPOLITAN LIFE ASSURANCE ",17267,14916.95,14859.65,15436.95,17770.45,17530.48,1409081.55,20032.330000000002,18005.349999999999,15736.9,121897.75,18309.3,1700844.6600000001]
[null,null,"OCCIDENTAL INSURANCE COMPANY ",1874452,1042872,620526,667134,623952,622388,948632,662550,669358,642144,1308672,509566,10192246]
[null,null,"OLD MUTUAL LIFE ASSURANCE ",732041.35,720180.45,747126.55,723089.15,758554.45,785544.55,772634.5,791297.85,801838.1,806737,794997.5,1679386,10113427.449999999]
[null,null,"PACIS INSURANCE COMPANY ",1019694,449043,361713,477943.4,383427,382781,414519,425958,370893,360475,241723,290444,5178613.4000000004]
[null,null,"PAN AFRICA LIFE INSURANCE ",1279353,934566,1046612,1044194,1889615,992562,0,0,0,0,0,0,7186902]
[null,null,"PHOENIX OF EAST AFRICA ",245296.35,374531,98275,79531,74705,140254,122407,99395,174900,119976,173447,188546,1891263.35]
[null,null,"PIONEER ASSURANCE COMPANY ",229397,197889,237687,229208,428636.8,321276,108786,281966,241006,232900.2,216194,241530,2966476]
[null,null,"PRUDENTIAL LIFE ASSURANCE",82972,58476,56158,45593,57656,49275,55346,52344,47308,46434,46434,36092,634088]
[null,null,"RESOLUTION HEALTH INSURANCE ",1821898,1832668,2336276,1241217,2641688,1507654,1501182,1128594,1218078,2210011,1754923.97,1890764.15,21084954.119999997]
[null,null,"SAHAM ASSURANCE",931501.55,430372,1657827.4,431713.6,450662,421049.26,1170884,394662.93,963211,643471,732917.35,645737.5,8874009.5899999999]
[null,null,"SANLAM INSURANCE COMPANY",0,0,0,0,0,0,1788013,1101990,1629791,1644897,1388522,2405421,9958634]
[null,null,"TAKAFUL INSURANCE OF AFRICA",410656,397825,274270,968251,374834,191270,363092,251471,477553,366831,192537,395711,4664301]
[null,null,"TAUSI ASSURANCE COMPANY",1351982,285043,231754,440616,213390,254635,664681,253263,254923,398174,181921,218459,4748841]
[null,null,"THE MONARCH INSURANCE ",222894,391644.45,415420.25,385604.3,384123.5,378153,428277.4,576930,572182.69999999995,476949.51,400127.3,549546.4,5181852.8099999996]
[null,null,"TRIDENT INSURANCE COMPANY ",802219.1,241253.7,419697,562594.65,319984,335978,383404.45,484826.15,276477,484826.15,508239.4,0,4819499.6000000006]
[null,null,"UAP INSURANCE COMPANY",9835556,3979209,3158906,4513971,2246331,2894202,6790603,2570352,2490848,2419431,4489933,9044744,54434086]
[null,null,"UAP LIFE ASSURANCE COMPANY",115603,172923,133547,166678,133106,205934,169905,193853,130418,194014,182150,243618,2041749]
[null,null,"XPLICO INSURANCE COMPANY",513708,388530,300520,715774.55,446142.85,204730,467181.55,550144.44999999995,247719.25,315209,320389.75,396494.35,4866543.7499999991]
[null,null,"TOTAL",{"$f":"SUM(D5:D52)","v":109903874.09999998},{"$f":"SUM(E5:E52)","v":55520842.650000006},46083675.200000003,51108477.439999998,94159393.589999989,46361677.649999999,67341128.310000002,47135623.230000004,55153816.420000009,53908037.770000003,46182909.270000003,52464072.190000013,{"$f":"SUM(P5:P52)","v":743587761.72000003}]
[null,null,"Amounts in Shillings"]
[null,null,"Gateway Insurance & Pan Africa Life were merged into Sanlam Insurance."]

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[]
[null,"APPENDIX 38: INSURANCE AND REINSURANCE PREMIUM LEVIES FOR THE YEAR ENDED 31.12.2014"]
[null,"NAME","1% PREMIUM LEVY","5% REINSURANCE PREMIUM LEVY",null,"NO.","NAME","1% PREMIUM LEVY","5% REINSURANCE PREMIUM LEVY"]
[null,"AAR INSURANCE KENYA",20359538.75,0,null,35,"INTRA-AFRICA ASSURANCE ",8413497,0]
[null,"ACROPOLIS INSURANCE BROKERS ",327701,0,null,36,"INVESCO ASSURANCE COMPANY ",17879071.600000001,33432]
[null,"AFRICAN MERCHANT ASSURANCE ",20199445,0,null,37,"J.W. SEAGON LIFE & HEALTH INSURANCE",12494598,0]
[null,"AFROCENTRIC HEALTH SOLUTIONS",57833,0,null,38,"JUBILEE INSURANCE COMPANY",90789892.75,7024743]
[null,"AIG INSURANCE COMPANY",31355756.399999999,17778497,null,39,"KENINDIA ASSURANCE COMPANY ",32459267.800000001,459738]
[null,"ALEXANDER FORBES LTD",167507,0,null,40,"KENYA ORIENT INSURANCE",13182405.299999999,428209.55]
[null,"ALLIANZ WORLDWIDE CARE",2383816.9499999997,0,null,41,"KENYA REINSURANCE CORPORATION",0,6363970.1500000004]
[null,"AON KENYA INSURANCE BROKERS",100342,0,null,42,"LIFECARE INTERNATIONAL ",8062689.7499999991,0]
[null,"APA INSURANCE COMPANY",64094325,3731835,null,43,"MADISON INSURANCE COMPANY",13872307.99,35420]
[null,"APA LIFE ASSURANCE COMPANY ",184799.9,0,null,44,"MAYFAIR INSURANCE COMPANY",13610391.25,1558661]
[null,"BRITISH AMERICAN INSURANCE",73985907.950000003,2489978,null,45,"MERCANTILE INSURANCE COMPANY ",8092986,9267594]
[null,"CANNON ASSURANCE COMPANY ",11038305,934022,null,46,"METROPOLITAN INSURANCE ",525536.80000000005,0]
[null,"CAPEX LIFE ASSURANCE COMPANY",149999,0,null,47,"MIC GLOBAL RISK",693744.9,0]
[null,"CFC LIFE ASSURANCE COMPANY",11316428.25,0,null,48,"MUTUAL TRUST AGENCIES LIMTED",241728,0]
[null,"CIC GENERAL INSURANCE COMPANY",77232157,294292,null,49,"OCCIDENTAL INSURANCE COMPANY ",16051958,0]
[null,"CIC LIFE ASSURANCE COMPANY",4571679,0,null,50,"OLD MUTUAL LIFE ASSURANCE ",13071113.25,0]
[null,"CONTINENTAL REINSURANCE",336811.7,1010434.4,null,51,"PACIFIC INSURANCE BROKERS EA LTD",0,0]
[null,"CORPORATE INSURANCE COMPANY",4961456.5,73581.3,null,52,"PACIS INSURANCE COMPANY ",8153959.2999999998,0]
[null,"DIRECTLINE ASSURANCE COMPANY",23261471,0,null,53,"PAN AFRICA INSURANCE COMPANY",16751729,0]
[null,"EAST AFRICAN REINSURANCE ",0,1626505.8,null,54,"PHOENIX OF EAST AFRICA ",4591960.7,705950]
[null,"EXECUTIVE HEALTHCARE SOLUTIONS",9131203.1500000004,0,null,55,"PIONEER ASSURANCE COMPANY ",4732216,0]
[null,"FIDELITY SHIELD INSURANCE  ",13209842.85,1865598,null,56,"REAL INSURANCE COMPANY ",24897068.390000001,902257]
[null,"FIRST ASSURANCE COMPANY",35056790,7240799,null,57,"RESOLUTION HEALTH INSURANCE ",15201796,0]
[null,"GA INSURANCE COMPANY",30391112.299999997,419179.4,null,58,"SHIELD ASSURANCE COMPANY ",1321632,0]
[null,"GA LIFE ASSURANCE COMPANY ",22678.75,0,null,59,"STARLIT INSURANCE BROKERS",228276.3,0]
[null,"GATEWAY INSURANCE COMPANY",5382461.7999999998,396367.7,null,60,"TAKAFUL INSURANCE OF AFRICA",5420914.5,0]
[null,"GEMINIA INSURANCE COMPANY ",12108384,174448.35,null,61,"TAUSI ASSURANCE COMPANY",6499632,192001]
[null,"GOLDSTAR HEALTHCARE LTD",4700356,0,null,62,"THE KENYAN ALLIANCE INSURANCE",11860562,1057860]
[null,"H.S JUSTLEY INSURANCE BROKERS",36440,0,null,63,"THE MONARCH INSURANCE ",4599821,0]
[null,"HEALTHLINE SOLUTIONS LTD",4240523.4000000004,0,null,64,"TRIDENT INSURANCE COMPANY ",6524256.9500000002,0]
[null,"HERITAGE INSURANCE COMPANY",35422213,36562823,null,65,"UAP INSURANCE COMPANY",67746328,4204033]
[null,"ICEA LION GENERAL INSURANCE",46862879,3132860,null,66,"UAP LIFE ASSURANCE COMPANY",1907200,4061722]
[null,"ICEA LION LIFE ASSURANCE ",9197728,0,null,67,"XPLICO INSURANCE COMPANY",10003524,200207]
[null,"INDEMNITY INSURANCE AGENTS",0,0,null,null,"Total",{"$f":"SUM(H4:H36,C4:C37)","v":991729957.17999995},{"$f":"SUM(I4:I36,D4:D37)","v":114227018.64999999}]
[null,"Amounts in Thousands Shillings"]

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{"sheet":"SORTED","index":84,"n_rows":53,"n_cols":10,"rows_kept":53,"cut":false,"hidden":true,"merged":[]}
[null,null,"Company","Type of Company","Postal Address ","Telephone","E-mail","Physical Location Of Headquarters","Branch Network","Principal Officer"]
[null,{"$f":"1+B1","v":1},"AAR Insurance Company Ltd","General","41766 Nairobi","(020) 2895000        (020) 2715319","info@aar.co.ke","2nd Floor, Williamson House, 4th Ngong Avenue","Nairobi, Mombasa, Thika, Eldoret, Kisumu, Naivasha, Malaindi, Kakamega, Nyeri","Caroline Munene"]
[null,{"$f":"1+B2","v":2},"Africa Merchant Assurance Company Ltd","General","61599-00200 Nairobi","(020) 2204000           0738312121","info@amaco.co.ke","TransNational Plaza","Nairobi, Mombasa, Eldoret, Nakuru, Kitale, Kisii, Kisumu, Nyahururu, Bungoma, Kericho, Malindi, Kapsabet, Migori, Thika, Meru, Nyeri","Jonah Tomno"]
[null,{"$f":"B3+1","v":3},"AIG Kenya Insurance Company Ltd","General","49460 – 00200 Nairobi","020 3676000",null,"Eden Square, Chiromo Road Nairobi","Nairobi and Mombasa","Japh Olende"]
[null,22,"APA Insurance Company Limited","General","30065-00100 Nairobi","(020) 286 2000","info@apainsurance.org","Apollo Centre, Ring Road Parklands Nairobi","Nairobi, Mombasa, Kisumu, Nyeri, Eldoret, Meru, Naivasha, Nakuru, Thika, Embu, Kisii, Machakos, Kericho, Muranga, Nyahururu, Narok, Kakamega, Migori, Chuka, Bungoma, Kitengela, Kiambu, Maua","Suresh Kumar"]
[null,{"$f":"B5+1","v":23},"APA Life Assurance Company Limited","Longterm","P.O. Box 30389 00100-GPO Nairobi  Kenya","(020) 3641000, 0713189172 ","info@apalife.co.ke","Apollo Centre | Ring Road Parklands, Westlands | Nairobi, Kenya","City Centre, Kisumu, Thika,Nakuru, Naivasha,Meru, Mombasa, Eldoret,Nyeri, Embu, Kisii","Ag. Daniel Mugo"]
[null,{"$f":"1+B6","v":24},"British American Insurance Co. (K) Limited","Composite","P. O. Box 30375 - 00100, Nairobi","(020) 2710927/38        (020) 2833000","insurance@britam.co.ke","British American Centre, Mara & Ragati Roads","Ambank House, Nairobi; Barclays Plaza Nairobi; Phoenix House Nairobi; Timau Plaza Nairobi; Soni Arcade Westlands; Nakuru; Embu; Kisumu; Thika; Nyeri; Bungoma; Eldoret; Machakos; Kisii; Kitengela; Meru; Nyahururu; Malindi; Naivasha; Kakamega; Isiolo; Nanyuki; Kitui; Muranga & Kericho ","Stephen Wandera"]
[null,12,"Cannon Assurance Company (K) Limited","Composite","P. O. Box 30216 - 00100 NAIROBI","(020) 3966000","info@cannonassurance.com","Gateway Business Park, Mombasa Road","Cannon House, Nairobi; Union Towers, Nairobi; Thika; Mombas; Nakuru & Nyeri","Ag. John Ng'ang'a"]
[null,{"$f":"1+B8","v":13},"Capex Life Insurance Company Limited","Longterm","P.O.Box 12043-00400, Nairobi, Kenya ","(020) 2712384/85, 0723547166 ","info@capexlifeassurance.co.ke","Fifth Avenue Office Suites, 6th Floor, 5th Ngong Avenue Road, off Ngong Road","Nairobi,Mombasa, Kisumu, Nakuru, Malindi, Nyeri, Eldoret","Peter Ogguniran"]
[null,41,"CFC Life Assurance Company Ltd","Longterm","PO Box 30364-00100 \nNairobi","(020) 2866000/ 0722204660","csc@cfclife.co.ke","CfC House, \nMamalaka Rd, Nyerere Rd Junction\n","Nairobi,Thika, Meru, Nakuru, Imperial Court- Uganda Road, Kisumu, Kisii, Mombasa, Muli Mall, Biashara street,Mwitu Center Building","Abel Munda"]
[null,{"$f":"1+B10","v":42},"CIC General Insurance Company Ltd","General","59485-00200 Nairobi","(020) 2823000","cic@cic.co.ke","CIC Plaza II,Mara Road, Upper Hill","Nairobi, Embu, Nyeri, Meru, Machakos, Nyahururu, Thika, Kiambu, Buruburu, Westlands","Kenneth Kimani"]
[null,{"$f":"B11+1","v":43},"CIC Life Insurance Company Ltd","Longterm","P.O. Box 59485 - 00200 Nairobi","(020) 2823000 ","callc@cic.co.ke ","CIC Plaza, Mara Road - Upper Hill. ","Nairobi,Mombasa, Kisii, Kisumu, Nakuru, Kakamega, Eldoret, Bungoma, Kericho","David Ronoh"]
[null,{"$f":"1+B12","v":44},"Continental Re","Reinsurance","P.O Box 76326 - 00508, NAIROBI.","(020) 2429390/1/2/3","nairobi@continental-re.com / info@continental-re.com","Lenana Place, Lenana Road","None","Calisto Ogaye"]
[null,45,"Corporate Insurance Company Limited","Composite","P. O. Box 34172, 00100 – Nairobi","(020) 2717617       0774 024778          0770 366958           0770 366955         0728 700093","cic@swiftkenya.com, ","Corporate Place, Kiambere Road, off Lowerhill Road","St. Ellis House Nairobi & Mombasa","Mark Obuya"]
[null,46,"Directline Assurance Company Ltd","General","40863-00100 Nairobi","(020) 3250000","info @directline.co.ke","Hazina Towers, 17th Floor Monrovia Street, Nairobi ","Nairobi, Nakuru, Thika, Mombasa, Nyeri, Kerugoya, Meru, Embu","Terry Wijenje"]
[null,47,"East Africa Reinsurance Company Limited","Reinsurance","P. O. Box 20196 - 00200 Nairobi","(020) 4443588     0728111041      0733623737","eare@africaonline.co.ke","Riverside Drive","Nairobi","Peter Maina"]
[null,48,"Fidelity Shield Insurance Company Ltd","General","47435, 00100 Nairobi, GPO ","0722 204 967","info@fidelityshield.com","Equatorial Fidelity Centre, Waridi Lane off Waiyaki Way, Nairobi","Nairobi,Mombasa, Eldoret, Kisumu","Mathew Koech"]
[null,49,"First Assurance Company Limited","Composite","P.O. BOX 30064 - 00100, NAIROBI ","(020) 2900000","info@firstassurance.co.ke","Clyde Grds Lavington, Off James Gichuru Lane","Pan Africa House, Nairobi; Kisumu; Mombasa & Nakuru","Stephen Githiga "]
[null,50,"GA Insurance Company Limited","General","42166 – 00100 Nairobi","(020) 2711633/4","insure@gakenya.com","GA Insurance House, 4th Floor, Ralph Bunche Road, Upper Hill","Nairobi, Mombasa, Kisumu","Vijay Srivastava "]
[null,{"$f":"B19+1","v":51},"GA Life Assurance Company Ltd","Longterm","Box 42166-00100, Nairobi"," (020) 2711633/4","life@gakenya.com","GA House, \nRalph Bunche Road\n","Nairobi, Mombasa","Piyush Shah "]
[null,{"$f":"1+B20","v":52},"Gateway Insurance Company Ltd","General","60656-00200, Nairobi","(020) 2713131/7         0719035000","info@gateway-insurance.co.ke","Gateway Place, Milimani Road Nairobi","Kericho, Mombasa, Embu, Malindi, Nyeri, Thika, Nakuru, Eldoret, Nyahururu, Machakos, Kisumu, Kisii","Ag. Elijah Wachira"]
[null,53,"Geminia Insurance Company Ltd","Composite","P.O.BOX 61316 - 00200, Nairobi","(020) 2782000       0723 057244         0734 230860          0770 258877","info@geminia.co.ke","Geminia Insurance Plaza, Kilimanjaro Avenue, Upper Hill","Mombasa; Kisumu; Eldoret & Kisii ","Kamaljit Sembi"]
[null,54,"Ghana Re - Liason Office","Reinsurance","P.O BOX 42916 - 00100 Nairobi  ","(020) 3748974/5","info@ghanare.com","TRV Office Plaza, 58 Muthithi Road, Suite 2D, Westlands","Ghana ","Erastus Muchiri"]
[null,55,"Heritage Insurance Company Ltd","General","30390 - 00100 Nairobi","(020) 2783000","info@heritage.co.ke","CfC House,  Mamlaka Road","Nairobi, Mombasa, Eldoret, Meru, Thika, Machakos, Naivasha, Nanyuki, Nakuru, Kitui, Dar es salaam, Arusha","Godfrey Kioi"]
[null,56,"ICEA Lion General Insurance Company Ltd","General","46143 – 00100 ","(020) 2750000       0719071000","info@icealion.com","ICEA LION Center, Riverside Park - Nairobi","Nairobi, Wstlands, Mombasa, Kisumu, Eldoret, Nakuru, Nyeri, Thika","Stephen Oluoch"]
[null,57,"ICEA LION Life Assurance Company Ltd","Longterm","P.O Box 46143-00100, Nairobi, Kenya"," (020) 2750 000 ","info@icealion.com","ICEA Building,\nKenyatta Avenue, Nairobi.","ICEA Building, Ambank House,Williamson, Unga House, Tulip House, Karen Office, Mombasa, Nyali, Kisumu, Eldoret, Nakuru, Nyeri, Thika","Justus Mutiga"]
[null,{"$f":"B26+1","v":58},"Intra Africa Assurance Company Limited","General","43241-00100 Nairobi   ","(020) 2712610       (020) 2712607/9","info@intraafrica.co.ke","3rd Floor Williamson House, 4th Ngong Avenue Nairobi","Nairobi, Kisumu, Eldoret, Mombasa, Nakuru","Mike Muriithi"]
[null,{"$f":"1+B27","v":59},"Invesco Assurance Company Ltd","General","52964 – 00200 Nairobi","(020) 2605220     0730180000","info@invescoassurance.co.ke ","Bishop Magua Centre, Ngong Road, Nairobi","Nairobi, Narok, Nyeri, Naivasha, Nanyuki, Nyahururu, Kerugoya, Meru, Embu, Thika, Muranga, Kisumu, Kakamega, Bungoma, Kisii, Migori, Mombasa, Malindi, Machakos, Kitui, Nakuru, Kericho, Eldoret, Kitale, Bomet","Cliff Otieno"]
[null,1,"Kenindia Assurance Company Limited","Composite","P. O. Box 44372 - 00100, Nairobi","(020) 2228284     0722205923/4    0733333002/3","kenindia@users.africaonline.co.ke","Kenindia House, Loita Street","Nairobi Branch I; Nairobi Branch II; Nairobi Branch III; Nairobi Branch IV; Nairobi Branch V; Mombasa; Kisumu; Eldoret; Nakuru; Kisii & Nyeri     ","Vinod Bharatan "]
[null,{"$f":"1+B29","v":2},"Kenya Orient Insurance Company Limited","General","34530 - 00100, Nairobi","(020) 2728603/4","capitolhill@korient.co.ke","Capitol Hill Towers, 6th Floor, Cathedral Road Nairobi","Nairobi, Mombasa, Nyeri, Embu, Meru, Nakuru, Eldoret, Kisumu, Thika, Kisii","Muema Muindi"]
[null,{"$f":"1+B30","v":3},"Kenya Reinsurance Corporation Limited","Reinsurance","P. O. Box 30271 - 00100, Nairobi","(020) 2716793       (020) 2716793","kenyare@kenyare.co.ke","Reinsurance Plaza, Taifa Road","Cote d`Ivoire","Jadiah Mwarania"]
[null,{"$f":"1+B31","v":4},"Madison Insurance Company Kenya Limited","Composite","P.O. Box 47382 – 00100, Nairobi","(020) 2721970/1      (020) 2864000","Madison@madison.co.ke.","Upper Hill Close","Mpaka Plaza, Westlands, Nairobi; Thika; ","James Ngunjiri"]
[null,{"$f":"1+B32","v":5},"Mayfair Insurance Limited","General","45161 – 00100 Nairobi","(020) 2999000","info@mayfair.co.ke","Mayfair Centre Ralph Bunche Road Nairobi","Nairobi, Mombasa, Eldoret","Tushar Shar"]
[null,{"$f":"B33+1","v":6},"Metropolitan Life Assurance Company Ltd","Longterm","P O Box 467830 - 00100 Nairobi","(020) 2243126/42/58   (020) 2216602/3,     0724 259847         0734 243124","principalofficer@metropolitan.co.ke","International House Limited, Mama Ngina Street","Nairobi,Mombasa","Andrew Greenwood"]
[null,{"$f":"B34+1","v":7},"Occidental Insurance Company Ltd","General","39459 00623 Nairobi ","(020) 8024149          (020) 8155965/6          (020) 2362602","enquiries@occidental-ins.com","Crescent Business Centre Parklands Road - Nairobi","Nairobi, Mombasa","Asok Ghosh "]
[null,{"$f":"B35+1","v":8},"Old Mutual Assurance Life (K) Co.","Longterm","P.O. Box 30059 – 00100 Nairobi GPO","(020) 2829000","clientservices@oldmutualkenya.com","Old Mutual Building, Corner of Mara / Hospital Road","Kimathi Street Branch (Nairobi), Bungoma, Eldoret ,Kisii, Kisumu, Machakos, Meru, Mombasa, Nakuru, Nyeri, Thika","Reuben Java"]
[null,{"$f":"1+B36","v":9},"Pacis Insurance Company Ltd","General","1870 - 00200, Nairobi.","(020) 4247000 ","info@paciskenya.com","Centenary House, 2nd Floor Off Ring Rd, Westlands ","Nairobi, Nakuru, Meru, Mombasa, Thika, Eldoret ","Peter Makhanu "]
[null,{"$f":"1+B37","v":10},"Pan Africa Life Assurance Company Ltd","Longterm","P.O Box 10493-00100, Nairobi","(020) 2247600        (020) 2229367        (020) 2781000         (020) 2225050   0722206900/1,  0733418807","customerservice@pan-africa.com","Pan Africa Life House, Kenyatta Avenue","Eldoret, Embu, Kisii,Mombasa, Nairobi City Centre,Nairobi Mega,Prestige, Premier,Nakuru,Kisumu, Meru, Machakos,Nyeri, Thika","Ag. Stephen Kamanda"]
[null,{"$f":"1+B38","v":11},"Phoenix of East Africa Insurance Co. Limited","General","30129-00100, Nairobi","0720 632632 ","info@phoenix.co.ke","Ambank House, 17th Floor, University Way ","Nairobi, Mombasa, Eldoret","D. K. Sharma"]
[null,{"$f":"B39+1","v":12},"Pioneer Assurance","Longterm","P.O Box 20333-00200, Nairobi, Kenya","(020) 2220 814 ","info@pioneerassurance.co.ke","Pioneer House, Moi Avenue","Finance House- Loita Street, Reinsurance Plaza, Malindi,  Nakuru, Mombasa, Bungoma, Meru, Voi, Kisumu, Machakos, Thika, Nyeri, Homabay, Eldoret, Kitale","Moses Kimani"]
[null,32,"Real Insurance Company Ltd","General","40001-00100 Nairobi","(020) 2690062/13","general@realinsurance.co.ke","Royal Ngao House, Hospital Road","Nairobi, Eldoret, Nyali, Nyeri, Nakuru, Kitale, Mombasa, Meru, Malindi, Naivasha, Thika, nakuru, Westlands, Kisumu","Joseph Kiuna"]
[null,{"$f":"1+B41","v":33},"Resolution Health Insurance Company Limited","General","4469 – 00100, Nairobi","(020) 2260 100","info@resolution.co.ke","Parkfield Place,Muthangari Drive, Off Waiyaki Way, Westlands","Nairobi, Mombasa, Kisumu, Meru","Peter Nduati"]
[null,{"$f":"1+B42","v":34},"Saham Assurance Company Limited","Composite","P.O. Box 20680 – 00200, Nairobi","(020) 2243681/2       (020) 2219486","mercantile@mercantile.co.ke","Eco Bank Towers, Muindi Mbingu Street","Mombasa, Nakuru & Thika","Lydia Kibaara"]
[null,{"$f":"1+B43","v":35},"Shield Assurance Company Ltd","Longterm","P. O. Box 25093 - 00100 Nairobi","(020) 2712591/2/3/6","info@shieldassurance.co.ke","5th Avenue Office Suites, 7th Flr\n5th Avenue, Off Ngong Road","Nairobi,Kisumu, Mombasa, Eldoret, Nyeri, View Park Towers (Nairobi)","Charles Mangee"]
[null,{"$f":"1+B44","v":36},"Takaful Insurance of Africa Ltd","Composite","P.O. BOX 1811 - 00100, Nairobi","(020) 2725134/5","info@takafulafrica.com","CIC Plaza, Mara Road, Upper Hill","CBD, Nairobi; Eastleigh, Nairobi; Mombasa, Garissa & Wajir.  ","Hassan Bashir"]
[null,{"$f":"B45+1","v":37},"Tausi Assurance Company Limited","General","28889-00200 Nairobi","0729 145 888","client@tausiassurance.com","Tausi Court, Tausi Road, Off Muthithi Road, Westlands",null,"Mrs Rita Thatthi"]
[null,{"$f":"1+B46","v":38},"The Jubilee Insurance Company (K) Ltd","Composite","P.O. Box 30376 - 00100, Nairobi.","(020) 3281000","info@jubileekenya.com","Jubilee House, Wabera Street","Mombasa & Kisumu","Patrick Tumbo"]
[null,{"$f":"1+B47","v":39},"The Kenyan Alliance Insurance Co. Ltd","Composite","P.O Box 30170 - 00100, NAIROBI","(020) 2241620   0733600462","kai@kenyanalliance.com","Chester House, Koinange Street","Mombasa;  Nakuru; Kisumu; Kitui; Thika; Karatina; Machakos & Meru","Evanson Kimemia"]
[null,{"$f":"1+B48","v":40},"The Monarch Insurance Company Limited","Composite","P.O Box 44003 - 00100 NAIROBI","(020) 4292000     0705426931    0786426931","info@monarchinsurance.co.ke","Monarch House, 664 Ole Nguruone Rd, James Gichuru Road, Lavington","Prudential House, Nairobi; Solar House, Nairobi; Thika; Kisii;Nakuru; Meru; Kisumu & Mombasa","David Maranga"]
[null,{"$f":"B49+1","v":41},"Trident Insurance Company Limited","General","55651-00200 Nairobi","(020) 2726234  0720600036","info@trident.co.ke","Capitol Hill Towers, Cathedral Road","Nairobi, Mombasa, Nakuru, Eldoret","Ag. Kennedy M. Maina "]
[null,{"$f":"B50+1","v":42},"UAP Insurance Company Ltd","General","43013 - 00100 Nairobi","0711 065 000         (020) 2850000","uapinsurance@uap-group.com","Bishops Garden Towers, Bishops Rd.","Nairobi, Mombasa, Nyeri, Embu, Nakuru, Eldoret, Kisumu, Meru, Machakos, Thika, Kisii","James Wambugu"]
[null,{"$f":"B51+1","v":43},"UAP Life Insurance Company Ltd","Longterm","PO Box 23842 | Nairobi 00100, Kenya ","(020) 2850300","life@uaplife.com","Bishops Garden Towers | Bishops Road ","Nairobi,Westlands, Kisumu, Eldoret,Nakuru, Nyeri, Mombasa, Meru, Thika, Kisii","Jerim Otieno"]
[null,{"$f":"1+B52","v":44},"Xplico Insurance Company Ltd","General","38106-00623 Nairobi","0700 111999","info@xplicoinsurance.co.ke","Park Place 5th Floor, Limuru Road, 2nd Parklands Avenue","Nairobi, Eldoret, Kakamega, Meru, Mombasa, Nakuru, Thika","Ag. John Waweru"]

{"sheet":"APPENDIX I","index":85,"n_rows":15,"n_cols":10,"rows_kept":15,"cut":false,"hidden":true,"merged":[[1,1,1,9],[14,1,14,9]]}
[]
[null,"APPENDIX 46: DIRECTORY OF INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
[null,null,"Company","Type of Company","Postal Address ","Telephone","E-mail","Physical Location Of Headquarters","Branch Network","Principal Officer"]
[null,1,"AAR Insurance Company Ltd","General","P.O Box 41766-00100, Nairobi","(020) 2895000   0703063000     ","info@aar.co.ke","Ground Floor, Real Towers, Hospital Road, Upper Hill","Nairobi, Mombasa, Thika, Machakos Eldoret, Kisumu, Naivasha, Nyeri, Kakamega,  Kericho, Nakuru, Malindi","Nickson Shigoli"]
[null,2,"Africa Merchant Assurance Company Ltd","General","P.O Box 61599-00200, Nairobi","(020) 2204000       0738312121","info@amaco.co.ke","Nextgen Mall Mombasa Road","Nairobi, Mombasa, Eldoret, Nakuru, Kitale, Kisii, Kisumu, Nyahururu, Meru, Bungoma, Kericho, Malindi, Kapsabet, Migori, Thika,  Nyeri, Kakamega, Embu, Narok","Elizabeth Kosgei"]
[null,3,"AIG Kenya Insurance Company Ltd","General","P.O Box 49460-00100, Nairobi","020 3676000  0735338830","aigkenya@aig.com","Eden Square, Chiromo Road Nairobi","Nairobi and Mombasa","Catherine Igathe"]
[null,4,"Allianz Insurance Company of Kenya Limited","General","P.O. Box 66257 - 00800","(020) 204231400       (020) 204231444","contact@allianz.co.ke","5th Floor Allianz Plaza - 96 Riverside Nairobi","None","SY  Demba"]
[null,5,"APA Insurance Limited","General","P.O Box 30065-00100, Nairobi","(020) 286 2000  0720652272","info@apainsurance.org","Apollo Centre,07 Ring Road Parklands, Westlands","Nairobi, Mombasa, Kisumu, Nyeri, Eldoret, Meru, Naivasha, Nakuru, Thika, Embu, Kisii, Machakos","Vinod Bharatan"]
[null,6,"APA Life Assurance Company Limited","Longterm","P.O Box 30389-00100, Nairobi","(020) 3641000,+254 0722 276 556, +254 0733 676 556","insurance@apalife.co.ke","Apollo Centre | Ring Road Parklands, Westlands | Nairobi, Kenya","City Centre, Kisumu, Thika,Nakuru, Naivasha,Meru, Mombasa, Eldoret,Nyeri, Embu, Kisii","Catherine Karimi"]
[null,7,"Barclays Life Assurance Kenya Limited","Longterm","P.O Box 1140-00100, Nairobi","(020) 4209000,+254 711 095 000","bbkblkphs@barclayscorp.com","3rd Floor, Acacia Building, Westlands Office Park, Off Waiyaki Way, Westlands","None","William M. Maara"]
[null,8,"Britam General Insurance Company (K) Ltd","General","P.O Box 30375 – 00100"," 0703 094000          (020) 2833000    ","info@britam.co.ke","\nRennaisance Corporate Park, Elgon Road, Nairobi, Kenya","Nairobi, Eldoret, Nyali, Nyeri, Nakuru, Kitale, Mombasa, Meru, Malindi, Naivasha, Kisumu, Muranga, Kakamega, Nanyuki, Kitui, Isiolo, Embu, Kericho, Kisii, Kitengela, Machakos, Bungoma,Thika","Margaret Kathanga"]
[null,9,"Britam Life Assurance  Company (K)  Limited","Longterm","P. O. Box 30375-00100","(020)2833000;(254)703094000","info@britam.com","Britam, Head Office Mara/Ragati Road Junction, Upperhill","Westlands (Nairobi), Ambank house (Nairobi), Phoenix house, Timau plaza( Nairobi), Victor House( Nairobi ) Mombasa, Nakuru, Kisumu, Nyeri,Thika, Eldoret, Kisii, Narok, Meru","Ambrose Dabani"]
[null,10,"Cannon Assurance Limited","General","P.O Box 30216-00100, Nairobi","(020) 3966000  0723242150","info@cannonassurance.com","Gateway Business Park, Block D, Mombasa Road","Nairobi, Mombasa, Kisumu","Lucrezia Midega"]
[null,11,"Capex Life Asssurance Company Limited","Longterm","P.O Box 12043-00400, Nairobi","(020) 2712384/5, 0715140074 ","info@capexlifeassurance.co.ke","7th Floor, Galana Plaza, Wing D Suite 01 Office Suits, 6th Floor, Ngong Rd","Nairobi, Mombasa, Nakuru, Malindi, Nyeri, Eldoret","Peter Ogunniran"]
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{"sheet":"APPENDIX II","index":86,"n_rows":14,"n_cols":11,"rows_kept":14,"cut":false,"hidden":true,"merged":[[1,2,1,10],[2,2,2,10],[13,2,13,10]]}
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[null,null,"Continued from previous page                                                             "]
[null,null,"APPENDIX 46: DIRECTORY OF INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
[null,null,12,"CIC General Insurance Company Ltd","General","P.O Box 59485-00200, Nairobi","(020) 2823000","cic@cic.co.ke","CIC Plaza II,Mara Road, Upper Hill","Nairobi, Embu, Nyeri, Meru, Machakos, Nyahururu, Thika, Kiambu,Kericho, Kitale, Eldoret, Naivasha,Kisii, Homabay, Bungoma, Kisumu, Kakamega,Kitengela, Nyahururu, Machakos, Nanyuki,Mombasa,Nakuru,Kilifi,","Elijah Wachira"]
[null,null,13,"CIC Life Assurance Company Ltd","Longterm","P.O Box 59485-00200, Nairobi","(020) 2823000 ","callc@cic.co.ke ","CIC Plaza, Mara Road - Upper Hill. ","Nairobi,Mombasa, Kisii, Kisumu, Nakuru, Kakamega, Eldoret, Bungoma, Kericho, Kilifi, Homa Bay, Naivasha","Ezekiel Owuor"]
[null,null,14,"Continental Reinsurance Ltd (Kenya)","Reinsurance","P.O Box 76326-00508, Nairobi","(020) 2429390/1/2/3","nairobi@continental-re.com / info@continental-re.com","Lenana Place, 4th Floor, Lenana Road","None","Souvik Banerjea"]
[null,null,15,"Corporate Insurance Company Limited","Composite","P.O Box 34172-00100, Nairobi","(020) 2717617     0770 366955/8         0728 700093","info@cickenya.com","Corporate Place, Kiambere Road, off Lowerhill Road","St. Ellis House Nairobi, Mombasa, Kisumu","Mark J. Obuya"]
[null,null,16,"Directline Assurance Company Ltd","General","P.O Box 40863-00100, Nairobi","(020) 3250000 0711030000","info @directline.co.ke","Hazina Towers, 17th Floor Monrovia Street, Nairobi ","Nairobi,  Thika, Mombasa, Nyeri, Kerugoya, Meru, Embu, Eldoret, Kisii, Kisumu, Nakuru","Terry Wijenje"]
[null,null,17,"East Africa Reinsurance Company Limited","Reinsurance","P.O Box 20196-00200, Nairobi","(020) 4443588     0728111041      0733623737","info@eastafricare.com","EA Re Riverside Drive","None","Peter Maina"]
[null,null,18,"Fidelity Shield Insurance Company Ltd","General","P.O Box 47435-00100 Nairobi ","(020) 4225000 0709988000","info@fidelityshield.com","Equatorial Fidelity Centre, Waridi Lane off Waiyaki Way, Nairobi","Nairobi,Mombasa, Eldoret, Thika, Nakuru,","Mathew Koech"]
[null,null,19,"First Assurance Company Limited","Composite","P.O Box 30064-00100, Nairobi.","(020) 2900000 (020) 2692250 0722444117 0733605480                                                   ","hoinfo@firstassurance.co.ke","First Assurance House, Clyde Gardens, Gitanga Road, Lavington ","Mombasa, Kisumu, Nakuru, Nairobi CBD Pan African Insurance House","George Alande"]
[null,null,20,"GA Insurance Limited","General","P.O Box 42166-00100, Nairobi","(020) 2711633/4 0721677273 0736711633","insure@gakenya.com","GA Insurance House,Ralph Bunche Road","Nairobi, Mombasa, Kisumu","Vijay Srivastava "]
[null,null,21,"GA Life Assurance   Limited","Longterm","P.O Box 42166-00100, Nairobi"," (020) 2711633/4","life@gakenya.com","\nGA House, \nRalph Bunche Road","Nairobi, Mombasa","Piyush Shah "]
[null,null," Continued next page"]

{"sheet":"APPENDIX III","index":87,"n_rows":15,"n_cols":10,"rows_kept":15,"cut":false,"hidden":true,"merged":[[1,1,1,9],[2,1,2,9],[14,1,14,9]]}
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[null,"Continued from previous page"]
[null,"APPENDIX 46: DIRECTORY OF INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
[null,22,"Sanlam General Insurance Company","General","P.O. Box 60656-00200, Nairobi","(020)2713131 0711035555","info@sanlam.co.ke","Gateway Place, Milimani Road","Kisumu,Thika, Mombasa, Nakuru, Kericho,Machakos, Nyeri, Eldoret","George Kuria"]
[null,23,"Geminia Insurance Co. Ltd","Composite","P.O Box 61316-00200, Nairobi","(020) 2782000       ","info@geminia.co.ke","6th Floor, Geminia Insurance Plaza, Kilimanjaro Avenue, Upper Hill","Mombasa; Kisumu; Eldoret, Kisii, Nakuru and Nairobi CBD ","Benson Ndegwa "]
[null,24,"Ghana Re","Reinsurance","P.O Box 42916-00100, Nairobi","(020) 3748974","info_kenya@ghanare.com","TRV Office Plaza, Muthithi Road, Nairobi","None","Madeleine Nangayo"]
[null,25,"ICEA Lion General Insurance Company Ltd","General","P.O Box 30190-00100, Nairobi","(020) 2750000       0719071000","info@icealion.com","ICEA LION Center, Riverside Park - Nairobi","Nairobi, Westlands, Mombasa, Meru Kisumu, Eldoret, Nakuru, Nyeri, Thika","Stephen Oluoch"]
[null,26,"ICEA LION Life Assurance Company  Limited","Longterm","P.O Box 46143-00100, Nairobi"," (020) 2750 000 ,0730151000","life@icealion.com","ICEA LION Centre, Riverside Park, Chiromo Road.","ICEA Building, Ambank House,Williamson, Unga House, Tulip House, Karen Office, Mombasa, Nyali, Kisumu, Eldoret, Nakuru, Nyeri, Thika, Meru","Justus Mutiga"]
[null,27,"Intra Africa Assurance Company Limited","General","P.O Box 43241-00100 Nairobi   ","(020) 2712610       (020) 2712607/9"," info@intraafrica.co.ke","3rd Floor Williamson House, 4th Ngong Avenue Nairobi","Nairobi, Kisumu, Eldoret, Mombasa, Nakuru","Angela Kamau"]
[null,28,"Invesco Assurance Company Ltd","General","P.O Box 52964-00200, Nairobi","0730180000","invesco@invescoassurance.co.ke","3rd Floor, Bishop Magua Centre, George Padmore Lane, Off Ngong Road","Nairobi, Narok, Nyeri, Naivasha, Nanyuki, Nyahururu, Kerugoya, Meru, Embu, Thika, Muranga, Kisumu, Kakamega, Bungoma, Kisii, Migori, Mombasa, Malindi, Machakos, Kitui, Nakuru, Kericho, Eldoret, Kitale","Kennedy Abincha (Ag)"]
[null,29,"Kenindia Assurance Company Limited","Composite","P.O Box 44372-00100, Nairobi","(020) 316099 (020) 2214439 (020) 2210699 (020) 2218565 0722 205923/4 0733 333002/3","kenindia@kenindia.com","Kenindia House, 12th Floor, Loita Street","Nairobi-Enterprise, Westlands, Nairobi Branch I; Nairobi Branch II;   Mombasa; Kisumu; Eldoret; Nakuru; Kisii & Nyeri, Thika, Machakos, Meru     ","Interjeet Singh"]
[null,30,"Kenya Orient Insurance  Limited","General","P.O Box 34530-00100, Nairobi","(020) 2728603/4      (020) 2962000","info@korient.co.ke","Capitol Hill Towers, 6th Floor, Cathedral Road Nairobi","Nairobi, Mombasa, Nyeri, Embu, Meru, Nakuru, Eldoret, Kisumu, Thika","Muema Muindi"]
[null,31,"Kenya Orient Life Assurance Limited","Longterm","P.O Box 34530-00100, Nairobi","(020) 2728603/ 4      (020) 2961000               (020) 2962000","info@korient.co.ke","Capital Hill Towers, 2nd Cathedral Road, Nairobi","Hughes Building(Nairobi), KTDA Building( Nairobi),  Kisii, Kisumu, Eldoret, Meru, Mombasa, Nakuru, Nyeri, Thika","Tom Omiti"]
[null,32,"Kenya Reinsurance Corporation Ltd","Reinsurance","P.O Box 30271-00100, Nairobi","(020) 2202000 0703 083000","kenyare@kenyare.co.ke","Reinsurance Plaza, Taifa Road","Cote d`Ivoire, Zambia","Michael Mbeshi (Ag)"]
[null," Continued next page"]

{"sheet":"APPENDIX IV","index":88,"n_rows":17,"n_cols":11,"rows_kept":17,"cut":false,"hidden":true,"merged":[[1,2,1,10],[2,2,2,10],[16,2,16,10]]}
[]
[null,null,"Continued from previous page"]
[null,null,"APPENDIX 46: DIRECTORY OF INSURANCE AND RE-INSURANCE COMPANIES IN KENYA"]
[null,null,33,"Liberty Life Assurance Kenya Ltd","Longterm","P.O Box 30364-00100, Nairobi\nNairobi","(020) 2866000,+254 (0) 711 028 000","csc@liberty.co.ke","Liberty House, \nMamalaka Rd, Nyerere Rd Junction\n","Nairobi,Thika, Meru, Nakuru, Imperial Court- Uganda Road, Kisumu, Kisii, Mombasa, Muli Mall, Biashara street,Mwitu Center Building,Nanyuki, Kitui,Thika","Abel Munda"]
[null,null,null,"Madion General Insurance Company Limited","General","P.O Box 47382-00100, Nairobi","(020) 2864000 0709 922000  0733 632870","madison@madison.co.ke.","Madison Insurance House, Upper Hill Close",null,"Hezron Wambugu"]
[null,null,34,"Madison Life Insurance Company Kenya Limited","Life","P.O Box 47382-00100, Nairobi","(020) 2864000 0709 922000  0733 632870","madison@madison.co.ke.","Madison Insurance House, Upper Hill Close","Meru, Kisumu, Nyeri, Kisii, Nakuru, Eldoret, Kakamega, Machakos, Kericho, Kitale, Embu, Kitengela, Ongata Rongai,Malindi, Mombasa, Thika, Homa Bay, Voi .  Nairobi -Ngong Road,Industrial area,Moi Avenue,Westlands, City Square,Buruburu","Joshua Njiru Gitonga"]
[null,null,35,"Mayfair Insurance Company Limited","General","P O Box 45161-00100 Nairobi","(020) 2999000","info@mayfair.co.ke","Mayfair Centre Ralph Bunche Road Nairobi","Nairobi, Mombasa, Eldoret","Joshua Ciira"]
[null,null,36,"Metropolitan Cannon Life Assurance Limited","Longterm","P.O Box 30216-00100","(020) 3966000","info@metcannon.co.ke","Gateway Business  park, Mombasa Road Block D","Nairobi, Mombasa","James Oyugi"]
[null,null,37,"Occidental Insurance Company Ltd","General","P O Box 39459-00623, Nairobi ","(020) 8024149          (020) 8155965/6          (020) 2362602            0722202926             0734600485","enquiries@occidental-ins.com","Crescent Business Centre, 7th Floor Parklands Road, Westlands ","Nairobi, Mombasa","Asok Ghosh "]
[null,null,38,"Old Mutual Assurance  Company Limited","Longterm","P.O. Box 30059-00100, Nairobi ","(020) 2829800 ,  +254 711 010 000","clientservices@oldmutualkenya.com","UAP Old Mutual Tower | Upper Hill Road ","Kimathi Street Branch (Nairobi), Bungoma, Eldoret ,Kisii, Kisumu, Machakos, Meru, Mombasa, Nakuru, Nyeri, Thika","Jerim Otieno"]
[null,null,39,"Pacis Insurance Company Ltd","General","P O Box 1870-00200, Nairobi.","(020) 4247000  0720113122 ","info@paciskenya.com","Centenary House, 2nd Floor Off Ring Rd, Westlands ","Nairobi, Nakuru, Meru, Mombasa, Thika, Eldoret ","James Ngunjiri"]
[null,null,40,"Sanlam Life Assurance Company Limited","Longterm","P.O Box 10493-00100, Nairobi","(020) 2247600  , (020) 2781000         (020) 2225050  ,0722206900/1   0733418807","customerservice@pan-africa.com","Pan Africa Life House, Kenyatta Avenue","Eldoret, Embu, Kisii, Mombasa, Nairobi City Centre,Nairobi Mega,Prestige, Premier,Nakuru,Kisumu, Meru, Machakos,Nyeri, Thika","Stella Njung'e"]
[null,null,41,"Phoenix of East Africa Assurance Co. Limited","General","P O Box 30129-00100, Nairobi","0720 632632         0732 178000           0734 632632","general@phoenix.co.ke","The mirage towers","Nairobi, Mombasa, Eldoret","Ameen Musbally"]
[null,null,null,"Pioneer General Insurance Company","General","P.O Box 20333-00200, Nairobi","(020) 7220160","pioneergeneral@pioneerinsurance.co.ke","Pioneer House, Moi Avenue","None","Milkah Kinyua"]
[null,null,42,"Pioneer Assurance Company Limited","Longterm","P.O Box 20333-00200, Nairobi","(020) 2220 814/5 ","info@pioneerassurance.co.ke","Pioneer House, Moi Avenue","Finance House- Loita Street, Reinsurance Plaza, Malindi,  Nakuru, Mombasa, Bungoma, Meru, Voi, Kisumu, Machakos, Thika, Nyeri, Homabay, Eldoret, Kitale","David Ronoh"]
[null,null,43,"Prudential Life Assurance Company Limited","Longterm","P.O Box 25093-00100, Nairobi","(020) 2712591/2/3/6    +254 202589939","info@prudentiallife.co.ke","5th Avenue Office Suites, 7th Floor,\n5th Ngong Avenue, Off Ngong Road","Nairobi,Kisumu, Mombasa, Eldoret, Nyeri, View Park Towers (Nairobi)","Andrew Greenwood"]
[null,null," Continued next page"]

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[]
[null,"Continues from previous page"]
[null,"APPENDIX 46: DIRECTORY OF INSURANCE AND RE-INSURANCE COMPANIES IN KENYA "]
[null,44,"Resolution  Insurance Company Limited","General","P.O Box 4469-00100, Nairobi","(020) 2894000                   (020) 3874774","info@resolution.co.ke","Roshanmaer Plaza, Lenana Road, Nairobi","Nairobi, Mombasa, Kisumu, Meru, Kisii, Nakuru, Nyeri, Eldoret, Thika","Alice Mwai "]
[null,45,"Saham Assurance Company Kenya Limited","Composite","P.O Box 20680-00200, Nairobi","(020) 2243681/2 (020) 2219486 0718 979236 0731 515515 ","headoffice-kenya@sahamassurance.com","Eco Bank Towers, 16th Floor, Muindi Mbingu Street","Kisumu, Mombasa, Nakuru & Thika, Cardinal Otunga branch Nairobi","Lydia Kibaara"]
[null,46,"Takaful Insurance of Africa Ltd","Composite","P.O Box 1811-00100, Nairobi.","(020) 2725134/5","info@takafulafrica.com","CIC Plaza, Mara Road, Upper Hill","Mombasa, Garissa, Wajir,  Nairobi- Eastleigh; CBD;   ","Hassan Bashir"]
[null,47,"Tausi Assurance Company Limited","General","P.O Box 28889-00200, Nairobi","0729 145 888                  0735 145020","clients@tausiassurance.com","Tausi Court, Tausi Road, Off Muthithi Road, Westlands","Nairobi","Rita Thatthi"]
[null,48,"The Heritage Insurance Company Limited","General","P.O Box 30390-00100,Nairobi","(020) 2783000  0711039000","info@heritage.co.ke","CfC House, Mamlaka Road","Nairobi, Mombasa, Eldoret, Naivasha, Nakuru, Meru, Thika, Machakos, Kitui, Kisii, Kisumu","Godfrey Kioi"]
[null,49,"The Jubilee Insurance Company of Kenya Limited","Composite","P.O Box 30376-00100, Nairobi.","(020) 3281000","jic@jubileekenya.com","Jubilee Insurance House, Wabera Street, Nairobi","Mombasa, Kisumu, Kisii, Meru, Nyeri, Thika, Bungoma, Eldoret, Machakos, Embu, Malindi,                           Nairobi - Tulip, Mombasa road; Vanguard, Westlands; Purshottam, call center.","PENDING"]
[null,50,"The Kenyan Alliance Insurance Company Limited","Composite","P.O Box 30170-00100, Nairobi","(020) 2216449 (020) 2216192 (020) 2241626 (020) 2241630/7 (020) 2216450 0722 205286 0733 600462 ","kai@kenyanalliance.com","Chester House, 1st Floor Koinange Street","Mombasa;  Nakuru; Kisumu; Kitui; Thika; Karatina; Machakos & Meru; Nairobi- Bunyala ","Timothy Waweru (Ag) "]
[null,51,"The Monarch Insurance Company Limited","Composite","P.O Box 44003-00100, Nairobi","(020) 4292000               (020) 2338132               (020) 2338134/5  0705426931        0786426931","info@monarchinsurance.co.ke","Monarch House, 664 Ole Nguruone Rd, Off James Gichuru Road, Lavington","Prudential House, Tom Mboya Nairobi; Solar House, Nairobi; Jubilee Insurance Building Mombasa, North Coast Mombasa Nairobi; Thika; Kisii;Nakuru; Meru; Kisumu & Eldoret, Meru","David Maranga"]
[null,52,"Trident Insurance Company Limited","General","P.O Box 55651-00200, Nairobi","(020) 2721710                (020) 2642765 ","info@trident.co.ke","Capitol Hill Towers, Cathedral Road","Nairobi, Mombasa, Nakuru, Kisii,Meru, Thika","Robert Garama"]
[null,53,"UAP Insurance Company Ltd","General","P.O Box 43013-00100 Nairobi","(020) 2850000","uapinsurance@uap-group.com","UAP Old Mutual Tower | Upper Hill Road ","Nairobi, Mombasa, Nyeri, Nakuru, Eldoret, Kisumu, Meru, Machakos, Thika, Kisii","George Odinga (Ag)"]
[null,54,"UAP Life Assurance Company  Limited","Longterm","P.O Box 23842-00100, Nairobi","(020) 2850300","life@uaplife.com","UAP Old Mutual Tower | Upper Hill Road ","Nairobi,Westlands, Kisumu, Eldoret,Nakuru, Nyeri, Mombasa, Meru, Thika, Kisii","Mwanzo Moseti "]
[null,55,"Xplico Insurance Company Ltd","General","P O Box 38106-00623, Nairobi","0700 111999                   (020) 3642000","info@xplicoinsurance.co.ke","Park Place 5th Floor, 2nd Avenue, Parklands, Off Limuru Road, Nairobi","Nairobi, Eldoret, Kakamega, Meru, Mombasa, Nakuru, Thika","Mike Mureithi"]